Wren Insurance Agency

OCTOBER 23, 2024

Now that we are in the thick of the official hurricane season here in Florida, you may have noticed - if you recently tried to bind a new home insurance policy - that most carriers will stop writing up to a week or two prior to a named storm possibly impacting the state. The more damage, the more likely premiums will rise at renewal.

Policy 83

Policy Insurance Companies Premium Insurance Carrier 83

Insurance Journal

AUGUST 15, 2024

As industrywide auto insurance loss costs appear to be moderating, consumers continue to shop policies at elevated rates, according to the latest quarterly Insurance Personal Lines and Perspectives report from TransUnion. The American consumer credit reporting agency found that the …

Auto Insurance 263

Auto Insurance Insurance Insurer Insured 263

Final Expense Brokerage

JUNE 23, 2024

Whether you want a policy that covers only funeral expenses or one that also includes outstanding debts or other end-of-life costs, you have the flexibility to tailor the coverage to your specific requirements. Many policies don’t require a medical exam, making it accessible to those with health issues.

Life Insurance 130

Life Insurance Premium Insurance Insurer 130

Final Expense Brokerage

NOVEMBER 30, 2024

When discussing final expense insurance with clients, agents often encounter misconceptions that can prevent clients from seeing the value of these policies. With this policy, you’re securing a fund for your family, so they don’t have to worry about the financial side during a difficult time.”

Agents 130

Agents Out-Of-Pocket Life Insurance Insurance 130

Healthinsurance.org

OCTOBER 16, 2024

State-funded health insurance subsidies change in several states In addition to the ACA’s federal premium subsidies and cost-sharing reductions, several states offer additional state-funded subsidies that further offset enrollees’ premiums, out-of-pocket costs, or both. 4 For 2025, the program is expanding.

Premium 116

Premium Out-Of-Pocket Broker-Agent Broker 116

Agency Intelligence

OCTOBER 14, 2022

Insurance premium financing is an ideal solution for insurance providers, agents, and brokers looking to provide the best possible service to their insureds. With a commercial insurance loan, insureds can easily maintain liquidity and access policies that might otherwise be outside of their purchasing capacity.

Commercial Insurance 52

Commercial Insurance Premium Commercial Broker-Agent 52

Leadsurance

NOVEMBER 19, 2024

How to Reduce Home Insurance Premiums without Compromising on Coverage Home insurance is many people’s key protector; it provides one with the needed cover once loss or damage occurs. The good news is that one can reduce home insurance premiums without necessarily sacrificing the cover that you get.

Home Insurance 52

Home Insurance Premium Deductible Insurance 52

TGS

OCTOBER 3, 2024

TGS Insurance » Blog 10 Factors That Affect Homeowners Insurance Premiums in Florida When it comes to homeowners insurance premiums, several factors come into play, and understanding them can be the key to managing your costs. Let’s dig into the 10 factors that affect homeowners insurance premiums in Florida—and everywhere else, too.

Premium 52

Premium Deductible Out-Of-Pocket Insurance 52

TGS

OCTOBER 25, 2024

TGS Insurance » Blog Top Reasons Your Home Insurance Premium Might Increase [2024] Owning a home is often a dream come true, but when that dreaded notice arrives in the mail—informing you that your home insurance premium has gone up—it can feel more like a nightmare. If you’re wondering why your premiums have spiked, you’re not alone.

Home Insurance 52

Home Insurance Premium Out-Of-Pocket Insurance 52

Final Expense Brokerage

JUNE 7, 2024

Illustrate the advantages of final expense insurance that might not be covered by their current policy, such as covering funeral expenses, medical bills, and other end-of-life costs. Emphasize the simplicity and convenience of obtaining final expense insurance with fewer medical requirements compared to traditional life insurance policies. "I

Life Insurance 130

Life Insurance Premium Insurance Insurer 130

Final Expense Brokerage

JUNE 14, 2024

For instance, my client Jane found peace of mind knowing her policy would cover her funeral costs, so her children wouldn't have to worry about it." Highlighting the Benefits Emphasize the key benefits of final expense insurance, such as affordable premiums, easy qualification processes, and the peace of mind it provides.

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Premium Protection Policy Insurance Agent 130

Protect Commercial Insurance

OCTOBER 11, 2024

As we face more frequent and intense extreme weather events, insurers are re-evaluating their policies to better manage these growing risks. Businesses now need to consider how climate change might impact their insurance premiums and coverage. For commercial properties near these vulnerable zones, this is a looming nightmare.

Commercial Property 52

Commercial Property Commercial Insurance Policy Policy 52

Scott Insurance

MARCH 25, 2022

The NFIP program premium will now be determined by the risk assessment at individual property levels versus the current more standardized, one-size-fits-all approach. For existing policy holders, an estimated 77% can expect increases in their premiums while the remaining 23% will see a reduction or no change at all to their premiums.

Policy 52

Policy Premium Risk Insurance 52

Triple-I: Homeowners Insurance

JUNE 26, 2024

Homeowners insurance premium growth in Florida has slowed since the state implemented legal system abuse reforms in 2022, according to a Triple-I analysis. As shown in the chart below, average annual premiums climbed sharply after 2020. In 2022, average homeowners premium rates rose more than 17 percent, to $3,040.

Premium 52

Premium Property Insurance Claim Policyholder 52

TGS

SEPTEMBER 14, 2023

Additional Interest Explained Additional insured and additional interest are two very different roles that a person can play as a part of your insurance policy. However, when you make policy updates, the insurance carrier will still inform the additional interest. However, they do still enjoy the benefits of your policy.

Policy 52

Policy Auto Insurance Home Insurance Insurance Policy 52

QuickQuote

MAY 25, 2023

Single premium life insurance allows you to pay for your entire policy upfront. However, lump-sum life insurance isn’t for everyone since the cost is significantly higher than a traditional policy, and accessing the cash value has tax consequences. How does single premium life insurance work?

Life Insurance 40

Life Insurance Premium Insurance Insurer 40

Property Insurance Centre

SEPTEMBER 11, 2024

What does a Lift Inspection Policy cover? What does a Lift Inspection Policy cover in conjunction with a Purpose Built Flats Insurance Policy? Lift Inspection policies will often accompany a Purpose Built Flats Insurance Policy, and for good reason.

Insurance Policy 52

Insurance Policy Policy Boiler and Machinery Insurance 52

Brokers’ Service Marketing Group

MARCH 17, 2022

IRC Section 1035 allows Tax-Free Exchanges of life insurance policies in a gain position (i.e. gross cash value greater than adjusted cost basis) so that cash values can be easily transferred to more financially efficient policies.

Life Insurance 52

Life Insurance Policy Premium Insurance Policy 52

Healthinsurance.org

DECEMBER 3, 2024

Or you might have opted to buy ACA-compliant coverage outside the exchange , if you weren’t eligible for premium tax credits (subsidies) the last time you looked. In addition to being more widely available, premium subsidies are also larger than they were before the American Rescue Plan.

Out-Of-Pocket Expense 116

Out-Of-Pocket Expense Out-Of-Pocket Premium Deductible 116

Mark Jackson Insurance Agency

AUGUST 6, 2024

Evaluate your existing life insurance policies and consider whether your coverage needs adjustment to reflect your new marital status. You may find that increasing your coverage or purchasing additional policies ensures both partners are adequately protected.

Policy 52

Policy Auto Insurance Life Insurance Insurance Policy 52

Friendly Agent

SEPTEMBER 21, 2020

You may find various types of personal insurance and commercial insurance policies. Agents who sell insurance policies of the commercial type provide coverage to business owners with their property insurance, general liability insurance, and other kinds of coverage. The job of the brokers shall start after completing the policy’s sale.

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Insurance Agent Insurance Agents Agents Broker-Agent 130

Final Expense Brokerage

NOVEMBER 30, 2024

The Concern: When clients bring up the cost of final expense insurance, it’s often rooted in the worry of affording premiums on a fixed income. Explain how the policy is designed to protect their family from substantial funeral expenses. Why is it so expensive?” How to Respond: Acknowledge their concern. Break down the benefits.

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Agents Life Insurance Policy Insurance 130

Redbird Agents

JULY 12, 2024

How Hospital Indemnity Insurance Works A hospital indemnity plan (HIP) is a supplemental health insurance plan offered by an insurance company that pays a daily cash benefit when a policy holder is admitted as inpatient to the hospital. What is the average premium for hospital indemnity? Increased Income This is simple math.

Premium 130

Premium Insurance Insurer Insured 130

Client Focus

APRIL 16, 2024

Their average annual premium. Average premium is about $2300 (on 1.8 policies per household). Average premium is around $4000 (on 3 policies per household). The post Customers x Premium x Years appeared first on Client Focus. We found out that he never turns a profit on the bottom half of his customers.)

Premium 40

Premium Policy Building Agents 40

Final Expense Brokerage

MAY 15, 2024

These commissions are the earnings that insurance agents receive for selling insurance policies to clients. The average insurance agent commission per year varies depending on various factors such as the type of insurance being sold and the insurance company's policies.

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Insurance Agent Insurance Agents Agents Insurance 100

Boyle Agency Insurance

APRIL 27, 2024

Determinants Of Homeowners Insurance Premiums Certain factors have an effect on your homeowners insurance premium. When pursuing lower premiums in Homeowners Insurance, eliminating or reducing these considerations is essential. Below we offer some factors that may affect NJ Homeowners Insurance premiums.

Premium 40

Premium Deductible Insurance Insurer 40

Redbird Agents

JULY 18, 2024

When it comes to buying insurance of any type, there are a myriad of choices and variables you must wade through to find the policy that works best for you. In response, they developed a dedicated app that lets you shop from the convenience of your phone to find the best policy that suits your needs.

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Insurance Insurer Insured Policy 130

Prof. Allan Manning

MARCH 11, 2024

All differences relating to the amount of such increase in site value shall forthwith be referred to the decision of two registered valuers; one to be appointed by each of the parties to this policy. The rate charged like any insurance premium ought in fairness be based on the perceived risk to the Insurer.

Building 130

Building Damage Premium Risk 130

TGS

SEPTEMBER 6, 2023

When taking on new home renovations, your homeowners insurance policy might not be the first thing on your mind. Let’s take a look at some of the most common ways that home renovations will impact your insurance policy. What Will a Standard Home Insurance Policy Cover During Renovations?

Insurance Policy 52

Insurance Policy Policy Home Insurance Personal Property 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. This training covers everything from the basics of Medicare to the nuances of various plans and policies. This variety keeps the work interesting and dynamic.

Premium 52

Premium Agents Policy Insurance Policy 52

Wren Insurance Agency

AUGUST 20, 2024

These programs record your driving habits from as little as 30 days to the full length of your policy and feed that driving information to the carrier about things like miles driven, average speed, acceleration and braking habits and mobile phone use while driving. Take some time to do your research before committing.

Auto Insurance 87

Auto Insurance Premium Insurance Insurer 87

Bankers Insurance

SEPTEMBER 6, 2024

The best policy for you will depend on your unique needs. The term “cash value” refers to the savings component of a permanent life insurance policy, which represents the policy owner’s equity in the plan. It can also be converted into a permanent policy without additional medical exams.

Life Insurance 59

Life Insurance Premium Insurance Insurer 59

LexisNexis

NOVEMBER 5, 2024

CENTER SQUARE ) WA Considering Delay of New Insurance Premium Change Transparency Requirement Washington State Insurance Commissioner Mike Kreidler (D) has proposed delaying Phase 2 of a recently adopted insurance premium change transparency rule for two years, from June 2027 to June 2029.

Premium 40

Premium Auto Insurance Insurance Carrier Policyholder 40

Insurance Journal

JULY 16, 2024

Two recent reports reflect trends in Florida’s property insurance market, including the continued growth of surplus lines’ business and an uptick last year in litigation costs for carriers. The Florida Surplus Lines Service Office reported this week that the admitted …

Commercial 290

Commercial Property Insurance Insurance Insurer 290

Redbird Agents

JUNE 14, 2024

FIA Accumulation Highlights : Review premium requirements, fixed rates, withdrawals and more! Fixed Annuity Highlights : Inform your customers on current yields, first year bonus rates, minimum premiums and more! If they need income in the next 12 months, you’ll likely just work with them on a single premium immediate annuity.

License 130

License Life Insurance Premium Agents 130

Simply Insurance

SEPTEMBER 19, 2024

Discover the costs associated with aircraft mechanic liability insurance, including factors that influence premiums, coverage options, and tips for finding the best policy to protect your aviation business.

Liability Insurance 59

Liability Insurance Liability Premium Insurance 59

Smart Insurance Agents

OCTOBER 13, 2024

But “no waiting period” dental insurance policies let you use certain dental services right away, starting from the first day of your policy. Understanding dental insurance policies without waiting periods can help you make an informed decision when choosing the right plan for your dental needs.

Out-Of-Pocket 97

Out-Of-Pocket Deductible Insurance Insurer 97