Court Differentiates Vandalism from Theft in First Party Insurance Policy
The Property Insurance Law Observer
MARCH 12, 2024
The Court considered whether the Plaintiffs’ loss was caused by theft or vandalism, as neither term was defined in the policy. After investigating, Allstate denied coverage, invoking the policy’s vandalism exclusion and increased risk provision. Allstate Vehicle & Prop. C22-1174 TSZ, 2023 WL 9000432 (W.D. 3d 1231, 1235 (W.D.
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