Insurance Journal

AUGUST 18, 2024

Security leaders should be exercising every available option to upgrade their security posture, and cyber insurance policies could make or break the resiliency for many organizations across nearly all industries — K-12 education, retail, healthcare, manufacturing and more. Just last …

Cyber 298

Cyber Risk Insurance Policy Policy 298

Insurance Journal

AUGUST 26, 2024

Conflicting federal policies may force thousands of residents in flood-prone areas to pay more for flood insurance or be left unaware of danger posed by dams built upstream from their homes and worksites, according to an Associated Press review of …

Policy 299

Policy Insurer Insurance Insured 299

Central Insurance

FEBRUARY 20, 2025

Discover key coverage options, risks, and best practices for landowners. The post What Vacant Land Insurance Policies Should I Invest In? appeared first on Central Insurance Blog.

Insurance Policy 200

Insurance Policy Policy Insurer Insurance 200

Prof. Allan Manning

FEBRUARY 10, 2025

I recall the very first business interruption claim I did was for a risk in Toowoomba and to my horror found that the Insured had only declared 3 months insurable gross profit with a 3-month Indemnity Period. of their loss. This has prompted this refresher post. To me it is a no brainer. times if the Indemnity Period is 18 months.

Business Interruption 189

Business Interruption Claim Insurer Insurance 189

Central Insurance

NOVEMBER 22, 2024

Protect your business from fire, liability, and equipment risks with tailored food trailer insurance. The post What Food Trailer Insurance Policies Best Protect Against Risks appeared first on Central Insurance Blog. Stay secure and focus on serving your customers.

Insurance Policy 130

Insurance Policy Protection Policy Risk 130

LexisNexis

FEBRUARY 20, 2025

Law360 reported that human resources departments are using AI while about half of their legal chiefs dont even know about it, noting that these discrepancies among executives pose challenges for effective AI risk management. They should then monitor any tool used for employee selection decisions for evidence of bias built into them.

Policy 85

Policy Risk Liability 85

Central Insurance

FEBRUARY 24, 2025

Without proper coverage, businesses risk financial loss, reputational damage, and loss of key contracts, which can all be detrimental. The consequences can ripple far beyond a single shipment when cargo is lost, damaged, or delayed.

Protection 208

Protection Policy Financial Loss Damage 208

The Property Insurance Law Observer

MARCH 25, 2024

March 11, 2024), the Court determined that the plaintiff property owner, as an additional insured, was not entitled to the same insurance coverage as the named insured where the builder’s risk policy limited the scope of recovery for soft costs and rental income. In doing so, the Court considered several policy provisions.

Policy 130

Policy Risk Insurer Insurance 130

Insurance Journal

AUGUST 22, 2024

The West Virginia insurance commissioner’s office has adopted a new policy: It will soon begin destroying workers’ compensation claim files that are 10 years old or older. “Given increasing cybersecurity concerns and the type of information contained in the closed …

Workers Comp 278

Workers Comp Cyber Compensation Risk 278

Central Insurance

JULY 20, 2024

In this article, we explore a few of the common HVAC risks and the types of insurance coverage you need to protect your business, employees, and livelihood. The post HVAC Insurance: Five Policies for Your Business appeared first on Central Insurance Blog. HVAC contractors face a unique set of liabilities.

Policy 162

Policy Liability Insurer Insurance 162

Central Insurance

JANUARY 23, 2025

Learn about essential coverage options to manage risks and keep your operations running smoothly. The post Lawn Care Insurance: The Top Risks in Your Field and the Policies to Protect Against Them appeared first on Central Insurance Blog. Protect your business with the right lawn care insurance.

Protection 130

Protection Policy Risk Insurer 130

Insurance Journal

DECEMBER 4, 2024

The UnitedHealth Group Inc. executive who was fatally shot in New York on Wednesday morning had no personal security detail, a circumstance that could prompt swift changes inside corporate boardrooms, especially as the global political environment grows more unstable. Brian …

Policy 299

Policy Risk 299

Insurance Journal

JANUARY 24, 2025

” Geoeconomics refers to the intersection of geopolitical forces and economic policies. January 2025 report from the Geneva Association, titled “Insurance in a Fragmented World Economy,” found that geopolitical tensions have driven the global economy toward “geoeconomic fragmentation.”

Insurer 237

Insurer Insurance Insured Policy 237

Insurance Journal

JULY 16, 2024

Frank Fasano, Director of Sales at ToughComp, a PCF business, shares insight from his years of experience working within industries that experience challenges finding affordable workers’ compensation policies.

Workers Compensation 236

Workers Compensation Compensation Risk Policy 236

Top Insurance Blogs

APRIL 17, 2025

One of the most common questions clients often ask me is: Is all risk insurance the same as property insurance? Property insurance only covers events specifically listed in the policy while all risk insurance assumes everything is insured unless explicitly […] The post Is All Risk Insurance the Same as Property Insurance?

Property Insurance 52

Property Insurance Risk Insurer Insurance 52

Insurance Journal

DECEMBER 3, 2024

Jason Bertoldi has joined Alliant Insurance Services, headquartered in Irvine, California, as global team leader, litigation and contingent risk insurance. Bertoldi assists clients in obtaining bespoke contingent risk insurance policies and structuring transactions that incorporate insurance policies as investment collateral.

Insurance Policy 246

Insurance Policy Insurer Insurance Insured 246

Redbird Agents

FEBRUARY 3, 2025

How Final Expense Commissions Work Final expense insurance is typically sold as a simplified issue whole life policy, meaning no medical exams are required, and policies are issued quickly. If a policy lapses within the first six to nine months, the insurance company will take back your commission through a chargeback.

Agents 130

Agents Premium Policy Life Insurance 130

Central Insurance

FEBRUARY 18, 2025

Discover key policies to protect your property and board members from financial risks. The post Condominium Insurance: The Policies You Need When Purchasing Property appeared first on Central Insurance Blog. Learn why condominium insurance is essential for condo associations.

Policy 130

Policy Insurer Insurance Insured 130

Central Insurance

JULY 12, 2024

Learn about essential masonry insurance policies to protect your business from risks and ensure its long-term success. The post Masonry Insurance: Seven Policies You Need to Protect Your Business appeared first on Central Insurance Blog.

Protection 130

Protection Policy Insurance Policy Insurer 130

Distinguished

MARCH 10, 2025

Museums require specialized protection against various risks. While adding these items to a property or package policy might seem convenient, museums face unique exposures that such generalized policies often fail to address. What Does Distinguisheds Fine Art & Collectibles Policy Cover?

Policy 52

Policy Deductible Damage Claim 52

Central Insurance

DECEMBER 23, 2024

Six must-have tow truck insurance policies to protect your fleet, manage risk, and safeguard your business. The post Tow Truck Insurance: The Six Policies You Need for Your Business appeared first on Central Insurance Blog.

Policy 130

Policy Insurance Policy Insurer Insurance 130

Central Insurance

OCTOBER 28, 2024

Learn more about the key pool contractor insurance policies, from liability to Workers' Comp, to protect against risks and ensure business success. The post Pool Contractor Insurance: The Five Policies You Need for Your Business appeared first on Central Insurance Blog.

Workers Comp 130

Workers Comp Policy Liability Insurance Policy 130

Central Insurance

NOVEMBER 19, 2024

Discover key policies to safeguard your assets, employees, and customers from risks. The post Pet Store Insurance: The 5 Policies You Need for Your Business appeared first on Central Insurance Blog. Learn why pet store insurance is essential for protecting your business.

Policy 130

Policy Insurer Insurance Insured 130

Insurance Journal

APRIL 4, 2025

The Travelers Companies launched Travelers Cyber Risk Services, a suite of capabilities added to all cyber liability policies designed to help lower the risk of a cyberattack and the cost to recover from one. In addition to always-on threat monitoring …

Cyber 218

Cyber Liability Risk Policy 218

The Property Insurance Law Observer

MARCH 12, 2024

The Court considered whether the Plaintiffs’ loss was caused by theft or vandalism, as neither term was defined in the policy. In Cheung, the Plaintiffs, who resided in California, purchased property in scenic Mount Vernon, Washington, in July 2021, and insured the property through a policy of insurance issued by Allstate.

Theft 130

Theft Insurance Policy Policy Personal Property 130

Central Insurance

JANUARY 20, 2025

Discover how excavation contractor insurance protects your business from risks like property damage, liability, and equipment loss. The post Excavation Contractor Insurance: Five Policies You Need to Protect Your Business appeared first on Central Insurance Blog.

Protection 130

Protection Policy Property Damage Liability 130

Insurance Journal

FEBRUARY 26, 2025

Smartwatches and other wearable technologies have the potential to change the pricing of life insurance policies by offering better data about individuals’ mortality risk, according to a new report by reinsurance company Munich Re and analytics firm Klarity. The study …

Risk 136

Risk Life Insurance Insurance Policy Insurer 136

Insurance Journal

NOVEMBER 3, 2024

State-sponsored residual property markets have seen in influx of risks come in since 2018, with some states growing by more than 200%. According to insurance industry ratings firm AM Best, the policy counts of personal and commercial property Fair Access …

Policy 130

Policy Commercial Property Commercial Insurance Industry 130

TGS

MARCH 17, 2025

TGS Insurance Blog Lets be realwhen its time to pick an auto insurance policy, most of us are just hunting for the cheapest option that doesnt leave us totally exposed. So, lets break it down: what exactly is liability only auto insurance, and what risks are you signing up for if you roll with it? I mean, who doesnt love a good deal?

Auto Insurance 59

Auto Insurance Liability Risk Out-Of-Pocket 59

Insurance Journal

JULY 19, 2024

Independent agents play a critical role in helping clients find the right home insurance policies for them. They are also instrumental in sharing information about general safety considerations for homeowners, which is especially essential during the summer when risks tend …

Home Insurance 249

Home Insurance Insurance Policy Agents Insurer 249

AMAXX

APRIL 10, 2025

In the complex world of workers compensation, risk managers play a vital role in aligning strategic oversight with day-to-day claims operations. Far from being a behind-the-scenes figure, a successful risk manager serves as the linchpin between claims administration, adjusters, and injury management teams.

Workers Comp 59

Workers Comp Risk Workers Compensation Injury 59

Redbird Agents

FEBRUARY 4, 2025

Insurance companies and agencies that subscribe to Vector One use it as a risk assessment tool when reviewing new agent contracts. Advanced commissions allow you to receive six to nine months of commissions upfront when a policy is sold. Sell to qualified clients who can afford their policies long-term.

Agents 130

Agents Insurance Agent Insurance Agents Insurance Companies 130

Property Insurance Centre

MARCH 11, 2025

Buying Blocks of Flats Insurance in London: Key Risks and Costs When it comes to buying blocks of flats insurance in London, the market is becoming more complex for a number of reasons. Many insurers require more detailed valuations and risk assessments due to the higher sums insured.

Risk 52

Risk Insurer Insurance Insured 52

Majesco

FEBRUARY 13, 2025

Climate risk is growing, and a greater number of Cat events are threatening people and their property. At this moment, with 150,000 people displaced and property insurers scrambling to help customers, it’s clear that everyone in the industry needs to pull together to create new solutions to new levels of risk. What does it mean?

Risk 52

Risk Insurer Insurance Insured 52

Property Insurance Coverage Law

JANUARY 5, 2025

I often hear this question when discussing a loss with a potential client or public adjuster: Chip, isnt it an all-risk insurance policy? This question is often in response to a question I asked them: What caused the loss?

Policyholder 214

Policyholder Property Insurance Insurance Policy Policy 214

Prof. Allan Manning

JULY 29, 2024

A wide range of topics were covered from an update on recent court cases involving general insurance claim decisions, a detailed analysis of the Reasonable Care Condition found in many policies by LMI Legal, lessons learned from business interruption losses by LMI Forensics, issues around storm damage to solar panels by LMI Claims, a detailed run through (..)

Claim 214

Claim Business Interruption License Policy 214

The Property Insurance Law Observer

FEBRUARY 14, 2024

29, 2024)), the Court determined that the term “windstorm” was ambiguous as utilized in the subject insurance policy. The insurer paid only a portion of the claim because it maintained that the tornado that struck and damaged the property was a “windstorm” and, therefore, the claim was subject to the policy’s “Windstorm or Hail Deductible.”

Policy 130

Policy Deductible Damage Property Damage 130