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Policyholder Property Insurance Protection 
Property Insurance Coverage Law
MARCH 18, 2025
Seeing firsthand the devastating aftermath and hearing the deeply emotional stories from these homeowners is heartbreakingbut whats even worse is witnessing how some insurance companies continue to compound their customers’ trauma … The post Why Are California Insurers Putting Their Policyholder Customers at Risk For Their Health?
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Property Insurance Coverage Law
MARCH 21, 2025
10-3-1118, was designed to protect policyholders from unfair denials based on alleged failures to cooperate. Colorados Cooperation Law, enshrined inC.R.S.
199 This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Property Insurance Coverage Law
MARCH 21, 2025
10-3-1118, was designed to protect policyholders from unfair denials based on alleged failures to cooperate. Colorados Cooperation Law, enshrined inC.R.S.
185 
Property Insurance Coverage Law
APRIL 10, 2025
In 2023, the Florida Legislature made a catastrophic mistake that is now hurting thousands of Floridians.
199 Property Insurance Coverage Law
APRIL 10, 2025
In 2023, the Florida Legislature made a catastrophic mistake that is now hurting thousands of Floridians.
203 
Property Insurance Coverage Law
MARCH 18, 2025
Seeing firsthand the devastating aftermath and hearing the deeply emotional stories from these homeowners is heartbreakingbut whats even worse is witnessing how some insurance companies continue to compound their customers’ trauma … The post Why Are California Insurers Putting Their Policyholder Customers at Risk For Their Health?
191 
Property Insurance Coverage Law
MARCH 5, 2025
A new investigation into Floridas property insurance industry is set to begin, raising significant questions about insurer profitability, financial transparency, and the true reasons behind skyrocketing premiums for policyholders.
Property Insurance Coverage Law
OCTOBER 17, 2024
The American Policyholder Association (APA) has emerged as a powerful force in the fight against insurance fraud, with recent achievements highlighting the critical importance of its work.
264 
Property Insurance Coverage Law
OCTOBER 23, 2024
While Jimmy Patronis and Governor DeSantis trumpet their latest emergency rule as consumer protection following the CBS 60 Minutes Expose noted in CBS 60 Minutes Exposes Alleged Insurance Company Fraud: Adjusters Reveal Altered Hurricane Damage Estimates by Claims Management, the reality reveals a different story.
214 
Property Insurance Coverage Law
JANUARY 18, 2025
Phil Primetime episode, The Shocking Truth Behind Rising Insurance Rates, exposed the systemic issues driving this crisis, highlighting personal stories of loss and struggle. As … The post The Rising Insurance Crisis: Advocating for Policyholders Beyond the CourtroomDr.
279 
Property Insurance Coverage Law
SEPTEMBER 27, 2024
The American Policyholders Association (APA) has reported that CBS 60 Minutes is running a story this Sunday evening about altered estimates by claims managers, which result in underpayments to policyholders.
246 Property Insurance Coverage Law
JANUARY 17, 2025
As a loyal policyholder, you expect your insurance provider to prioritize your safety, security, and trust. If the claims within the Texas lawsuit 1 are accurate, Allstate has been secretly collecting sensitive driver data … The post Is Allstate Taking Advantage of Policyholders?
203 
Property Insurance Coverage Law
SEPTEMBER 24, 2024
In a significant move to protect policyholders, the Michigan Department of Insurance and Financial Services (DIFS) issued a groundbreaking bulletin that explicitly prohibits insurers from depreciating labor costs when calculating actual cash value (ACV) in homeowner insurance claims.
Property Insurance Coverage Law
OCTOBER 25, 2024
In my recent articles, The Façade of Consumer Protection: How Florida’s Political Leadership Continues to Favor Insurance Companies Over Policyholders — Are Florida’s Politicians in Bed with the Insurance Industry and Florida’s Emergency Ethical Rule Conflicts with Xactimate’s License Agreement – Another Example of Insurance Industry Control in Florida, (..)
203 
Property Insurance Coverage Law
AUGUST 6, 2024
Florida’s property insurance market is facing unprecedented challenges, leaving policyholders with inadequate coverage at significantly higher rates. The term “shrinkflation,” commonly associated with consumer goods, is now being used to describe a troubling trend in the insurance industry.
Property Insurance Coverage Law
OCTOBER 16, 2024
I was thinking about this while calling FAPIA Managing Director Nancy Dominguez to take down a wrong proof of loss form that some ignorant attorney had sent to a group as the proper NFIP proof of loss to be filed … The post Policyholders Beware of Whom You Hire Regarding Your National Flood Insurance Claim appeared first on Property Insurance (..)
203 
Property Insurance Coverage Law
OCTOBER 18, 2024
Amy Bach‘s recent LinkedIn post yesterday highlighting concerns about excessive compensation in the insurance industry has struck a chord with many policyholders and consumer advocates. Bach raised these issues in a panel discussion at the American Academy of Actuaries.
189 
Property Insurance Coverage Law
NOVEMBER 7, 2024
In a significant development for policyholders affected by Hurricanes Helene and Milton, House Oversight Democrats have taken decisive action to protect hurricane victims from potential insurance fraud.
214 
Property Insurance Coverage Law
JANUARY 12, 2025
United Policyholders offers the best advice to policyholders about how to recover from the recent wildfires. appeared first on Property Insurance Coverage Law Blog.
130 
Property Insurance Coverage Law
AUGUST 19, 2024
A local investigative news article written by Kate Cimini of the … The post Let’s Get Tough on Drunk Driving but Not Have Any Penalties For the Drunk Driver: Making It Difficult For Policyholders To Collect On Debts Owed By Delaying and Underpaying Insurance Companies appeared first on Property Insurance Coverage Law Blog.
189 
Property Insurance Coverage Law
OCTOBER 7, 2024
Here is the language granting the extension: To allow enough time for policyholders to evaluate their losses, … The post Hurricane Helene National Flood Insurance Proofs of Loss Deadline Extended for 120 Days From 60 Days appeared first on Property Insurance Coverage Law Blog.
223 
Property Insurance Coverage Law
NOVEMBER 23, 2024
A recent court decision highlights why policyholders need to understand both the benefits and limitations of Inflation Guard Endorsements in their property insurance policies. While these endorsements aim to protect against underinsurance, they may not provide the complete protection many assume they do.
Property Insurance Coverage Law
SEPTEMBER 27, 2024
As an attorney who has dedicated my career to representing policyholders, I’ve witnessed firsthand the challenges faced by Florida homeowners, businesses, condominium associations, and even government entities in the wake of natural disasters.
Property Insurance Coverage Law
NOVEMBER 13, 2024
The emergency rule, while well-intentioned in promoting transparency, creates several practical challenges that could harm Florida policyholders.
203 
Property Insurance Coverage Law
AUGUST 4, 2024
Insurance policies protect you from the cost of replacing lost, damaged, or stolen items: or at least, that’s how they’re supposed to work. But what happens if your insurance company refuses to pay what you are owed? appeared first on Property Insurance Coverage Law Blog.
Property Insurance Coverage Law
OCTOBER 3, 2024
Filing a property insurance claim can feel unfamiliar to many. Here’s a guide on what to do next, from tracking your claim to ensuring your rights are protected. Stay Organized After filing your claim, keep all … The post What to Do After Filing the Insurance Claim appeared first on Property Insurance Coverage Law Blog.
203 
Property Insurance Coverage Law
SEPTEMBER 30, 2024
The investigative report featured testimony from whistleblowers who claim that insurance companies deliberately altered hurricane damage reports to underpay homeowners, leaving many Floridians struggling to rebuild their lives in the wake … The post CBS 60 Minutes Exposes Alleged Insurance Company Fraud: Adjusters Reveal Altered Hurricane Damage (..)
Property Insurance Coverage Law
SEPTEMBER 23, 2024
Knowing exactly what hazard insurance is (and isn’t) can help protect you financially during a crisis. So, how does hazard insurance work exactly? Key Takeaways: Hazard insurance refers to the part of a homeowners policy that covers damage to the structure. appeared first on Property Insurance Coverage Law Blog.
189 
Property Insurance Coverage Law
FEBRUARY 23, 2025
While insurers have publicly lamented their financial hardships, Mower’s findings reveal that these companies have been … The post Secret Report Proves Florida Insurance Executives Wrongful Self-Dealing appeared first on Property Insurance Coverage Law Blog.
Property Insurance Coverage Law
SEPTEMBER 1, 2024
Trade credit insurance is a risk management tool that protects businesses against losses from unpaid invoices or accounts receivable. It covers a company’s trade receivables in case a customer fails to pay due to insolvency, bankruptcy, default, or other reasons specified in the policy.
Property Insurance Coverage Law
AUGUST 30, 2024
Employer’s liability insurance protects businesses from lawsuits filed by employees who have suffered a work-related injury or illness. appeared first on Property Insurance Coverage Law Blog.
Property Insurance Coverage Law
OCTOBER 27, 2024
The recent voluntary dismissal of the Erie COVID-19 Business Interruption Protection Insurance Litigation marks the end of a significant chapter in insurance coverage law.1
Property Insurance Coverage Law
OCTOBER 29, 2024
These professional insurance lobbyists and industry folk must … The post Reflections on an Insurance Regulatory Workshop Regarding Ethical Rules of Adjustment appeared first on Property Insurance Coverage Law Blog.
Property Insurance Coverage Law
NOVEMBER 15, 2024
The Bizarre Facts Picture this: You get into a minor fender bender, dutifully report … The post Progressive and K&P’s Alleged Insurance Scheme: When Reality is Stranger Than Fiction appeared first on Property Insurance Coverage Law Blog.
203 
Property Insurance Centre
MARCH 19, 2024
Understanding Consumer Education and Property Insurance As an informed consumer, education on consumer rights and property insurance is crucial. It empowers individuals to make informed decisions about insurance coverage and understand their policy rights.
Bankers Insurance
AUGUST 8, 2024
THE IMPORTANCE OF ACCURATE VALUATION IN COMMERCIAL PROPERTY INSURANCE When purchasing or renewing commercial property insurance , it’s important for businesses to ensure their coverage includes correct property valuations. Additionally, property undervaluation can result in coinsurance penalties.
Property Insurance Centre
JANUARY 4, 2024
Emerging Property Insurance Trends 2024 Welcome to our guide on emerging trends in the property insurance industry. As we dive into the evolving landscape of property insurance, it’s important to stay informed about the latest trends and challenges affecting the market. Hurricane Harvey 2017 92.0
Protect Commercial Insurance
OCTOBER 4, 2024
But what does this mean for property owners and their insurance needs? As interest rates creep up, they can have a surprising ripple effect on property insurance costs. Understanding this connection can help you make informed decisions about your investments and protect your financial well-being.
Property Insurance Coverage Law
OCTOBER 7, 2024
Insuring where you live isn’t just important for homeowners: It’s a key part of protecting your home and financial stability for renters as well. appeared first on Property Insurance Coverage Law Blog.
100 Property Insurance Coverage Law
OCTOBER 7, 2024
We’ve all heard of homeowners insurance — but what exactly is it? Homeowners insurance provides financial protection for your home and its contents. Homeowners insurance typically covers natural disasters, theft, vandalism, and liability — but specific policies vary in terms of coverage.
100 
Property Insurance Coverage Law
SEPTEMBER 28, 2024
I was sipping the last of a 1966 vintage port after successfully preventing water from entering the first floor … The post A Blog Post After the Night After appeared first on Property Insurance Coverage Law Blog.
The Property Insurance Law Observer
MARCH 12, 2024
The United States District Court for the Western District of Washington decided an insurance coverage case involving Plaintiffs Benny and Guangying Cheung and Defendant Allstate Vehicle and Property Insurance Company. Allstate Vehicle & Prop. C22-1174 TSZ, 2023 WL 9000432 (W.D.
130 
Distinguished
MARCH 6, 2025
They educate clients on the importance of addressing issues promptly, direct them to reliable resources like licensed contractors, and leverage their deep knowledge of local regulations and legal precedents to advise on how unresolved violations can affect liability and property insurance.
59 
The Property Insurance Law Observer
MARCH 4, 2024
The insureds filed a Motion for Partial Summary Judgment on their declaratory judgment, breach of contract, and CPA claims and Stillwater filed a Motion for Partial Summary Judgment as to breach of contract claim. The Court was tasked with adjudicating competing motions for partial summary judgment.
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