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Protecting Fine Art, Collectibles in California

Distinguished

Unlike competitors retreating from the market due to aggregation risks, our Fine Art and Collectibles insurance program brings fresh capacity and a willingness to underwrite policies tailored to Californias unique challenges. Wildfire coverage is included under our Fine Art and Collectibles program based on underwriting.

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Builder’s Risk Insurance Declinations: An Interview With Susan DeCarlo

Distinguished

We can consider weather related claims, but claims of theft, vandalism, and fire, for example, would be an automatic decline. If we are comfortable with our exposure, we may consider increasing the AOP deductible and the theft deductible , depending on the underwriting analysis. And in those cases, it would be a declination.

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Builder’s Risk Insurance in Michigan: Online Quotes, Coverages, and Costs 

Distinguished

Under-construction buildings can be prone to fire, vandalism, and theft, which can end up costing their backers and owners millions. Expert Underwriting : With years of specialized experience, our underwriters excel in assessing and insuring even the most complex or unique Builder’s Risk projects.

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Builder’s Risk Insurance in Tennessee: A Broker’s Guide 

Distinguished

Job sites that are under construction are prone to things like fire, theft, and vandalism. Theft : Covers the cost of replacing covered items that were stolen from the job site. Equipment : Covers damages to or theft of equipment used on the job site. An increase in construction also means an increase in financial risk.

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Rare Toy Insurance: A Guide for Collectors and Brokers 

Distinguished

The top risks to toys, much like other collectibles, are theft, disappearance in transit, and accidental damage. Theft : Provides financial protection should a toy get stolen on the road or from a covered location. For all of these reasons, a specialized collectibles policy is the smarter choice for more serious collectors. 

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Does Homeowners Insurance Cover Collectibles? 

Distinguished

Theft, damage during transport, or accidental breakage can devastate a collection that has taken years to assemble. It also provides more comprehensive protection against a wide range of common risks, including accidental damage, theft, loss, and damage during transit.

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Public Art Insurance: Safeguarding Publicly Owned Art and Collectibles 

Distinguished

At Distinguished, our public art insurance covers theft and incidental damage to the fine art and collectibles entrusted to the public institution. This is vital because it guarantees clear, reliable coverage for all parties involved, particularly when valuable pieces are subject to specific lending terms.