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Court Differentiates Vandalism from Theft in First Party Insurance Policy

The Property Insurance Law Observer

The claim included the cost to replace various appliances, and an additional $1,310 for the value of other stolen personal property, including certain tools and clothing. The Court further held that Plaintiffs’ stand-alone appliances and personal effects were personal property and that the theft of these items is a covered loss.

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Blog Post: New Tenant Protection Laws Address Housing Shortages

LexisNexis

With an increasing shortage of rental homes, states are enacting tenant protection laws to increase tenant rights and decrease tenant displacements. Check out this article outlining new California pro-tenant laws, including laws on security deposits, limitations on charges and fees, and credit bureau reporting on rent payments.

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How Home Renovations Can Affect Your Homeowners Insurance Policy

TGS

Whether it’s a big project involving reconstruction of part of your home, or a small project that will increase the value of your home or personal property, your renovation will affect your homeowners insurance. Ask your insurance agent if you will need an unoccupied policy to protect your home and belongings during your renovation.

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Landlord Insurance vs. Standard Home Insurance: Key Differences

Protect Commercial Insurance

Introduction When it comes to protecting your property, the type of insurance you choose can make a big difference. Whether you’re a landlord with several rental properties or a homeowner looking to safeguard your family home, understanding your insurance needs is essential.

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Insurance Considerations for Newlyweds: Merging Policies and Coverage

Mark Jackson Insurance Agency

Addressing your insurance needs as a married couple can ensure you’re both protected and can even save you money. You may find that increasing your coverage or purchasing additional policies ensures both partners are adequately protected. Here are key insurance considerations for newlyweds. Contact us today to review your coverage.

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Does Homeowner’s Insurance Cover Boats?

Maritime Insurance International

Here’s what you need to know: Property damage that is typically eligible for coverage under a homeowner’s policy is damage to your property including your home, structures on your property like sheds and garages, and personal property. You want more coverage options than your home policy provides.

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Prepare for the Unexpected — How to Help Policyholders With Disaster Planning

American Agents Alliance

Discuss how to inventory personal property with receipts, photos, and videos. Provide a checklist so your policyholders can easily keep track of personal property. Local resources from the community or region can be helpful when homeowners need to protect their property and reduce their potential exposure to loss.