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Court Differentiates Vandalism from Theft in First Party Insurance Policy

The Property Insurance Law Observer

The claim included the cost to replace various appliances, and an additional $1,310 for the value of other stolen personal property, including certain tools and clothing. The Court further held that Plaintiffs’ stand-alone appliances and personal effects were personal property and that the theft of these items is a covered loss.

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Prepare for the Unexpected — How to Help Policyholders With Disaster Planning

American Agents Alliance

Learn more about how to help policyholders prepare for the unexpected with helpful tips. How to Help Policyholders With Proactive Disaster Planning An important start to disaster planning is considering whether or not a potential loss would be covered by insurance. Provide expert educational services for policyholders.

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The Insurance Industry Faces Growing Wildfire Risk in California

American Agents Alliance

As stories of resilience and courage emerge and the fires are contained, agents and brokers provide critical insurance support for policyholders. For agents serving this challenging market, this means developing a deep understanding of risk and proactive mitigation strategies to assist policyholders before, during, and after a wildfire.