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Court Differentiates Vandalism from Theft in First Party Insurance Policy

The Property Insurance Law Observer

The Court considered whether the Plaintiffs’ loss was caused by theft or vandalism, as neither term was defined in the policy. In Cheung, the Plaintiffs, who resided in California, purchased property in scenic Mount Vernon, Washington, in July 2021, and insured the property through a policy of insurance issued by Allstate.

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Insurance Considerations for Newlyweds: Merging Policies and Coverage

Mark Jackson Insurance Agency

Addressing your insurance needs as a married couple can ensure you’re both protected and can even save you money. Evaluate your existing life insurance policies and consider whether your coverage needs adjustment to reflect your new marital status. Here are key insurance considerations for newlyweds.

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How Home Renovations Can Affect Your Homeowners Insurance Policy

TGS

When taking on new home renovations, your homeowners insurance policy might not be the first thing on your mind. Whether it’s a big project involving reconstruction of part of your home, or a small project that will increase the value of your home or personal property, your renovation will affect your homeowners insurance.

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Does Homeowners Insurance Cover Collectibles? 

Distinguished

Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. Avid collectors who rely on their homeowner’s policy are likely to encounter low coverage limits — if their collectibles are covered at all. For most, this will mean a collectibles policy.

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Prepare for the Unexpected — How to Help Policyholders With Disaster Planning

American Agents Alliance

A good first step in disaster planning is reviewing your insured’s coverage with them, pointing out any gaps, and suggesting ways to remedy them whether through endorsement, a separate policy, or another type of loss transfer mechanism. Discuss how to inventory personal property with receipts, photos, and videos.

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Discover the Added Value of Renter’s Insurance in Michigan

Shield Insurance Agency

Renter’s Insurance Michigan: Protecting Your Rental Home Renters insurance in Michigan is designed to protect your personal belongings and provide liability coverage in the event of unexpected disasters or accidents. This added protection provides peace of mind for tenants, knowing that they have a safety net in place.

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Why Finding Homeowners Insurance in California is So Challenging in 2024:

Jackson & Jackson

Homeowners insurance is a crucial financial safety net for homeowners, providing protection in the event of property damage, loss of personal belongings, or liability for injuries that occur on the premises. What is Homeowners Insurance?