The Insurance Pro

DECEMBER 25, 2024

Key Things to Know The term investment grade life insurance is a marketing tactic used by agents to sell whole life insurance policies. While some whole life policies may be better suited for cash value maximization, there is no official designation for investment grade life insurance.

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Redbird Agents

JULY 10, 2024

This is for existing P&C insurance agents who want to learn how to get started selling life insurance. It’s easy… it’s really, really easy to learn how to get started selling life insurance. You won’t be disappointed and it might even change your life! Getting started selling life insurance is simple.

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Final Expense Brokerage

JUNE 7, 2024

June 5, 2024 5:22:33 PM Contact Us Discover how to handle the the most common objections clients make when selling life insurance. Share: The Sales Process When selling insurance, objections are an expected part of the process. Dealing with objections related to life insurance can be particularly tricky.

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Redbird Agents

FEBRUARY 3, 2025

Final expense insurance is one of the most lucrative life insurance markets for independent agents, offering high commission payouts, fast approvals, and steady client demand. Chargebacks and Policy Lapses Final expense sales rely on persistency, meaning clients must keep their policies active for you to retain commissions.

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Simply Insurance

DECEMBER 3, 2024

Dependent life insurance is a type of insurance policy that pays out for the death of a spouse, child, or other dependents. Usually offered at your job.

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Boyle Agency Insurance

OCTOBER 7, 2024

Life insurance is a crucial financial tool that provides protection for you and your loved ones. However, as life unfolds, your insurance needs may change due to significant life events. Life Event: Marriage Marriage marks a significant life event where you share financial responsibilities with your spouse.

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Final Expense Brokerage

APRIL 11, 2024

Introduction: Choosing the right Independent Marketing Organization (IMO) is crucial for success in the life insurance industry. In this article, we'll delve into the factors that life insurance agents should bear in mind when deciding on an IMO partnership.

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Final Expense Brokerage

MAY 10, 2024

May 11, 2024 10:44:08 AM Contact Us Are you interested in becoming a life insurance agent? Share: Understanding the Role of a Life Insurance Agent As a life insurance agent, your primary role is to help individuals and families protect their financial future by providing them with suitable life insurance policies.

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The Insurance Pro

DECEMBER 24, 2024

Key Things to Know 10 Pay Whole Life Insurance is a policy that guarantees a death benefit after 10 years of premium payments, making it a cost-effective option for those prioritizing a guaranteed death benefit. While it offers a lower total cost for a guaranteed death benefit compared to longer-term policies, it may not be.

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An-Insurance-Agents-Career

APRIL 27, 2016

Free life insurance leads are generated during the annual review or at policy delivery using this proven sales talk.

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The Insurance Pro

DECEMBER 27, 2024

Thepaid up additions feature of a whole life insurance policy is one of the most powerful components with respect to cash value accumulation. Keep Reading The post Paid Up Additions: The Magic of Cash Value Life Insurance appeared first on The Insurance Pro Blog.

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Life Insurance Insurance Policy Insurer Insured 98

PSM Brokerage

JANUARY 10, 2025

Introduction to Final Expense Insurance Final Expense Insurance is a small whole life insurance policy designed to cover end-of-life costs, such as funeral expenses, medical bills, and other outstanding debts. The Need for Final Expense Insurance Rising Funeral Costs: The average funeral in the U.S.

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Insurance Journal

FEBRUARY 19, 2025

A former Ohio insurance agent was sentenced this month to five years of probation for thefts exceeding $1.4 Rhonda Chandler, of the Columbus area, stole and misappropriated funds, including premiums for pre-need life insurance policies, commonly known as burial …

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Redbird Agents

FEBRUARY 3, 2025

Types of Final Expense Wholesalers Wholesalers come in different forms, and while they may use different titles, they serve a similar purposehelping agents access life insurance carriers and providing business support. Business transparency: Clear commission structures, contract policies, and agent-first service.

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Insurance Journal

FEBRUARY 26, 2025

Smartwatches and other wearable technologies have the potential to change the pricing of life insurance policies by offering better data about individuals’ mortality risk, according to a new report by reinsurance company Munich Re and analytics firm Klarity. The study …

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Risk Life Insurance Insurance Policy Insurer 147

RiskQuoter

APRIL 20, 2024

Group life insurance is often provided by employers, while individual policies offer more flexibility and control. Individual term insurance provides customizable coverage and isn't tied to your employment. Group plans are often cheaper initially but may lack portability if you leave your job.

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Bankers Insurance

SEPTEMBER 6, 2024

LIFE INSURANCE 101 If others rely on you for financial support, an essential part of your financial plan should include how to provide for them in the event of your death. THE BASICS OF LIFE INSURANCE If you’re married, it’s important for both spouses to have life insurance.

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RiskQuoter

MAY 21, 2024

Learn everything you need to know about securing a $5 million life insurance policy, including underwriting, choosing the right company, and key factors that influence your rates. The post How to Get a $5 Million Life Insurance Policy: A Complete Guide appeared first on RiskQuoter.com.

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Simply Insurance

MARCH 24, 2025

Quick Product Review: Meanwhiles Bitcoin Whole Life Insurance Product : Meanwhiles Bitcoin (BTC) Whole Life Insurance Best For : Long-term Bitcoin holders seeking tax efficiency, wealth preservation, and seamless generational transfer. Policy value tied to BTC appreciation.

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RiskQuoter

OCTOBER 23, 2022

It’s Never Been Easier to Get $1,000,000 How Much is a Million Dollar Life Insurance Policy? Take a look at this example: Monthly rates – […] The post How much does a million-dollar life insurance policy cost? appeared first on RiskQuoter.com.

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Haven Life

OCTOBER 24, 2023

The post Can you transfer ownership of a life insurance policy? appeared first on Blog | Haven Life.

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Life Insurance Insurance Policy Policy Insurer 52

RiskQuoter

MARCH 26, 2025

Did you know that life insurance policies with living benefits can pay you before you die? These policies allow you to access the face amount […] The post Life Insurance With Living Benefits – What You Need to Know appeared first on RiskQuoter.com.

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Brokers’ Service Marketing Group

MARCH 17, 2022

IRC Section 1035 allows Tax-Free Exchanges of life insurance policies in a gain position (i.e. gross cash value greater than adjusted cost basis) so that cash values can be easily transferred to more financially efficient policies.

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Final Expense Brokerage

JANUARY 29, 2025

Key products to consider include: Whole Life Insurance : A staple for final expense agents, it provides lifelong coverage at affordable premiums. Term Life Insurance : While less common for final expenses, some clients may prefer a term policy for its lower initial costs.

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RiskQuoter

JULY 22, 2022

When you get […] The post What to Look for in a Spouse Life Insurance Policy appeared first on RiskQuoter.com. When it comes to planning for the future, a few topics are as important as the financial security of your significant other.

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Simply Insurance

DECEMBER 2, 2024

A direct term life insurance policy lets you deal directly with the insurance company you purchased your policy through.

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Life Insurance Insurance Policy Insurer Insured 52

RiskQuoter

APRIL 26, 2024

Life insurance riders add extra benefits to your policy. Explore popular options like accelerated death benefits, long-term care coverage, and more to tailor a policy for your needs. The post The Insider’s Guide to Life Insurance Riders appeared first on RiskQuoter.com.

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Life Insurance Insurer Insured Insurance 52

PSM Brokerage

JANUARY 23, 2025

Clients who purchase a Medicare supplement plan are statistically more likely to add additional policies, such as: Dental, Vision, and Hearing Plans: Many Medicare supplements dont cover these services, making standalone policies a natural addition.

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Simply Insurance

SEPTEMBER 17, 2024

Discover the factors that influence life insurance costs and learn how to find the right coverage for your needs. Explore average premiums, types of policies, and tips for getting the best rates.

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Shield Insurance Agency

JULY 8, 2024

Shield Insurance Agency Blog | Life Insurance | Contact Us Today! One crucial aspect of this planning is life insurance. In this blog post, we will explore the importance of life insurance for retirees and the options available to ensure financial security and peace of mind.

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QuickQuote

JUNE 5, 2023

Although it’s best to buy coverage before you need it, there are times when you might need an immediate life insurance policy. Finding no medical exam life insurance isn’t as easy as a traditional policy, but it’s not impossible. Instant life insurance coverage might not be ideal for everyone.

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Boyle Agency Insurance

SEPTEMBER 2, 2024

Should I Invest In Life Insurance? Life Insurance can be a complicated subject. The need for life insurance and how much of it depends on your requirements. Bogle Agency Insurance can be an important resource to utilize when deciding whether to invest in Life Insurance.

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The Insurance Pro

DECEMBER 22, 2024

As its name implies, dividend paying whole life insurance is a form of whole life insurance that earns a dividend. The official insurance term used to identify a dividend paying whole life policy is “participating” because the policy participates in the divisible surplus (i.e.

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Life Insurance Insurer Insured Insurance 52

RiskQuoter

MAY 20, 2024

Life insurance assignments can help you use your policy for various financial goals. The post Understanding Life Insurance Assignments: Your Complete Guide appeared first on RiskQuoter.com. This guide simplifies the process and helps you make informed decisions.

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QuickQuote

JULY 20, 2023

Life insurance payouts may only be claimed if the insurance company can find a beneficiary or the beneficiary knows about the policy. Fortunately, these unclaimed life insurance policies can be found, regardless of how much time has passed.

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QuickQuote

JULY 23, 2023

If your loved one didn’t leave a clear record of a life insurance policy, it can be difficult to know how to find an old life insurance policy. We break down the main steps on how to find out if someone has life insurance, so you can easily find out whether the deceased had an.

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Life Insurance Insurance Policy Policy Insurer 40

RiskQuoter

APRIL 19, 2024

Universal life insurance can be a flexible solution, but it's crucial to understand the details. This type of policy offers lifetime coverage and potential cash value, but pitfalls exist. The post Universal Life Insurance: Everything You Need to Know appeared first on RiskQuoter.com.

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