Insurance Journal

JANUARY 3, 2025

An insurer failed to properly cancel a workers’ compensation policy because its multiple notices and other conduct were not “definite, certain, and unambiguous” as to the status of the coverage. As a result, Ace America Insurance Co. is obligated to …

Policy 279

Policy Compensation Workers Compensation Insurer 279

Insurance Journal

JANUARY 1, 2025

State Compensation Insurance Fund in California announced that it will declare a $149 million dividend to qualifying policyholders with policies that took effect between Jan. This dividend equals roughly 15% of the estimated annual premium …

Policy 277

Policy Policyholder Compensation Premium 277

Insurance Journal

AUGUST 12, 2024

Claims that a workers’ compensation insurer’s conduct after it canceled a policy were negligent are for a court, not the state’s workers’ compensation board, to decide, the Connecticut Appellate Court has ruled. Liberty Mutual Insurance Co. had succeeded before both …

Policy 264

Policy Compensation Claim Workers Compensation 264

LexisNexis

FEBRUARY 5, 2025

By Christopher Mahon, LexisNexis Legal Insights Contributing Author A September 2024 study from the Workers Compensation Research Institute indicates that workers represented by an attorney in workers compensation claims receive substantially more payments than workers who are not represented by an attorney.

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Workers Compensation Compensation Injury Claim 49

AMAXX

MARCH 18, 2025

Consider the case of Jane, a worker who sustained a severe back injury. She was given a list of four medical providers but found that: Two providers did not accept workers compensation patients. One provider accepted workers compensation but was not taking new patients. Are currently accepting new patients.

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Workers Comp Workers Compensation Injury Compensation 94

AMAXX

JANUARY 13, 2025

Lets explore the roles of these critical players in a workers’ compensation system. Insurance Company: The Risk Bearer Often referred to as the underwriter, insurer, or carrier, the insurance company provides the workers’ compensation policy and assumes the employers risk.

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Workers Compensation Compensation Workers Comp Broker-Agent 98

AMAXX

MARCH 24, 2025

These employees, known as “general exclusions,” require their payroll to be reported and calculated separately, directly influencing workers compensation premiums. ” Stay tuned to complete your understanding and gain further control over your workers’ compensation premiums.

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Workers Comp Premium Workers Compensation Compensation 104

AMAXX

MARCH 17, 2025

There are elements in your workers compensation program that may be creating challenges without you even realizing it. These challenges can stem from incentives, employee motivations, policies, or procedures that deliver unintended consequences. View workers compensation as an adversarial process.

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Workers Comp Workers Compensation Injury Compensation 66

Boyle Agency Insurance

JANUARY 8, 2025

Workers Compensation Insurance for Employers and Employees Workers Compensation Insurance is required for businesses with more than one employee. Full-time employees and part-time employees of a business are covered by Workers Compensation Insurance.

Workers Compensation Insurance 52

Workers Compensation Insurance Workers Compensation Compensation Insurer 52

LexisNexis

OCTOBER 10, 2024

Rassp, Presiding Judge, WCAB Los Angeles, California Division of Workers’ Compensation Disclaimer: The material and any opinions contained in this article are solely those of the authors and are not the opinions of the Department of Industrial Relations, Division of Workers’ Compensation, or the WCAB, or any other entity or individual.

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Workers Compensation Compensation Workers Compensation Insurance Injury 75

AMAXX

JULY 15, 2024

The Solution: Pay Without Prejudice The solution to this prevalent problem is the implementation of a Pay Without Prejudice policy. This policy authorizes payment for medical treatment up to a certain dollar amount (commonly $10,000) regardless of whether the claim will ultimately be denied.

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Workers Compensation Compensation Claim Workers Comp 83

AMAXX

FEBRUARY 4, 2025

FREE DOWNLOAD: “13 Research Studies to Prove Value of Return-to-Work Program & Gain Stakeholder Buy-In” Business and Financial Benefits of Transitional Duty Lower Workers Compensation Costs : Employees who stay engaged at work tend to have shorter claims duration and fewer legal disputes.

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Workers Comp Workers Compensation Injury Compensation 97

Mark Jackson Insurance Agency

MARCH 19, 2025

From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical. Your current insurance policies may not automatically extend to the new site, and additional coverage may be required. If customers, vendors, or visitors will be on-site, this policy is essential.

Workers Compensation 52

Workers Compensation Liability Property Damage Inland Marine Insurance 52

Boyle Agency Insurance

SEPTEMBER 20, 2024

Workers Compensation Insurance – Essential For Business Owners And Employees Workers Compensation Insurance is required for businesses with more than one employee. If you own a business that has a work environment that’s a bit insecure, make sure you have a Workers Compensation Insurance policy in place.

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Workers Compensation Insurance Workers Compensation Compensation Insurer 52

AMAXX

JANUARY 27, 2025

Revamping a workers compensation (WC) program can transform how companies manage costs and care for injured employees. Below, we explore common errors and provide actionable steps to begin reforming a workers’ comp program. Avoiding Common Errors 1.

Workers Comp 94

Workers Comp Injury Workers Compensation Claim 94

Mark Jackson Insurance Agency

JUNE 17, 2024

Man Drilling into a Wooden Board by Thijs van der Weide Workers' compensation insurance is a fundamental aspect of running a business, providing vital protection for both employers and employees. Benefits for Employees For employees, the assurance that workers' comp insurance provides cannot be overstated.

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Workers Compensation Insurance Workers Compensation Compensation Workers Comp 52

R&R Insurance

FEBRUARY 20, 2025

On October 1, 2024 Wisconsin continued its trend entering a ninth consecutive year of reduced workers compensation insurance rates. This rate reduction will affect work comp policies with renewal dates between 10/01/24 to 09/30/25. Rates in 2024 fell an average of 10.5% What can Contractors do?

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Workers Compensation Insurance Carrier Premium Compensation 52

LexisNexis

SEPTEMBER 17, 2024

Hamilton, Former Assistant Secretary and Deputy Commissioner, California Workers’ Compensation Appeals Board Over the past several decades California has implemented broad legislative changes aimed at lowering the costs associated with workers’ compensation, especially medical expenditures. Mueller, K.L, Mueller, K.L,

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Workers Compensation Claim Compensation Injury 74

AMAXX

NOVEMBER 11, 2024

” Common Flaws in Policies Many companies unknowingly implement policies that inadvertently sabotage their return-to-work efforts. These flawed policies often prevent employees from returning promptly, which can lead to increased costs and decreased morale.

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Policy Workers Comp Workers Compensation Injury 98

Insurance Journal

AUGUST 22, 2024

The West Virginia insurance commissioner’s office has adopted a new policy: It will soon begin destroying workers’ compensation claim files that are 10 years old or older. “Given increasing cybersecurity concerns and the type of information contained in the closed …

Workers Comp 279

Workers Comp Cyber Compensation Risk 279

AMAXX

JULY 29, 2024

Claims Management Oversee the workers’ compensation claims process, ensuring timely filing and follow-up. Training and Education Provide training for employees and supervisors on injury prevention, reporting procedures, and return-to-work policies. For additional resources and training, visit WCManual.com.

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Workers Compensation Injury Compensation Workers Comp 59

AMAXX

MARCH 4, 2025

By shifting your perspective from compliance-as-burden to compliance-as-advantage, you can leverage OSHA requirements to create a safer, more productive workplace, reduce workers compensation costs , and enhance your company’s reputation. A policy or training is implemented to check the compliance box.

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Workers Comp Workers Compensation Injury Compensation 71

AMAXX

MARCH 24, 2025

Upon mutual agreement, the policy is then issued with the corrected classification codes. Schedule Rating and Policy Adjustments Once accurate classifications are established, insurers can apply further premium modifications known as “schedule rating.”

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Workers Comp Premium Workers Compensation Compensation 59

LexisNexis

OCTOBER 22, 2024

By Julius Young, Richard Jacobsmeyer, Barry Bloom, Editors-in-Chief for Herlick, California Workers’ Compensation Handbook [Note: This article is excerpted from the upcoming 2025 edition of Herlick, California Workers’ Compensation Handbook. The AI revolution is starting to come to workers’ compensation.

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Workers Compensation Compensation Claim Injury 40

LexisNexis

OCTOBER 8, 2024

COMPLEX EMPLOYMENT ISSUES FOR CALIFORNIA WORKERS' COMPENSATION A new softbound supplement to Rassp & Herlick, California Workers’ Compensation Law 284 pages PIN #0006801214509 For current pricing and to order, call 800-543-6862. What constitutes an independent contractor?

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Workers Compensation Compensation Workers Compensation Insurance Liability 40

Agency Height

JANUARY 10, 2025

Explore the 2025 workers' compensation outlook, highlighting key challenges like demographic shifts, mental health policies, and rate change.

Workers Compensation 52

Workers Compensation Compensation Policy Agents 52

LexisNexis

NOVEMBER 8, 2024

Robinson, Co-Editor-in-Chief, Workers’ Compensation Emerging Issues Analysis ( LexisNexis ) (This article is excerpted from the upcoming 2024 Edition of Workers’ Compensation Emerging Issues Analysis (LexisNexis). By Thomas A. Section numbers below refer to the text in that book. In § 3, Hon.

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Workers Compensation Compensation Injury Claim 40

LexisNexis

SEPTEMBER 9, 2024

Robinson, co-author, Larson’s Workers’ Compensation Law Editorial Note: All section references below are to Larson’s Workers’ Compensation Law, unless otherwise indicated. Iowa’s Private Employer Drug Testing Rules Do Not Apply to Post-Injury Testing in Workers’ Compensation Claims. By Thomas A.

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Workers Compensation Compensation Injury Workers Comp 40

AMAXX

NOVEMBER 26, 2024

This can be done by partnering with clinics or healthcare providers that can see injured workers right away. Clearly define these roles in your RTW policy. Supervisors and case managers should stay in contact with the injured worker to provide support and address any issues as they arise.

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Workers Comp Workers Compensation Compensation Injury 105

Jackson & Jackson

NOVEMBER 16, 2024

Ensuring your business has the right insurance policies is not just a smart decision—it’s essential for long-term success. Here are the top 6 insurance policies every IT business in California should have to safeguard their operations. This policy covers medical expenses and lost wages if an employee gets injured or sick while working.

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Insurance Policy Policy General Liability Workers Compensation Insurance 52

AMAXX

SEPTEMBER 3, 2024

These challenges can be exacerbated by poor communication, lack of clear policies, or inadequate support systems. Develop a Comprehensive RTW Policy A well-defined RTW policy is the cornerstone of managing difficult return-to-work scenarios. Understanding these difficulties is the first step toward addressing them effectively.

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Workers Comp Injury Workers Compensation Compensation 104

AMAXX

AUGUST 27, 2024

Building on Success: Enhancing Existing Practices Once a comprehensive injury management program is in place, it’s important to build on existing internal processes to closely manage workers’ compensation and improve overall safety outcomes.

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Injury Workers Comp Workers Compensation Compensation 105

Word & Brown

APRIL 1, 2025

Plus, your clients can save on Federal Insurance Contribution Act (FICA) taxes and Workers Compensation. Premium Only Plans (POPs): Also known as a Section 125 Cafeteria Plan, a Premium Only Plan enables enrolled employees to pay their health insurance premiums with pre-tax dollars.

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Deductible Premium Out-Of-Pocket Insurance Policy 52

New Jersey Workers' Comp

JANUARY 13, 2025

In New Jersey, the Workers Compensation Act is the exclusive remedy for injured workers as stated in N.J.S.A. 34:15-8, and (2) the insurer had no duty to defend against Laidlow claims under the Employers’ Liability portion of the workers compensation policy. In Laidlow v. Hariton Machinery Co.,

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Workers Compensation Claim Injury Compensation 52

New Jersey Workers' Comp

MARCH 25, 2024

in workers’ compensation medical and temporary disability benefits to petitioner, Darshelle Joseph. The workers’ compensation case had not yet been resolved. Mr. Joseph sued the tortfeasor and recovered $14,000 in settlement with his uninsured motorist insurance policy in December 2021. NJ Transit paid $7,112.90

Workers Compensation 40

Workers Compensation Compensation Liability Insurance Carrier 40

Property Insurance Centre

FEBRUARY 24, 2025

How to Protect Your Business Get Comprehensive Insurance Ensure you have general liability insurance, professional indemnity insurance, and workers compensation if applicable. Consult Legal Experts A business attorney can help review policies, contracts, and risk management strategies to ensure legal protection.

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Liability Protection Claim Property Insurance 52

LexisNexis

AUGUST 28, 2024

Rassp, Chairman of the Board of Directors, Friends Research Institute (friendsresearch.org) Disclaimers: The opinions expressed in this article are those of the author and are not those of the State of California Department of Industrial Relations, Division of Workers’ Compensation, or the Workers’ Compensation Appeals Board.

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Workers Compensation Compensation Claim Injury 75