Insurance Journal

DECEMBER 6, 2024

China’s financial regulator unveiled a plan on Friday to enhance supervision and support the development of the property insurance industry, according to a statement. The country will support qualified foreign financial institutions to invest in its property insurance market, and …

Property Insurance 246

Property Insurance Insurance Industry Insurance Insurer 246

Insurance Journal

JANUARY 23, 2025

Moody’s Ratings said in a report on Thursday that it expects the Los Angeles wildfires to increase property insurance costs across California. According to Moody’s, the state’s already noticeable insurance pricing and availability challenges are likely to intensify, with negative …

Property Insurance 264

Property Insurance Insurance Insurer Insured 264

Property Insurance Coverage Law

MARCH 4, 2025

AmGuard took the position that the new homeowner had no coverage because she was not living at the premises when she purchased the policy … The post When Does Property Insurance Coverage Start? appeared first on Property Insurance Coverage Law Blog. Only After You Move Into the Home?

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Property Insurance Insurance Insurer Insured 100

Insurance Journal

AUGUST 13, 2024

James Kirsh expects the cost of the property and casualty insurance for his family-owned foundry in Wisconsin that makes cast iron parts for tractors and other equipment to at least double when it’s up for renewal this fall. He’s been …

Property Insurance 317

Property Insurance Casualty Insurance Insurance Insurer 317

Property Insurance Coverage Law

APRIL 6, 2025

When I was first starting in the property insurance claim field in the early 1980s, I can still recall my mentor, Paul Butler, excitedly talking about going to the PLRB conference. He spoke of the highly sophisticated level of insurance claims personnel and the presenters.

Property Insurance 100

Property Insurance Insurance Claim Claim Insurance 100

Property Insurance Coverage Law

APRIL 6, 2025

When I was first starting in the property insurance claim field in the early 1980s, I can still recall my mentor, Paul Butler, excitedly talking about going to the PLRB conference. He spoke of the highly sophisticated level of insurance claims personnel and the presenters.

Property Insurance 100

Property Insurance Insurance Claim Claim Insurance 100

Property Insurance Coverage Law

APRIL 10, 2025

In 2023, the Florida Legislature made a catastrophic mistake that is now hurting thousands of Floridians.

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Policyholder License Property Insurance Insurance 214

Insurance Journal

FEBRUARY 3, 2025

Brand new Florida home insurer Mangrove Property Insurance Co. a financial analysis firm that specializes in rating regional and specialty insurers. As previously reported by Insurance Journal, … has received a Financial Stability Rating (FSR) of “A, Exceptional” from Demotech, Inc.,

Home Insurance 264

Home Insurance Property Insurance Insurance Insurer 264

Insurance Journal

APRIL 7, 2025

Florida’s insurance commissioner on Monday announced another entry into the warming waters of the Florida property-casualty market the 12th new insurer in the last two years. Apex Star Reciprocal Exchange is part of Starlight Insurance Group, based in New …

Property Insurance 296

Property Insurance Insurance Insurer Insured 296

Property Insurance Coverage Law

APRIL 10, 2025

In 2023, the Florida Legislature made a catastrophic mistake that is now hurting thousands of Floridians.

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Policyholder License Property Insurance Insurance 203

Insurance Journal

MARCH 5, 2025

Florida legislative leaders, facing increasing pressure from the public and the press, this week pledged to investigate property insurers’ financial structures. And bills filed before the 2025 Legislature began this week also would require executive pay disclosure by carriers, along …

Insurance Industry 263

Insurance Industry Property Insurance Insurance Insurer 263

Property Insurance Coverage Law

APRIL 4, 2025

Yesterdays testimony before the Florida House Insurance & Banking Subcommittee ripped the cover off a story thats been brewing for years: the Office of Insurance Regulation (OIR) under David Altmaier had a completed, paid-for, red-flag-waving report about insurer affiliate transactions showing hundreds of millions of hidden profits for the insurance (..)

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Insurance Insurer Insured Property Insurance 203

Property Insurance Coverage Law

MARCH 18, 2025

Seeing firsthand the devastating aftermath and hearing the deeply emotional stories from these homeowners is heartbreakingbut whats even worse is witnessing how some insurance companies continue to compound their customers’ trauma … The post Why Are California Insurers Putting Their Policyholder Customers at Risk For Their Health?

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Policyholder Risk Property Insurance Insurance Companies 233

Property Insurance Coverage Law

FEBRUARY 3, 2025

We have battled insurance companies, co-counseled on cases, and discussed property insurance case law at a depth most … The post Brotherhood Mutual Hit With $35 Million Punitive Award on Roof Damage Claim appeared first on Property Insurance Coverage Law Blog.

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Damage Claim Property Insurance Policyholder 194

Property Insurance Coverage Law

APRIL 15, 2025

If passed in its current form, the bill would severely restrict how public adjusters can charge their clients in the wake of catastrophic eventsand it is policyholders who will pay the price, as many may lose access to adjusters … The post Californias AB 597 Threatens to Limit Access to Public Adjusters After Disasters appeared first on Property (..)

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Policyholder Property Insurance Insurer Insurance 183

Property Insurance Coverage Law

APRIL 14, 2025

Under NFIP rules, a partial … The post Partial Denials Start Statute of Limitations Time Clock in National Flood Claims appeared first on Property Insurance Coverage Law Blog. .” Those few words, even if buried in a lengthy letter, should ring loud alarm bells.

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Claim Policyholder Property Insurance Insurance 191

Property Insurance Coverage Law

JANUARY 31, 2025

For example, a homeowner … The post Should You Accept Your Insurers Initial Wildfire Payout? appeared first on Property Insurance Coverage Law Blog. For policyholders who have suffered total losses of their homes, many are being offered differing amounts of their Dwelling benefits.

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Policyholder Property Insurance Policy Insurance 214

Property Insurance Coverage Law

FEBRUARY 20, 2025

It also demands transparency … The post Why Shouldn’t Insurance Executives Disclose Their Pay? appeared first on Property Insurance Coverage Law Blog.

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Compensation Property Insurance Insurance Insurer 197

Insurance Journal

APRIL 15, 2025

American Integrity Insurance, one of the largest property insurance carriers in Florida with more than 350,000 policies in force, is going to Wall Street with an initial public offering. The Tampa-based parent company, American Integrity Insurance Group, founded in 2006, …

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Insurance Carrier Property Insurance Insurance Insurer 165

Property Insurance Coverage Law

APRIL 5, 2025

The document, obtained under the Freedom of Information Act, details a proposal to reunify the states fragmented insurance oversight … The post Floridas Divided Insurance Regulation Is Under Fire and for Good Reason appeared first on Property Insurance Coverage Law Blog.

Property Insurance 177

Property Insurance Insurance Insurer Insured 177

Property Insurance Coverage Law

APRIL 21, 2025

The statement … The post What If Every Insurance Company Engineer Report Suggests a Denied Claim? Were About to Find Out appeared first on Property Insurance Coverage Law Blog. It all started when a public adjuster responded to a thread involving attorney Steven Badger.

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Insurance Companies Claim Property Insurance Insurance 193

Insurance Journal

MARCH 19, 2025

After years of rising insurance premiums, anger from homeowners, and recent reports about some property insurance carriers’ alleged diverting of profits, bills seen as “consumer friendly” continue to gain traction in the Florida Legislature. One of those bills, Senate Bill …

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Insurance Carrier Property Insurance Premium Claim 199

Property Insurance Coverage Law

APRIL 15, 2025

If passed in its current form, the bill would severely restrict how public adjusters can charge their clients in the wake of catastrophic eventsand it is policyholders who will pay the price, as many may lose access to adjusters … The post Californias AB 597 Threatens to Limit Access to Public Adjusters After Disasters appeared first on Property (..)

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Policyholder Property Insurance Insurer Insurance 183

Insurance Journal

DECEMBER 12, 2024

New York is considering asking property and casualty insurers to cover the claims of insolvent taxi insurer American Transit Insurance Co., according to people familiar with the plans. That measure is one of several options under discussion as the state’s …

Property Insurance 246

Property Insurance Claim Casualty Insurance Insurance 246

Property Insurance Coverage Law

FEBRUARY 11, 2025

The devastation from a California wildfire property damage event can leave individuals struggling to rebuild their … The post What to Expect after a California Wildfire Property Damage Event appeared first on Property Insurance Coverage Law Blog.

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Property Damage Damage Property Insurance Claim 199

Property Insurance Coverage Law

APRIL 14, 2025

Under NFIP rules, a partial … The post Partial Denials Start Statute of Limitations Time Clock in National Flood Claims appeared first on Property Insurance Coverage Law Blog. .” Those few words, even if buried in a lengthy letter, should ring loud alarm bells.

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Claim Policyholder Property Insurance Insurance 177

Property Insurance Coverage Law

MARCH 13, 2025

1 At … The post Clear Language Wins the Day: Court Rules Ambiguity Favors Policyholders appeared first on Property Insurance Coverage Law Blog.

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Policyholder Commercial Insurance Commercial Property Insurance 188

Property Insurance Coverage Law

JANUARY 30, 2025

This is especially … The post Beware of a One-Year Deadline to File a LawsuitAlways Hire a Public Adjuster If Your Insurer Makes You Adjust Your Own Claim appeared first on Property Insurance Coverage Law Blog.

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Claim Policyholder Property Insurance Insurance Policy 205

Property Insurance Coverage Law

FEBRUARY 27, 2025

State Farm General Insurance Company. This case continues to shed light on State Farms handling … The post State Farms Water Protocol appeared first on Property Insurance Coverage Law Blog. Meanwhile, State Farm has been busy suppressing the methods it uses to adjust water loss claims in Tong v.

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Property Insurance Claim Insurance Companies Insurance 203

Property Insurance Coverage Law

MARCH 26, 2025

Property insurance adjustersboth company-employed and independentserve as the backbone of the claims process, ensuring that policyholders receive the full benefits of their coverage as swiftly and fairly as possible.

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Property Insurance Policyholder Damage Claim 140

Property Insurance Coverage Law

FEBRUARY 20, 2025

It also demands transparency … The post Why Shouldn’t Insurance Executives Disclose Their Pay? appeared first on Property Insurance Coverage Law Blog.

Compensation 184

Compensation Property Insurance Insurance Insurer 184

Property Insurance Coverage Law

MARCH 15, 2025

That is, until an investigative journalist, Lawrence Mower, pried it loose from the states grasp, as discussed in Secret Report … The post Floridas Insurance Scandal: The Incomplete Report That Almost Stayed Buried appeared first on Property Insurance Coverage Law Blog.

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Premium Property Insurance Insurance Insurer 189

Property Insurance Coverage Law

JANUARY 29, 2025

It seems like yesterday, but the world of property insurance claims has changed significantly since 1985. The 2025 Windstorm conference had more of a Texas flare … The post Thoughts From a Policyholder Attorney of 40 Years About the 2025 Windstorm Conference appeared first on Property Insurance Coverage Law Blog.

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Policyholder Property Insurance Insurance Claim Claim 200

Property Insurance Coverage Law

FEBRUARY 14, 2025

According to a report from Futurism, Allstate Is Demanding We Delete These Quotes by Its Exec About How It’s Using AI to Write Insurance Emails,1 … The post When Artificial Intelligence Becomes Wrongful Intelligence in Claims Handling appeared first on Property Insurance Coverage Law Blog.

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Claim Policyholder Property Insurance Insurance Claim 211

Property Insurance Coverage Law

MARCH 10, 2025

.” After insurers make that argument, they often state, If we are wrong about the fraud arguments, the most we owe is actual cash value because you did … The post Insurers Fraud and Valuation Arguments Fall Flat: Court Sends Key Issues to the Jury appeared first on Property Insurance Coverage Law Blog.

Policyholder 189

Policyholder Property Insurance Insurance Claim Claim 189

Property Insurance Coverage Law

MARCH 26, 2025

Property insurance adjustersboth company-employed and independentserve as the backbone of the claims process, ensuring that policyholders receive the full benefits of their coverage as swiftly and fairly as possible.

Property Insurance 140

Property Insurance Policyholder Damage Claim 140

Property Insurance Coverage Law

MARCH 18, 2025

Seeing firsthand the devastating aftermath and hearing the deeply emotional stories from these homeowners is heartbreakingbut whats even worse is witnessing how some insurance companies continue to compound their customers’ trauma … The post Why Are California Insurers Putting Their Policyholder Customers at Risk For Their Health?

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Policyholder Risk Property Insurance Insurance Companies 193