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Workers Compensation Insurance Rates By State In 2025!

Simply Insurance

Workers' compensation insurance rates vary by state due to location, industry risks, and policy coverage. Different policies offer varying levels of protection, including coverage for medical expenses and lost wages. The national average cost is approximately $1,128 per year.

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Does Your Business Need Workers' Compensation Insurance?

Mark Jackson Insurance Agency

Man Drilling into a Wooden Board by Thijs van der Weide Workers' compensation insurance is a fundamental aspect of running a business, providing vital protection for both employers and employees. This insurance covers medical costs, rehabilitation, and lost wages for employees who are injured or become ill at work.

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Insurance Considerations When Expanding Your Business to a New Location

Mark Jackson Insurance Agency

From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical. Review and Update Your Business Insurance Coverage Expanding to a new location changes your businesss risk exposure. If customers, vendors, or visitors will be on-site, this policy is essential.

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Top 6 Insurance Policies Every IT Business in California Should Have

Jackson & Jackson

Ensuring your business has the right insurance policies is not just a smart decision—it’s essential for long-term success. Here are the top 6 insurance policies every IT business in California should have to safeguard their operations. Secure your IT business today—because peace of mind is priceless.

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Blog Post: DIR Announces 2025 California Workers’ Comp User Funding Assessment Rates

LexisNexis

Oakland, CA -- The California Department of Industrial Relations (DIR) has issued the 2025 assessments that workers’ compensation insurers are required to collect from policyholders to cover the budget of the state Division of Workers’ Compensation (DWC) and five related programs set up by state lawmakers.

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NJ Supreme Court Holds Insurer Has No Duty to Defend Against Intentional Harm Claims

New Jersey Workers' Comp

12, 2024), found as follows: (1) the insurer had no duty to provide coverage against the employees negligence based claims (including claims for gross negligence against the employer) because of the exclusive remedy bar under N.J.S.A. There is no coverage under any portion of the New Jersey standard workers compensation policy.

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Blog Post: Herlick, California Workers’ Compensation Handbook: 2024 Developments

LexisNexis

Workers’ Comp. Here are a few notable 2024 reports: From RAND, a June 2024 report to the California Department of Industrial Relations on the SIBTF: [link] An in-depth June 27, 2024 WCIRB report on California workers’ compensation losses and expenses: [link]. Appeals Bd. Sanchez) (2023) 88 Cal. Cases 1164 (writ den.) [see