Property Insurance Coverage Law

OCTOBER 7, 2024

Homeowners insurance provides financial protection for your home and its contents. Homeowners insurance typically covers natural disasters, theft, vandalism, and liability — but specific policies vary in terms of coverage. We’ve all heard of homeowners insurance — but what exactly is it?

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Boyle Agency Insurance

FEBRUARY 3, 2025

Whether you’re planning a small makeover or a major remodel, understanding the insurance implications can help you protect your investment. Contact your insurance provider to discuss adjusting your policy to cover the updated value of your property. Failing to do so could leave your home underinsured in the event of a claim.

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Protect Commercial Insurance

MAY 24, 2024

As a business owner, it’s crucial to protect your business from potential risks and liabilities. While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking.

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Mark Jackson Insurance Agency

DECEMBER 4, 2024

Car parked at night by InstaWalli Car theft is a frustrating and costly experience that affects thousands of vehicle owners each year. While most modern cars come equipped with advanced anti-theft features, thieves are becoming more sophisticated, making it essential to take proactive steps to safeguard your vehicle.

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Mark Jackson Insurance Agency

JANUARY 7, 2025

Identity theft is no longer limited to stolen credit card numbers or Social Security fraud—it has evolved into a complex web of cybercrime targeting individuals and businesses alike. Staying informed about emerging trends in identity theft can help you protect your personal information and take proactive steps to minimize your risk.

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TGS

DECEMBER 13, 2024

TGS Insurance Blog Jewelry Insurance: Protecting More Than Precious Metals Imagine this: Youve just said yes to the perfect engagement ring, inherited a priceless family heirloom, or splurged on that necklace youve admired for years. A slip, a loss, or even theft? Many policies cover repairs and replacements for such incidents.

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Distinguished

FEBRUARY 24, 2025

From understanding local exposures to leveraging tailored package policies, youll gain the insider knowledge needed to win your clients trust and business. Theft or vandalism: Restaurants can be common sites of burglary or vandalism, which can not only turn off customers but also lead to pricey repair bills.

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Jackson & Jackson

NOVEMBER 16, 2024

From data breaches to equipment breakdowns, IT businesses need tailored protection to stay secure and competitive in today’s fast-paced tech landscape. Ensuring your business has the right insurance policies is not just a smart decision—it’s essential for long-term success.

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ProWriters

FEBRUARY 23, 2025

As war is driving cyber security concerns around the globe, more organizations are turning to Cyber Insurance for protection. But these policies may not always offer the levels of protection purchasers think they do. The gray zone poses significant challenges for not only legal frameworks but also insurance policies.

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Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

So, how do you determine which commercial insurance products will best protect your business? Beyond vehicle coverage, you may also need general liability insurance, which protects against third-party claims for injuries or property damage during business operations. We understand that every company has different needs.

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Property Insurance Centre

FEBRUARY 10, 2025

Commercial property insurance is essential for businesses to protect their assets from unforeseen events. Lets break down the perils typically included in standard policies and additional coverages that businesses might consider. ” If a peril is explicitly listed in the policy, the insurer will cover the damage it causes.

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TGS

FEBRUARY 28, 2025

fire, water damage, theft), amount paid, and current claim status. Policy Information Details of the insurance policies under which the claims were filed. Insurance companies rely on these reports to assess risk when underwriting a new policy. This report includes: Claim Details Dates of past claims, type of loss (e.g.,

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Paragon Independent Insurance Agencies

FEBRUARY 14, 2025

Protecting a high-end vehicle in Plano, TX, can help secure your overall investments. You’ll pay for premiums covering liability, collision, comprehensive, and all the other major categories you would find in a standard auto insurance policy. These carriers make it easier for you to get a policy that meets your needs.

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Distinguished

DECEMBER 16, 2024

Protecting these assets in the state requires specialized insurance solutions considering earthquake and wildfire risks. Our program provides all-risk worldwide coverage for direct physical damage like fire and theft of personal collections of any size.

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Distinguished

DECEMBER 16, 2024

Protecting these assets in the state requires specialized insurance solutions considering earthquake and wildfire risks. Our program provides all-risk worldwide coverage for direct physical damage like fire and theft of personal collections of any size. View a full list of our programs and submit business with Distinguished.

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TGS

DECEMBER 9, 2024

TGS Insurance Blog How Major Life Events Impact Insurance: Protecting What Matters Most Life, as they say, is full of surprises. As you merge lives, youll likely merge insurance policies, too. If you dont already have a policy, nows the time to think about it. Theyre less so, like a divorce or an unexpected career change.

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Paragon Independent Insurance Agencies

SEPTEMBER 16, 2024

Liability Insurance Liability coverage protects you against legal costs that could disrupt your business. Protection against damage and theft shields you from financial losses that could affect your business sales. Many business owners upgrade their premises over time, bringing about changes necessitating increased protection.

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Protect Commercial Insurance

NOVEMBER 15, 2024

Designed to protect your business from unforeseen risks, commercial insurance can offer the peace of mind you need to focus on what truly matters—growing your business and serving your clients. – Liability Insurance : Protects businesses against claims of negligence or harm caused by their products or services.

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ProWriters

JULY 25, 2024

As a Cyber Insurance broker, you can learn from their mistakes to help protect your clients. AT&T Telecommunications company AT&T suffered a massive breach that exposed almost all of its 109 million customers to an increased risk of identity theft. Staying ahead of legal requirements protects companies from additional fallout.

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Paragon Independent Insurance Agencies

MAY 27, 2024

Commercial insurance is vital for protecting business property, assets, and operations from various risks and liabilities around Plano, TX. Commercial Insurance Information Commercial insurance consists of policies to safeguard businesses when financial losses are inevitable. Insurance providers offer customizable coverage options.

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Distinguished

OCTOBER 15, 2024

One common question is whether the contractor and the property owner can be named insureds on the same Builder’s Risk policy. The answer lies in both parties’ financial interest in the property and how that impacts the insurance policy’s structure. Property owners may also choose to add Premises Liability coverage to the policy.

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TGS

SEPTEMBER 6, 2023

When taking on new home renovations, your homeowners insurance policy might not be the first thing on your mind. Let’s take a look at some of the most common ways that home renovations will impact your insurance policy. What Will a Standard Home Insurance Policy Cover During Renovations?

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Wren Insurance Agency

AUGUST 28, 2024

At Wren, because we are protection minded, we always quote our home insurance policies using Replacement Cost Value (also known as RCV) on contents, versus Actual Cash Value (ACV). Now, due to a claim (tied to a weather event, fire, theft, etc.), it would take $1,500 to purchase that same couch today.

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Mark Jackson Insurance Agency

NOVEMBER 22, 2024

To protect your livelihood and manage costs effectively, it’s essential to optimize your business insurance coverage. While your business may only operate for part of the year, risks like property damage, liability claims, or equipment theft don’t follow a calendar. Start by evaluating your specific risks.

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ProWriters

APRIL 2, 2025

They could use this data themselves in further cyber attacks, including identity theft and phishing campaigns. But as with other cyber threats, individuals and organizations must take proactive steps to protect themselves against malicious behavior. [U]nlike Or they could sell it to other hackers on illegal markets.

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Neilson Marketing Services

OCTOBER 2, 2024

Insurance professionals are prime targets for cybercriminals because they often store confidential personal information such as Social Security numbers, payment details, and policy data. Proactive steps, such as secure website hosting , can safeguard your online presence and protect your business from these evolving threats.

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Protect Commercial Insurance

NOVEMBER 22, 2024

It’s essential for business owners to separate fact from fiction to ensure they have the right protection. You can choose from a range of policies that include basic coverage to keep costs down. So, there’s a policy out there to suit just about every budget. Each policy is unique and can vary widely in what it covers.

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Protect Commercial Insurance

NOVEMBER 1, 2024

Introduction When it comes to protecting your property, the type of insurance you choose can make a big difference. Its primary purpose is to protect landlords from financial loss stemming from tenant-related incidents, property damage, and other rental-specific risks. This type of coverage can be a lifesaver if you face a lawsuit.

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Jackson & Jackson

MARCH 18, 2024

However, just like any valuable possession, protecting them with the right insurance policy is crucial. In this guide, we will explore the importance of luxury handbag insurance, its coverage, how to choose the right policy, and the steps to insure your cherished bags. “What Does Handbag Insurance Cover? .

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Protect Commercial Insurance

MAY 30, 2024

As a business owner, it is crucial to protect your empire from various risks and threats that can potentially disrupt your operations and financial stability. Let’s dive in and discover the insurance options that are essential for your business’s protection.

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Mark Jackson Insurance Agency

MAY 21, 2024

Traditional home insurance policies often fall short of covering the unique risks associated with running a business from home. Commercial liability insurance protects against claims resulting from injuries or damages to people or property during business operations.

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Insurance Agency of Ohio

JANUARY 30, 2020

By Troy Dohmeyer Equipment and material theft is a major source of loss for contractors. Good planning is essential to construction site security, preventing theft of valuable construction materials and tools. Good planning is essential to construction site security, preventing theft of valuable construction materials and tools.

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Distinguished

JULY 22, 2024

Theft, damage during transport, or accidental breakage can devastate a collection that has taken years to assemble. Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. For most, this will mean a collectibles policy.

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Distinguished

SEPTEMBER 25, 2024

Job sites that are under construction are prone to things like fire, theft, and vandalism. What Risks Does Distinguished’s Builder’s Risk Insurance Protect Against? Different Builder’s Risk insurance policies vary from one insurance carrier to another.  Who Should be Named in a Builder’s Risk Policy?

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Jackson & Jackson

APRIL 10, 2024

It’s not just about choosing the correct location or getting the best price; it’s also about ensuring your investment is protected from the unexpected. It covers the physical structure of your building and its contents against fire, theft, and some natural disasters.

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Protect Commercial Insurance

OCTOBER 25, 2024

Introduction When it comes to safeguarding your business, selecting the right insurance policy is crucial. It can be quite a daunting task with so many options out there, and understanding each policy’s intricacies is essential for your peace of mind and financial wellbeing. Every industry comes with its own set of risks.

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Zywave

NOVEMBER 13, 2024

With the right combination of tools, you can become a cyber insurance leader while also growing your cyber business and protecting your loss ratios. According to a report by the Identify Theft Resource Center , in 2023 there were over 3,000 publicly reported data compromises, impacting over 350 million people.

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