Distinguished

MARCH 6, 2025

In Los Angeles, housing code violations present challenges that affect property safety, compliance, and insurance underwriting. Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. Can you outline some of the most common housing violations in Los Angeles?

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Building Damage Insurance Broker Underwriter 59

TGS

NOVEMBER 12, 2024

TGS Insurance » Blog Unlocking a Smart Home Insurance Discount: How Your Gadgets Can Lower Your Premiums If you’ve recently dipped a toe into the world of smart home technology, you’re likely familiar with the benefits of convenience. This level of protection is music to an insurance provider’s ears, as it can prevent expensive claims.

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Majesco

FEBRUARY 13, 2025

Unsafe driving, inflation, and auto repair costs are responsible, in part, for rising premiums. We can see how insurance premiums are affecting the gulf coast and now, California. With risk resilience, there must first be a focus on assessment and recommendations for prevention as a part of providing protection.

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Final Expense Brokerage

NOVEMBER 30, 2024

It’s not about your health—it’s about protecting your family from unexpected costs. Starting earlier can give you peace of mind and lower premiums, so you’re covered regardless of what life brings.” This gave her peace of mind knowing her family could handle these expenses smoothly, regardless of her health.”

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Agents Out-Of-Pocket Life Insurance Insurance 130

TGS

NOVEMBER 25, 2024

TGS Insurance » Blog Thanksgiving Fire Safety: Protect Your Home, Your Family, and Your Peace of Mind Thanksgiving—the word alone brings a flood of cozy images, doesn’t it? Let’s dive into some practical fire safety tips and explore how a solid home insurance policy can add a layer of protection—just in case the unexpected happens.

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Majesco

MARCH 27, 2025

When she recently realized that her premiums for both vehicles were nearly identical (and they had both gone up), she called her insurance agent. The potential premium savings are worth the data sharing. Both generational groups are experiencing related tipping points, however, due to the effect of inflation on insurance premiums.

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Auto Insurance Insurance Insurer Insured 52

Zywave

NOVEMBER 13, 2024

With the right combination of tools, you can become a cyber insurance leader while also growing your cyber business and protecting your loss ratios. Zywave’s proprietary data tools are designed to help you improve your underwriting efficiency, refine your rates and better educate policyholders on the risks they may face.

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Cyber Policyholder Insurer Insured 97

Protect Commercial Insurance

OCTOBER 4, 2024

Understanding this connection can help you make informed decisions about your investments and protect your financial well-being. How Interest Rates Influence Insurance Costs Insurance premiums are sometimes indirectly influenced by interest rates. Here’s how: insurers rely on investment income to keep premiums competitive.

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Property Insurance Out-Of-Pocket Premium Insurance 52

Cowbell

AUGUST 26, 2024

Caroline Thompson, Chief Underwriting Officer added, “Cowbell’s underwriting process integrates data points from security tools and application questions. Policy Tailoring : Cyber insurance policies may need to be tailored to account for the specific protections that are offered.

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Cyber License Insurance Insurer 59

Property Insurance Centre

JANUARY 4, 2024

By understanding these emerging trends, you can better navigate the property insurance landscape and make informed decisions to protect your assets. Inflation drives up property valuations , construction costs , and insurance premiums. This has resulted in higher premiums and limited coverage in catastrophe-exposed areas.

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Property Insurance Commercial Property Liability Insurance 52

Majesco

MAY 23, 2024

Can insurers fill the bucket with the right premiums as fast as claims pour out potential profits? It’s about rethinking underwriting and claims as well as rethinking risk resilience. Countries ranking higher in digitalization are typically also more resilient with respect to other areas of protection gaps.

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Scott Insurance

AUGUST 31, 2020

The LIHTC Recapture Bond provides assurance to tax credit investors or limited partners that the property will remain in compliance with Section 42 of the IRS code and they will be protected against tax credit recapture and/or interest penalties. Our LIHTC Recapture Bond offers affordable, flat annual premium rates.

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InsuredMine

MAY 20, 2024

And get this some even let you pay as you go instead of heavy annual premiums. Limitations and Challenges Faced Through Traditional Insurance Model Traditional insurance operates on a principle of risk pooling, where many pay premiums to cover the potential claims of a few. Every person, every business, every situation is different.

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Insurance Insurer Insured Premium 52

TGS

SEPTEMBER 11, 2023

TGS Insurance » Blog With hurricane season in full force, South Carolina residents living on the coast must protect their homes from the upcoming storms. Understanding how windstorm insurance works in these areas is the first step in adequately protecting your home. The law protects all land designated “beach” by the legislature.

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Jackson & Jackson

MAY 22, 2024

Investors must understand the importance of securing comprehensive commercial property insurance coverage to protect their investments. “Understanding Multi-Family Property Insurance” Commercial property insurance is a vital safeguard for property owners, protecting their assets against various risks. .

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Property Insurance Commercial Property Commercial Insurance 52

Scott Insurance

JULY 30, 2021

Some of the benefits of the captive model include: Increased control and transparency over the insurance process Significantly reduced annual premiums Stabilization and reduction of insurance costs Earned investment income and underwriting profit which is returned to the company Accountability and shared best practices Access to Fortune 500 resources (..)

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Distinguished

JULY 22, 2024

Designed specifically for the needs of collectors, this specialized coverage offers protection tailored to the high values and distinct risks associated with collectible items. For example, transit coverage , which protects items while they are being shipped or moved, is often excluded from homeowner’s policies.

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Insurer Insured Insurance Policy 52

Distinguished

SEPTEMBER 17, 2024

If we are comfortable with our exposure, we may consider increasing the AOP deductible and the theft deductible , depending on the underwriting analysis. Are there any emerging trends in the construction industry that are impacting builder’s risk underwriting? We bound the policy for a six-month term, and the premium was $1,300.

Risk 52

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Majesco

MARCH 13, 2025

The risk-averse DNA of insurers and their focus on underwriting margins, profitability, and capital levels to align with regulatory requirements can impede and restrain change, including transformation, optimization, and innovation. Misconceptions abound.

Risk 52

Risk Insurance Insurer Insured 52

Distinguished

AUGUST 12, 2024

We’ll explore the wide range of projects covered, from single-family homes to commercial buildings, and examine the comprehensive coverages that protect your clients’ investments. Expertise : Our underwriters have been insuring Builder’s Risk projects for years. In most cases, you’ll get a quote back instantly.

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Risk Broker-Agent Insurer Insured 52

Distinguished

AUGUST 5, 2024

This can include: Antique toys Rare collectibles Trading cards And more So whether your client collects classic GI Joe action figures or Victorian rocking horses, they should be able to get a collectibles insurance policy that will give them the protection they’re looking for.   How Do You Insure a Toy Collection?

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Broker Insurer Insured Insurance 52

Triple-I: Workers Compensation

MARCH 21, 2023

Group captives recruit safety-conscious companies with better-than-average loss experience, with each member’s premium based on its own most recent five-year loss history. Group captives can provide a viable way to protect companies across several lines of casualty insurance.

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Workers Compensation Premium Liability General Liability 40

InsuredMine

OCTOBER 25, 2024

The global protection gap—a measure of uninsured risk—looms large, projected to reach $1.86 This trend aligns with the growing expectation for frictionless digital experiences and could help close the global insurance protection gap. trillion by 2025. The journey is just beginning. The post What Lies Ahead?:

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Smart Insurance Agents

AUGUST 19, 2024

These plans also help cover coinsurance and hospital costs that Original Medicare does not fully pay for, providing additional financial protection. Even though the coverage is similar, like Plan G from one company being the same as Plan G from another, the premiums can be different. You may have to go through medical underwriting.

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Out-Of-Pocket Deductible Premium Out-Of-Pocket Expense 52

Freeway Insurance

OCTOBER 26, 2023

Your age, driving record, and the insurance regulations in the state in which you live are among the chief determining factors that will set your premiums. There are several factors that come together to make premiums more expensive for big-city and suburban drivers. What Other Factors Determine What I’ll Pay for Auto Insurance?

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Crime Auto Insurance Insurance Insurer 52

Word & Brown

FEBRUARY 18, 2025

If your clients want something more like EAP, COBRA services, a Premium Only Plan, and ERISA services we can help you there, too. W&Bs Underwriting team works directly with carriers to streamline approvals. Choose from Major Medical, Ancillary (Dental, Vision, Life, Disability, etc.),

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Jackson & Jackson

AUGUST 16, 2024

Homeowners insurance is a crucial financial safety net for homeowners, providing protection in the event of property damage, loss of personal belongings, or liability for injuries that occur on the premises. Understanding your needs will help you select a policy that adequately protects your assets and provides peace of mind.

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P&L Financial Services

DECEMBER 20, 2024

While younger clients might prioritize income replacement or mortgage protection, seniors may focus on covering final expenses, leaving a legacy, or paying off outstanding debts. Its a great fit for seniors who only need protection for a set timeframe, such as covering a 10-year loan.

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Distinguished

MARCH 6, 2025

In Los Angeles, housing code violations present challenges that affect property safety, compliance, and insurance underwriting. Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. Can you outline some of the most common housing violations in Los Angeles?

Building 52

Building Damage Insurance Broker Underwriter 52

Distinguished

SEPTEMBER 25, 2024

What Risks Does Distinguished’s Builder’s Risk Insurance Protect Against? Distinguished offers protection against: Acts of God : Such as weather events that are beyond human control. They require protection against potential losses, including professional liability. This is where Builder’s Risk becomes essential.

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Protect Commercial Insurance

DECEMBER 6, 2024

Merchants banded together, creating mutual aid agreements to protect against the perilous nature of sea voyages. Consequently, insurers broadened their products to protect against everything from product liability and professional indemnity to an array of workers’ compensations.

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Commercial Insurance Commercial Insurance Insurer 52

Majesco

NOVEMBER 21, 2024

By moving the business to next-gen cloud intelligent core platforms with embedded technologies like APIs, microservices, AI/ML models, GenAI, and digital, insurers can drive down operational costs and increase premium growth…bending the cost curve and creating competitive differentiation in a tightly contested industry.

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American Agents Alliance

DECEMBER 8, 2024

This could creatively add a layer of protection, but agents must be sure to educate consumers about parametric coverage and how it differs from a traditional policy. Innovative digital tools can streamline underwriting while improving efficiency for insurers and agents.

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Distinguished

SEPTEMBER 10, 2024

We’ll outline the projects we cover and risks we address, equipping you to protect your clients’ investments in Alabama’s expanding construction market. Industry Leaders : As a top Builder’s Risk insurer nationwide, we offer your clients enduring stability and premium coverage options.

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Risk General Liability Broker-Agent Insurer 52

Distinguished

NOVEMBER 7, 2024

The Obligee : Usually the project owner or developer requiring the bond as a form of financial protection against the principal’s non-performance. The surety’s role is complex, as it must diligently assess the risks associated with underwriting bonds. Performance and payment bonds become crucial in managing these risks.

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Claim Compensation Risk Broker-Agent 52

Healthinsurance.org

JUNE 5, 2024

the federal-level consumer protections for STLDI enrollees are limited. But the rule also clarified that was before the ACA’s premium subsidies were enhanced by the American Rescue Plan and Inflation Reduction Act – legislation that made Marketplace coverage more affordable and perhaps reduced the number of people who opted for STDLI.

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Majesco

OCTOBER 10, 2024

How can we create new business operating models and apply new technologies in ways that will simultaneously protect our insureds and protect our organizations? At the same time, thanks to Helene and Milton, we’ll all have risk on our minds. The future is bright, but is it innovative enough? points from first-quarter 2021.

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