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Court Differentiates Vandalism from Theft in First Party Insurance Policy

The Property Insurance Law Observer

The claim included the cost to replace various appliances, and an additional $1,310 for the value of other stolen personal property, including certain tools and clothing. After investigating, Allstate denied coverage, invoking the policy’s vandalism exclusion and increased risk provision. Citing to Allemand v.

Theft 130
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The Insurance Industry Faces Growing Wildfire Risk in California

American Agents Alliance

The recent Eaton and Palisades fires in the greater Los Angeles area are evidence of the increasingly prevalent wildfire risk in California. In addition to helping with remediation and claims efforts, there are larger opportunities to help foster resilience in local communities in the face of increasing wildfire risk.

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Blog Post: New Tenant Protection Laws Address Housing Shortages

LexisNexis

With an increasing shortage of rental homes, states are enacting tenant protection laws to increase tenant rights and decrease tenant displacements. Check out this article outlining new California pro-tenant laws, including laws on security deposits, limitations on charges and fees, and credit bureau reporting on rent payments.

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Landlord Insurance vs. Standard Home Insurance: Key Differences

Protect Commercial Insurance

Introduction When it comes to protecting your property, the type of insurance you choose can make a big difference. Whether you’re a landlord with several rental properties or a homeowner looking to safeguard your family home, understanding your insurance needs is essential.

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How Home Renovations Can Affect Your Homeowners Insurance Policy

TGS

Whether it’s a big project involving reconstruction of part of your home, or a small project that will increase the value of your home or personal property, your renovation will affect your homeowners insurance. Ask your insurance agent if you will need an unoccupied policy to protect your home and belongings during your renovation.

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Why Finding Homeowners Insurance in California is So Challenging in 2024:

Jackson & Jackson

Homeowners insurance is a crucial financial safety net for homeowners, providing protection in the event of property damage, loss of personal belongings, or liability for injuries that occur on the premises. What is Homeowners Insurance? Wildfires, in particular, have become a significant concern for insurers in California.

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South Carolina Wind Pool Insurance Explained

TGS

TGS Insurance » Blog With hurricane season in full force, South Carolina residents living on the coast must protect their homes from the upcoming storms. Understanding how windstorm insurance works in these areas is the first step in adequately protecting your home. The law protects all land designated “beach” by the legislature.