Wren Insurance Agency

AUGUST 28, 2024

At Wren, because we are protection minded, we always quote our home insurance policies using Replacement Cost Value (also known as RCV) on contents, versus Actual Cash Value (ACV). Now, due to a claim (tied to a weather event, fire, theft, etc.), RCV is equal to the amount it would take to replace your contents at today's prices.

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Home Insurance Insurance Insurer Insured 72

TGS

DECEMBER 13, 2024

A slip, a loss, or even theft? While standard homeowners insurance or renters insurance may offer limited protection for personal belongings, these policies often fall short when it comes to high-value items like jewelry. Many policies cover repairs and replacements for such incidents. Thats where jewelry insurance steps in.

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Protection Theft Insurance Insurer 52

Protect Commercial Insurance

NOVEMBER 8, 2024

By understanding your policy needs, shopping around, and exploring available discounts, you can effectively manage insurance premiums and keep your business financially secure. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries.

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Commercial Insurance Commercial Premium Deductible 52

Property Insurance Centre

NOVEMBER 11, 2024

” or can’t get the insurance you deserve for that matter – insurance with reasonable premiums and without unnecessary restrictions. Unfortunately, customers are more often than not caught in the middle, and end up having to fork out more money to pay for policies or settle for lesser cover.

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Insurance Insurer Insured Premium 52

Freeway Insurance

OCTOBER 8, 2023

It could be an accident, theft or storm damage, for example. Increased premiums When you make an insurance claim after an accident, especially if it is your fault or a large claim, there is a chance that your insurance company will charge you more for your insurance in the future. This is called a premium increase.

Auto Insurance 52

Auto Insurance Insurance Claim Claim Out-Of-Pocket 52

Paragon Independent Insurance Agencies

FEBRUARY 14, 2025

You’ll pay for premiums covering liability, collision, comprehensive, and all the other major categories you would find in a standard auto insurance policy. You can customize a regular auto insurance policy with specific coverage for your high-end vehicle. Theft deterrent devices are another route to lower premiums.

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Auto Insurance Insurance Agency Premium Insurance Policy 40

TGS

FEBRUARY 28, 2025

fire, water damage, theft), amount paid, and current claim status. Policy Information Details of the insurance policies under which the claims were filed. Insurance companies rely on these reports to assess risk when underwriting a new policy. This report includes: Claim Details Dates of past claims, type of loss (e.g.,

Home Insurance 52

Home Insurance Claim Damage Insurance Agency 52

Property Insurance Centre

SEPTEMBER 25, 2024

See what is not covered in terms of events/damage for your policy and think about getting flood insurance or accidental damage insurance if desired. Accidental damage is not usually covered by a normal building insurance policy. – Failure to read particular policy documents. – Picking a low excess. .

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Building Insurance Insurer Insured 52

Jackson & Jackson

APRIL 10, 2024

It covers the physical structure of your building and its contents against fire, theft, and some natural disasters. Make sure to understand the specific perils covered by your policy, as not all natural disasters might be included. Shop around and compare different policies to find the best coverage at a reasonable price.

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Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Property Insurance Centre

MARCH 11, 2025

Higher Property Values and Rebuild Costs London property prices are significantly higher than the national average, which means higher rebuild costs and, consequently, higher insurance premiums. Higher Crime Rates and Security Concerns London experiences more burglary, vandalism, and theft claims compared to rural or suburban areas.

Risk 52

Risk Insurance Insurer Insured 52

Distinguished

FEBRUARY 24, 2025

From understanding local exposures to leveraging tailored package policies, youll gain the insider knowledge needed to win your clients trust and business. Theft or vandalism: Restaurants can be common sites of burglary or vandalism, which can not only turn off customers but also lead to pricey repair bills.

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Liability Liability Insurance Insurance Insurer 52

Property Insurance Centre

DECEMBER 23, 2024

Being a Commercial Property Owner or Business Owner you will be aware there will be certain conditions within your insurance policy with regard to the Security at the premises. Insurers will not always insist on having all of these protections, however, it may reduce their risk and in turn reduce your premium.

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Commercial Property Insurance Insurer Insured 52

Protect Commercial Insurance

JULY 26, 2024

In this article, we will provide you with four essential tips to help you understand your coverage needs, find the best rates, review and update your policy regularly, and work with an experienced insurance broker. Property insurance can protect these assets from damage or loss due to fire, theft, or other covered perils.

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TGS

DECEMBER 11, 2024

Policies, premiums, deductiblesits a lot to process. Companies like State Farm or Allstate often use captive agents to sell their policies. Theyve likely memorized every detail of the policies they sell, from the fine print on coverage to the claims process. Its a bit like shopping at a single-brand store. No problem.

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Property Insurance Centre

FEBRUARY 10, 2025

Lets break down the perils typically included in standard policies and additional coverages that businesses might consider. Video Common Perils Covered by Commercial Property Insurance Most commercial property insurance policies cover a broad range of risks, often referred to as “named perils.”

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Commercial Property Property Insurance Commercial Boiler and Machinery 52

Property Insurance Centre

AUGUST 28, 2024

Corner Shop Insurance and BT Redcare Alarm changes Business Owners who have corner shop insurance are all to aware of the benefits an appropriate intruder alarm system will have, both in relation to their insurance premiums (or in being given an insurance policy at all in some cases) and to the physical security of their goods.

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Insurance Insurer Insured Property Insurance 52

Distinguished

JULY 22, 2024

Theft, damage during transport, or accidental breakage can devastate a collection that has taken years to assemble. Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. For most, this will mean a collectibles policy.

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Insurance Insurer Insured Policy 52

Zywave

NOVEMBER 13, 2024

According to a report by the Identify Theft Resource Center , in 2023 there were over 3,000 publicly reported data compromises, impacting over 350 million people. This data can be fed directly into your underwriting and actuarial models, helping you sustainably expand premium opportunities without blindly assuming risk.

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Property Insurance Centre

AUGUST 8, 2024

You will want to make sure you have the right policy in place that will cater for your particular requirements. It is also important that you inform your insurer that the property is empty, as there are some important conditions that you will need to comply with to ensure your policy remains valid.

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Insurance Insurer Insured Premium 52

Protect Commercial Insurance

NOVEMBER 1, 2024

By understanding these key areas, landlords can select policies that suit their specific needs and personal situations, ensuring that they aren’t left in a financial lurch. Its primary aim is to protect the homeowner’s property and personal assets against common risks, such as fire, theft, or inclement weather.

Home Insurance 52

Home Insurance Out-Of-Pocket Insurance Insurer 52

Distinguished

SEPTEMBER 25, 2024

Job sites that are under construction are prone to things like fire, theft, and vandalism. Different Builder’s Risk insurance policies vary from one insurance carrier to another.  Theft : Covers the cost of replacing covered items that were stolen from the job site. Who Should be Named in a Builder’s Risk Policy?

Risk 52

Risk Broker-Agent Insurance Insurer 52

Protect Commercial Insurance

NOVEMBER 22, 2024

While it might sound complicated, this actually means your premium is tailored to fit your needs, ensuring you don’t overpay for unnecessary coverage. You can choose from a range of policies that include basic coverage to keep costs down. So, there’s a policy out there to suit just about every budget.

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Commercial Insurance Commercial Cyber Insurance 52

Distinguished

AUGUST 5, 2024

However, if your clients have been lucky enough to come across a rare Illustrator Pikachu Card ( worth over $550,000 ) or a vintage Boba Fett toy ( worth over $500,000 ), they’re going to need an insurance policy that properly covers them. This means a specialized collectibles policy. How Do You Insure a Toy Collection?

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Jackson & Jackson

APRIL 26, 2024

Key Coverages for California Property Investors Property Damage : Covers damage to your buildings and contents caused by fire, theft, vandalism, and natural disasters. Special considerations are needed for earthquake and flood coverage, as these are typically not included in standard policies.

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Commercial Property Property Insurance Commercial Business Interruption 52

Freeway Insurance

OCTOBER 26, 2023

If your area has more crime, such as car theft and vandalism, the cost of your insurance may go up because you are more likely to have to make a claim. Your age, driving record, and the insurance regulations in the state in which you live are among the chief determining factors that will set your premiums. But that’s only for starters.

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Crime Auto Insurance Insurance Insurer 52

Property Insurance Centre

MAY 20, 2024

Most policies specifically designed for blocks of flats make provision for inflationary increases each year, with the Declared Value automatically index-linked by the annual percentage shown in the Building Cost Information Service (BCIS) Index provided by the Royal Institute of Chartered Surveyors (RICS). This can apply to a total loss (e.g.

Building 52

Building Insurance Insurer Insured 52

Protect Commercial Insurance

OCTOBER 25, 2024

Introduction When it comes to safeguarding your business, selecting the right insurance policy is crucial. It can be quite a daunting task with so many options out there, and understanding each policy’s intricacies is essential for your peace of mind and financial wellbeing. Every industry comes with its own set of risks.

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Property Insurance Centre

JANUARY 30, 2024

Standard home insurance policies may not provide adequate protection for the unique risks associated with a block of flats. That’s why it’s essential to choose a specialised block of flats insurance policy that covers the specific needs of your property. Buildings insurance covers the physical structure of the property.

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Insurance Insurer Insured Building 52

Jackson & Jackson

MAY 22, 2024

With the right insurance coverage, investors can mitigate financial losses resulting from unforeseen events such as fires, storms, theft, or vandalism. For instance, a policy might cover repairing or replacing a roof damaged by a storm or the value of stolen office equipment.

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Property Insurance Commercial Property Commercial Insurance 52

Maritime Insurance International

MARCH 3, 2020

A boat insurance policy could offer you coverage for the following: Property Damage. Loss of your boat to theft, fire, or serious weather events while it’s moored in a marina or in storage can be protected. Does My Homeowner’s Policy Cover My Boat? Bodily Injury. Towing Accidents. Marina & Storage.

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Insurance Insurer Insured Premium 40

TGS

DECEMBER 9, 2024

As you merge lives, youll likely merge insurance policies, too. If you dont already have a policy, nows the time to think about it. Policies vary, and the last thing you want is to discover gaps after a storm or break-in. If you shared health or auto policies, youll need to secure your own. But dont forget the fine print.

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Protection Life Insurance Insurance Insurer 52

Distinguished

SEPTEMBER 17, 2024

We can consider weather related claims, but claims of theft, vandalism, and fire, for example, would be an automatic decline. If we are comfortable with our exposure, we may consider increasing the AOP deductible and the theft deductible , depending on the underwriting analysis. And in those cases, it would be a declination.

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Risk Broker-Agent Deductible Insurance 52

Distinguished

FEBRUARY 10, 2025

Whats Covered The policy covers a wide range of risks for direct physical damage, including fire and theft, under an all-risk policy structure with broad coverage. The minimum premium of $500 makes our program accessible, while our high capacity of $125 million ensures suitability for even the most extensive collections.

Insurance 52

Insurance Insurer Insured Damage 52

Distinguished

FEBRUARY 10, 2025

Whats Covered The policy covers a wide range of risks for direct physical damage, including fire and theft, under an all-risk policy structure with broad coverage. The minimum premium of $500 makes our program accessible, while our high capacity of $125 million ensures suitability for even the most extensive collections.

Insurance 52

Insurance Insurer Insured Damage 52

Distinguished

SEPTEMBER 10, 2024

Who Needs to be Insured by a Builder’s Risk Policy in Alabama? For a Builder’s Risk policy anywhere in the United States, it’s important everyone with a financial stake in the project be named in the policy. Cost of the project : The larger the project’s TIV, the more expensive a policy will be.  

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Risk General Liability Broker-Agent Insurance 52

Distinguished

FEBRUARY 10, 2025

Whats Covered The policy covers a wide range of risks for direct physical damage, including fire and theft, under an all-risk policy structure with broad coverage. The minimum premium of $500 makes our program accessible, while our high capacity of $125 million ensures suitability for even the most extensive collections.

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Cover4LetProperty

JANUARY 29, 2024

In order to cover the financial liability of having to settle customers’ claims, the insurer charges premiums that reflect the assessed risk of having to pay out in the settlement of a claim. If there is an increase in claims or changes in risk factors, insurance premiums may adjust accordingly.

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Home Insurance Insurance Insurer Insured 52