article thumbnail

Mistake: Accepting Every Workers’ Compensation Claim

AMAXX

Many companies operate under an unwritten rule: accept every workers compensation claim, no questions asked. A well-managed workers compensation program should pay 100% of legitimate claimsand 0% of the claims that arent. Employees come to believe that every claim will be accepted, regardless of the circumstances.

article thumbnail

How Fear Impacts Workers’ Compensation Claims (and What to Do About It)

AMAXX

By understanding the role fear plays in workers compensation claims, employers can implement strategies to foster trust, improve outcomes, and reduce costs. The Link Between Fear and Litigation Studies have consistently identified fear as a major driver of workers compensation litigation.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Workers Compensation Insurance Rates By State In 2025!

Simply Insurance

Workers' compensation insurance rates vary by state due to location, industry risks, and policy coverage. Different policies offer varying levels of protection, including coverage for medical expenses and lost wages. The national average cost is approximately $1,128 per year.

article thumbnail

California Indoor Worker Heat Protections OK’d and in Effect

Insurance Journal

California’s indoor heat protections were approved and went into effect this week. The rules apply to most indoor workplaces. Employers are required to adopt safety measures that go into effect in most cases when indoor temperatures reach 82°F to prevent …

article thumbnail

Understanding the Two Primary Benefits of Workers’ Compensation for Employers

AMAXX

Exclusivity: Protection Against Lawsuits One of the most significant benefits of workers compensation for employers is the exclusive remedy provision. Under this system, employees who accept workers compensation benefits for a work-related injury or illness forfeit the right to sue their employer for negligence.

article thumbnail

Workers’ Compensation Post-Injury Response Procedure: A Key to Effective Injury Management

AMAXX

FREE DOWNLOAD: “Step-By-Step Process To Master Workers’ Comp In 90 Days” Document the Incident All workplace injuries should be properly documented as soon as possible. Proper documentation not only aids in managing the workers’ compensation claim but also helps protect the employer against potential legal challenges.

Injury 105
article thumbnail

4 Step Process to Successfully Settle More Workers’ Compensation Claims

AMAXX

Medicare Set-Aside (MSA) Requirements: Federal law requires that Medicare’s interests be protected in WC settlements. Identifying red flag cases involving Medicare considerations early on is essential, especially for catastrophic injuries or workers nearing Medicare eligibility.