The Property Insurance Law Observer

MARCH 12, 2024

The claim included the cost to replace various appliances, and an additional $1,310 for the value of other stolen personal property, including certain tools and clothing. The Court further held that Plaintiffs’ stand-alone appliances and personal effects were personal property and that the theft of these items is a covered loss.

Theft 130

Theft Insurance Policy Policy Personal Property 130

The Property Insurance Law Observer

JULY 25, 2024

Both properties were insured by State Farm under policies that required the plaintiff to comply with certain “Duties After Loss,” which included exhibiting the damaged property, submitting information requested by State Farm, and preparing a detailed inventory of the damaged items.

Damage 130

Damage Personal Property Policyholder Claim 130

The Property Insurance Law Observer

JANUARY 23, 2025

Actual Cash Value v.

Damage 130

Damage Insurer Insured Insurance 130

Insurance Journal

AUGUST 8, 2024

Despite the dangers and expense associated with living in high-risk areas, large numbers of people are still moving to parts of America most impacted by wildfires, flooding and extreme heat. According to a new report from real estate company Redfin, …

Risk 306

Risk Personal Property 306

TGS

SEPTEMBER 6, 2023

Whether it’s a big project involving reconstruction of part of your home, or a small project that will increase the value of your home or personal property, your renovation will affect your homeowners insurance. However, for many home renovation projects, you will need to inform your insurance agent.

Insurance Policy 52

Insurance Policy Policy Home Insurance Personal Property 52

Wren Insurance Agency

JANUARY 22, 2025

Your policy may also provide some of the following benefits, depending on your carrier and any additional coverages you've elected to add on to your base policy: Debris removal Replacement of personal property (i.e.

Home Insurance 65

Home Insurance Insurer Insured Insurance 65

Burand’s Agency E&O

JULY 19, 2013

Inflation Factors on Personal Lines Property. Some personal property forms lack automatic inflation adjustments that increase the structural limit annually. Usually these are dwelling forms, but not always. In any given year, the difference is usually so minor that the …

Personal Property 40

Personal Property Broker-Agent Broker Agents 40

American Agents Alliance

SEPTEMBER 30, 2024

That means considering the three basic priorities of life safety, property preservation, and incident stabilization in a disaster plan. Discuss how to inventory personal property with receipts, photos, and videos. Provide a checklist so your policyholders can easily keep track of personal property.

Policyholder 40

Policyholder Broker-Agent Personal Property Agents 40

TGS

OCTOBER 3, 2023

Coverage: Section I This section of your home insurance quote details the coverages relating to your property: Coverage A ( Dwelling ) : This covers the structure of your house. Coverage B ( Other Structures ) : This covers any structures on your property not directly attached to your house, like your fence or detached garage.

Insurance Quotes 52

Insurance Quotes Deductible Home Insurance Out-Of-Pocket 52

Maritime Insurance International

JUNE 5, 2020

Here’s what you need to know: Property damage that is typically eligible for coverage under a homeowner’s policy is damage to your property including your home, structures on your property like sheds and garages, and personal property.

Property Damage 40

Property Damage Damage Insurance Policy Home Insurance 40

Mark Jackson Insurance Agency

AUGUST 6, 2024

Review Home/Renters Coverage If You Are Moving Combining households means consolidating belongings under one roof, which can significantly increase the value of your personal property. You may find that increasing your coverage or purchasing additional policies ensures both partners are adequately protected.

Policy 52

Policy Auto Insurance Life Insurance Insurance Policy 52

Wren Insurance Agency

MAY 22, 2024

For example, if your bylaws state that your HOA covers roof replacement, it is likely you will only need to purchase condo insurance, or a "walls-in" HO6 policy to cover your personal property and items within the unit itself like walls and fixtures.

Insurer 52

Insurer Insured Insurance Policy 52

American Agents Alliance

JANUARY 11, 2025

Documenting personal property with videos, pictures, and receipts is a way policyholders can be proactive about pre-disaster planning. Agents can provide policyholders with inventory lists and checklists to help them document their property.

Insurance Industry 52

Insurance Industry Risk Broker-Agent Policyholder 52

Protect Commercial Insurance

NOVEMBER 1, 2024

– Personal Property : Extends to items within the house, including clothes, furniture, and electronics, helping to replace items lost or damaged due to covered events like theft or fire. – Liability Protection : Home insurance also provides for legal expenses if someone is injured on your property and sues for damages.

Home Insurance 52

Home Insurance Out-Of-Pocket Insurer Insured 52

LexisNexis

SEPTEMBER 20, 2024

Labor & Employment New Content Revisions to the Cal/OSH Act: Compliance Requirements Practice Note Separation Release Clauses for all 50 states and the District of Columbia Marijuana Issues for Employers (CA) Real Estate Seller’s Affidavit (Commercial) (Pro-Seller) (OK) Landlord and Tenant Rights and Remedies after Default (Commercial Lease) (OK) (..)

Commercial 40

Commercial Liability Personal Property Policy 40

Shield Insurance Agency

MAY 29, 2024

Rental Insurance Value: Safeguarding Your Assets One of the significant benefits of having renters insurance in Michigan is the protection it provides for your personal property. From furniture and electronics to clothing and jewelry, your belongings are safeguarded against perils such as fire, theft, vandalism, and more.

Liability 40

Liability Insurance Agency Insurer Insured 40

TGS

SEPTEMBER 11, 2023

This will include dwelling structure, personal property, loss of use, and increased rebuilding costs. The law protects all land designated “beach” by the legislature. What Coverage Does the Wind Pool Offer? With Wind Pool coverage, you can receive up to $1.3 million in protection.

Insurer 52

Insurer Insured Insurance Out-Of-Pocket 52

Hunton Andrews Kurth

OCTOBER 17, 2023

Under the Revenue & Tax Code, “doing business” for corporate franchise tax purposes means actively engaging in any transaction for the purpose of financial or pecuniary gain or profit when any of the following conditions are satisfied: The taxpayer is organized or commercially domiciled in California; California sales for the 2020 taxable year (..)

Risk 52

Risk Financial Investment Personal Property Liability 52

Freeway Insurance

DECEMBER 24, 2024

Similarly, if someone moves out of your house, you may no longer need a high limit for your personal property coverage. Even if your homeowners insurance covers other types of property, it might exclude coverage for business-related liabilities.

Home Insurance 52

Home Insurance Insurance Policy Policy Insurer 52

Jackson & Jackson

AUGUST 16, 2024

In addition to considering the standard coverage options, such as dwelling and personal property protection, California residents may also want to explore additional coverage for specific risks prevalent in their region.

Insurer 52

Insurer Insured Insurance Risk 52

Distinguished

JULY 22, 2024

While a standard homeowners policy often includes some coverage for personal property, which can extend to art and collectibles, it’s often not enough for most serious collectors. Does Homeowners Insurance Typically Cover Art or Collectibles?

Insurer 52

Insurer Insured Insurance Policy 52

Property Insurance Centre

MAY 20, 2024

Block of flats insurance policies are not designed to cover leaseholders’ or tenants’ personal property; they should arrange their own contents cover for this. Management companies should check to ensure there is cover and that the sum insured for communal contents is sufficient.

Building 52

Building Liability Insurer Insured 52

LexisNexis

JANUARY 28, 2025

Eviction, Unlawful Detainer, and Tenant Protections State Law Survey Consult this survey for state laws related to tenant evictions, including forcible entry and unlawful detainer, personal property remaining on the premises after an eviction, and tenant protection laws.

Personal Property 40

Personal Property Protection Policy Risk 40

LexisNexis

AUGUST 27, 2024

Manufactured Homes (GA) Get an overview of Georgia’s manufactured homes conversion process—converting personal property to real property. Read now » Related Content Manufactured Homes (FL) Learn procedures for conveying Florida manufactured homes.

Personal Property 40

Personal Property Policy 40

LexisNexis

AUGUST 13, 2024

Eviction, Unlawful Detainer, and Tenant Protections State Law Survey Refer to this survey for jurisdiction-specific issues related to tenant evictions, including forcible entry and unlawful detainer; treatment of personal property remaining on premises after an eviction; and tenant protection laws. This survey covers all 50 U.S.

Personal Property 40

Personal Property Deductible Protection Policy 40