Central Insurance

OCTOBER 28, 2024

Learn more about the key pool contractor insurance policies, from liability to Workers' Comp, to protect against risks and ensure business success. The post Pool Contractor Insurance: The Five Policies You Need for Your Business appeared first on Central Insurance Blog.

Workers Comp 130

Workers Comp Policy Liability Insurance Policy 130

Insurance Journal

FEBRUARY 14, 2025

Premium renewal rates increased year over year for all major commercial lines, except workers’ compensation, according to the January 2025 results of the Ivans Index. Month over month, commercial auto, business owners policy (BOP), and commercial property experienced decreases in …

Commercial 136

Commercial Workers Comp Business Owners Policy Commercial Property 136

AMAXX

MARCH 4, 2025

Employers should: Develop an Employee Workers Compensation Brochure that explains what to expect if they get hurt. Provide information during onboarding about medical treatment options, return-to-work policies, and wage replacement benefits. Making it clear in company policies that an injury will not automatically lead to job loss.

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Workers Compensation Compensation Claim Workers Comp 82

AMAXX

MARCH 18, 2025

An effective injury investigation ensures that only valid claims proceed, protecting both the company and legitimate injured workers. Claims Reporting Policy : Require employees to report injuries within a specific timeframe (e.g., Transparency is key, and that starts with communication.

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Workers Compensation Compensation Claim Workers Comp 71

AMAXX

MARCH 17, 2025

There are elements in your workers compensation program that may be creating challenges without you even realizing it. These challenges can stem from incentives, employee motivations, policies, or procedures that deliver unintended consequences.

Workers Comp 66

Workers Comp Workers Compensation Injury Compensation 66

Joe Paduda

JUNE 24, 2024

The state legislation that will MOST affect workers’ comp is often not ABOUT workers’ comp – rather it deals with other parts of the healthcare ecosystem.

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Workers Comp Policy 100

AMAXX

NOVEMBER 11, 2024

” Common Flaws in Policies Many companies unknowingly implement policies that inadvertently sabotage their return-to-work efforts. These flawed policies often prevent employees from returning promptly, which can lead to increased costs and decreased morale.

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Policy Workers Comp Workers Compensation Injury 98

AMAXX

APRIL 14, 2025

If no suitable roles are available on-site, remote work such as database clean-up, online training, or policy review might be viable. Conclusion Transitional duty programs are about more than just checking a boxthey are a cornerstone of a proactive workers comp strategy.

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Workers Comp Workers Compensation Injury Compensation 59

AMAXX

MARCH 4, 2025

A policy or training is implemented to check the compliance box. Michael Stack, CEO of Amaxx LLC, is an expert in workers compensation cost containment systems and provides education, training, and consulting to help employers reduce their workers compensation costs by 20% to 50%. This approach is inherently inefficient.

Workers Comp 71

Workers Comp Workers Compensation Injury Compensation 71

Joe Paduda

JUNE 19, 2024

Back to Florida… the home of many workers comp payers’ nightmares. This time in Miami – where we find Kendall Hospital. A large teaching hospital, level 1 trauma center, and…the most costly facility within a 10-mile radius. Combining scores for … Continue reading Facility cost does NOT equal quality – part 4

Workers Comp 100

Workers Comp Policy 100

AMAXX

JANUARY 13, 2025

Lets explore the roles of these critical players in a workers’ compensation system. Insurance Company: The Risk Bearer Often referred to as the underwriter, insurer, or carrier, the insurance company provides the workers’ compensation policy and assumes the employers risk.

Workers Compensation 98

Workers Compensation Compensation Workers Comp Broker-Agent 98

Mark Jackson Insurance Agency

MARCH 19, 2025

From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical. Your current insurance policies may not automatically extend to the new site, and additional coverage may be required. If customers, vendors, or visitors will be on-site, this policy is essential.

Workers Compensation 52

Workers Compensation Liability Property Damage Injury 52

AMAXX

SEPTEMBER 3, 2024

These challenges can be exacerbated by poor communication, lack of clear policies, or inadequate support systems. Develop a Comprehensive RTW Policy A well-defined RTW policy is the cornerstone of managing difficult return-to-work scenarios. Understanding these difficulties is the first step toward addressing them effectively.

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Workers Comp Injury Workers Compensation Compensation 104

AMAXX

NOVEMBER 26, 2024

This can be done by partnering with clinics or healthcare providers that can see injured workers right away. Clearly define these roles in your RTW policy. Train Managers on RTW Policies : Supervisors need to understand the RTW policies and procedures, including their role in supporting an injured employee.

Workers Comp 105

Workers Comp Workers Compensation Compensation Injury 105

AMAXX

AUGUST 27, 2024

Transitional Duty Policies: Establish formal policies and procedures for transitional duty programs to accommodate injured employees returning to work. These policies should outline the types of work available, the duration of transitional duties, and how progress will be monitored.

Injury 105

Injury Workers Comp Workers Compensation Compensation 105

AMAXX

JULY 15, 2024

The Solution: Pay Without Prejudice The solution to this prevalent problem is the implementation of a Pay Without Prejudice policy. This policy authorizes payment for medical treatment up to a certain dollar amount (commonly $10,000) regardless of whether the claim will ultimately be denied.

Workers Compensation 83

Workers Compensation Compensation Claim Workers Comp 83

LexisNexis

DECEMBER 2, 2024

Oakland, CA -- The California Department of Industrial Relations (DIR) has issued the 2025 assessments that workers’ compensation insurers are required to collect from policyholders to cover the budget of the state Division of Workers’ Compensation (DWC) and five related programs set up by state lawmakers.

Workers Comp 40

Workers Comp Workers Compensation Policyholder Premium 40

Jackson & Jackson

NOVEMBER 16, 2024

Ensuring your business has the right insurance policies is not just a smart decision—it’s essential for long-term success. Here are the top 6 insurance policies every IT business in California should have to safeguard their operations. This policy covers medical expenses and lost wages if an employee gets injured or sick while working.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

Mark Jackson Insurance Agency

JUNE 17, 2024

Understanding whether your business requires workers' compensation insurance, and the benefits it offers, is crucial for maintaining a healthy, lawful, and productive workplace. Benefits for Employees For employees, the assurance that workers' comp insurance provides cannot be overstated.

Workers Compensation Insurance 52

Workers Compensation Insurance Workers Compensation Compensation Workers Comp 52

Simply Insurance

MARCH 17, 2025

Workers' compensation insurance rates vary by state due to location, industry risks, and policy coverage. Different policies offer varying levels of protection, including coverage for medical expenses and lost wages. The national average cost is approximately $1,128 per year.

Workers Compensation Insurance 52

Workers Compensation Insurance Workers Compensation Compensation Insurer 52

AMAXX

NOVEMBER 19, 2024

Click Link to Access Free PDF Download “13 Research Studies to Prove Value of Return-to-Work Program & Gain Stakeholder Buy-In” The Role of Collective Bargaining Agreements Collective bargaining agreements (CBAs) often define the rules and expectations around many employment issues, including return-to-work policies.

Workers Comp 98

Workers Comp Workers Compensation Injury Building 98

AMAXX

JULY 29, 2024

Training and Education Provide training for employees and supervisors on injury prevention, reporting procedures, and return-to-work policies. Stay updated on workers’ compensation laws and best practices to ensure compliance and optimal management of injury cases. For additional resources and training, visit WCManual.com.

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Workers Compensation Injury Compensation Workers Comp 59

Zywave

NOVEMBER 20, 2024

It is crucial for businesses to maintain documented workplace policies fostering a culture of inclusion and mitigating risk in these areas. Workers’ Comp: Medical inflation and wage inflation have both affected this segment and will continue to do so. Repairing this damage also continues to be more expensive due to inflation.

Workers Comp 52

Workers Comp Commercial Property Cyber Commercial 52

New Jersey Workers' Comp

JULY 19, 2024

Intentional harm lawsuits can be harrowing for employers to defend because the allegations are generally not covered under the workers’ compensation policy. As the readers know, there are two parts to a workers’ compensation policy. The NJM workers’ compensation policy had two exclusions under C5 and C7.

Injury 52

Injury Claim Compensation Policy 52

Joe Paduda

JUNE 27, 2024

A just-published research study examined the impact of reductions in opioids on workers’ comp patients and prescribers in Ohio and Washington.

Workers Comp 130

Workers Comp Policy 130

Joe Paduda

JUNE 21, 2024

Lots of good stuff going on these days. First, good …well actually great news is from Pennsylvania. From WESA: Pennsylvania is getting another $29 million in federal funding to clean up abandoned mines, as part of the mine cleanup projects … Continue reading Good news Friday!

Insurer 100

Insurer Insurance Insured Workers Comp 100

Joe Paduda

JULY 2, 2024

OSHA’s long-awaited proposed heat rule is out. There are two heat index thresholds – one at 80 and 90 degrees F based on temperatures in the shade (as we all know it can be a LOT hotter in direct sunlight.) … Continue reading OSHA’s heat rule is out…

Workers Comp 100

Workers Comp Policy 100

New Jersey Workers' Comp

APRIL 3, 2024

Few can dispute, however, that New Jersey has a better social policy behind its law. The overwhelming majority of injured workers do return to work. One of the most serious criticisms is that New Jersey has the highest workers’ compensation medical costs in the nation. The New Jersey Act has its critics.

Workers Compensation 40

Workers Compensation Compensation Injury Claim 40

New Jersey Workers' Comp

MARCH 25, 2024

in workers’ compensation medical and temporary disability benefits to petitioner, Darshelle Joseph. The workers’ compensation case had not yet been resolved. Mr. Joseph sued the tortfeasor and recovered $14,000 in settlement with his uninsured motorist insurance policy in December 2021. NJ Transit paid $7,112.90 to Mr. Joseph.

Workers Compensation 40

Workers Compensation Compensation Liability Insurance Carrier 40

Mark Jackson Insurance Agency

APRIL 15, 2024

Worker Using an Angle Grinder by Anamul Rezwan Business owners have multiple types of insurance to protect them from a variety of financial and legal risks. They should also protect their employees with workers’ comp insurance. What Is Workers’ Comp? What Does Workers’ Comp Cover?

Workers Comp 52

Workers Comp Protection Workers Compensation Commercial Umbrella 52

New Jersey Workers' Comp

JANUARY 13, 2025

34:15-8, and (2) the insurer had no duty to defend against Laidlow claims under the Employers’ Liability portion of the workers compensation policy. There is no coverage under any portion of the New Jersey standard workers compensation policy. This is the standard policy that all employers have in New Jersey.

Workers Compensation 52

Workers Compensation Claim Injury Compensation 52

LexisNexis

SEPTEMBER 9, 2024

Illinois Workers’ Comp. Reinstating a decision of the state’s Workers’ Compensation Board that had awarded benefits to a medical employee who sustained injuries in a hospital shooting, the New York Court of Appeals, in Timperio v. Workers’ Comp. Workers’ Comp. Workers’ Comp. Appeals Bd.

Workers Compensation 40

Workers Compensation Compensation Injury Workers Comp 40

LexisNexis

OCTOBER 22, 2024

Workers’ Comp. Here are a few notable 2024 reports: From RAND, a June 2024 report to the California Department of Industrial Relations on the SIBTF: [link] An in-depth June 27, 2024 WCIRB report on California workers’ compensation losses and expenses: [link]. Appeals Bd. Sanchez) (2023) 88 Cal. Cases 1164 (writ den.) [see

Workers Compensation 40

Workers Compensation Compensation Claim Injury 40

LexisNexis

OCTOBER 17, 2024

Workers’ Comp. 4th 291 [80 Cal.Comp.Cases 489] where the California Supreme Court stated “the causation requirement of workers’ compensation is satisfied where the connection between the employment and injury is a contributing cause of the injury or death.” (See Evidence Code § 910 and Code of Civil Procedure § 2018.030. )

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Injury Workers Compensation Compensation Workers Comp 75

LexisNexis

NOVEMBER 8, 2024

The article delves into the physiological impacts of heat on workers, regional variations in heat-related injuries, and the surprising effects on indoor workers. Hamilton also discusses emerging policy responses, including OSHA’s proposed heat standard and state-level initiatives. Illinois Workers’ Compensation Commission et al.,

Workers Compensation 40

Workers Compensation Compensation Injury Claim 40

AMAXX

JANUARY 28, 2025

The root of the issue is not always poor implementation of return-to-work programs but rather hidden policies or procedures sabotaging progress. Identifying and addressing these policies is critical to achieving workers compensation reform. Here are common policies that can undermine success and strategies to overcome them: 1.

Workers Comp 84

Workers Comp Policy Workers Compensation Injury 84

New Jersey Workers' Comp

FEBRUARY 4, 2025

As a practical matter, respondents should immediately review its MSA reporting procedures to ensure compliance before the April 4, 2025, deadline, and develop a policy regarding the handling of all MSAs whether its a zero-dollar allocation or not. The post MSA: To Submit or Not To Submit appeared first on NJ Workers' Comp Blog.

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Workers Compensation Injury Compensation Claim 52