Distinguished

FEBRUARY 24, 2025

Theft or vandalism: Restaurants can be common sites of burglary or vandalism, which can not only turn off customers but also lead to pricey repair bills. Key coverages we offer include: Property insurance: Protection for buildings, equipment, and inventory against fire, theft, and natural disasters.

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TGS

FEBRUARY 28, 2025

fire, water damage, theft), amount paid, and current claim status. If a property has multiple claims, it might lead to: Higher premiums Frequent past claims signal higher risk. A loss history report provides a record of insurance claims filed on a property, typically over the past five to seven years. Lets make insurance simple.

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TGS

OCTOBER 25, 2024

TGS Insurance » Blog Top Reasons Your Home Insurance Premium Might Increase [2024] Owning a home is often a dream come true, but when that dreaded notice arrives in the mail—informing you that your home insurance premium has gone up—it can feel more like a nightmare. If you’re wondering why your premiums have spiked, you’re not alone.

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Distinguished

MARCH 10, 2025

Museums require specialized protection against various risks. The policy covers the following: Direct Physical Loss or Damage : This includes accidental damage, vandalism, fire, theft, natural disasters, and other unexpected incidents. They are the custodians of priceless cultural, historical, and artistic treasures.

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Freeway Insurance

JANUARY 3, 2025

Senate Bill 1107 , which increases minimum insurance requirements, is expected to further drive up premiums statewide. These drivers are often seen as higher risk by insurers, which can lead to higher premiums even before the 2025 hike. As these expenses climb, insurers pass them on to drivers through higher premiums.

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Auto Insurance Premium Liability Insured 98

Property Insurance Centre

FEBRUARY 10, 2025

Commercial property insurance is essential for businesses to protect their assets from unforeseen events. Some policies, however, offer “all-risk” coverage, which protects against all perils except those specifically excluded. What Perils Are Covered by Commercial Property Insurance?

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Commercial Property Property Insurance Commercial Boiler and Machinery 52

TGS

NOVEMBER 12, 2024

TGS Insurance » Blog Unlocking a Smart Home Insurance Discount: How Your Gadgets Can Lower Your Premiums If you’ve recently dipped a toe into the world of smart home technology, you’re likely familiar with the benefits of convenience. This level of protection is music to an insurance provider’s ears, as it can prevent expensive claims.

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TGS

DECEMBER 9, 2024

TGS Insurance Blog How Major Life Events Impact Insurance: Protecting What Matters Most Life, as they say, is full of surprises. Sleepless nights, endless diaper changes, and the overwhelming desire to protect that tiny human. Because when it comes to protecting what matters most, you deserve more than cookie-cutter solutions.

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Wren Insurance Agency

AUGUST 28, 2024

At Wren, because we are protection minded, we always quote our home insurance policies using Replacement Cost Value (also known as RCV) on contents, versus Actual Cash Value (ACV). Now, due to a claim (tied to a weather event, fire, theft, etc.), RCV is equal to the amount it would take to replace your contents at today's prices.

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Protect Commercial Insurance

NOVEMBER 8, 2024

By understanding your policy needs, shopping around, and exploring available discounts, you can effectively manage insurance premiums and keep your business financially secure. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries.

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Commercial Insurance Commercial Premium Deductible 52

Protect Commercial Insurance

NOVEMBER 1, 2024

Introduction When it comes to protecting your property, the type of insurance you choose can make a big difference. Its primary purpose is to protect landlords from financial loss stemming from tenant-related incidents, property damage, and other rental-specific risks. This type of coverage can be a lifesaver if you face a lawsuit.

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Zywave

NOVEMBER 13, 2024

With the right combination of tools, you can become a cyber insurance leader while also growing your cyber business and protecting your loss ratios. According to a report by the Identify Theft Resource Center , in 2023 there were over 3,000 publicly reported data compromises, impacting over 350 million people.

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Jackson & Jackson

APRIL 26, 2024

This guide aims to help new investors understand the basics of commercial property insurance in California, ensuring that their investments are protected against unforeseen events. Liability Protection : Protects against claims of property damage or personal injury caused by you or your operations.

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Freeway Insurance

OCTOBER 8, 2023

This article will talk about the things that make car insurance claims cost a certain amount, and will also show how Freeway Insurance works to protect its customers’ money and peace of mind in this area. It could be an accident, theft or storm damage, for example. This is called a premium increase.

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Scott Insurance

JULY 9, 2024

While smoke detectors are required in a home and security systems to prevent theft are common, water damage due to plumbing leaks is thirteen times more likely to occur than fire and six times more likely to occur than theft, yet many homes do not have automatic water shut-off devices.

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Protect Commercial Insurance

JULY 26, 2024

As a tailor, it is crucial to protect your business from potential risks and liabilities. Property insurance can protect these assets from damage or loss due to fire, theft, or other covered perils. Product liability insurance protects you in case a customer claims that your product caused them harm or damage.

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Jackson & Jackson

APRIL 10, 2024

It’s not just about choosing the correct location or getting the best price; it’s also about ensuring your investment is protected from the unexpected. It covers the physical structure of your building and its contents against fire, theft, and some natural disasters.

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Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Property Insurance Centre

SEPTEMBER 25, 2024

This might seem like an advantage since this saves cost initially, though it might lead to high premium costs later on. Whether you are a homeowner or a landlord, ensuring adequate protection for your property is crucial. Key Takeaways Building insurance is essential to protect your property, but it can be complex.

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Jackson & Jackson

MAY 22, 2024

Investors must understand the importance of securing comprehensive commercial property insurance coverage to protect their investments. “Understanding Multi-Family Property Insurance” Commercial property insurance is a vital safeguard for property owners, protecting their assets against various risks.

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Cover4LetProperty

JANUARY 29, 2024

In order to cover the financial liability of having to settle customers’ claims, the insurer charges premiums that reflect the assessed risk of having to pay out in the settlement of a claim.

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Protect Commercial Insurance

NOVEMBER 22, 2024

It’s essential for business owners to separate fact from fiction to ensure they have the right protection. While it might sound complicated, this actually means your premium is tailored to fit your needs, ensuring you don’t overpay for unnecessary coverage. Unfortunately, misconceptions can lead to costly mistakes.

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Property Insurance Centre

DECEMBER 23, 2024

Having a Fully maintained Theft Alarm Having a Fire Alarm Having Grilles & Shutters on ground floor accessible windows CCTV both internally and externally Anti ram raid road bollards These may be some of the more common protections that most of us will have heard of.

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Freeway Insurance

OCTOBER 26, 2023

If your area has more crime, such as car theft and vandalism, the cost of your insurance may go up because you are more likely to have to make a claim. Your age, driving record, and the insurance regulations in the state in which you live are among the chief determining factors that will set your premiums. But that’s only for starters.

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TGS

DECEMBER 11, 2024

Policies, premiums, deductiblesits a lot to process. It can impact the coverage you receive, the cost of your premiums, and how well your policy protects you in the long run. TGS Insurance Blog Captive Agent vs. Independent Agent: Whats the Difference and Why Does It Matter?

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Distinguished

SEPTEMBER 25, 2024

Job sites that are under construction are prone to things like fire, theft, and vandalism. What Risks Does Distinguished’s Builder’s Risk Insurance Protect Against? Distinguished offers protection against: Acts of God : Such as weather events that are beyond human control. Naturally, they must be named on the policy.

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Distinguished

JULY 22, 2024

Theft, damage during transport, or accidental breakage can devastate a collection that has taken years to assemble. Designed specifically for the needs of collectors, this specialized coverage offers protection tailored to the high values and distinct risks associated with collectible items. What is Collectibles Insurance?

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Maritime Insurance International

MARCH 3, 2020

Given the risks you face, boat insurance can be a wise purchase to help protect your investment. Loss of your own personal effects or those of a passenger while onboard or getting on/off your boat can be protected. Loss of your boat to theft, fire, or serious weather events while it’s moored in a marina or in storage can be protected.

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Property Insurance Centre

JANUARY 30, 2024

Freehold Block of Flats Insurance: Top Cover Tips If you own a freehold block of flats , it’s crucial to have the right insurance coverage to protect your investment. Standard home insurance policies may not provide adequate protection for the unique risks associated with a block of flats. What is Block of Flats Insurance?

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Property Insurance Centre

AUGUST 28, 2024

Corner Shop Insurance and BT Redcare Alarm changes Business Owners who have corner shop insurance are all to aware of the benefits an appropriate intruder alarm system will have, both in relation to their insurance premiums (or in being given an insurance policy at all in some cases) and to the physical security of their goods.

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Distinguished

AUGUST 5, 2024

This can include: Antique toys Rare collectibles Trading cards And more So whether your client collects classic GI Joe action figures or Victorian rocking horses, they should be able to get a collectibles insurance policy that will give them the protection they’re looking for.   How Do You Insure a Toy Collection?

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TGS

DECEMBER 4, 2024

That’s why having the right home insurance coverage is essential to protect your family and home from unexpected events like fires. Reach out today, and let us take the stress out of protecting what matters most—so you can focus on making memories this holiday season.

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Protect Commercial Insurance

OCTOBER 25, 2024

Think about the everyday operations of your business: – Are there physical locations that require protection from natural disasters or theft? How much coverage do you need to fully protect your assets? Reflect on: – How much you can comfortably allocate from your business budget for insurance premiums.

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Distinguished

SEPTEMBER 17, 2024

We can consider weather related claims, but claims of theft, vandalism, and fire, for example, would be an automatic decline. If we are comfortable with our exposure, we may consider increasing the AOP deductible and the theft deductible , depending on the underwriting analysis. And in those cases, it would be a declination.

Risk 52

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Property Insurance Centre

MAY 20, 2024

Securing comprehensive insurance protection is crucial for block of flats owners and management companies. Weighing the potential risks and the additional cost of this cover can help management teams make an informed decision to ensure their building and occupants are adequately protected. cleaner or gardener).

Building 52

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Jackson & Jackson

AUGUST 16, 2024

Homeowners insurance is a crucial financial safety net for homeowners, providing protection in the event of property damage, loss of personal belongings, or liability for injuries that occur on the premises. Understanding your needs will help you select a policy that adequately protects your assets and provides peace of mind.

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Cover4LetProperty

DECEMBER 1, 2023

Landlord insurance Whether you are an “accidental” or a “professional” landlord, though, the property needs the protection of buy to let insurance, which is another name for landlord insurance. Loss of rent Home insurance: Generally does not include protection for loss of rental income, as it is not designed for rental properties.

Home Insurance 52

Home Insurance Insured Insurance Insurer 52

Cover4LetProperty

JANUARY 21, 2023

Those differences help to explain why landlords cannot simply use one of the very many standard home insurance policies on the market to protect the bricks and mortar and the contents of residential property which is currently let to tenants. But they all share an interest in protecting the property in which they have invested.

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