Insurance Journal

SEPTEMBER 8, 2024

New York Governor Kathy Hochul on Thursday signed a new law requiring retailers to boost safety protections for store workers, including requiring major chains to add panic buttons in all New York State locations. Unions representing retail workers had pushed …

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Wren Insurance Agency

AUGUST 28, 2024

At Wren, because we are protection minded, we always quote our home insurance policies using Replacement Cost Value (also known as RCV) on contents, versus Actual Cash Value (ACV). Now, due to a claim (tied to a weather event, fire, theft, etc.), RCV is equal to the amount it would take to replace your contents at today's prices.

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Boyle Agency Insurance

JULY 19, 2024

Property Casualty Insurance is insurance that combines protection for property owned by you, such as a house, or personal possessions, and liability insurance for if you ever cause an accident that injures another person or damages another person’s property. What Is Property Casualty Insurance?

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Risk Management Monitor

MAY 17, 2021

The Federal Trade Commission warns that unemployment fraud puts workers at additional risk of identity theft crimes including tax fraud. What can you do to help protect your employees? If they are still working, they may be the victim of identity theft. They may be the victim of identity theft and should file a police report.

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Scott Insurance

JULY 9, 2024

While smoke detectors are required in a home and security systems to prevent theft are common, water damage due to plumbing leaks is thirteen times more likely to occur than fire and six times more likely to occur than theft, yet many homes do not have automatic water shut-off devices.

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Jackson & Jackson

MARCH 18, 2024

However, just like any valuable possession, protecting them with the right insurance policy is crucial. Whether you own a classic Birkin or a rare vintage piece, protecting your investment through proper insurance coverage is crucial. The risks surrounding your precious bags are real, from theft to damage due to natural disasters.

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TGS

OCTOBER 3, 2024

The more risks your area poses, the more your insurance company will charge to protect you. Basic coverage that just meets your mortgage lender’s requirements will be cheaper than more comprehensive coverage that protects against every possible risk. From hurricane protection to dog-friendly policies, we’ve got you covered.

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Paragon Independent Insurance Agencies

SEPTEMBER 30, 2024

Ensure your tiny house is insured against theft and damage. Towing or transportation coverage ensures your home is protected while in transit. Begin by conducting a comprehensive home assessment, then select residential coverage to include in your insurance policy. An agent can discuss various add-ons that your tiny home qualifies for.

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Paragon Independent Insurance Agencies

JUNE 28, 2024

The insurance coverage will protect against unforeseen damage and theft. For instance, if you live in a low-lying area, you may need to add flood protection to your policy. This type of add-on will protect the land improvements against damage directly connected to rising waters.

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Boyle Agency Insurance

JUNE 4, 2024

NJ Auto Insurance Add-On Coverage Options When it comes to auto insurance, there are essential coverage options to protect you and your vehicle. However, you can also enhance your policy with additional add-ons that provide extra layers of protection and peace of mind.

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Hunton Andrews Kurth

APRIL 27, 2021

The Second Circuit just affirmed the dismissal of a data breach class action predicated on an alleged increased risk of identity theft on Article III standing grounds. Notably, the plaintiffs did not claim they suffered fraud or identity theft because of the inadvertent disclosure. McMorris v. Carlos Lopez & Assocs. ,

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Jackson & Jackson

APRIL 26, 2024

This guide aims to help new investors understand the basics of commercial property insurance in California, ensuring that their investments are protected against unforeseen events. Liability Protection : Protects against claims of property damage or personal injury caused by you or your operations.

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Distinguished

OCTOBER 15, 2024

It protects against fire, lightning, hail, wind, theft, and vandalism, among other perils. In addition to physical damage or loss, a policy can be designed to reimburse an insured for taking protective measures resulting from the damage, such as debris removal and pollutant cleanup.

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Jackson & Jackson

JANUARY 9, 2024

Understanding Cyber Insurance: Cyber Insurance protects businesses from the repercussions of online threats. This includes Data Breach Insurance, covering loss or theft of confidential data, and Cyber Liability Insurance, which addresses legal responsibilities arising from data breaches or cyberattacks.

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Distinguished

JULY 22, 2024

Theft, damage during transport, or accidental breakage can devastate a collection that has taken years to assemble. Designed specifically for the needs of collectors, this specialized coverage offers protection tailored to the high values and distinct risks associated with collectible items. What is Collectibles Insurance?

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Mark Jackson Insurance Agency

MAY 21, 2024

Commercial liability insurance protects against claims resulting from injuries or damages to people or property during business operations. This means that the equipment, inventory, and tools crucial to your business operations might not be covered under a standard policy in the event of damage or theft.

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Liability Business Interruption Professional Liability Insurance Home Insurance 52

Jackson & Jackson

APRIL 10, 2024

It’s not just about choosing the correct location or getting the best price; it’s also about ensuring your investment is protected from the unexpected. It covers the physical structure of your building and its contents against fire, theft, and some natural disasters.

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Property Insurance Centre

SEPTEMBER 25, 2024

Whether you are a homeowner or a landlord, ensuring adequate protection for your property is crucial. Key Takeaways Building insurance is essential to protect your property, but it can be complex. Building insurance typically covers damage caused by a range of perils, including fire, theft, vandalism, and natural disasters.

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Shield Insurance Agency

MAY 29, 2024

Renter’s Insurance Michigan: Protecting Your Rental Home Renters insurance in Michigan is designed to protect your personal belongings and provide liability coverage in the event of unexpected disasters or accidents. This added protection provides peace of mind for tenants, knowing that they have a safety net in place.

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Insurance Agency of Ohio

JANUARY 30, 2020

By Troy Dohmeyer Equipment and material theft is a major source of loss for contractors. Good planning is essential to construction site security, preventing theft of valuable construction materials and tools. Good planning is essential to construction site security, preventing theft of valuable construction materials and tools.

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Protect Commercial Insurance

JULY 26, 2024

As a tailor, it is crucial to protect your business from potential risks and liabilities. Property insurance can protect these assets from damage or loss due to fire, theft, or other covered perils. Product liability insurance protects you in case a customer claims that your product caused them harm or damage.

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Protect Commercial Insurance

JUNE 27, 2024

Commercial insurance offers particularly critical protections here. For example, a small retail shop could face severe repercussions from events such as fire, theft, or customer injuries on premises. The misconception that non-tech businesses need less protection against cyber risks could not be further from the truth.

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Jackson & Jackson

MAY 22, 2024

Investors must understand the importance of securing comprehensive commercial property insurance coverage to protect their investments. “Understanding Multi-Family Property Insurance” Commercial property insurance is a vital safeguard for property owners, protecting their assets against various risks.

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Distinguished

AUGUST 5, 2024

This can include: Antique toys Rare collectibles Trading cards And more So whether your client collects classic GI Joe action figures or Victorian rocking horses, they should be able to get a collectibles insurance policy that will give them the protection they’re looking for.   How Do You Insure a Toy Collection?

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Jackson & Jackson

AUGUST 16, 2024

Homeowners insurance is a crucial financial safety net for homeowners, providing protection in the event of property damage, loss of personal belongings, or liability for injuries that occur on the premises. Understanding your needs will help you select a policy that adequately protects your assets and provides peace of mind.

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ProWriters

JANUARY 23, 2024

So have the steps financial services companies can take to protect themselves. By adhering to them, institutions can better protect themselves and their customers from cyber incidents’ potentially devastating consequences. Since then, the cyber security landscape has changed. Now, the regulatory agency has amended it a second time.

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Cover4LetProperty

JANUARY 29, 2024

Landlords may be held liable for injuries or damages that occur on the rental property, and the insurance needs to provide adequate protection; properties used for rental purposes may experience more wear and tear compared to owner-occupied homes. The post Why is landlord insurance more expensive than home insurance?

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Distinguished

JULY 29, 2024

A client’s fine art collection may represent their treasured possessions or important investments and requires specialized insurance to protect against losses caused by water, fire, vandalism, theft, transit, and natural disasters. Clients wouldn’t be fully protected unless they had updated appraisals and coverage.

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Leadsurance

APRIL 5, 2024

Student insurance helps protect you in case something unexpected happens while you are studying. Whether it’s a sudden illness, an accident, or even theft, insurance can help cover the costs. They explain how student insurance can complement existing coverage or fill gaps in protection.

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Cover4LetProperty

DECEMBER 1, 2023

Landlord insurance Whether you are an “accidental” or a “professional” landlord, though, the property needs the protection of buy to let insurance, which is another name for landlord insurance. Loss of rent Home insurance: Generally does not include protection for loss of rental income, as it is not designed for rental properties.

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LexisNexis

SEPTEMBER 17, 2024

With a functioning contract management database in place, businesses can streamline contract lifecycle management, protect confidential information and improve productivity. Prioritize data security – All data uploaded should be encrypted and protected to save it from unauthorized access, modification and information theft.

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Property Insurance Centre

JANUARY 30, 2024

Freehold Block of Flats Insurance: Top Cover Tips If you own a freehold block of flats , it’s crucial to have the right insurance coverage to protect your investment. Standard home insurance policies may not provide adequate protection for the unique risks associated with a block of flats.

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TGS

SEPTEMBER 6, 2023

For example, standard home insurance will not cover theft or vandalism during construction. In that case, your insurance carrier may consider it vacant, which means you won’t be protected from damage caused by intruders. However, other situations require separate policies.

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Property Insurance Centre

AUGUST 28, 2024

Some insurers may give cover to the likes of a Convenience Store for example, but will remove theft cover or malicious damage cover, without an adequate alarm system in place. This could include fire alarms, fridge temperature alarms, sprinkler or other fire protection systems, water leak detection equipment, and hold-up systems.

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Risk Management Monitor

JUNE 11, 2021

When evaluating an identity management strategy, it is imperative to start at a high level, which includes data access governance to limit access and meaningfully reduce the risk of loss or theft. Protecting information both at rest and in motion are important elements of another identity management issue: data loss prevention (DLP).

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Risk Management Monitor

JANUARY 27, 2022

Issues like cyberwarfare, intellectual property theft and disinformation are all exacerbated as these technologies advance. New technologies also have immense environmental impact, including the amount of power that cryptocurrencies require and the health risks of electronic waste.

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Maritime Insurance International

MARCH 3, 2020

Given the risks you face, boat insurance can be a wise purchase to help protect your investment. Loss of your own personal effects or those of a passenger while onboard or getting on/off your boat can be protected. Loss of your boat to theft, fire, or serious weather events while it’s moored in a marina or in storage can be protected.

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