TGS

NOVEMBER 29, 2024

TGS Insurance » Blog Protecting Your Holiday Cheer: Tips to Prevent Package Theft This Season Ah, the holidays—a time for joy, celebration, and (let’s be honest) an avalanche of online shopping. With the holiday season in full swing, package theft is, unfortunately, a rising concern. But what happens when that box goes missing?

Theft 52

Theft Protection Home Insurance Premium 52

Distinguished

SEPTEMBER 25, 2024

An increase in construction also means an increase in financial risk. Job sites that are under construction are prone to things like fire, theft, and vandalism. This is why the popularity of Builder’s Risk insurance is growing. What Does Distinguished’s Builder’s Risk Cover?

Risk 52

Risk Broker-Agent Insured Insurer 52

Risk Management Monitor

MAY 17, 2021

In addition, unsuspecting victims are at risk of receiving surprise tax bills because cybercriminals stole their identities and filed fraudulent claims for COVID-19 unemployment payments. The Federal Trade Commission warns that unemployment fraud puts workers at additional risk of identity theft crimes including tax fraud.

Claim 75

Claim Theft Crime Cyber 75

Hunton Andrews Kurth

APRIL 27, 2021

The Second Circuit just affirmed the dismissal of a data breach class action predicated on an alleged increased risk of identity theft on Article III standing grounds. Notably, the plaintiffs did not claim they suffered fraud or identity theft because of the inadvertent disclosure. McMorris v. Carlos Lopez & Assocs. ,

Theft 52

Theft Risk Claim Protection 52

Hunton Andrews Kurth

JANUARY 20, 2023

The plaintiffs further alleged that these violations continuously and repeatedly exposed the company’s workers to privacy risks, such as hackers obtaining and using their personal information to steal their identity and commit identify theft.

Theft 106

Theft Claim Policy Risk 106

Distinguished

SEPTEMBER 17, 2024

We sat down with Distinguished’s Builder’s Risk insurance expert, Susan DeCarlo, to discuss common factors that can lead to declinations in our program, how to avoid them, and key risk considerations. So, for example, on a new build if they’re 30 to 60 days in, we can consider that risk. Loss experience.

Risk 52

Risk Broker-Agent Deductible Insured 52

Distinguished

AUGUST 26, 2024

However, alongside all of this construction comes large financial risks. Under-construction buildings can be prone to fire, vandalism, and theft, which can end up costing their backers and owners millions. For this reason, the need for comprehensive Builder’s Risk Insurance solutions is growing.

Risk 52

Risk Broker-Agent Insured Insurer 52

Distinguished

SEPTEMBER 10, 2024

From hurricanes on the Gulf Coast to rapid urban development in cities like Birmingham and Huntsville, the need for comprehensive Builder’s Risk Insurance has never been more critical. To address these diverse risks, Distinguished’s Builder’s Risk Program offers tailored solutions for Alabama’s construction needs.

Risk 52

Risk General Liability Broker-Agent Insured 52

Distinguished

OCTOBER 30, 2024

Builder’s Risk insurance is critical for residential and commercial construction projects, as it covers the property during construction or renovation. Commercial projects also often involve higher-risk factors, particularly when renovating existing properties such as restaurants, office buildings, or retail stores.

Commercial 52

Commercial Risk Broker-Agent Inland Marine 52

Distinguished

OCTOBER 15, 2024

Builder’s Risk Insurance covers property during the course of construction, whether it’s a new build or renovation. One common question is whether the contractor and the property owner can be named insureds on the same Builder’s Risk policy. It protects against fire, lightning, hail, wind, theft, and vandalism, among other perils.

Policy 52

Policy Risk Broker-Agent Liability 52

Zywave

NOVEMBER 13, 2024

But with growth opportunities comes risk. According to a report by the Identify Theft Resource Center , in 2023 there were over 3,000 publicly reported data compromises, impacting over 350 million people. That represents a 72% increase over the year before. And your own first-party data isn’t going to get you there.

Cyber 94

Cyber Policyholder Insured Insurer 94

Risk Management Monitor

JUNE 30, 2022

The job of procurement is to ensure performance is as promised, risk is low and business objectives are being met through collaboration. Suppliers are a source of growth, innovation and efficiency, but if they are not managed holistically, they can be a source of risk, poor performance and noncompliance.

Risk 45

Risk Theft Business Interruption Policy 45

Cowbell

DECEMBER 20, 2024

Effectively managing threats to employees is crucial, as an attack on an individual employee or family member is a potential vulnerability and attack surface for your organization that can result in reputational damage, IP theft, and financial loss. An employees digital footprint can present a significant risk.

Protection 52

Protection Cyber Risk Theft 52

Risk Management Monitor

OCTOBER 25, 2022

According to Beazley’s recent Risk & Resilience Geopolitical Report , inflation is a key area of concern for business leaders and they expect economic uncertainty to remain high through to the end of this year. With high unemployment and higher costs, this also poses a risk to employment practices liability (EPL) insurers.

Risk 40

Risk Insured Insurer Insurance 40

Boyle Agency Insurance

DECEMBER 3, 2024

Younger, less experienced drivers often face higher premiums due to a higher perceived risk. Additionally, areas with a higher incidence of car theft may lead to increased insurance costs. Insurance companies may consider how much time you spend on the road as it relates to your risk of being involved in an accident.

Premium 73

Premium Auto Insurance Out-Of-Pocket Deductible 73

Insurance Agency of Ohio

JANUARY 30, 2020

By Troy Dohmeyer Equipment and material theft is a major source of loss for contractors. Good planning is essential to construction site security, preventing theft of valuable construction materials and tools. Good planning is essential to construction site security, preventing theft of valuable construction materials and tools.

Theft 52

Theft Insurance Agency Workers Compensation Deductible 52

Mark Jackson Insurance Agency

NOVEMBER 22, 2024

While your business may only operate for part of the year, risks like property damage, liability claims, or equipment theft don’t follow a calendar. Start by evaluating your specific risks. Failing to update your policy can leave gaps in coverage that expose your business to unnecessary risk.

Business Interruption 52

Business Interruption Theft Liability Insured 52

Cowbell

NOVEMBER 18, 2024

So, why do Black Friday and Cyber Monday pose an increased risk for cyber threats? Theft of Physical Assets : If physical assets such as laptops, tablets, or smartphones are stolen, they can provide access to sensitive information, especially if not properly secured. These attacks can lead to lost sales and reputational damage.

Cyber 98

Cyber Protection Damage Theft 98

TGS

DECEMBER 13, 2024

A slip, a loss, or even theft? Insurance policies for jewelry can vary, but most provide coverage for common risks, such as: Loss : Ever misplaced a ring at the gym or dropped an earring at a bustling party? Where You Live : Risk factors like theft rates and natural disasters in your area may affect costs.

Protection 52

Protection Theft Insured Insurer 52

Jackson & Jackson

NOVEMBER 16, 2024

Running an IT business in California comes with unique risks and challenges. General Liability Insurance Even in a digital world, physical risks exist. Business property insurance protects your physical assets against risks like fire, theft, or natural disasters. Don’t leave your business vulnerable.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

Jackson & Jackson

APRIL 30, 2024

Understanding Location-Based Risk Factors Location plays a pivotal role in determining insurance premiums for commercial properties. Various factors tied to a property’s geographic and socio-economic setting influence insurers’ risk assessments. Here’s how these factors come into play: 1.

Commercial Property 52

Commercial Property Property Insurance Commercial Crime 52

Jackson & Jackson

JANUARY 9, 2024

In an era where data is as valuable as currency, the risk of cyber threats looms more significant than ever, particularly for technology companies. Cyber Insurance, encompassing Data Breach and Cyber Liability coverage, is no longer optional but a critical component of a comprehensive risk management strategy.

Cyber 52

Cyber Broker-Agent Liability Theft 52

Protect Commercial Insurance

NOVEMBER 1, 2024

Unlike standard home insurance, which is tailored for owner-occupied homes, landlord insurance is crafted to address risks associated with renting out your property. Its primary purpose is to protect landlords from financial loss stemming from tenant-related incidents, property damage, and other rental-specific risks.

Home Insurance 52

Home Insurance Out-Of-Pocket Insured Insurer 52

TGS

OCTOBER 3, 2024

Coastal homes in Florida, for example, face higher premiums due to the increased risk of hurricanes, flooding, and wind damage. The more risks your area poses, the more your insurance company will charge to protect you. The more risks your area poses, the more your insurance company will charge to protect you.

Premium 52

Premium Deductible Out-Of-Pocket Insured 52

Jackson & Jackson

APRIL 26, 2024

Investing in commercial property in California can be a lucrative venture, but it also comes with its unique set of risks and responsibilities. Key Coverages for California Property Investors Property Damage : Covers damage to your buildings and contents caused by fire, theft, vandalism, and natural disasters.

Commercial Property 52

Commercial Property Property Insurance Commercial Business Interruption 52

Property Insurance Centre

DECEMBER 23, 2024

Having a Fully maintained Theft Alarm Having a Fire Alarm Having Grilles & Shutters on ground floor accessible windows CCTV both internally and externally Anti ram raid road bollards These may be some of the more common protections that most of us will have heard of. So it is essential you check urgently if you have not done so already.

Commercial Property 52

Commercial Property Insured Insurer Insurance 52

Neilson Marketing Services

OCTOBER 2, 2024

Such breaches can lead to identity theft, legal ramifications, and irreparable damage to your reputation. Securing Your Website: Proactive Steps You Can Take No security measure is foolproof, but there are several proactive steps you can take to minimize your risk and fortify your website against attacks.

Cyber 105

Cyber Damage Protection Financial Loss 105

Triple-I: Business Insurance

APRIL 4, 2024

The 2023 Data Breach Report from Identity Theft Resource Center (ITRC) reveals that last year delivered a bumper crop of cybersecurity failures – 3,205 publicly reported data compromises, impacting an estimated 353,027,892 individuals. Complaints tracked over the past five years have impacted at least 8 million people.

Financial Loss 52

Financial Loss Cyber Crime Risk 52

Protect Commercial Insurance

NOVEMBER 22, 2024

The cost of commercial insurance is generally based on several factors, such as the type and size of your business, its location, and the specific risks involved. Without insurance, your business could face catastrophic financial loss from property damage, theft, or a lawsuit. Small businesses face their own unique set of risks.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Liability 52

Distinguished

DECEMBER 16, 2024

Protecting these assets in the state requires specialized insurance solutions considering earthquake and wildfire risks. Our program provides all-risk worldwide coverage for direct physical damage like fire and theft of personal collections of any size.

Protection 52

Protection Broker-Agent Inland Marine Underwriting 52

Risk Management Monitor

JUNE 11, 2021

Data security spans two areas of organizational risk: unauthorized data use and privacy issues associated with authorized data processes. When evaluating an identity management strategy, it is imperative to start at a high level, which includes data access governance to limit access and meaningfully reduce the risk of loss or theft.

Risk 49

Risk Cyber Protection Theft 49

Protect Commercial Insurance

MAY 30, 2024

As a business owner, it is crucial to protect your empire from various risks and threats that can potentially disrupt your operations and financial stability. Additionally, consider the specific risks your business may face based on its location and industry. Welcome to our comprehensive guide on essential business insurance.

Cyber 52

Cyber Business Insurance Business Interruption Professional Liability Insurance 52

Protect Commercial Insurance

NOVEMBER 8, 2024

It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries. Adequate insurance coverage ensures that your business is fully protected against potential risks that could harm its financial health.

Commercial Insurance 52

Commercial Insurance Commercial Premium Deductible 52

Protect Commercial Insurance

OCTOBER 25, 2024

This approach ensures that you choose a policy that doesn’t just tick boxes but genuinely covers your specific risks and requirements. What are the specific risks associated with your industry? Every industry comes with its own set of risks. Once you’ve outlined the risks, the next step is determining how much coverage you need.

Business Insurance 52

Business Insurance Liability Insurance Liability Policy 52

Property Insurance Centre

NOVEMBER 11, 2024

In other cases, it will be due to underwriting appetite of insurers and their ever changing attitudes to risk. Think about security – The safer a property is from theft and the better the deterrent, often will lead to lower premiums, reasonable excesses and generally better terms. Having said that, there are ways you can help yourself.

Insured 52

Insured Insurer Insurance Premium 52

Cover4LetProperty

JANUARY 29, 2024

Essentially, insurance is about risk and a calculation of the probability of loss or damage being suffered by the insured item or items. Risk is assessed with respect to the likelihood of loss or damage leading the insured to make a claim, since the settlement of claims paid out to the insured represent a liability for the insurer.

Home Insurance 52

Home Insurance Insured Insurer Insurance 52

Mark Jackson Insurance Agency

MAY 21, 2024

Traditional home insurance policies often fall short of covering the unique risks associated with running a business from home. This means that the equipment, inventory, and tools crucial to your business operations might not be covered under a standard policy in the event of damage or theft.

Liability 52

Liability Business Interruption Professional Liability Insurance Home Insurance 52