QuickQuote

MAY 25, 2023

Single premium life insurance allows you to pay for your entire policy upfront. However, lump-sum life insurance isn’t for everyone since the cost is significantly higher than a traditional policy, and accessing the cash value has tax consequences. How does single premium life insurance work?

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Agency Intelligence

OCTOBER 14, 2022

Insurance premium financing is an ideal solution for insurance providers, agents, and brokers looking to provide the best possible service to their insureds. With a commercial insurance loan, insureds can easily maintain liquidity and access policies that might otherwise be outside of their purchasing capacity.

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Mark Jackson Insurance Agency

AUGUST 6, 2024

Evaluate your existing life insurance policies and consider whether your coverage needs adjustment to reflect your new marital status. You may find that increasing your coverage or purchasing additional policies ensures both partners are adequately protected.

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Client Focus

APRIL 16, 2024

Their average annual premium. Average premium is about $2300 (on 1.8 policies per household). Average premium is around $4000 (on 3 policies per household). The post Customers x Premium x Years appeared first on Client Focus. We found out that he never turns a profit on the bottom half of his customers.)

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Boyle Agency Insurance

APRIL 27, 2024

Determinants Of Homeowners Insurance Premiums Certain factors have an effect on your homeowners insurance premium. When pursuing lower premiums in Homeowners Insurance, eliminating or reducing these considerations is essential. Below we offer some factors that may affect NJ Homeowners Insurance premiums.

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Healthinsurance.org

OCTOBER 16, 2024

State-funded health insurance subsidies change in several states In addition to the ACA’s federal premium subsidies and cost-sharing reductions, several states offer additional state-funded subsidies that further offset enrollees’ premiums, out-of-pocket costs, or both. 4 For 2025, the program is expanding.

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TGS

SEPTEMBER 14, 2023

Additional Interest Explained Additional insured and additional interest are two very different roles that a person can play as a part of your insurance policy. However, when you make policy updates, the insurance carrier will still inform the additional interest. However, they do still enjoy the benefits of your policy.

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P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. This training covers everything from the basics of Medicare to the nuances of various plans and policies. This variety keeps the work interesting and dynamic.

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Final Expense Brokerage

JUNE 23, 2024

Whether you want a policy that covers only funeral expenses or one that also includes outstanding debts or other end-of-life costs, you have the flexibility to tailor the coverage to your specific requirements. Many policies don’t require a medical exam, making it accessible to those with health issues.

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Scott Insurance

MARCH 25, 2022

The NFIP program premium will now be determined by the risk assessment at individual property levels versus the current more standardized, one-size-fits-all approach. For existing policy holders, an estimated 77% can expect increases in their premiums while the remaining 23% will see a reduction or no change at all to their premiums.

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Brokers’ Service Marketing Group

MARCH 17, 2022

IRC Section 1035 allows Tax-Free Exchanges of life insurance policies in a gain position (i.e. gross cash value greater than adjusted cost basis) so that cash values can be easily transferred to more financially efficient policies.

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TGS

SEPTEMBER 6, 2023

When taking on new home renovations, your homeowners insurance policy might not be the first thing on your mind. Let’s take a look at some of the most common ways that home renovations will impact your insurance policy. What Will a Standard Home Insurance Policy Cover During Renovations?

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Bankers Insurance

SEPTEMBER 6, 2024

The best policy for you will depend on your unique needs. The term “cash value” refers to the savings component of a permanent life insurance policy, which represents the policy owner’s equity in the plan. It can also be converted into a permanent policy without additional medical exams.

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Final Expense Brokerage

JUNE 7, 2024

Illustrate the advantages of final expense insurance that might not be covered by their current policy, such as covering funeral expenses, medical bills, and other end-of-life costs. Emphasize the simplicity and convenience of obtaining final expense insurance with fewer medical requirements compared to traditional life insurance policies. "I

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Final Expense Brokerage

JUNE 14, 2024

For instance, my client Jane found peace of mind knowing her policy would cover her funeral costs, so her children wouldn't have to worry about it." Highlighting the Benefits Emphasize the key benefits of final expense insurance, such as affordable premiums, easy qualification processes, and the peace of mind it provides.

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Simply Insurance

SEPTEMBER 19, 2024

Discover the costs associated with aircraft mechanic liability insurance, including factors that influence premiums, coverage options, and tips for finding the best policy to protect your aviation business.

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Simply Insurance

SEPTEMBER 19, 2024

Discover the costs associated with burial insurance, including factors that influence premiums, average price ranges, and tips for finding the best policy to secure peace of mind for you and your loved ones.

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Simply Insurance

SEPTEMBER 16, 2024

Get insights on average premiums, coverage options, and tips for saving on your policy. Discover the factors that influence the cost of commerce insurance and learn how to find the best coverage for your business needs.

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Property Insurance Centre

OCTOBER 18, 2024

The insurance industry has had to adjust premiums to reflect this growing risk. Long-Term Implications for the Market The combination of rising claims, more frequent extreme weather events, and increasing premiums is putting significant pressure on the UK property insurance market.

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Simply Insurance

SEPTEMBER 20, 2024

Discover the costs associated with pet insurance, including factors that influence premiums, coverage options, and tips for finding the best policy for your furry friend.

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Simply Insurance

SEPTEMBER 19, 2024

Discover the costs associated with senior pilot insurance, including factors that influence premiums, coverage options, and tips for finding the best policy to protect your aviation career.

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Protect Commercial Insurance

OCTOBER 4, 2024

They can be set by central banks and are influenced by several factors, including inflation, economic growth, and monetary policy decisions. Sometimes, changes in global financial markets or government policies can also be catalysts for rate hikes. Here’s how: insurers rely on investment income to keep premiums competitive.

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Simply Insurance

SEPTEMBER 18, 2024

Discover the costs associated with long-term disability insurance, including factors that influence premiums, coverage options, and tips for finding the best policy to protect your financial future.

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Simply Insurance

SEPTEMBER 19, 2024

Discover the costs associated with short-term disability insurance, including factors that influence premiums, coverage options, and tips for finding the best policy to protect your income during unexpected health challenges.

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Wren Insurance Agency

AUGUST 20, 2024

These programs record your driving habits from as little as 30 days to the full length of your policy and feed that driving information to the carrier about things like miles driven, average speed, acceleration and braking habits and mobile phone use while driving. Take some time to do your research before committing.

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Simply Insurance

SEPTEMBER 17, 2024

Explore average premiums, types of policies, and tips for getting the best rates. Discover the factors that influence life insurance costs and learn how to find the right coverage for your needs.

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Insurance Journal

AUGUST 15, 2024

As industrywide auto insurance loss costs appear to be moderating, consumers continue to shop policies at elevated rates, according to the latest quarterly Insurance Personal Lines and Perspectives report from TransUnion. The American consumer credit reporting agency found that the …

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Final Expense Brokerage

MAY 15, 2024

These commissions are the earnings that insurance agents receive for selling insurance policies to clients. The average insurance agent commission per year varies depending on various factors such as the type of insurance being sold and the insurance company's policies.

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Property Insurance Centre

SEPTEMBER 25, 2024

See what is not covered in terms of events/damage for your policy and think about getting flood insurance or accidental damage insurance if desired. Accidental damage is not usually covered by a normal building insurance policy. – Failure to read particular policy documents. – Picking a low excess. .

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Property Insurance Centre

MAY 17, 2024

The Insurance Act 2015 IMPORTANT INFORMATION – PLEASE READ Duty of Fair Presentation The Insurance Act 2015 imposes an obligation on all policyholders to “make a fair presentation of the risk” prior to the policy commencing. What is reasonable will depend upon the nature of your business and the policy you are purchasing.

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Redbird Agents

JULY 18, 2024

When it comes to buying insurance of any type, there are a myriad of choices and variables you must wade through to find the policy that works best for you. In response, they developed a dedicated app that lets you shop from the convenience of your phone to find the best policy that suits your needs.

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Wren Insurance Agency

AUGUST 28, 2024

At Wren, because we are protection minded, we always quote our home insurance policies using Replacement Cost Value (also known as RCV) on contents, versus Actual Cash Value (ACV). RCV is equal to the amount it would take to replace your contents at today's prices.

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Protect Commercial Insurance

JULY 26, 2024

In this article, we will provide you with four essential tips to help you understand your coverage needs, find the best rates, review and update your policy regularly, and work with an experienced insurance broker. Insurance premiums can vary significantly between providers, so it’s essential to compare quotes from multiple insurers.

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Property Insurance Centre

AUGUST 28, 2024

Corner Shop Insurance and BT Redcare Alarm changes Business Owners who have corner shop insurance are all to aware of the benefits an appropriate intruder alarm system will have, both in relation to their insurance premiums (or in being given an insurance policy at all in some cases) and to the physical security of their goods.

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Friendly Agent

DECEMBER 3, 2020

Your earning potential is based on insurance policies. By selling a few policies a month you can start building a book of business will help you in building a long term business. In most cases your commission may be in the range of 80-120% of the total first year premium. Becoming an insurance agent checks all boxes.

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Scott Insurance

JANUARY 31, 2024

has seen an increase in their homeowners insurance premium. According to Money.com , an independent publisher, recent year-over-year premium increases have averaged 20%, and policyholders should expect to see at least a 10-15% increase in 2024. Because of this, as the expenses of building a house increase, so will insurance premiums.

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Frankenmuth Insurance

JULY 25, 2024

What disasters or damages are not covered by this policy? What factors affect my premiums? What specific factors are affecting my premium? Are there things I can do to lower my premium, like adding security cameras or implementing safety measures? Are my policies built to grow and adapt as my business needs change?

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