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Heritage Files Libel, Defamation Suit vs. Adjuster After ’60 Minutes’ Report

Insurance Journal

Six weeks after Tampa-based Heritage Property & Casualty Insurance Co. filed a libel suit against a whistleblower claims adjuster, the adjuster’s lawyer has pushed back, arguing that the suit is an attempt to silence those who question insurers’ damage estimates.

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7 Policies Electrical Manufacturers Need To Protect Their Business 

Central Insurance

Electrical manufacturers face unique risks. From product liability to cyber threats, learn how specialized protection, proactive loss control, and an experienced insurance partner can help safeguard your electrical manufacturing business. The post 7 Policies Electrical Manufacturers Need To Protect Their Business appeared first on Central Insurance Blog.

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Insurance Coverage After a Raze Order: Strategies for Overcoming Ordinance or Law Exclusions

Property Insurance Coverage Law

When a devastating fire damages a building and a municipality orders it razed, the instinctive reaction of many policyholders is to expect that their insurance will cover the total loss. That expectation, however, can run into serious obstacles depending on the fine print of the insurance policy and, importantly, the law of the state where … The post Insurance Coverage After a Raze Order: Strategies for Overcoming Ordinance or Law Exclusions appeared first on Property Insurance Coverage La

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The Real Reason Workers’ Comp Claims Go Off the Rails — And How to Fix It

AMAXX

When a workers compensation claim spirals into a costly, prolonged, or litigated nightmare, most people instinctively look for a technical failure: late paperwork, a coverage issue, or a misstep by the claims adjuster. While these certainly matter, theyre rarely the root cause. The real reason many workers comp claims go off the rails? Poor communication, unmet expectations, and a lack of trust.

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Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

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A great way to make an impact on your community

Shield Insurance Agency

We here at Shield Insurance Agency wanted to thank Meals on Wheels Western Michigan for allowing us to volunteer this month. On Thu, Apr 3, 2025, half of our “in-house” team joined the MOWWM team to volunteer locally in our community; this included Andy and Dawn Simmons (owners of Shield Insurance Agency), Jade Browne, Patti McCarthy-Stejskal, Melissa Hunt, and Nate Schaap.

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Insurance Coverage After a Raze Order: Strategies for Overcoming Ordinance or Law Exclusions

Property Insurance Coverage Law

When a devastating fire damages a building and a municipality orders it razed, the instinctive reaction of many policyholders is to expect that their insurance will cover the total loss. That expectation, however, can run into serious obstacles depending on the fine print of the insurance policy and, importantly, the law of the state where … The post Insurance Coverage After a Raze Order: Strategies for Overcoming Ordinance or Law Exclusions appeared first on Property Insurance Coverage La

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Why Real Estate Investors Need Customizable Insurance Solutions

Unitas Financial Services

In todays fast-paced real estate market, real estate investors need more than just standard insurance coveragethey need flexibility, efficiency, and control. Whether managing a portfolio of single-family rentals, multifamily units, or fix-and-flip properties, the traditional insurance model often falls short in meeting the dynamic needs of real estate investors.

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How to Build a Workers’ Comp Program That Runs Itself: The Power of Systematized Communication

AMAXX

Managing workers compensation can feel like playing whack-a-mole. One day its a delayed report, the next its an escalating claim or a frustrated injured worker. The constant firefighting leaves little time for strategic thinking. But what if your program could largely run itself not by adding complexity, but by simplifying and systematizing communication ?

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Pool Safety Tips for Homeowners: Stay Cool and Covered This Summer

TGS

TGS Insurance Blog Theres nothing like a pool to turn your backyard into a summer paradisebut its not all fun and floaties. Home pools come with serious responsibilities, especially when it comes to keeping everyone safe and protecting yourself from potential liability. Whether youre a new pool owner or a seasoned cannonball enthusiast, these pool safety tips for homeowners will help you swim through summer with peace of mindand coverage that holds water. 1.

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Take the Hassle Out of Claims Management

Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor

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Did Florida House ‘Sneak’ Attorney Fee Wording Into Phosphate Mine Bill?

Insurance Journal

A late amendment to a phosphate mine bill has set off alarm bells among some in the Florida insurance industry, with concerns that it could cut out the heart of 2022 and 2023 legislative changes that disincentivized excessive claims litigation.

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Restoration Contractors Should Provide Written Notice of AOB

Property Insurance Coverage Law

A recent federal court decision out of Louisiana highlights an important lesson for restoration contractors: If you get an Assignment of Benefits (AOB) from a property owner, you must make sure the insurance company actually knows about it. InCat 5 Global, LLC v. State Farm Fire & Casualty Company, 1 Cat 5 Global performed major … The post Restoration Contractors Should Provide Written Notice of AOB appeared first on Property Insurance Coverage Law Blog.

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Appellate Division Affirms Dismissal of Case After Bifurcated Trial

New Jersey Workers' Comp

The small details matter. A petitioner will always have problems at trial when there is very little congruence between the allegations contained on the claim petition and the statements which petitioner gave to the employer and treating doctors at the time of the accident. That is the message in the case of Makins v. Palace Rehab & Care Center and Premier Cadbury, LLC , A-2263-23, A-2276-23 (App.

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Why Empathy is the Secret Weapon in Workers’ Compensation Programs

AMAXX

In workers’ compensation programs, the conversation often revolves around costs, compliance, and claims management systems. Technical precision is important but what truly drives results, both financially and humanely, often flies under the radar: empathy. Empathy isnt just a nice to have in workers comp management it’s a proven strategy for reducing claim costs, preventing litigation, and helping injured employees return to work faster.

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Blog Post: Legal Tracker Software Maximizes Efficiency

LexisNexis

Effective resource management with legal tracker software is vital for the success of a law department. It provides a streamlined approach to maximizing efficiency, enhancing productivity and empowering collaboration among the in-house legal team and their outside counsel. Managing legal operations requires optimization. With legal tracker software, legal departments can optimize spending and ensure compliance with industry regulations.

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WV Commissioner Posts Guidelines on Insurers’ Use of Aerial Images

Insurance Journal

After receiving multiple inquiries about the use of aerial images in property insurance nonrenewals, West Virginia’s insurance commissioner has posted guidelines for insurers’ use of the technology.

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The Hidden Insurance Gap: Why New Homes and Businesses Need Ordinance or Law Coverage

Property Insurance Coverage Law

When it comes to protecting your home, business, or investment property, theres one essential coverage that many property owners overlook regarding Ordinance or Law (O&L) coverage. Insurance agent expert and educatorDavid Thompson, in a comment to a discussion on Property Insurance Coverage Law, highlights a common and critical misconception and highlights that newly constructed buildings … The post The Hidden Insurance Gap: Why New Homes and Businesses Need Ordinance or Law Coverage a

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INSURING VALUABLE ASSETS WITH CHUBB IN NJ

Boyle Agency Insurance

Top Protection For Your Prized Possessions Bogle Agency Insurance offers Chubb Masterpiece Valuables Insurance to clients who wish to have greater coverage for their valuable possessions. This insurance provides wider protection for items that have greater value than your standard household belongings. Valuables may be described as those things that have greater worth than the ordinary.

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Distinguished Programs Introduces Commercial Surety Division Led by Miguel Ferreira 

Distinguished

NEW YORK — Distinguished Programs, a national insurance program administrator, has announced the launch of its Commercial Surety division, marking a significant expansion of its Surety program. The new division, led by industry veteran Miguel Ferreira, joins the Contract Surety unit introduced in 2024 and is expected to begin underwriting in the second quarter of this year.

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Summer Reset: Refreshing Family Routines, Schedules, and Spending Habits

Top Insurance Blogs

Summer holds the promise of unstructured afternoons, backyard adventures, and memories made in the everyday. But with kids home more, schedules in flux, and spending often on the rise, its easy to feel like things are spiraling before the season has even started. A summer reset is a chance to bring your family back to […] The post Summer Reset: Refreshing Family Routines, Schedules, and Spending Habits appeared first on My Top Insurance Blogs.

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Co-op Is Latest British Retailer to Be Hit by Cyber Attack

Insurance Journal

Britain’s Co-op Group said on Wednesday hackers had attempted to break into its systems, the second high-profile cyber attack on a major UK retailer in as many weeks, following an ongoing incident at Marks & Spencer.

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Suit-Limitation Clauses in Property Insurance—File Fast or Lose Everything

Property Insurance Coverage Law

Few things send shivers down a policyholders spine faster than discovering that an otherwise valid claim has been sunk by a missed filing deadline. That is exactly what happened in a case decided last week,The Renaissance on Memorial, L.L.C. v. Travelers Casualty Insurance Company of America. 1 The property owner sued three and a half … The post Suit-Limitation Clauses in Property InsuranceFile Fast or Lose Everything appeared first on Property Insurance Coverage Law Blog.

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Blog Post: Title IX, IEPs and the First Amendment: A Federal Law Survival Guide for Public Schools

LexisNexis

In todays educational landscape, navigating the classroom is only half the battle. The other half? Navigating the legal maze that surrounds every decision school leaders make. From student discipline to free speech, the legal stakes in public education have never been higher. Missteps can mean lawsuits, federal investigations or lasting reputational damage.

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Landlord Insurance in Colorado: Coverages, Costs, and Benefits

Distinguished

With a growing population, a strong job market, and more renters than most states 34.1% of residents Colorado is a great place to own landlord-managed properties. Although cities like Denver, Boulder, and Colorado Springs have thriving real estate markets, owning rental properties still comes with risks, making rental property insurance essential.

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Seasonal Changes Can Affect Your Auto Insurance in Michigan

Shield Insurance Agency

At Shield Insurance Agency, nestled in the heart of Michigan, we know that as the seasons change, so do your auto insurance needs. Especially when you’re dusting off your vehicle after a long winter’s nap and gearing up for sunnier days ahead. Spring Cleaning Your Coverage While your vehicle was hibernating, you might have tweaked your auto insurance to reflect its sleepy status.

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New SEC Chair Says Crypto Sector Deserves Clear Regulations

Insurance Journal

The new head of the U.S. Securities and Exchange Commission on Friday said that the agency has stifled innovation for the cryptocurrency sector by fostering “regulatory uncertainty” in prior years.

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The Hidden Insurance Gap: Why New Homes and Businesses Need Ordinance or Law Coverage

Property Insurance Coverage Law

When it comes to protecting your home, business, or investment property, theres one essential coverage that many property owners overlook regarding Ordinance or Law (O&L) coverage. Insurance agent expert and educatorDavid Thompson, in a comment to a discussion on Property Insurance Coverage Law, highlights a common and critical misconception and highlights that newly constructed buildings … The post The Hidden Insurance Gap: Why New Homes and Businesses Need Ordinance or Law Coverage a

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Annuity Marketing & Sales Support — Powered by PSM

PSM Brokerage

Add Annuities to Your Portfolio. Well Help You Sell Like a Pro. PSM is bringing the same trusted support you know now focused on annuities. Partner with a team that delivers next-level marketing, lead gen, and training to help you tap into your existing book of business and close more annuity sales. Heres what youll get when you contract: Access to over 40 top carriers High-converting, targeted lead campaigns Customized marketing materials (postcards, flyers, ads) Annuity Rate Watch illustr

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Container explosion caused by self-heating chemical cargo, Chinese investigation finds

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Container explosion caused by self-heating chemical cargo, Chinese investigation finds appeared first on Insurance Marine News.

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Blog Post: Bill to Limit Auto Accident Damages for ‘Unauthorized Aliens’ in LA

LexisNexis

Unauthorized Alien Limits Among Trio of Auto Insurance Proposals Under Consideration in LA House Three auto insurance bills cleared the Louisiana House Committee on Civil Law and Procedure last month. One of them ( HB 436 ) would prohibit unauthorized aliens from receiving general damages, including compensation for pain and suffering, in auto accident cases, although they could still receive special damages, including medical expenses and property damage.

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Insured Losses Could Hit $145B in 2025, Driven by Rising Claims From Secondary Perils

Insurance Journal

Global insured losses from natural catastrophes hit US$137 billion in 2024, following the 5%-7% annual growth rate that has been the norm in recent years, according to Swiss Re analysis.

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Suit-Limitation Clauses in Property Insurance—File Fast or Lose Everything

Property Insurance Coverage Law

Few things send shivers down a policyholders spine faster than discovering that an otherwise valid claim has been sunk by a missed filing deadline. That is exactly what happened in a case decided last week,The Renaissance on Memorial, L.L.C. v. Travelers Casualty Insurance Company of America. 1 The property owner sued three and a half … The post Suit-Limitation Clauses in Property InsuranceFile Fast or Lose Everything appeared first on Property Insurance Coverage Law Blog.

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Auto Insurance is Still People-Driven in a Technology-Driven World

Paragon Independent Insurance Agencies

Today’s automotive industry boasts a wider variety of vehicles and technological features. From SUVs to sedans, hybrids, and more, drivers have a plethora of choices when deciding what type of vehicle they want to drive. However, this also necessitates the need for appropriate insurance to safeguard you and your vehicle in case of an accident or mishap.