Shield Insurance Agency

FEBRUARY 28, 2025

Learn how you can secure your Michigan home against unexpected perils like breaking winds, uncontrollable wildfires, and theft in the guide from Shield Insurance Agency below. Investing in a home insurance policy with comprehensive fire protection can help shield your home from wildfire-related damage.

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Mark Jackson Insurance Agency

JANUARY 7, 2025

Identity theft is no longer limited to stolen credit card numbers or Social Security fraud—it has evolved into a complex web of cybercrime targeting individuals and businesses alike. Staying informed about emerging trends in identity theft can help you protect your personal information and take proactive steps to minimize your risk.

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Boyle Agency Insurance

FEBRUARY 3, 2025

Contact your insurance provider to discuss adjusting your policy to cover the updated value of your property. Standard home insurance policies typically have restrictions regarding vacant homes, and this specialized coverage can bridge the gap during renovation periods.

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Property Insurance Coverage Law

OCTOBER 7, 2024

Homeowners insurance typically covers natural disasters, theft, vandalism, and liability — but specific policies vary in terms of coverage. We’ve all heard of homeowners insurance — but what exactly is it? Homeowners insurance provides financial protection for your home and its contents.

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TGS

FEBRUARY 14, 2025

Most standard homeowners or renters insurance policies offer limited coverage for high-value items, often capping jewelry and other valuables at a fraction of their worth. All-Risk Protection Coverage against loss, theft, damage, and even mysterious disappearance (because sometimes things just vanish).

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Distinguished

FEBRUARY 24, 2025

From understanding local exposures to leveraging tailored package policies, youll gain the insider knowledge needed to win your clients trust and business. Theft or vandalism: Restaurants can be common sites of burglary or vandalism, which can not only turn off customers but also lead to pricey repair bills.

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ProWriters

FEBRUARY 23, 2025

But these policies may not always offer the levels of protection purchasers think they do. China’s quest for “independence from the West” has led it to conduct state-sponsored campaigns of “cyber espionage and intellectual property theft,” Lior Div told cyber security firm ExtraHop.

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TGS

FEBRUARY 28, 2025

fire, water damage, theft), amount paid, and current claim status. Policy Information Details of the insurance policies under which the claims were filed. Insurance companies rely on these reports to assess risk when underwriting a new policy. This report includes: Claim Details Dates of past claims, type of loss (e.g.,

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Jackson & Jackson

NOVEMBER 16, 2024

Ensuring your business has the right insurance policies is not just a smart decision—it’s essential for long-term success. Here are the top 6 insurance policies every IT business in California should have to safeguard their operations. This policy covers medical expenses and lost wages if an employee gets injured or sick while working.

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Paragon Independent Insurance Agencies

FEBRUARY 14, 2025

You’ll pay for premiums covering liability, collision, comprehensive, and all the other major categories you would find in a standard auto insurance policy. You can customize a regular auto insurance policy with specific coverage for your high-end vehicle. Theft deterrent devices are another route to lower premiums.

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Hunton Andrews Kurth

JANUARY 20, 2023

In the case in the Circuit Court of Cook County, Illinois, Chancery Division, the plaintiffs alleged that, by requiring them to use headsets that collected and used their voiceprints without providing them with a written policy regarding use and retention of their biometric identifiers and obtaining their consent, the company violated BIPA.

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The Property Insurance Law Observer

JULY 29, 2024

Ending a putative class action, the United States Court of Appeals for the Fifth Circuit examined policy language and two statutes to hold that an insurer does not owe sales tax on top of an actual cash value payment. The address shown in this policy. If we return stolen property we will pay for any damage resulting from the theft.

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Property Insurance Centre

FEBRUARY 10, 2025

Lets break down the perils typically included in standard policies and additional coverages that businesses might consider. Video Common Perils Covered by Commercial Property Insurance Most commercial property insurance policies cover a broad range of risks, often referred to as “named perils.”

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Protect Commercial Insurance

MAY 24, 2024

While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking. In this article, we will explore five often overlooked insurance policies that can provide valuable coverage for your business.

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Property Insurance Centre

MARCH 11, 2025

Higher Crime Rates and Security Concerns London experiences more burglary, vandalism, and theft claims compared to rural or suburban areas. Unoccupied flats pose risks like water damage and squatting, which insurers consider when pricing policies. Some insurers might impose higher excesses or refuse coverage in high-risk flood zones.

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Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

If you own a physical location, commercial property insurance can help protect your building, inventory, and equipment from fire, theft, or natural disasters. At Paragon Independent Insurance Agency, serving the community in and around Plano, TX, we’re here to help you find the best policies tailored to your company’s needs.

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Distinguished

OCTOBER 15, 2024

One common question is whether the contractor and the property owner can be named insureds on the same Builder’s Risk policy. The answer lies in both parties’ financial interest in the property and how that impacts the insurance policy’s structure. Property owners may also choose to add Premises Liability coverage to the policy.

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TGS

SEPTEMBER 6, 2023

When taking on new home renovations, your homeowners insurance policy might not be the first thing on your mind. Let’s take a look at some of the most common ways that home renovations will impact your insurance policy. What Will a Standard Home Insurance Policy Cover During Renovations?

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Mark Jackson Insurance Agency

DECEMBER 4, 2024

Car parked at night by InstaWalli Car theft is a frustrating and costly experience that affects thousands of vehicle owners each year. While most modern cars come equipped with advanced anti-theft features, thieves are becoming more sophisticated, making it essential to take proactive steps to safeguard your vehicle.

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Distinguished

FEBRUARY 10, 2025

Whats Covered The policy covers a wide range of risks for direct physical damage, including fire and theft, under an all-risk policy structure with broad coverage. It covers fine art, sports cards, handbags, and other collections, up to $125 million on a single risk as the primary or excess layer or on a quota-share basis.

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TGS

DECEMBER 13, 2024

A slip, a loss, or even theft? While standard homeowners insurance or renters insurance may offer limited protection for personal belongings, these policies often fall short when it comes to high-value items like jewelry. Many policies cover repairs and replacements for such incidents. Thats where jewelry insurance steps in.

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Wren Insurance Agency

AUGUST 28, 2024

At Wren, because we are protection minded, we always quote our home insurance policies using Replacement Cost Value (also known as RCV) on contents, versus Actual Cash Value (ACV). Now, due to a claim (tied to a weather event, fire, theft, etc.), RCV is equal to the amount it would take to replace your contents at today's prices.

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Mark Jackson Insurance Agency

NOVEMBER 22, 2024

While your business may only operate for part of the year, risks like property damage, liability claims, or equipment theft don’t follow a calendar. Having the right insurance policies in place ensures your business is protected even during the offseason. Start by evaluating your specific risks.

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Protect Commercial Insurance

MARCH 14, 2025

Definition and Purpose Commercial property insurance, at its core, is a type of insurance policy designed to protect business properties from various risks. Some believe standard policies cover all eventualities, which can lead to underinsurance. – Vandalism and Theft : Protects against intentional damage or theft.

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Insurance Agency of Ohio

JANUARY 30, 2020

By Troy Dohmeyer Equipment and material theft is a major source of loss for contractors. Good planning is essential to construction site security, preventing theft of valuable construction materials and tools. Good planning is essential to construction site security, preventing theft of valuable construction materials and tools.

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Mark Jackson Insurance Agency

MAY 21, 2024

Traditional home insurance policies often fall short of covering the unique risks associated with running a business from home. For a home-based business, this is particularly important, as standard homeowners' policies typically do not cover injuries that occur in the course of business activities.

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Jackson & Jackson

MARCH 18, 2024

However, just like any valuable possession, protecting them with the right insurance policy is crucial. In this guide, we will explore the importance of luxury handbag insurance, its coverage, how to choose the right policy, and the steps to insure your cherished bags. “What Does Handbag Insurance Cover?”

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Freeway Insurance

JANUARY 3, 2025

Many insurance professionals recommend taking steps now to handle a possible increase when you renew your insurance policy. Vehicle Theft : Vehicle theft rates have been on the rise in California, leading to an increase in comprehensive insurance claims. Underinsured motorists (UIM) will be directly impacted by rising rates.

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Distinguished

SEPTEMBER 25, 2024

Job sites that are under construction are prone to things like fire, theft, and vandalism. Different Builder’s Risk insurance policies vary from one insurance carrier to another.  Theft : Covers the cost of replacing covered items that were stolen from the job site. Who Should be Named in a Builder’s Risk Policy?

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Distinguished

JULY 22, 2024

Theft, damage during transport, or accidental breakage can devastate a collection that has taken years to assemble. Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. For most, this will mean a collectibles policy.

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Paragon Independent Insurance Agencies

OCTOBER 31, 2024

Prevent Theft If you decide to go with a garage instead of a carport, you can also limit the theft or damage to your vehicle. Having a carport can also help with theft, as it keeps your car in a certain location where you can see it. Keeping your car behind a locked door will make it harder to steal.

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Boyle Agency Insurance

DECEMBER 3, 2024

Additionally, areas with a higher incidence of car theft may lead to increased insurance costs. As an independent agency, our advantage lies in being able to shop around and compare quotes from various insurance providers to find the best policy tailored to your unique circumstances.

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Paragon Independent Insurance Agencies

SEPTEMBER 16, 2024

Protection against damage and theft shields you from financial losses that could affect your business sales. Document any identified gaps in your insurance policy and make necessary modifications to ensure ample business protection. These strategies mitigate potential disruptions in your business operations.

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Protect Commercial Insurance

NOVEMBER 22, 2024

You can choose from a range of policies that include basic coverage to keep costs down. So, there’s a policy out there to suit just about every budget. Without insurance, your business could face catastrophic financial loss from property damage, theft, or a lawsuit. Each policy is unique and can vary widely in what it covers.

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Property Insurance Centre

NOVEMBER 11, 2024

Unfortunately, customers are more often than not caught in the middle, and end up having to fork out more money to pay for policies or settle for lesser cover. Think about security – The safer a property is from theft and the better the deterrent, often will lead to lower premiums, reasonable excesses and generally better terms.

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Jackson & Jackson

APRIL 10, 2024

It covers the physical structure of your building and its contents against fire, theft, and some natural disasters. Make sure to understand the specific perils covered by your policy, as not all natural disasters might be included. Shop around and compare different policies to find the best coverage at a reasonable price.

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Protect Commercial Insurance

OCTOBER 25, 2024

Introduction When it comes to safeguarding your business, selecting the right insurance policy is crucial. It can be quite a daunting task with so many options out there, and understanding each policy’s intricacies is essential for your peace of mind and financial wellbeing. Every industry comes with its own set of risks.

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