The Property Insurance Law Observer

MARCH 12, 2024

The Court considered whether the Plaintiffs’ loss was caused by theft or vandalism, as neither term was defined in the policy. Plaintiffs argued that the damage was covered under the policy, primarily resulting from theft. Allstate Vehicle & Prop. C22-1174 TSZ, 2023 WL 9000432 (W.D.

Theft 130

Theft Insurance Policy Policy Personal Property 130

The Property Insurance Law Observer

JULY 29, 2024

If we return stolen property we will pay for any damage resulting from the theft. The insurer determined that the policyholder sustained a total loss to her hail-damaged vehicle. The insurer determined that the policyholder sustained a total loss to her hail-damaged vehicle. Emphasis added.

Policyholder 130

Policyholder Damage Deductible Liability 130

Property Insurance Coverage Law

OCTOBER 7, 2024

Homeowners insurance typically covers natural disasters, theft, vandalism, and liability — but specific policies vary in terms of coverage. We’ve all heard of homeowners insurance — but what exactly is it? Homeowners insurance provides financial protection for your home and its contents.

Theft 100

Theft Liability Insurer Insurance 100

Zywave

NOVEMBER 13, 2024

We’re prepared to help you grow your distribution network, power your decision making with industry-leading data and insights and empower your teams and policyholders with industry knowledge and expertise. Policyholders are going to experience losses. And your own first-party data isn’t going to get you there.

Cyber 97

Cyber Policyholder Insurer Insurance 97

ProWriters

FEBRUARY 23, 2025

China’s quest for “independence from the West” has led it to conduct state-sponsored campaigns of “cyber espionage and intellectual property theft,” Lior Div told cyber security firm ExtraHop. Security experts also believe China and Iran pose significant cyber risks.

Cyber 53

Cyber Insurer Insurance Insured 53

Property Insurance Centre

NOVEMBER 11, 2024

Let’s have a look at them… Don’t claim for everything – One thing insurers do not like, is a policyholder that claims over multiple times a year & for the smallest thing. For example, many commercial buildings and retail business will often have large theft excesses applied, as a result of theft & malicious damage claims.

Insurer 52

Insurer Insurance Insured Premium 52

Protect Commercial Insurance

JUNE 27, 2024

For example, a small retail shop could face severe repercussions from events such as fire, theft, or customer injuries on premises. Policyholders need to be aware of the periods these policies cover, which often exclude the initial days of interruption and only kick in after a pre-specified period.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Business Interruption 52