The Property Insurance Law Observer

MARCH 12, 2024

The United States District Court for the Western District of Washington decided an insurance coverage case involving Plaintiffs Benny and Guangying Cheung and Defendant Allstate Vehicle and Property Insurance Company. Plaintiffs argued that the damage was covered under the policy, primarily resulting from theft.

Theft 130

Theft Insurance Policy Policy Personal Property 130

Property Insurance Coverage Law

OCTOBER 7, 2024

Homeowners insurance typically covers natural disasters, theft, vandalism, and liability — but specific policies vary in terms of coverage. If you have a mortgage, you definitely need homeowners insurance. But even if … The post Homeowners Insurance: Do You Need It?

Theft 100

Theft Liability Insurer Insurance 100

The Property Insurance Law Observer

JULY 29, 2024

If we return stolen property we will pay for any damage resulting from the theft. We may keep all or part of the property at an agreed or appraised value. If we pay for loss in money, our payment will include the applicable sales tax for the damaged or stolen property. Emphasis added.

Policyholder 130

Policyholder Damage Deductible Liability 130

Property Insurance Centre

NOVEMBER 11, 2024

Let’s have a look at them… Don’t claim for everything – One thing insurers do not like, is a policyholder that claims over multiple times a year & for the smallest thing. Insurers will often insist that the property has a maintenance programme in place before they even offer renewal terms.

Insurer 52

Insurer Insurance Insured Premium 52

Property Insurance Centre

SEPTEMBER 25, 2024

Here, we will delve into the various aspects of building insurance coverage, so you can be confident that you have the right policy for your needs. Building insurance typically covers damage caused by a range of perils, including fire, theft, vandalism, and natural disasters. What is Covered?

Building 52

Building Insurer Insurance Insured 52

Property Insurance Centre

JANUARY 30, 2024

When obtaining a block of flats insurance policy, it is crucial to inform the insurer about the occupancy of the flats. This includes providing details about any unoccupied flats, as they may pose higher risks due to increased vulnerability to theft, vandalism, or damage.

Building 52

Building Insurer Insurance Insured 52