TGS

NOVEMBER 5, 2024

TGS Insurance » Blog Homeowners Insurance Underwriting Questions: What to Expect When Getting a Quote So, you’re ready to take the plunge into homeowners insurance. Either way, there’s a step that often surprises people when they go to get a quote—the underwriting process. And, trust me, it can feel a bit like playing 20 Questions.

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Zywave

FEBRUARY 25, 2025

Insurance is often regarded as a necessary evil by consumers a boring grudge purchase to protect themselves against an unfortunate event that may never happen. Sifting through unstructured data Today, there is a great deal more data available to increase underwriting efficiency and tailor policies.

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Distinguished

MARCH 6, 2025

At Distinguished, we can help you provide your clients with peace of mind and the highest level of protection for their cherished possessions. In this video series, were excited to introduce you to the amazing individuals who make up our underwriting team, including Ashley Mehyo.

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Distinguished

DECEMBER 16, 2024

Protecting these assets in the state requires specialized insurance solutions considering earthquake and wildfire risks. Wildfire coverage is included under our Fine Art and Collectibles program based on underwriting. Our Fine Art and Collectibles program offers seamless worldwide protection for collectors with secondary homes.

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Distinguished

DECEMBER 16, 2024

Protecting these assets in the state requires specialized insurance solutions considering earthquake and wildfire risks. Wildfire coverage is included under our Fine Art and Collectibles program based on underwriting. Our Fine Art and Collectibles program offers seamless worldwide protection for collectors with secondary homes.

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TGS

FEBRUARY 28, 2025

Insurance companies rely on these reports to assess risk when underwriting a new policy. The most common report is the Comprehensive Loss Underwriting Exchange (C.L.U.E.) Policy Information Details of the insurance policies under which the claims were filed. Why Should Homebuyers and Homeowners Care? report, managed by LexisNexis.

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Distinguished

FEBRUARY 24, 2025

Key coverages we offer include: Property insurance: Protection for buildings, equipment, and inventory against fire, theft, and natural disasters. Liquor liability insurance: Essential for restaurants serving alcohol, this coverage protects against claims involving alleged intoxicated patrons.

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Prof. Allan Manning

FEBRUARY 24, 2023

During that time we have assisted thousands of claimants with their claims, and introduced world leading online services that take the lessons learned from claims, and use them to assist brokers and underwriters be better at their job, and to move the emphasis from price to protection.

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Cowbell

APRIL 16, 2025

Protecting your business from cyber threats is a full-time job. Lower Insurance Premiums and Improved Coverage Better Security Posture = Lower Risk : Proactive security can help you demonstrate reduced cyber risk to insurance underwriters, potentially lowering premiums or improving coverage terms. Why Cowbell?

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Paragon Independent Insurance Agencies

MAY 27, 2024

Commercial insurance is vital for protecting business property, assets, and operations from various risks and liabilities around Plano, TX. Protection of Business Property Commercial insurance protects all business property, including buildings on the land, equipment in the yard, inventory, and other assets owned by the company.

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Zywave

NOVEMBER 13, 2024

With the right combination of tools, you can become a cyber insurance leader while also growing your cyber business and protecting your loss ratios. Zywave’s proprietary data tools are designed to help you improve your underwriting efficiency, refine your rates and better educate policyholders on the risks they may face.

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Distinguished

MARCH 6, 2025

In Los Angeles, housing code violations present challenges that affect property safety, compliance, and insurance underwriting. This proactive approach helps prevent coverage denials, reduces the likelihood of expensive claims, and ultimately ensures that insurance terms remain favorable while protecting property values.

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Cowbell

FEBRUARY 6, 2025

As cyber threats become more advanceddriven by AI innovations and intensified by geopolitical tensionsorganizations of all sizes must rethink how they protect themselves. Subscription-Based Services for Advanced Protection While the free services provide a robust baseline, some organizations require deeper, more specialized protection.

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American Agents Alliance

APRIL 3, 2025

Many industries are feeling the uncertainty of tariffs and changing trade policies, which can make underwriting more challenging and pricing less certain. This could cause higher rates in commercial property and homeowners lines. This could create the need for frequent rate changes, adding to consumer uncertainty.

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Distinguished

APRIL 14, 2025

But with value comes risk, and standard homeowner insurance policies frequently fall short when it comes to protecting one-of-a-kind instruments. Whether a client owns a single expensive guitar or an extensive and varied collection that includes guitars, this coverage provides comprehensive protection that adapts to their unique needs.

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RiskQuoter

JUNE 28, 2024

Discover how to navigate the underwriting process, find the best rates, and secure financial protection for your loved ones. This guide is your definitive resource for obtaining life insurance with multiple sclerosis. The post Life Insurance with Multiple Sclerosis: Your Guide to Getting Covered appeared first on RiskQuoter.com.

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RiskQuoter

JUNE 25, 2024

This guide explains the underwriting process, factors that affect rates, and tips for finding the best coverage for your needs. Protect your family's financial future. Learn how to get life insurance after a heart attack.

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Distinguished

JANUARY 28, 2025

These new primary forms complement Distinguisheds existing true follow-form excess product , which already delivers seamless excess protection for public, private, and non-profit organizations. Distinguished Executive Lines is supported by Covington Specialty Insurance Company, a subsidiary of RSUI Group, Inc.

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Distinguished

JANUARY 28, 2025

These new primary forms complement Distinguisheds existing true follow-form excess product , which already delivers seamless excess protection for public, private, and non-profit organizations. Distinguished Executive Lines is supported by Covington Specialty Insurance Company, a subsidiary of RSUI Group, Inc.

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TGS

NOVEMBER 25, 2024

TGS Insurance » Blog Thanksgiving Fire Safety: Protect Your Home, Your Family, and Your Peace of Mind Thanksgiving—the word alone brings a flood of cozy images, doesn’t it? Let’s dive into some practical fire safety tips and explore how a solid home insurance policy can add a layer of protection—just in case the unexpected happens.

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Risk Management Monitor

JANUARY 27, 2022

Finally, it is important to provide robust underwriting data by using assessment tools to minimize the need for supplemental applications, preparing for additional questions from underwriters, and highlighting significant cybersecurity updates and improvements over the past year. and consider alternative terms and conditions.

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Distinguished

JANUARY 28, 2025

With the proper knowledge and expertise, you can help protect your clients’ personal and corporate assets, attract top talent to their boards, and ensure compliance with contractual requirements. This coverage ensures that they are protected even if the company is unable to fulfill its indemnification obligations.

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Distinguished

JANUARY 28, 2025

With the proper knowledge and expertise, you can help protect your clients’ personal and corporate assets, attract top talent to their boards, and ensure compliance with contractual requirements. This coverage ensures that they are protected even if the company is unable to fulfill its indemnification obligations.

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ProWriters

FEBRUARY 7, 2025

At the same time, AI makes improved risk assessment and protection against cyber threats possible. AI-driven advancements in malicious tactics mean brokers must account for evolving risks in the underwriting process. Cyber attacks loom larger than ever, and generative artificial intelligence (AI) is a major reason why.

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Majesco

FEBRUARY 13, 2025

With risk resilience, there must first be a focus on assessment and recommendations for prevention as a part of providing protection. Trend: Market Shifts Fuel New Product Growth Opportunities New insurance products have the power to protect customers in new ways, while we are all experiencing changing risks.

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Cowbell

AUGUST 26, 2024

Caroline Thompson, Chief Underwriting Officer added, “Cowbell’s underwriting process integrates data points from security tools and application questions. Policy Tailoring : Cyber insurance policies may need to be tailored to account for the specific protections that are offered.

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Majesco

FEBRUARY 27, 2025

And I think one of the things that we’ve learned over the last 10 years is that while a VC (Venture Capitalist), as an example, might be interested in growth at any cost, we as an industry might be more interested in things like underwriting results or loss ratios. It’s a crisis.

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Scott Insurance

AUGUST 31, 2020

The LIHTC Recapture Bond provides assurance to tax credit investors or limited partners that the property will remain in compliance with Section 42 of the IRS code and they will be protected against tax credit recapture and/or interest penalties. It is listed on the U.S. Department of Treasury’s list of certified companies.

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Majesco

MAY 23, 2024

It’s about rethinking underwriting and claims as well as rethinking risk resilience. Swiss Re’s Sigma May 2023 report, The economics of digitalization in insurance: new risks, new solutions, new efficiencies , notes that over the last five years, protection gaps were measured as integral to their insurance resilience indices.

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Protect Commercial Insurance

OCTOBER 4, 2024

Understanding this connection can help you make informed decisions about your investments and protect your financial well-being. Changes in Underwriting Processes Interest rates can also shape the underwriting processes used by insurance companies. Let’s dive into how these changes could affect you.

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Distinguished

OCTOBER 1, 2024

Hear directly from our underwriters on how Distinguished can help you win business and deliver superior service to your clients. Expert Panel Alison Sweeney , Vice President, Fine Art Expert, Distinguished Fine Art & Collectibles Alison is our Fine Art expert and underwriter working out of our New York office.

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Final Expense Brokerage

NOVEMBER 30, 2024

It’s not about your health—it’s about protecting your family from unexpected costs. How to Address It: Reassure them of eligibility options: Explain that final expense insurance typically has more flexible underwriting than other policies and is accessible even for older adults.

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Final Expense Brokerage

MAY 10, 2024

Share: Understanding the Role of a Life Insurance Agent As a life insurance agent, your primary role is to help individuals and families protect their financial future by providing them with suitable life insurance policies. Help your clients understand the value of life insurance and how it can protect their loved ones.

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Distinguished

OCTOBER 9, 2024

New York – Distinguished Programs (“Distinguished”), a national insurance program manager, announced an expanded partnership with Berkley Program Specialists (“BPS”), a leading provider in the industry, to underwrite its Community Associations Crime and D&O products. Starting Jan.

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Distinguished

SEPTEMBER 17, 2024

If we are comfortable with our exposure, we may consider increasing the AOP deductible and the theft deductible , depending on the underwriting analysis. Are there any emerging trends in the construction industry that are impacting builder’s risk underwriting? So specific to limits, I just mentioned security.

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LexisNexis

DECEMBER 10, 2024

In a debt offering, the documents to be delivered at closing generally track the closing conditions set forth in the underwriting agreement, as well as the indenture. Cross-Receipt (Registered Debt Offering) Acknowledge the underwriters receipt of the securities and the issuers receipt of the purchase price.

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Distinguished

AUGUST 26, 2024

This means complete property protection in the event of damages from: Extreme weather events Vandalism Theft Fire Beyond property damage, Distinguished also offers coverages for: General liability Soft costs Mold and fungus Off-site materials in transit How Much Does Builder’s Risk Cost in Michigan?

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