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Property Insurance Coverage Law
MARCH 5, 2025
A new investigation into Floridas property insurance industry is set to begin, raising significant questions about insurer profitability, financial transparency, and the true reasons behind skyrocketing premiums for policyholders.
Property Insurance Coverage Law
MARCH 21, 2025
10-3-1118, was designed to protect policyholders from unfair denials based on alleged failures to cooperate. Colorados Cooperation Law, enshrined inC.R.S.
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Property Insurance Coverage Law
MARCH 21, 2025
10-3-1118, was designed to protect policyholders from unfair denials based on alleged failures to cooperate. Colorados Cooperation Law, enshrined inC.R.S.
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Property Insurance Coverage Law
APRIL 10, 2025
In 2023, the Florida Legislature made a catastrophic mistake that is now hurting thousands of Floridians.
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Property Insurance Coverage Law
SEPTEMBER 24, 2024
In a significant move to protect policyholders, the Michigan Department of Insurance and Financial Services (DIFS) issued a groundbreaking bulletin that explicitly prohibits insurers from depreciating labor costs when calculating actual cash value (ACV) in homeowner insurance claims.
Property Insurance Coverage Law
APRIL 10, 2025
In 2023, the Florida Legislature made a catastrophic mistake that is now hurting thousands of Floridians.
203 
Property Insurance Coverage Law
FEBRUARY 8, 2025
Employers often want to protect their business interests, while employees seek the freedom to work in their chosen profession. appeared first on Property Insurance Coverage Law Blog. The recent ruling in Noble Public Adjusting Group, LLC v.
Protect Commercial Insurance
APRIL 11, 2025
Navigating the world of insurance can feel overwhelming, especially when it comes to understanding commercial property insurance. This friendly guide will walk you through the essentials of commercial property insurance, helping you protect your business premises and assets with confidence.
Property Insurance Coverage Law
AUGUST 6, 2024
Florida’s property insurance market is facing unprecedented challenges, leaving policyholders with inadequate coverage at significantly higher rates. The term “shrinkflation,” commonly associated with consumer goods, is now being used to describe a troubling trend in the insurance industry.
Property Insurance Coverage Law
MARCH 18, 2025
Seeing firsthand the devastating aftermath and hearing the deeply emotional stories from these homeowners is heartbreakingbut whats even worse is witnessing how some insurance companies continue to compound their customers’ trauma … The post Why Are California Insurers Putting Their Policyholder Customers at Risk For Their Health?
232 
Property Insurance Coverage Law
OCTOBER 23, 2024
While Jimmy Patronis and Governor DeSantis trumpet their latest emergency rule as consumer protection following the CBS 60 Minutes Expose noted in CBS 60 Minutes Exposes Alleged Insurance Company Fraud: Adjusters Reveal Altered Hurricane Damage Estimates by Claims Management, the reality reveals a different story.
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Property Insurance Coverage Law
FEBRUARY 20, 2025
It also demands transparency … The post Why Shouldn’t Insurance Executives Disclose Their Pay? appeared first on Property Insurance Coverage Law Blog.
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Tosten Marketing
FEBRUARY 27, 2025
Commercial property insurance water damage coverage is a complex topic with many nuances. This blog post will explore what types of water damage are typically covered, common exclusions, and additional coverage options to consider for comprehensive protection. What Water Damage Does Commercial Property Insurance Cover?
Property Insurance Coverage Law
FEBRUARY 20, 2025
It also demands transparency … The post Why Shouldn’t Insurance Executives Disclose Their Pay? appeared first on Property Insurance Coverage Law Blog.
184 Property Insurance Coverage Law
MARCH 15, 2025
That is, until an investigative journalist, Lawrence Mower, pried it loose from the states grasp, as discussed in Secret Report … The post Floridas Insurance Scandal: The Incomplete Report That Almost Stayed Buried appeared first on Property Insurance Coverage Law Blog.
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Property Insurance Coverage Law
MARCH 18, 2025
Seeing firsthand the devastating aftermath and hearing the deeply emotional stories from these homeowners is heartbreakingbut whats even worse is witnessing how some insurance companies continue to compound their customers’ trauma … The post Why Are California Insurers Putting Their Policyholder Customers at Risk For Their Health?
192 
Property Insurance Centre
FEBRUARY 10, 2025
What Perils Are Covered by Commercial Property Insurance? Commercial property insurance is essential for businesses to protect their assets from unforeseen events. But what exactly does commercial property insurance cover?
Insurance Journal
JULY 21, 2024
A 2% surcharge on property insurance policies, mandatory fees on the oil and gas industries, and holding a public referendum are ways a public-private group formed in the aftermath of Superstorm Sandy recommends to pay for projects to protect New …
Property Insurance Coverage Law
APRIL 16, 2025
When businesses think about protecting themselves from risk, they often focus on property damage, natural disasters, or customer lawsuits. appeared first on Property Insurance Coverage Law Blog. However, one of the most damaging and often overlooked threats comes from within: employee theft.
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Property Insurance Coverage Law
APRIL 13, 2025
I spent yesterday afternoon in Sonoma, California, speaking with Amy, a number of her current and former professional staff members, volunteers who have worked the Maui and Los Angeles wildfires, and … The post Amy Bach and United Policyholders: A Lasting Legacy of Advocacy and Action for Insurance Consumers appeared first on Property Insurance (..)
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Property Insurance Coverage Law
AUGUST 4, 2024
Insurance policies protect you from the cost of replacing lost, damaged, or stolen items: or at least, that’s how they’re supposed to work. But what happens if your insurance company refuses to pay what you are owed? appeared first on Property Insurance Coverage Law Blog.
Property Insurance Coverage Law
NOVEMBER 23, 2024
A recent court decision highlights why policyholders need to understand both the benefits and limitations of Inflation Guard Endorsements in their property insurance policies. While these endorsements aim to protect against underinsurance, they may not provide the complete protection many assume they do.
Property Insurance Coverage Law
NOVEMBER 7, 2024
In a significant development for policyholders affected by Hurricanes Helene and Milton, House Oversight Democrats have taken decisive action to protect hurricane victims from potential insurance fraud.
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Property Insurance Coverage Law
OCTOBER 3, 2024
Filing a property insurance claim can feel unfamiliar to many. Here’s a guide on what to do next, from tracking your claim to ensuring your rights are protected. Stay Organized After filing your claim, keep all … The post What to Do After Filing the Insurance Claim appeared first on Property Insurance Coverage Law Blog.
203 
Property Insurance Coverage Law
OCTOBER 2, 2024
Recent investigative reporting by CBS’s 60 Minutes, noted in CBS 60 Minutes Exposes Alleged Insurance Company Fraud: Adjusters Reveal Altered Hurricane Damage Estimates by Claims Management, has exposed alleged widespread underpayments of claims and unethical claims practices in Florida’s property insurance industry.
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Property Insurance Coverage Law
JANUARY 14, 2025
The Florida House Insurance and Banking Subcommittee is holding a Panel Discussion on Homeowners Property Insurance Cost Drivers. The job of a legislator is not … The post Panel Discussion on Homeowners Property Insurance Cost Drivers appeared first on Property Insurance Coverage Law Blog.
Property Insurance Coverage Law
OCTOBER 25, 2024
In my recent articles, The Façade of Consumer Protection: How Florida’s Political Leadership Continues to Favor Insurance Companies Over Policyholders — Are Florida’s Politicians in Bed with the Insurance Industry and Florida’s Emergency Ethical Rule Conflicts with Xactimate’s License Agreement – Another Example of Insurance Industry Control in Florida, (..)
203 
Property Insurance Coverage Law
OCTOBER 17, 2024
The organization’s efforts, supported by dedicated legal professionals, concerned citizens, and courageous property insurance adjusters, have led to groundbreaking exposés that are shaking the foundations of the insurance … The post Supporting the American Policyholder Association With Time and Money Is an Obligation If You Are a True Policyholder (..)
264 
Property Insurance Centre
FEBRUARY 24, 2025
How a Liability Claim Can Ruin Your Business And How to Protect Yourself No matter how well you run your business, a single liability claim can have devastating consequences. Incorporate Your Business Structure your business as a Limited Liability Company (LLC) or Corporation to protect personal assets.
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Property Insurance Coverage Law
SEPTEMBER 30, 2024
The investigative report featured testimony from whistleblowers who claim that insurance companies deliberately altered hurricane damage reports to underpay homeowners, leaving many Floridians struggling to rebuild their lives in the wake … The post CBS 60 Minutes Exposes Alleged Insurance Company Fraud: Adjusters Reveal Altered Hurricane Damage (..)
Property Insurance Coverage Law
JANUARY 18, 2025
Phil Primetime episode, The Shocking Truth Behind Rising Insurance Rates, exposed the systemic issues driving this crisis, highlighting personal stories of loss and struggle. As … The post The Rising Insurance Crisis: Advocating for Policyholders Beyond the CourtroomDr.
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Property Insurance Coverage Law
SEPTEMBER 23, 2024
Knowing exactly what hazard insurance is (and isn’t) can help protect you financially during a crisis. So, how does hazard insurance work exactly? Key Takeaways: Hazard insurance refers to the part of a homeowners policy that covers damage to the structure. appeared first on Property Insurance Coverage Law Blog.
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Property Insurance Coverage Law
SEPTEMBER 1, 2024
Trade credit insurance is a risk management tool that protects businesses against losses from unpaid invoices or accounts receivable. It covers a company’s trade receivables in case a customer fails to pay due to insolvency, bankruptcy, default, or other reasons specified in the policy.
Property Insurance Coverage Law
FEBRUARY 23, 2025
While insurers have publicly lamented their financial hardships, Mower’s findings reveal that these companies have been … The post Secret Report Proves Florida Insurance Executives Wrongful Self-Dealing appeared first on Property Insurance Coverage Law Blog.
Property Insurance Coverage Law
AUGUST 30, 2024
Employer’s liability insurance protects businesses from lawsuits filed by employees who have suffered a work-related injury or illness. appeared first on Property Insurance Coverage Law Blog.
Property Insurance Coverage Law
SEPTEMBER 27, 2024
The APA notice states that “a disturbing scandal” uncovered by Merlin Law Group attorney Steven Bush and the APA resulted in whistleblowers reporting on insurance … The post CBS 60 Minutes to Run Story Regarding Altered Insurance Estimates Resulting in Fraudulent Underpayments to Policyholders appeared first on Property Insurance Coverage Law (..)
246 
Insurance Journal
SEPTEMBER 23, 2024
A California Department of Forestry and Fire Protection employee was arrested on suspicion he started five brush fires in Northern California in recent weeks, officials said. Robert Hernandez, 38, was arrested at the Howard Forest Fire Station in Healdsburg, California, …
255 Property Insurance Coverage Law
OCTOBER 11, 2024
The Florida Department of Financial Services (DFS) issued Emergency Rule 69BER24-4, which aims to address issues in the property insurance claims process. While the rule attempts to improve transparency and accountability, it raises several concerns and potential unintended consequences.
189 Property Insurance Coverage Law
OCTOBER 7, 2024
Here is the language granting the extension: To allow enough time for policyholders to evaluate their losses, … The post Hurricane Helene National Flood Insurance Proofs of Loss Deadline Extended for 120 Days From 60 Days appeared first on Property Insurance Coverage Law Blog.
223 
Insurance Journal
APRIL 1, 2025
One of California’s most famed art institutions, the Getty, is turning to the bond market for $500 million to help preserve its masterpieces as the state prepares for another fire-prone summer. Paul Getty Trust is expected to sell …
136 
Property Insurance Coverage Law
SEPTEMBER 27, 2024
However, recent developments in Florida’s handling of insurance company fraud allegations have raised serious concerns about the efficacy of our regulatory bodies … The post Florida’s Insurance Company Fraud Investigations: A Crisis of Public Trust (With a Side of Absurdity) appeared first on Property Insurance Coverage Law Blog. (..)
Property Insurance Coverage Law
NOVEMBER 26, 2024
Instead of addressing the industry’s woes, they’ve … The post Florida Insurance Regulators Perfect Their Aim—At the Wrong Target! Shooting the Messenger Instead of Fixing the Problem appeared first on Property Insurance Coverage Law Blog.
Property Insurance Coverage Law
JANUARY 17, 2025
appeared first on Property Insurance Coverage Law Blog. If the claims within the Texas lawsuit 1 are accurate, Allstate has been secretly collecting sensitive driver data … The post Is Allstate Taking Advantage of Policyholders?
203 
Insurance Journal
JULY 25, 2024
The state Civil Protection agency announced late … An explosion and fire erupted inside a tequila factory Tuesday, killing at least five workers and injuring two others at the site in the liquor’s namesake town in Jalisco state, Mexican authorities said.
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