PSM Brokerage

JANUARY 10, 2025

Introduction to Final Expense Insurance Final Expense Insurance is a small whole life insurance policy designed to cover end-of-life costs, such as funeral expenses, medical bills, and other outstanding debts. These plans are affordable, straightforward, and a valuable addition to any insurance agent's portfolio.

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Final Expense Brokerage

JANUARY 29, 2025

Key products to consider include: Whole Life Insurance : A staple for final expense agents, it provides lifelong coverage at affordable premiums. Term Life Insurance : While less common for final expenses, some clients may prefer a term policy for its lower initial costs.

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QuickQuote

MAY 25, 2023

Single premium life insurance allows you to pay for your entire policy upfront. However, lump-sum life insurance isn’t for everyone since the cost is significantly higher than a traditional policy, and accessing the cash value has tax consequences. How does single premium life insurance work?

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Simply Insurance

SEPTEMBER 17, 2024

Discover the factors that influence life insurance costs and learn how to find the right coverage for your needs. Explore average premiums, types of policies, and tips for getting the best rates.

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The Insurance Pro

APRIL 2, 2023

The world of life insurance is an ever-evolving landscape, and as a result, new products and strategies continue to emerge. Among them, indexed universal life insurance (IUL) has been garnering attention for its unique approach to cash value accumulation and premium flexibility. Keep Reading

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Simply Insurance

SEPTEMBER 17, 2024

Discover the costs associated with no exam life insurance, including factors that influence premiums and how to find the best coverage for your needs. Learn how this convenient option can provide peace of mind without the hassle of medical exams.

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RiskQuoter

APRIL 23, 2024

Don't let your family's health history ruin your life insurance rates! This guide will help you understand how it affects your premiums and find the best company for your situation. The post Don’t Let Family History Ruin Your Life Insurance Rate! appeared first on RiskQuoter.com.

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PSM Brokerage

JANUARY 23, 2025

Stability: Once enrolled, clients can keep their plans as long as they continue to pay premiums. Life Insurance: Clients seeking financial security often consider final expense or term life insurance.

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Final Expense Brokerage

NOVEMBER 30, 2024

Example Response: “Final expense insurance isn’t just for older individuals—it’s for anyone who wants to plan ahead. Starting earlier can give you peace of mind and lower premiums, so you’re covered regardless of what life brings.”

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Word & Brown

APRIL 1, 2025

Individual Health Insurance Tax Deductibility If you offer individual health insurance to your clients, they may be able to include their health insurance premiums in their medical expense calculation on their taxes. Other health care-related expenses may also be deductible for your clients, depending on their incomes.

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Peter J. Fournier

JULY 30, 2021

However, they often fail to take the next step to sell Life Insurance. The good news is that making the transition to selling Life Insurance is often easier than you would imagine. Keep reading for expert tips to help you master cross-selling Medicare and Life Insurance. But there is more to it than that.

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QuickQuote

JULY 29, 2023

Since life insurance companies pay out multiple claims per year, you may wonder how life insurance companies make money if claims sometimes eclipse the amount earned in premiums. The answer is that life insurance company profitability is based on more than just the amount it earns in premiums.

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An-Insurance-Agents-Career

JUNE 3, 2016

the art of Concept selling vs Product selling is a selling skill that unfortunately most insurance agents have not mastered. Because of this, they will continue to struggle in the life insurance business. Known facts Life Insurance agents that use concept selling methods will: have a much easier time marketing their products.

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Insurance Journal

FEBRUARY 12, 2025

The European insurance sector saw high levels of claims inflation in 2024. In motor-related material damage in particular, claims inflation is still outpacing the Consumer Price Index, and we could see primary insurers continuously increasing premium rates in 2025. While …

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P&L Financial Services

DECEMBER 20, 2024

Life insurance often feels like a topic best tackled earlier in life, but its far from being too late for seniors to secure a meaningful policy. As an insurance agent, understanding the needs and concerns of senior clients can open the door to building trust and creating solutions tailored to their unique situations.

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Peter J. Fournier

MAY 25, 2021

Becoming a life insurance agent is an appealing career choice for a lot of people. If you are considering a career in life insurance sales, you are probably asking yourself, how much money can I make as a life insurance agent? How Do Insurance Agents Get Paid? What Affects How Much You Can Earn?

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Final Expense Brokerage

NOVEMBER 30, 2024

The Concern: When clients bring up the cost of final expense insurance, it’s often rooted in the worry of affording premiums on a fixed income. Why can’t I just rely on my life insurance policy?” How to Respond: Explain the difference in purpose: Share how life insurance and final expense insurance are complementary.

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Friendly Agent

SEPTEMBER 21, 2020

Then, you will have to submit your licensing application and go through a background check before you qualify as a licensed insurance agent. Is selling life insurance a good job at 20 years old? At 20 years old, you may be a target market of insurance companies.

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Redbird Agents

SEPTEMBER 13, 2024

Cross-Selling Opportunities: Offer related products such as life insurance, annuities , or final expense insurance. Buyers are more likely to pay a premium for an agency that has multiple revenue streams. While Medicare Advantage and Medicare Supplement plans are lucrative, diversifying your offerings can add extra value.

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Final Expense Brokerage

MAY 15, 2024

The average insurance agent commission per year varies depending on various factors such as the type of insurance being sold and the insurance company's policies. However, it is important to note that insurance agents typically earn a percentage of the premium paid by the client.

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Smart Insurance Agents

DECEMBER 9, 2024

Affordable Premiums: Short Term Health Insurance Plans typically offer more affordable premiums compared to long-term health insurance plans. Cost: Evaluate the premiums, deductibles, copayments, and out-of-pocket maximums associated with each plan. List of Short Term Health Insurance Illinois 1.

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Shield Insurance Agency

AUGUST 20, 2024

Shield Insurance Blog | Small Insurance Claims | Contact Our Sales Team! Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. As a result, the insurance company may raise your premiums to offset the potential risk.

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Redbird Agents

JULY 18, 2024

Insurance companies compensate them with a commission for each policy sold, but there are no added broker fees, higher premiums, or hidden costs when you buy a policy through the agency. Choice Mutual’s brokerage services, just like the app, are free.

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Peter J. Fournier

JANUARY 15, 2021

Note: If you are more of an audio learner, check out this YouTube video 30% Of Your Business Is Falling Off The Books Insurance agents are constantly on the hamster wheel of trying to outwrite premiums and keep writing more and more production every year. You’re a pretty good agent and your average premium is not bad.

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Tosten Marketing

APRIL 3, 2025

Try creating short, informative videos on topics like: How to file a claim Understanding different types of coverage Tips for reducing premiums Infographics simplify complex information and are highly shareable on social media. 73% of B2B marketing and sales leaders say webinars are the best way to generate high-quality leads.

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TGS

DECEMBER 9, 2024

Combining auto insurance , home insurance , and/or health insurance under a single provider often means discounts. Have you considered how tying the knot might affect your life insurance? This is when your insurance needs a serious upgrade. But dont overlook life insurance.

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Word & Brown

AUGUST 6, 2024

jump, which pushed total sales premium to $9.34 billion, the industry’s highest level ever – Insurance brokers are optimistic about clients’ and employees’ future receptivity toward voluntary during the next year. billion, or 68% of the total market. – While voluntary sales grew by 5.4%

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Redbird Agents

APRIL 10, 2025

Author: John Hilton Indexed universal life insurance is a lot of things, depending on who you are talking to. To many beneficiaries, an indexed universal life insurance policy is a multipurpose product that helps them accomplish a variety of financial goals, specifically tax-free retirement income capabilities.

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Tosten Marketing

MARCH 6, 2025

A young professional in an urban area might look for renters insurance and basic auto coverage, while a suburban family may show more interest in comprehensive home and life insurance packages. Understanding these differences allows you to create content that speaks directly to each segment of your audience.

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Leadsurance

AUGUST 1, 2023

Types of insurance that can benefit from gamification Gamifying life insurance Life insurance companies can use gamification to encourage customers to take steps toward better financial planning. Can gamification be used in different insurance plans?

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Constant Contact

JANUARY 28, 2021

Each should delve into the many types of insurance provided for that category. For example, a blog feature on life insurance may begin by differentiating term and whole life insurance before delving into specifics such as guaranteed whole life or indeterminate premium whole life.

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Leadsurance

JANUARY 26, 2024

They can be embedded on insurance product pages, helping clients estimate costs directly. These tools can break down complex insurance premium calculations into understandable figures for clients. This transparency helps demystify insurance costs, making it easier for clients to make informed decisions.

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Tosten Marketing

MARCH 17, 2025

For the keyword “how to choose life insurance,” we might create an in-depth guide that educates readers on different types of life insurance policies, factors to consider when choosing a policy, and steps to take when applying for coverage. We also use power words and numbers to increase click-through rates.

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Scott Insurance

OCTOBER 3, 2023

Contact a Scott Benefits Consultant if you would like to compare your benefit plans – including employee share of premiums, coinsurance and deductible amounts, plan designs, and out-of-pocket maximum levels – to those of nearly 7,600 mid-market companies nationally. Founded in Seattle in 1947, Milliman has offices in key locations worldwide.

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Shield Insurance Agency

APRIL 19, 2024

Broad form collision coverage may be a better option for those who want more comprehensive protection and are willing to pay a higher premium for it. More Blogs about insurance and more… Protect Your Finances: The Truth About Small Insurance Claims Shield Insurance Agency is Now Hiring!

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Scott Insurance

OCTOBER 5, 2022

Contact a Scott Benefits Consultant if you would like to compare your benefit plans – including employee share of premiums, coinsurance and deductible amounts, plan designs, and out-of-pocket maximum levels – to those of nearly 24,000 mid-market companies nationally. Founded in Seattle in 1947, Milliman has offices in key locations worldwide.

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Majesco

MAY 23, 2024

Insurance company profit margin results right now are like trying to keep water in a leaking bucket. Can insurers fill the bucket with the right premiums as fast as claims pour out potential profits? i] Affordability is currently a major pressure point for insurance. This is a reaction, not a long-term solution.

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