AMAXX

MARCH 24, 2025

When an employer receives a revised workers’ compensation premium bill, the accuracy of the bill can be uncertain and confusing. To ensure fairness and correctness, an independent premium audit is highly recommended. Payroll Information A critical step in any premium audit is the review of an employer’s payroll.

Workers Comp 71

Workers Comp Premium Injury Workers Compensation 71

Solstice Insurance Broker

JANUARY 23, 2025

As an insurance broker, you can be the compass your clients need. Key Takeaways : Brokers should stay informed to empower their clients. Key Takeaways : Brokers should stay informed to empower their clients. Brokers should advocate for clients year-round, assisting with claims and policy updates.

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Broker Out-Of-Pocket Insurance Broker Deductible 100

AMAXX

MARCH 24, 2025

In this final part of our series exploring the nine elements of independent premium audits, we turn our focus to specialized situations and nuanced adjustments auditors carefully evaluate. Auditors disallow estimates, making precise documentation vital to receiving the intended premium savings associated with this exception.

Workers Comp 59

Workers Comp Premium Workers Compensation Compensation 59

Distinguished

APRIL 21, 2025

Without the right insurance, the landlord absorbs the full financial hit not just from repairs but also from lost rental income. For brokers and agents, understanding landlord insurance in Chicago is crucial for helping clients safeguard their investments while expanding business opportunities.

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Broker Liability Broker-Agent Building 52

AMAXX

FEBRUARY 18, 2025

These rules not only influence the amount you pay in premiums but also help ensure that your company is correctly classified based on the work it performs. Misclassification can lead to costly errors, either by overpaying premiums or by facing penalties for underreporting risk. What Are Classification Rules?

Workers Compensation 103

Workers Compensation Compensation Workers Comp Premium 103

AMAXX

SEPTEMBER 23, 2024

When it comes to calculating workers’ compensation premiums, two critical factors play a significant role: the frequency and severity of claims. Understanding how these two factors interact can help businesses reduce their premiums and improve workplace safety.

Workers Compensation 91

Workers Compensation Premium Compensation Workers Comp 91

Insurance Journal

NOVEMBER 17, 2024

As insurers look to 2025, several trends are emerging that affect premium and deductible costs — leading to lengthy conversations between insurance agents and brokers and their customers. For worship facilities, some of the most prevalent trends include: • Weather-related …

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Underwriter Underwriting Broker-Agent Deductible 130

Property Insurance Centre

MARCH 21, 2025

7 Best Manchester Block of Flats Insurance Tips Manchesters property market continues to be a hotspot for buy-to-let investors , driven by strong demand, rising rents, and significant regeneration across the city. Insurers often request an EWS1 form or similar documentation to assess fire risks.

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Premium Insured Insurance Insurer 52

Healthinsurance.org

SEPTEMBER 17, 2024

What’s changing for residents who need Marketplace health insurance? 1, 2024, Georgia residents will use a state-run health insurance enrollment platform, Georgia Access , to shop for and enroll in Marketplace health coverage for 2025. What’s changing for Georgia residents who need Marketplace health insurance? Starting Nov.

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Premium Insured Insurance Insurer 119

Distinguished

APRIL 14, 2025

But with value comes risk, and standard homeowner insurance policies frequently fall short when it comes to protecting one-of-a-kind instruments. Why Rare Guitars Need Specialized Insurance In 2019, David Gilmours legendary Black Strat was worth $3.9 How Does Distinguisheds Collectibles Insurance Cover Rare Guitars?

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Insured Insurance Insurer Policy 52

ProWriters

NOVEMBER 18, 2024

As 2024 unfolds, the Directors and Officers (D&O) Insurance market is hitting yet another turning point. After several years of dramatic rate fluctuations, insurers, brokers, and businesses are bracing for what could be a defining year for D&O premiums. 2023: A Year of Stability and Success—But Is It Sustainable?

Premium 101

Premium Cyber Insured Insurance 101

Property Insurance Centre

JANUARY 30, 2025

Can I Insure a Partially Empty Block of Flats in the UK? If you own a block of flats with vacant units, you might be wondering whether standard property insurance will cover you. In the UK, insuring a partially empty block of flats is possible, but there are important factors to consider. Why Does Vacancy Affect Insurance?

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Property Insurance Insured Insurance Insurer 52

Property Insurance Centre

FEBRUARY 10, 2025

What Perils Are Covered by Commercial Property Insurance? Commercial property insurance is essential for businesses to protect their assets from unforeseen events. But what exactly does commercial property insurance cover? ” If a peril is explicitly listed in the policy, the insurer will cover the damage it causes.

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Commercial Property Property Insurance Commercial Boiler and Machinery 52

Property Insurance Centre

MARCH 11, 2025

Buying Blocks of Flats Insurance in London: Key Risks and Costs When it comes to buying blocks of flats insurance in London, the market is becoming more complex for a number of reasons. In London, block of flats insurance comes with unique challenges and considerations compared to the rest of the UK.

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Risk Insured Insurance Insurer 52

Healthinsurance.org

OCTOBER 16, 2024

State-funded health insurance subsidies change in several states In addition to the ACA’s federal premium subsidies and cost-sharing reductions, several states offer additional state-funded subsidies that further offset enrollees’ premiums, out-of-pocket costs, or both. 4 For 2025, the program is expanding.

Premium 116

Premium Out-Of-Pocket Broker-Agent Broker 116

Friendly Agent

SEPTEMBER 21, 2020

The movie tackles the lives of stockbrokers and also talks about the life of their partners, insurance agents. The world of insurance selling can be overwhelming. Many articles talk about the basics and the obligations, but in our post, we give you the details that you may have not yet read about becoming a remarkable insurance agent.

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Insurance Agents Insurance Agent Agents Broker-Agent 130

R&R Insurance

FEBRUARY 20, 2025

On October 1, 2024 Wisconsin continued its trend entering a ninth consecutive year of reduced workers compensation insurance rates. Workers compensation rates are state mandated in Wisconsin, meaning all insurance carriers must use the same rates resulting in premiums from one carrier to another are basically the same.

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Workers Compensation Insurance Carrier Premium Compensation 52

Agency Intelligence

OCTOBER 14, 2022

Insurance premium financing is an ideal solution for insurance providers, agents, and brokers looking to provide the best possible service to their insureds. With a commercial insurance loan, insureds can easily maintain liquidity and access policies that might otherwise be outside of their purchasing capacity.

Commercial Insurance 52

Commercial Insurance Premium Commercial Broker-Agent 52

Elmore

OCTOBER 19, 2024

Insurers are attempting to stem persistent losses on their underwriting The post Home insurance premiums to keep rising in ‘difficult year’ appeared first on Elmore Insurance Brokers.

Home Insurance 52

Home Insurance Premium Insurance Broker Underwriter 52

Distinguished

FEBRUARY 10, 2025

As such, Collectibles insurance plays a pivotal role in safeguarding these valuable assets. Insuring Collectibles in Fine Art Storage Facilities New Yorks art scene, centered on its renowned galleries, museums, and auction houses, has created a unique market for fine art and collectibles.

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Broker-Agent Insured Insurance Insurer 52

Redbird Agents

SEPTEMBER 13, 2024

Cross-Selling Opportunities: Offer related products such as life insurance, annuities , or final expense insurance. Buyers are more likely to pay a premium for an agency that has multiple revenue streams. This includes any contracts with agents, partners, or referral sources, as well as insurance carrier agreements.

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Broker-Agent Broker Agents Insurance Carrier 240

Distinguished

FEBRUARY 24, 2025

However, for insurance brokers, the wide spectrum of restaurants represents both a challenge and an opportunity. With thousands of restaurants in Charlotte and across North Carolina, the need for comprehensive insurance coverage is vital. What Does Distinguisheds Restaurant Insurance Cover?

Liability 52

Liability Liability Insurance Insured Insurance 52

Distinguished

MARCH 20, 2025

In Philadelphia, housing code violations are a major concern for property owners and insurers alike. Today, we speak with Katie Vespia, President of Distinguisheds Real Estate program , to break down the common violations in the city, the fines and penalties imposed, the resolution process, and how these issues affect insurance coverage.

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Broker License Insurance Broker Risk 52

Property Insurance Centre

JANUARY 27, 2025

Can I Insure My Block of Flats if I’m Not the Freeholder? The quick answer is yes, you can insure your block of flats even if youre not the freeholder, but the process and your responsibilities depend on your ownership type and lease agreement. However, the cost is often recovered through service charges.

Building 52

Building Broker-Agent Insured Insurance 52

Zywave

MARCH 20, 2025

We take pride in the continuous improvement of our service, support, and solutions that contribute to a thriving, resilient insurance industry. Across all lines of business, quote volume grew by 16% and premium quoted increased by 31%, versus the previous year. In Commercial Lines, quote volume within MGA Hub increased 27% YoY.

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Cyber Broker Premium Risk 52

Elmore

FEBRUARY 27, 2025

FTSE 100-listed UK insurer on track to complete 3.6bn takeover of smaller rival Direct Line The post Aviva profits jump 20% boosted by premiums income appeared first on Elmore Insurance Brokers.

Premium 52

Premium Insurance Broker Broker Insured 52

Smart Insurance Agents

OCTOBER 16, 2024

A medical health insurance broker helps you choose the best health insurance plan tailored to your needs. Unlike agents tied to one insurer, brokers work with multiple companies to give you unbiased options. What is a medical health insurance broker?

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Insurance Broker Broker Broker-Agent Out-Of-Pocket Expense 52

ProWriters

JANUARY 3, 2024

The trajectory of average D&O Insurance premiums has been a critical barometer for Cyber Insurance brokers keen on gauging the market’s pulse. After a tumultuous 2021 , the horizon seemed promising as brokers witnessed a stabilization of D&O pricing in 2022.

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Premium Insured Insurance Insurer 52

Tosten Marketing

APRIL 7, 2025

Insurance agencies face fierce competition in today’s market. At Tosten Marketing, we’ve compiled effective insurance agency marketing plan examples to help you stand out from the crowd. How to Build a Powerful Online Presence In today’s digital age, a strong online presence is essential for insurance agencies.

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Insurance Agency Insured Insurance Insurer 52

Protect Commercial Insurance

SEPTEMBER 13, 2024

The Role of Brokers in Securing the Best Commercial Insurance Deals When it comes to safeguarding a business, securing the right commercial insurance is a crucial step. Amidst these myriad responsibilities, finding the time and expertise to secure the optimum insurance cover can be a challenge.

Commercial Insurance 52

Commercial Insurance Broker Commercial Broker-Agent 52

Zywave

MARCH 3, 2025

The casualty insurance market is currently experiencing unprecedented volatility, with significant pricing fluctuations and escalating loss costs becoming the norm. And when you take into consideration that Direct Premiums Written (DPW) increased by 2.0%

Casualty Insurance 52

Casualty Insurance Policyholder Liability General Liability 52

Distinguished

JANUARY 22, 2025

Provided eligibility requirements are met, the Renewal Certificate locks in the expiring premium for the next two policy terms, provided there are no premium-bearing midterm changes (e.g., Property and Liability products are distributed through a national network of agents and brokers. How Does it Work?

Policy 52

Policy Broker-Agent Inland Marine Liability 52

Smart Insurance Agents

SEPTEMBER 28, 2024

Looking for help with choosing the right medical insurance? A broker for medical insurance can simplify the process. In this article, we’ll explain the benefits of using a broker, how to find a reliable one, and key questions you should ask. Get ready to make informed health coverage decisions.

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Broker Broker-Agent Insurance Broker Insured 52

Word & Brown

APRIL 1, 2025

But, working with Word & Brown, you have access to a broad range of plans, products, and services that offer potential tax and other savings to your individual and group insurance clients. You should suggest they speak with a tax advisor concerning the potential deductibility of health insurance costs.

Deductible 52

Deductible Premium Out-Of-Pocket Insurance Policy 52

Zywave

AUGUST 6, 2024

According to the Insurance Information Institute, global cyber premiums are expected to rise as high as $23 billion by 2025. Experts also expect that over half of the global written premium will be represented by US-based companies.

Cyber 98

Cyber Premium Broker Marine 98

Property Insurance Centre

FEBRUARY 24, 2025

Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE 1. The Financial Toll of a Liability Claim A lawsuit can lead to crippling legal expenses, compensation payouts, and increased insurance premiums.

Liability 52

Liability Protection Claim Property Insurance 52

AMAXX

AUGUST 7, 2024

These rules not only influence the amount you pay in premiums but also help ensure that your company is correctly classified based on the work it performs. Misclassification can lead to costly errors, either by overpaying premiums or by facing penalties for underreporting risk. What Are Classification Rules?

Workers Compensation 102

Workers Compensation Compensation Workers Comp Premium 102