Workers Comp and Workers Compensation - Insurance Industry Brief

Washington Dairy Worker Charged in $122K Workers’ Comp Scam

Insurance Journal

MARCH 20, 2025

A Washington farmhand faces felony charges for reportedly stealing more than $122,000 workers’ compensation benefits. Efrain Alatorre Camarena was charged with felony theft for allegedly collecting workers comp payments while discreetly working at another dairy farm. A Washington State Department …

Workers Comp

Workers Comp Theft Compensation Workers Compensation

Understanding Classification Rules in Workers’ Compensation

AMAXX

FEBRUARY 18, 2025

The higher the risk, the higher the workers compensation premium for that classification. These rules are established by rating organizations like the National Council on Compensation Insurance (NCCI) in most states, though some states have their own rating bureaus.

Workers Compensation

Workers Compensation Compensation Workers Comp Premium

Part 2: Workers’ Comp Independent Premium Audits Explained

AMAXX

MARCH 24, 2025

This post is one in a 3-part series: Part 1: Workers Comp Independent Premium Audits Explained Part 2: Workers Comp Independent Premium Audits Explained Part 3: Workers Comp Independent Premium Audits Explained 5. You should consult with your insurance broker, attorney, or qualified professional.

Workers Comp

Workers Comp Premium Workers Compensation Compensation

2 Common Mistakes In Workers’ Comp Doctor Selection

AMAXX

MARCH 18, 2025

Consider the case of Jane, a worker who sustained a severe back injury. She was given a list of four medical providers but found that: Two providers did not accept workers compensation patients. One provider accepted workers compensation but was not taking new patients. Are currently accepting new patients.

Workers Comp

Workers Comp Workers Compensation Injury Compensation

Reforming Your Workers’ Comp Program: Avoiding Common Pitfalls and Taking Action

AMAXX

JANUARY 27, 2025

Revamping a workers compensation (WC) program can transform how companies manage costs and care for injured employees. Below, we explore common errors and provide actionable steps to begin reforming a workers’ comp program. FREE DOWNLOAD: “Step-By-Step Process To Master Workers Comp In 90 Days” 5.

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Workers Comp Injury Workers Compensation Claim

9 Characteristics of Transitional Duty Assignments in Workers’ Comp

AMAXX

FEBRUARY 4, 2025

FREE DOWNLOAD: “13 Research Studies to Prove Value of Return-to-Work Program & Gain Stakeholder Buy-In” Business and Financial Benefits of Transitional Duty Lower Workers Compensation Costs : Employees who stay engaged at work tend to have shorter claims duration and fewer legal disputes.

Workers Comp

Workers Comp Workers Compensation Injury Compensation

How Fear Impacts Workers’ Compensation Claims (and What to Do About It)

AMAXX

MARCH 4, 2025

By understanding the role fear plays in workers compensation claims, employers can implement strategies to foster trust, improve outcomes, and reduce costs. The Link Between Fear and Litigation Studies have consistently identified fear as a major driver of workers compensation litigation.

Workers Compensation

Workers Compensation Compensation Claim Workers Comp

Mistake: Accepting Every Workers’ Compensation Claim

AMAXX

MARCH 18, 2025

Many companies operate under an unwritten rule: accept every workers compensation claim, no questions asked. A well-managed workers compensation program should pay 100% of legitimate claimsand 0% of the claims that arent. Employees come to believe that every claim will be accepted, regardless of the circumstances.

Workers Compensation

Workers Compensation Compensation Claim Workers Comp

The Case for Injury Duration Guidelines in Modern Workers’ Comp Programs

AMAXX

JANUARY 21, 2025

Michael Stack, CEO of Amaxx LLC, is an expert in workers compensation cost containment systems and provides education, training, and consulting to help employers reduce their workers compensation costs by 20% to 50%.

Workers Comp

Workers Comp Injury Workers Compensation Compensation

The Role of Evidence-Based Medicine in Transforming Workers’ Compensation

AMAXX

JANUARY 20, 2025

Michael Stack, CEO of Amaxx LLC, is an expert in workers compensation cost containment systems and provides education, training, and consulting to help employers reduce their workers compensation costs by 20% to 50%.

Workers Compensation

Workers Compensation Compensation Workers Comp Injury

Avoid Litigation and Improve Workers’ Comp Claim Outcomes

AMAXX

FEBRUARY 17, 2025

The Link Between Trust and Outcomes A study conducted by the Workers Comp Research Institute (WCRI) highlights the crucial role that trust and fear play in an injured workers recovery and financial stability. Clearly communicate who will cover medical expenses and what the worker needs to do.

Workers Comp

Workers Comp Claim Workers Compensation Injury

What is Evidence-Based Medicine in Workers’ Compensation

AMAXX

FEBRUARY 24, 2025

Evidence-Based Medicine (EBM) plays a critical role in workers compensation, guiding both medical professionals and non-medical stakeholders in making informed decisions about injury treatment, recovery time, and return-to-work strategies. You should consult with your insurance broker, attorney, or qualified professional.

Workers Compensation

Workers Compensation Compensation Workers Comp Injury

Risk Manager Best Practices That Drive Workers’ Comp Results

AMAXX

APRIL 10, 2025

In the complex world of workers compensation, risk managers play a vital role in aligning strategic oversight with day-to-day claims operations. Heres a closer look at best practices every risk manager should be following to create a high-performing, cost-effective workers compensation program.

Workers Comp

Workers Comp Risk Workers Compensation Injury

Connecticut Court Restores Administrative Law Judge’s Discretion in Workers Comp

Insurance Journal

MARCH 24, 2025

The Connecticut Supreme Court has ruled that an administrative law judge has the discretion to award a workers compensation claimant, after he or she reaches maximum medical improvement, ongoing temporary partial incapacity benefits in lieu of permanent partial disability benefits …

Workers Comp

Workers Comp Workers Compensation Compensation

How to Tell If You Need a Nurse Case Manager for Your Workers’ Compensation Claim

AMAXX

FEBRUARY 24, 2025

Related Content: Use A Medical Advisor To Maximize Value of Independent Medical Exam How to Tell If You Need a Nurse Case Manager for Your Workers Compensation Claim Peer Review & Peer Matching Central Components Of Work Comp Medical Management Make use of a Nurse Case Manager: In complex cases with multiple provider coordination.

Workers Compensation

Workers Compensation Workers Comp Compensation Claim

Part 1: Layoff Planning to Control Workers’ Comp Claims

AMAXX

MARCH 10, 2025

Here are six critical actions your company can take before a planned layoff to effectively manage and potentially reduce workers compensation claims: This post is one in a 2-part series: Part 1: Layoff Planning to Control Workers Comp Claims Part 2: Layoff Planning to Control Workers Comp Claims 1.

Workers Comp

Workers Comp Claim Workers Compensation Injury

Part 1: Workers’ Comp Independent Premium Audits Explained

AMAXX

MARCH 24, 2025

Michael Stack, CEO of Amaxx LLC, is an expert in workers compensation cost containment systems and provides education, training, and consulting to help employers reduce their workers compensation costs by 20% to 50%. You should consult with your insurance broker, attorney, or qualified professional.

Workers Comp

Workers Comp Premium Injury Workers Compensation

Demystifying Evidence-Based Medicine in Workers’ Compensation

AMAXX

APRIL 23, 2025

Michael Stack, CEO of Amaxx LLC, is an expert in workers compensation cost containment systems and provides education, training, and consulting to help employers reduce their workers compensation costs by 20% to 50%.

Workers Compensation

Workers Compensation Compensation Workers Comp Injury

Part 2: Layoff Planning to Control Workers’ Comp Claims

AMAXX

MARCH 10, 2025

This post is one in a 2-part series: Part 1: Layoff Planning to Control Workers Comp Claims Part 2: Layoff Planning to Control Workers Comp Claims 3. He is co-author of the #1 selling comprehensive training guide Your Ultimate Guide to Mastering Workers Comp Costs: Reduce Costs 20% to 50%.

Workers Comp

Workers Comp Claim Workers Compensation Injury

WCIRB Summarizes 2024 California Workers’ Comp Legislation

Insurance Journal

OCTOBER 3, 2024

The Workers’ Compensation Insurance Rating Bureau is giving its take on bills passed and passed on by California Legislature this year. The Legislature recessed for the year and Gov. Gavin Newsom had until Sept. 30 to sign or veto any …

Workers Comp

Workers Comp Compensation Workers Compensation Workers Compensation Insurance

Georgia Governor Reappoints Bahl to Workers’ Comp Board

Insurance Journal

JULY 15, 2024

Brian Kemp has reaapointed Neera Bahl to another term on the state Board of Workers’ Compensation. Georgia Gov. The three-member board, which includes Director Benjamin Vinson and Chairman Frank McKay, acts as the appeals panel, hearing appeals from administrative law …

Workers Comp

Workers Comp Compensation Workers Compensation

Colorado Governor Wants to Privatize State’s Workers’ Comp Carrier

Insurance Journal

JANUARY 3, 2025

Jared Polis wants to spin off the state’s stake in Pinnacol Assurance, privatizing the workers’ compensation carrier of last resort to help it make more money and plug government budget holes. Colorado Gov. The big idea is that pulling up …

Workers Comp

Workers Comp Compensation Workers Compensation Insurance

California Insurance Commissioner OKs Lower Workers’ Comp Benchmark Rate

Insurance Journal

JULY 12, 2024

California Insurance Commissioner Ricardo Lara today issued a decreased pure premium rate for workers’ compensation insurance, lowering the annual benchmark rate from $1.41 per $100 of payroll— representing a 2.1% percent decrease from last year. The advisory rate …

Workers Comp

Workers Comp Premium Compensation Insurance

Evidence-Based Medicine (EBM) in Workers’ Comp: A Case Study on Partial Rotator Cuff Tear

AMAXX

FEBRUARY 25, 2025

Michael Stack, CEO of Amaxx LLC, is an expert in workers compensation cost containment systems and provides education, training, and consulting to help employers reduce their workers compensation costs by 20% to 50%.

Workers Comp

Workers Comp Injury Workers Compensation Claim

Pinnacol’s EverPeak Workers’ Comp Coverage Expands Into South Carolina

Insurance Journal

SEPTEMBER 12, 2024

EverPeak Insurance, a workers’ compensation insurer that specializes in hard-to-place industries and small businesses, has recently expanded into South Carolina. Vice President and Chief Operating Officer Vlad Stojanovic said the move will help address the difficulties that some employers face …

Workers Comp

Workers Comp Compensation Workers Compensation Insurance

TDI to Adopt 11.5% Workers’ Comp Rate Decrease

Insurance Journal

APRIL 2, 2025

The Texas Department of Insurance said in a March 28 bulletin that it accepted the National Council on Compensation Insurance (NCCI) advisory loss cost filing proposal of an overall average decrease of 11.5% to the current loss cost level. The …

Workers Comp

Workers Comp Compensation Insured Insurance

Washington Workers’ Comp Premium Going up in 2025

Insurance Journal

DECEMBER 1, 2024

The average cost of workers’ compensation insurance in Washington will go up about 3.8% Employers and workers together will pay on average roughly $1 per week more for each … in 2025, the Washington State Department of Labor & Industries announced.

Workers Comp

Workers Comp Premium Compensation Workers Compensation

Florida Appeals Court Upsets Applecart on Workers’ Comp Statute of Limitations

Insurance Journal

JANUARY 15, 2025

A recent decision and concurring opinion by a Florida appeals court may have upset years of practice and could raise costs for workers’ compensation insurers. Some claims that carriers were once ready to close out of due to the statute …

Workers Comp

Workers Comp Compensation Claim Workers Compensation

Cyber Risk: West Virginia OIC Plans to Dispose of Older Workers’ Comp Files

Insurance Journal

AUGUST 22, 2024

The West Virginia insurance commissioner’s office has adopted a new policy: It will soon begin destroying workers’ compensation claim files that are 10 years old or older. “Given increasing cybersecurity concerns and the type of information contained in the closed …

Workers Comp

Workers Comp Cyber Compensation Risk

Minnesota Workers’ Comp System Stable Despite COVID-19 Impact

Insurance Journal

JULY 17, 2024

Workers’ compensation claim rates and benefits paid in Minnesota continue to be stable or follow their long-term downward trajectories, a new Department of Labor and Industry (DLI) report shows. The 2024 Minnesota Workers’ Compensation System Report presents trend data regarding …

Workers Comp

Workers Comp Compensation Claim Workers Compensation

Summit Expands Workers’ Comp Coverage to Illinois

Insurance Journal

DECEMBER 5, 2024

Summit, a regional provider of workers’ compensation insurance services, announced the expansion of its coverage into Illinois.

Workers Comp

Workers Comp Casualty Insurance Compensation Insurance Companies

Frito-Lay Employee’s Injury in Hoops Tourney Ruled Out of Bounds for Workers Comp

Insurance Journal

MARCH 5, 2025

A forklift driver for Frito-Lay who injured his achilles tendon playing in a company basketball game is not covered by workers compensation. The Virginia Workers Compensation Commission (VWCC) upheld the denial of benefits because the employee’s voluntary participation in the …

Workers Compensation

Workers Compensation Workers Comp Injury Compensation

‘Dr. Taxes’ in Georgia Charged with Taking Workers’ Comp Premiums from Clients

Insurance Journal

SEPTEMBER 9, 2024

A businessman in south Georgia who called his business a tax preparation site for immigrants is now facing multiple charges that he swindled clients out of thousands of dollars in workers’ compensation insurance premiums. Emmanuel Torres Cruz, 34, was arrested …

Workers Comp

Workers Comp Premium Compensation Workers Compensation

Part 3: Workers’ Comp Independent Premium Audits Explained

AMAXX

MARCH 24, 2025

This post is one in a 3-part series: Part 1: Workers Comp Independent Premium Audits Explained Part 2: Workers Comp Independent Premium Audits Explained Part 3: Workers Comp Independent Premium Audits Explained To qualify for this treatment, construction employers must keep meticulous records specifying exact hours worked per classification code.

Workers Comp

Workers Comp Premium Workers Compensation Compensation

Long COVID Claims Still Impact California’s Workers Comp System, Report Shows

Insurance Journal

OCTOBER 6, 2024

The impact and surge of long-term COVID on the California workers’ compensation system since 2020 has been prevalent, including long-term impacts on disability and long-term patterns of medical cost and treatment on long COVID claims. That’s from a report by …

Workers Comp

Workers Comp Claim Compensation Workers Compensation Insurance

FCBI, a Florida Workers’ Comp Fund, Acquires MidSouth Mutual in Tennessee

Insurance Journal

AUGUST 25, 2024

FCBI, a self-insurance fund founded 45 years ago to provide workers’ compensation plans to Florida citrus growers, is expanding well beyond the Sunshine State with the acquisition of MidSouth Mutual Insurance Co. in Tennessee. MidSouth has been demutualized and has …

Workers Comp

Workers Comp Compensation Workers Compensation Insurance

WCIRB: California Workers’ Comp Written Premium in 2023 Was up Slightly

Insurance Journal

OCTOBER 8, 2024

California workers’ compensation written premium in 2023 was slightly above 2022, while written premium for the first six months of 2024 is 2% lower than the first six months of 2023, a new report shows. The Workers’ Compensation Insurance Rating …

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Premium Workers Comp Compensation Workers Compensation Insurance

Texas Workers’ Comp is Growing, Profitable, Adding Doctors

Insurance Journal

NOVEMBER 14, 2024

Texas’s worker’s compensation market is stable and steadily growing. The workers’ compensation market is one of the few consistently profitable lines in the state, according to the Worker’s Compensation Annual Report 2024 from the Insurance Council of Texas. Texas has …

Workers Comp

Workers Comp Compensation Workers Compensation Insured

California Workers’ Comp Report Shows ‘Relatively Stable’ System Post-Pandemic

Insurance Journal

JULY 29, 2024

The California workers’ compensation system has been relatively stable in the post-pandemic era, as premium levels rose by 1% in 2023 and are forecast to increase modestly in 2024—while decreases in average insurer charged rates are moderating, a new report …

Workers Comp

Workers Comp Compensation Premium Workers Compensation

Employer’s Clinic May Not be Protected by Workers’ Comp Remedy, SC Court Says

Insurance Journal

AUGUST 12, 2024

The South Carolina Court of Appeals has signaled that employers who offer on-site health clinics may not be immune from tort claims from injured or sickened workers. It’s the latest twist to a question that has bounced around courts and …

Workers Comp

Workers Comp Protection Claim Workers Compensation

Washington Metal Fabricator Faces Felony in $340K Workers’ Comp Scam

Insurance Journal

SEPTEMBER 19, 2024

A Washington man who claimed he was too injured to work while operating a metal fabrication shop faces a felony charge in an alleged $340,000 workers’ compensation scam. Travis Lee Johnson, 52, of Spokane Valley, pleaded not guilty recently to …

Workers Comp

Workers Comp Compensation Claim Workers Compensation

California Delivery Company Must Repay $2M for Workers’ Comp Scheme

Insurance Journal

APRIL 3, 2025

A Los Angeles, California, couple was sentenced after an investigation reportedly found they underreported more than $21 million in employee payroll for their delivery companies. John Nemandoust, 70, was sentenced to 60 days in county jail, and Annette Assil, 62, …

Workers Comp

Workers Comp Workers Compensation Compensation

Dermatologicals Now the Costliest Drug Group in California Workers Comp

Insurance Journal

JANUARY 14, 2025

Dermatologicals, which include a number of high-priced, private label drugs, account for the biggest share of the total drug spend in the California workers’ compensation system, a new report shows. Data from the California Workers’ Compensation Institute shows recent shifts …

Workers Comp

Workers Comp Compensation Workers Compensation

Understanding the Key Parties in Workers’ Compensation

AMAXX

JANUARY 13, 2025

Click Link to Access Free PDF Download “Step-By-Step Process To Master Workers Comp In 90 Days” 3. Employers: The Insured Employers, referred to as the insured or the risk, are the foundation of the workers compensation system. Their expertise enhances the efficiency and accuracy of the claims process.

Workers Compensation

Workers Compensation Compensation Workers Comp Broker-Agent

Washington Dairy Worker Charged in $122K Workers’ Comp Scam

Understanding Classification Rules in Workers’ Compensation

Trending Sources

Part 2: Workers’ Comp Independent Premium Audits Explained

2 Common Mistakes In Workers’ Comp Doctor Selection

Reforming Your Workers’ Comp Program: Avoiding Common Pitfalls and Taking Action

9 Characteristics of Transitional Duty Assignments in Workers’ Comp

How Fear Impacts Workers’ Compensation Claims (and What to Do About It)

Mistake: Accepting Every Workers’ Compensation Claim

The Case for Injury Duration Guidelines in Modern Workers’ Comp Programs

The Role of Evidence-Based Medicine in Transforming Workers’ Compensation

Avoid Litigation and Improve Workers’ Comp Claim Outcomes

What is Evidence-Based Medicine in Workers’ Compensation

Risk Manager Best Practices That Drive Workers’ Comp Results

Connecticut Court Restores Administrative Law Judge’s Discretion in Workers Comp

How to Tell If You Need a Nurse Case Manager for Your Workers’ Compensation Claim

Part 1: Layoff Planning to Control Workers’ Comp Claims

Part 1: Workers’ Comp Independent Premium Audits Explained

Demystifying Evidence-Based Medicine in Workers’ Compensation

Part 2: Layoff Planning to Control Workers’ Comp Claims

WCIRB Summarizes 2024 California Workers’ Comp Legislation

Georgia Governor Reappoints Bahl to Workers’ Comp Board

Colorado Governor Wants to Privatize State’s Workers’ Comp Carrier

California Insurance Commissioner OKs Lower Workers’ Comp Benchmark Rate

Evidence-Based Medicine (EBM) in Workers’ Comp: A Case Study on Partial Rotator Cuff Tear

Pinnacol’s EverPeak Workers’ Comp Coverage Expands Into South Carolina

TDI to Adopt 11.5% Workers’ Comp Rate Decrease

Washington Workers’ Comp Premium Going up in 2025

Florida Appeals Court Upsets Applecart on Workers’ Comp Statute of Limitations

Cyber Risk: West Virginia OIC Plans to Dispose of Older Workers’ Comp Files

Minnesota Workers’ Comp System Stable Despite COVID-19 Impact

Summit Expands Workers’ Comp Coverage to Illinois

Frito-Lay Employee’s Injury in Hoops Tourney Ruled Out of Bounds for Workers Comp

‘Dr. Taxes’ in Georgia Charged with Taking Workers’ Comp Premiums from Clients

Part 3: Workers’ Comp Independent Premium Audits Explained

Long COVID Claims Still Impact California’s Workers Comp System, Report Shows

FCBI, a Florida Workers’ Comp Fund, Acquires MidSouth Mutual in Tennessee

WCIRB: California Workers’ Comp Written Premium in 2023 Was up Slightly

Texas Workers’ Comp is Growing, Profitable, Adding Doctors

California Workers’ Comp Report Shows ‘Relatively Stable’ System Post-Pandemic

Employer’s Clinic May Not be Protected by Workers’ Comp Remedy, SC Court Says

Washington Metal Fabricator Faces Felony in $340K Workers’ Comp Scam

California Delivery Company Must Repay $2M for Workers’ Comp Scheme

Dermatologicals Now the Costliest Drug Group in California Workers Comp

Understanding the Key Parties in Workers’ Compensation

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