Protect Commercial Insurance

MAY 24, 2024

While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking. In this article, we will explore five often overlooked insurance policies that can provide valuable coverage for your business.

Insurance Policy 52

Insurance Policy Protection Policy Business Interruption 52

TGS

SEPTEMBER 6, 2023

When taking on new home renovations, your homeowners insurance policy might not be the first thing on your mind. Let’s take a look at some of the most common ways that home renovations will impact your insurance policy. What Will a Standard Home Insurance Policy Cover During Renovations?

Insurance Policy 52

Insurance Policy Policy Home Insurance Personal Property 52

The Property Insurance Law Observer

JULY 29, 2024

Ending a putative class action, the United States Court of Appeals for the Fifth Circuit examined policy language and two statutes to hold that an insurer does not owe sales tax on top of an actual cash value payment. The address shown in this policy. If we return stolen property we will pay for any damage resulting from the theft.

Policyholder 130

Policyholder Damage Deductible Liability 130

Paragon Independent Insurance Agencies

OCTOBER 31, 2024

Prevent Theft If you decide to go with a garage instead of a carport, you can also limit the theft or damage to your vehicle. Having a carport can also help with theft, as it keeps your car in a certain location where you can see it. Keeping your car behind a locked door will make it harder to steal.

Theft 40

Theft Damage Auto Insurance Insurance Agency 40

Wren Insurance Agency

AUGUST 28, 2024

At Wren, because we are protection minded, we always quote our home insurance policies using Replacement Cost Value (also known as RCV) on contents, versus Actual Cash Value (ACV). Now, due to a claim (tied to a weather event, fire, theft, etc.), RCV is equal to the amount it would take to replace your contents at today's prices.

Home Insurance 81

Home Insurance Theft Insurer Insurance 81

Property Insurance Centre

NOVEMBER 11, 2024

Unfortunately, customers are more often than not caught in the middle, and end up having to fork out more money to pay for policies or settle for lesser cover. Think about security – The safer a property is from theft and the better the deterrent, often will lead to lower premiums, reasonable excesses and generally better terms.

Insurance 52

Insurance Insured Insurer Premium 52

Paragon Independent Insurance Agencies

SEPTEMBER 16, 2024

Protection against damage and theft shields you from financial losses that could affect your business sales. Document any identified gaps in your insurance policy and make necessary modifications to ensure ample business protection. These strategies mitigate potential disruptions in your business operations.

Commercial Insurance 40

Commercial Insurance Commercial Protection Financial Loss 40

Paragon Independent Insurance Agencies

SEPTEMBER 30, 2024

Ensure your tiny house is insured against theft and damage. Begin by conducting a comprehensive home assessment, then select residential coverage to include in your insurance policy. Add-On Coverage Some tiny house insurance policies may not provide coverage when your home is being actively towed.

Out-Of-Pocket Expense 40

Out-Of-Pocket Expense Out-Of-Pocket Home Insurance Insurance Policy 40

Distinguished

SEPTEMBER 25, 2024

Job sites that are under construction are prone to things like fire, theft, and vandalism. Different Builder’s Risk insurance policies vary from one insurance carrier to another.  Theft : Covers the cost of replacing covered items that were stolen from the job site. Who Should be Named in a Builder’s Risk Policy?

Risk 52

Risk Broker-Agent Insurer Insurance 52

Hunton Andrews Kurth

JANUARY 20, 2023

In the case in the Circuit Court of Cook County, Illinois, Chancery Division, the plaintiffs alleged that, by requiring them to use headsets that collected and used their voiceprints without providing them with a written policy regarding use and retention of their biometric identifiers and obtaining their consent, the company violated BIPA.

Theft 106

Theft Claim Policy Risk 106

Protect Commercial Insurance

NOVEMBER 1, 2024

By understanding these key areas, landlords can select policies that suit their specific needs and personal situations, ensuring that they aren’t left in a financial lurch. Its primary aim is to protect the homeowner’s property and personal assets against common risks, such as fire, theft, or inclement weather.

Home Insurance 52

Home Insurance Out-Of-Pocket Insurance Insured 52

Protect Commercial Insurance

NOVEMBER 8, 2024

By understanding your policy needs, shopping around, and exploring available discounts, you can effectively manage insurance premiums and keep your business financially secure. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries. The good news?

Commercial Insurance 52

Commercial Insurance Commercial Premium Deductible 52

Protect Commercial Insurance

OCTOBER 25, 2024

Introduction When it comes to safeguarding your business, selecting the right insurance policy is crucial. It can be quite a daunting task with so many options out there, and understanding each policy’s intricacies is essential for your peace of mind and financial wellbeing. Every industry comes with its own set of risks.

Business Insurance 52

Business Insurance Liability Insurance Liability Policy 52

Mark Jackson Insurance Agency

MAY 21, 2024

Traditional home insurance policies often fall short of covering the unique risks associated with running a business from home. For a home-based business, this is particularly important, as standard homeowners' policies typically do not cover injuries that occur in the course of business activities.

Liability 52

Liability Business Interruption Professional Liability Insurance Home Insurance 52

Paragon Independent Insurance Agencies

JUNE 28, 2024

Then, adjust your insurance policy accordingly. Your residential insurance policy can list the items you invest in. The insurance coverage will protect against unforeseen damage and theft. Be aware that some events may not be included in a standard insurance policy. Review the upgrades that follow.

Home Insurance 40

Home Insurance Insurance Agency Insurance Policy Theft 40

Distinguished

OCTOBER 30, 2024

While Builder’s Risk policies for both types of projects offer similar coverage, such as insuring for damage to the structure from fire, theft, and other covered perils, there are important distinctions between residential and commercial coverage. We offer 3-, 6-, 9-, or 12-month policies, with extensions available upon review.

Commercial 52

Commercial Risk Broker-Agent Inland Marine 52

Distinguished

JULY 22, 2024

Theft, damage during transport, or accidental breakage can devastate a collection that has taken years to assemble. Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. For most, this will mean a collectibles policy.

Insured 52

Insured Insurance Insurer Policy 52

Paragon Independent Insurance Agencies

NOVEMBER 15, 2024

Whether you face risks like fire, theft, or weather damage, having property insurance ensures you can recover quickly and continue your operations with minimal disruption. Reach Out to Us to Purchase a Policy Contact Paragon Independent Insurance Agency in Plano, TX for tailored advice and comprehensive coverage.

Business Insurance 40

Business Insurance Business Interruption Professional Liability Insurance General Liability 40

Jackson & Jackson

MARCH 18, 2024

However, just like any valuable possession, protecting them with the right insurance policy is crucial. In this guide, we will explore the importance of luxury handbag insurance, its coverage, how to choose the right policy, and the steps to insure your cherished bags. “What Does Handbag Insurance Cover?”

Insurance 52

Insurance Insured Insurer Insurance Policy 52

Property Insurance Centre

SEPTEMBER 25, 2024

See what is not covered in terms of events/damage for your policy and think about getting flood insurance or accidental damage insurance if desired. Accidental damage is not usually covered by a normal building insurance policy. – Failure to read particular policy documents. – Picking a low excess. What is Covered?

Building 52

Building Insurer Insurance Insured 52

Distinguished

AUGUST 26, 2024

Under-construction buildings can be prone to fire, vandalism, and theft, which can end up costing their backers and owners millions. However, a general rule of thumb for Builder’s Risk is to expect a policy to cost anywhere from 1-5% of the total project cost. Who Needs to be Insured by a Builder’s Risk Policy?

Risk 52

Risk Broker-Agent Insurer Insurance 52

Distinguished

AUGUST 5, 2024

However, if your clients have been lucky enough to come across a rare Illustrator Pikachu Card ( worth over $550,000 ) or a vintage Boba Fett toy ( worth over $500,000 ), they’re going to need an insurance policy that properly covers them. This means a specialized collectibles policy. How Do You Insure a Toy Collection?

Broker 52

Broker Insurer Insurance Insured 52

Distinguished

SEPTEMBER 17, 2024

We can consider weather related claims, but claims of theft, vandalism, and fire, for example, would be an automatic decline. If we are comfortable with our exposure, we may consider increasing the AOP deductible and the theft deductible , depending on the underwriting analysis. And in those cases, it would be a declination.

Risk 52

Risk Broker-Agent Deductible Insurance 52

TGS

OCTOBER 3, 2024

These features reduce the risk of significant damage or theft, meaning less risk for the insurance company. Similarly, if your neighborhood has seen a lot of claims for things like theft or weather-related damages, your premium might reflect that. From hurricane protection to dog-friendly policies, we’ve got you covered.

Premium 52

Premium Deductible Out-Of-Pocket Insured 52

Property Insurance Centre

MAY 20, 2024

Most policies specifically designed for blocks of flats make provision for inflationary increases each year, with the Declared Value automatically index-linked by the annual percentage shown in the Building Cost Information Service (BCIS) Index provided by the Royal Institute of Chartered Surveyors (RICS). This can apply to a total loss (e.g.

Building 52

Building Liability Insurer Insurance 52

Paragon Independent Insurance Agencies

MAY 27, 2024

Commercial Insurance Information Commercial insurance consists of policies to safeguard businesses when financial losses are inevitable. Property insurance policies cover damage or loss caused by perils such as fire, vandalism, theft, or natural disasters. It is critical to understand how to determine what is covered.

Commercial Insurance 40

Commercial Insurance Commercial Protection Business Interruption 40

Jackson & Jackson

APRIL 10, 2024

It covers the physical structure of your building and its contents against fire, theft, and some natural disasters. Make sure to understand the specific perils covered by your policy, as not all natural disasters might be included. Shop around and compare different policies to find the best coverage at a reasonable price.

Commercial Property 52

Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Protect Commercial Insurance

MAY 30, 2024

Property Insurance Property insurance is a fundamental coverage that protects your business’s physical assets, including buildings, equipment, inventory, and furniture, from perils such as fire, theft, vandalism, and natural disasters.

Cyber 52

Cyber Business Insurance Business Interruption Professional Liability Insurance 52

Distinguished

JULY 29, 2024

A client’s fine art collection may represent their treasured possessions or important investments and requires specialized insurance to protect against losses caused by water, fire, vandalism, theft, transit, and natural disasters. Types of Valuations Insurance policies can be written on an agreed value/scheduled or blanket basis.

Broker-Agent 52

Broker-Agent Insurer Insurance Insured 52

Protect Commercial Insurance

JULY 26, 2024

In this article, we will provide you with four essential tips to help you understand your coverage needs, find the best rates, review and update your policy regularly, and work with an experienced insurance broker. Property insurance can protect these assets from damage or loss due to fire, theft, or other covered perils.

Commercial 52

Commercial Insurance Broker General Liability Business Interruption 52

Mark Jackson Insurance Agency

APRIL 1, 2024

Living Room by Home Decor Interiors In the aftermath of an unexpected event, such as a fire, theft, or natural disaster, having a comprehensive home inventory can be a lifeline. Finally, it's imperative to review your insurance policy regularly to understand your coverage fully.

Theft 52

Theft Insurance Policy Claim Policy 52

Insurance Agency of Ohio

JANUARY 30, 2020

By Troy Dohmeyer Equipment and material theft is a major source of loss for contractors. Good planning is essential to construction site security, preventing theft of valuable construction materials and tools. Good planning is essential to construction site security, preventing theft of valuable construction materials and tools.

Theft 52

Theft Insurance Agency Workers Compensation Deductible 52

Property Insurance Centre

AUGUST 28, 2024

Corner Shop Insurance and BT Redcare Alarm changes Business Owners who have corner shop insurance are all to aware of the benefits an appropriate intruder alarm system will have, both in relation to their insurance premiums (or in being given an insurance policy at all in some cases) and to the physical security of their goods.

Insurance 52

Insurance Insured Insurer Property Insurance 52

Cowbell

AUGUST 6, 2024

The aftermath of a social engineering attack can be devastating and result in financial loss, data breaches, malware infections, identity theft, operational disruption, reputational damage, and more. So, how do you prevent and protect yourself from these attacks?

Financial Loss 52

Financial Loss Cyber Theft Risk 52

Distinguished

SEPTEMBER 10, 2024

Who Needs to be Insured by a Builder’s Risk Policy in Alabama? For a Builder’s Risk policy anywhere in the United States, it’s important everyone with a financial stake in the project be named in the policy. Cost of the project : The larger the project’s TIV, the more expensive a policy will be.  

Risk 52

Risk General Liability Broker-Agent Insurer 52

Protect Commercial Insurance

NOVEMBER 15, 2024

Whether it’s covering expenses due to unexpected disruptions or safeguarding your assets, having a reliable insurance policy can be a game-changer. By analysing potential risks and understanding the coverage needed, businesses can select the right insurance policies that align with their specific needs.

Commercial Insurance 52

Commercial Insurance Commercial Protection Business Interruption 52

Jackson & Jackson

JANUARY 9, 2024

This includes Data Breach Insurance, covering loss or theft of confidential data, and Cyber Liability Insurance, which addresses legal responsibilities arising from data breaches or cyberattacks. Understanding Cyber Insurance: Cyber Insurance protects businesses from the repercussions of online threats.

Cyber 52

Cyber Broker-Agent Liability Theft 52