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Helping Clients Navigate Marketplace Open Enrollment | Solstiuce

Solstice Insurance Broker

Break down the plans into digestible pieces: explain premiums, deductibles, and out-of-pocket costs in relatable terms. Understanding the Marketplace First things first understanding the healthcare marketplace is crucial. It offers a range of coverage options, from basic to comprehensive.

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Four reasons to not wait until January to enroll in an ACA health plan

Healthinsurance.org

Delayed enrollment might mean missing out on free money. Or you might have opted to buy ACA-compliant coverage outside the exchange , if you weren’t eligible for premium tax credits (subsidies) the last time you looked. The premium that your insurer charges is likely changing for 2025. Letting your plan auto-renew?

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CMS Releases 2025 Medicare Part D Bid Information and Announces Premium Stabilization Demonstration

PSM Brokerage

Preliminary average Part D premiums will be released later this summer, with the finalized 2025 landscape available in mid-to-late September. billion in out-of-pocket prescription drug spending for people with Medicare Part D. The base beneficiary premium for 2025 will be $36.78, an increase of $2.08

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The Key Factors That Influence Your Auto Premiums

Boyle Agency Insurance

That’s because several factors influence the cost of auto insurance premiums. A clean driving record with no accidents or violations typically results in lower premiums, as it demonstrates responsible driving behavior. Younger, less experienced drivers often face higher premiums due to a higher perceived risk.

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Medicare Supplement Sales: Steady, Reliable, and Full of Opportunity

PSM Brokerage

Medicare supplements (or Medigap plans) offer: Predictable Costs: Clients appreciate the ability to budget for out-of-pocket healthcare expenses. Stability: Once enrolled, clients can keep their plans as long as they continue to pay premiums. In 1999, 8 million individuals were enrolled in these plans. Thats a 77.5%

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ACA open enrollment: what’s new for 2025

Healthinsurance.org

State-funded health insurance subsidies change in several states In addition to the ACA’s federal premium subsidies and cost-sharing reductions, several states offer additional state-funded subsidies that further offset enrollees’ premiums, out-of-pocket costs, or both. 4 For 2025, the program is expanding.

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Common Myths and Misconceptions About Final Expense Insurance: A Guide for Agents

Final Expense Brokerage

Starting earlier can give you peace of mind and lower premiums, so you’re covered regardless of what life brings.” Nov 30, 2024 11:23:52 AM Contact Us Share: Enhance client discussions by addressing the most common final expense misconceptions. They may think that because they’re in good health, they don’t need this type of insurance.

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