Property Insurance Coverage Law

SEPTEMBER 26, 2024

In a case involving alleged hail damage to a commercial building, the court granted summary judgment in favor of the insurer, Charter Oak Fire Insurance Company, after excluding the policyholder’s expert witness.

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Policyholder Insurance Companies Damage Claim 203

Insurance Journal

JANUARY 9, 2025

If insurance carriers want to have dibs on a company’s assets as premium security or collateral, they had better specify that those assets include potential tort-claim settlements, a federal appeals court said Wednesday. In a case that involved a Florida …

Claim 246

Claim Insurance Carrier Premium Workers Compensation 246

Tosten Marketing

FEBRUARY 27, 2025

Water damage can wreak havoc on commercial properties, leading to costly repairs and business disruptions. Commercial property insurance water damage coverage is a complex topic with many nuances. What Water Damage Does Commercial Property Insurance Cover? What Water Damage Isn’t Covered?

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Commercial Property Property Insurance Damage Commercial 52

Central Insurance

OCTOBER 24, 2024

Running a commercial office comes with its share of responsibilities, from maintaining budgets, supervising staff, resolving customer issues, and managing the functionality of the workspace. By implementing […] The post Loss Control Tips to Keep Your Commercial Office Insurance Rates Low appeared first on Central Insurance Blog.

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Property Insurance Centre

FEBRUARY 10, 2025

What Perils Are Covered by Commercial Property Insurance? Commercial property insurance is essential for businesses to protect their assets from unforeseen events. But what exactly does commercial property insurance cover? ” If a peril is explicitly listed in the policy, the insurer will cover the damage it causes.

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Commercial Property Property Insurance Commercial Boiler and Machinery 52

Triple-I: Homeowners Insurance

FEBRUARY 13, 2025

Insurance affordability in Georgia is dwindling as claim frequency and insurer costs soar, according to the latest issue brief from Insurance Information Institute (Triple-I), Trends and Insights: Georgia Insurance Affordability. Injury claim severity in the state is slightly higher than in the rest of the country.

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Commercial General Liability Commercial Umbrella Claim Liability 89

The Property Insurance Law Observer

MARCH 20, 2025

Consequently, the plaintiff was not entitled to indemnity for damage to the property it purported to insure under a commercial property insurance policy. [1] During the policy term, the business claimed that the properties suffered damage caused by a hurricane and submitted a claim to the insurer. Hawley Insurance Co.

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Property Damage Damage Insurance Insurer 130

Insurance Journal

OCTOBER 20, 2024

As if it were yesterday, I vividly remember going to my first catastrophic fire loss with my dad at the young age of nine. It was a house fire in Sarasota involving a resident falling asleep with a lit cigarette.

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Insurance Agents Insurance Agent Agents Claim 279

Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

At Paragon Independent Insurance Agency, we provide businesses in the greater Plano, TX area with various commercial insurance products. So, how do you determine which commercial insurance products will best protect your business? The post How Do You Know What Commercial Insurance Products Your Business May Benefit From?

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Commercial Insurance Commercial Insurance Agency General Liability 40

Insurance Journal

MARCH 20, 2025

A new report identifying commercial litigation waves likely to pick up steam in 2025 highlights one particular theme that could further lengthen the tail of general liability claims for insurers writing policies for contractors and builders. The 2025 “Commercial Litigation …

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General Liability Commercial Liability Insurance 147

Insurance Journal

JANUARY 22, 2025

Builders and commercial … After Hurricane Milton swept through parts of southwestern Florida in October, aerial drone images showed condominium buildings with large sections of their roof membranes peeled back like blankets on a beach, exposing the buildings to water intrusion.

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Building Commercial Property Insurance Claim 264

Property Insurance Centre

FEBRUARY 24, 2025

How a Liability Claim Can Ruin Your Business And How to Protect Yourself No matter how well you run your business, a single liability claim can have devastating consequences. The Financial Toll of a Liability Claim A lawsuit can lead to crippling legal expenses, compensation payouts, and increased insurance premiums.

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Insurance Journal

FEBRUARY 26, 2025

After a fire broke out at an Oklahoma motel in June 2020, the property owner submitted a loss claim to its surplus lines insurer only to find the insurer denied the claim on the assertion that a commercial lines …

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Commercial Insurance Insurer Insured 147

Central Insurance

DECEMBER 25, 2024

Learn essential loss control strategies to protect tow truck insurance companies from costly claims. The post Loss Control Tips to Protect Tow Truck Insurance Companies from Costly Claims appeared first on Central Insurance Blog. Explore safety tips, training, and maintenance to minimize risks.

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Insurance Companies Protection Claim Insurance 130

Central Insurance

JULY 25, 2024

LRO insurance provides comprehensive protection against commercial property damage, liability claims, and income loss. In this article, we explore the key differences between LRO and general liability insurance and why commercial landlords need to have this coverage. The post What is LRO Insurance?

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General Liability Commercial Property Property Damage Commercial 130

Insurance Marine News

OCTOBER 3, 2024

Join Us The post Drug gang used commercial ships and Chinese money brokers, claim Italian police appeared first on Insurance Marine News. You need to be logged in to view this content. Please Log In. Not a Member?

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Commercial Broker Claim Marine 59

Insurance Journal

NOVEMBER 19, 2024

Supreme Court let stand a lower court’s ruling which could force Argo Group to cover claims that a wood-treating company … Insurance carriers may want to examine policy language – and what information they request from insureds – after the U.S.

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Insurance Carrier Claim Policy Insurance 246

Mark Jackson Insurance Agency

SEPTEMBER 25, 2024

This is where Commercial Umbrella Insurance comes into play, offering an additional layer of protection to safeguard your business against potentially crippling financial damages. Commercial umbrella insurance kicks in when those limits are reached, providing the extra coverage needed to handle high-cost liabilities.

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Commercial Umbrella Commercial Liability Liability Insurance 52

Paragon Independent Insurance Agencies

JUNE 14, 2024

Filing a commercial claim is a complex and daunting process, especially for business owners unfamiliar with the ins and outs of insurance policies. Inadequate Documentation Insufficient evidence to support the claim can result in it being denied or undervalued. These are regular issues around Plano, TX.

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Commercial Insurance Commercial Insurance Claim Claim 40

Protect Commercial Insurance

NOVEMBER 8, 2024

Introduction Running a business comes with its fair share of expenses, and one of those is commercial insurance. This guide will teach you practical ways to save money on your commercial insurance. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries.

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Commercial Insurance Commercial Premium Deductible 52

Risk Management Monitor

AUGUST 9, 2022

As companies assess their natural disaster preparedness, there are some proactive measures that should be taken specifically for hail to leave organizations best positioned for any resulting insurance claims. Let’s say you operate a business in Plano, Texas, and have a commercial property policy with a renewal date of January 1, 2022.

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Damage Claim Commercial Property Deductible 78

Protect Commercial Insurance

NOVEMBER 22, 2024

Introduction Navigating the world of commercial insurance can feel a bit like wandering through a maze, with myths lurking around every corner. Myth 1: “Commercial Insurance is Too Expensive” Image courtesy: Unsplash Understanding the Costs Many businesses fear that commercial insurance will break the bank, but this myth needs debunking.

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Commercial Insurance Commercial Cyber Insurance 52

Protect Commercial Insurance

NOVEMBER 15, 2024

This is where commercial insurance comes into play. Designed to protect your business from unforeseen risks, commercial insurance can offer the peace of mind you need to focus on what truly matters—growing your business and serving your clients. Types of Commercial Insurance Commercial insurance isn’t just a one-size-fits-all solution.

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Commercial Insurance Commercial Protection Business Interruption 52

Mark Jackson Insurance Agency

MARCH 19, 2025

Brick commercial office building by Binyamin Mellish Expanding your business to a new location is an exciting step toward growth, but it also introduces new risks. Key policies to review and update include: Commercial Property Insurance to protect your new location against physical damage from fire, vandalism, theft, or natural disasters.

Workers Compensation 52

Workers Compensation Liability Property Damage Injury 52

Mark Jackson Insurance Agency

JULY 23, 2024

Driver delivering packages by Kampus Production In the commercial auto industry, safety is paramount. With advancements in technology, telematics has emerged as a powerful tool for enhancing commercial driver safety. Leveraging telematics in the commercial driving sector offers a multitude of benefits.

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Commercial Auto Insurance Insurance Claim Claim 52

Protect Commercial Insurance

MAY 13, 2021

The following 5 Permissions are necessary if you’re advising or transacting on Commercial Insurance 1. For example, notifying the insurer of an insurance claim and negotiating settlement on the customer’s behalf. My name is Sarah Humphries, I am the Quality Assurance and Compliance Manager at PROTECT Commercial Insurance.

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Commercial Insurance Commercial Insurance Insurer 52

Accenture: Commercial Insurance

MAY 2, 2023

We tout the fact that the file cabinets, the 7-part specialized file folders, and massive mail rooms have all been eliminated and reduced, and claim that we are paperless. The filing cabinets… Intelligent ingestion: The start of commercial digital insurance But we know it isn’t real. Today’s paper is PDFs, excels, and adobe.

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Commercial Insurance Insurer Insured 52

Protect Commercial Insurance

JULY 26, 2024

Welcome to our blog post on how to maximise your business growth by securing the right commercial tailors insurance. Understand Your Coverage Needs When it comes to commercial tailors insurance, understanding your coverage needs is the first step towards securing the right policy. Let’s dive in!

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Commercial Insurance Broker General Liability Broker 52

Property Insurance Centre

JANUARY 16, 2025

Understanding Commercial Flood Insurance in the United Kingdom Flooding has become an increasingly significant risk for businesses across the United Kingdom as climate change intensifies weather extremes. This article explores the intricacies of commercial flood insurance in the UK, highlighting regional variations, challenges, and solutions.

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Commercial Commercial Property Insurance Insurer 52

American Agents Alliance

APRIL 3, 2025

The Relationship Between Tariffs and Insurance Costs Rising tariffs could impact many different lines of business, but some experts have narrowed their focus to the effects on homeowners and auto (both personal and commercial). This drives up the cost to repair, impacting claims costs.

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Agents Policyholder Premium Auto Insurance 52

Bankers Insurance

AUGUST 8, 2024

THE IMPORTANCE OF ACCURATE VALUATION IN COMMERCIAL PROPERTY INSURANCE When purchasing or renewing commercial property insurance , it’s important for businesses to ensure their coverage includes correct property valuations. In fact, an estimated 75% of commercial properties are underinsured by 40% or more, according to industry data.

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Commercial Property Property Insurance Commercial Out-Of-Pocket 59

Protect Commercial Insurance

DECEMBER 6, 2024

Introduction The world of commercial insurance is constantly evolving, adapting to meet the changing needs of businesses. Whether you’re a small business owner, an industry leader, or just curious about the future, understanding these key trends will be essential in navigating the commercial insurance world.

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Commercial Insurance Commercial Insurance Insurer 52

Triple-I: Business Insurance

OCTOBER 25, 2024

The commercial auto insurance line has struggled to achieve underwriting profitability for years, even before the inflationary conditions that have been affecting property/casualty lines more recently. This trend has been accompanied by steady growth in net written premiums (NWP).

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Underwriter Underwriting Commercial Auto Insurance 52

Protect Commercial Insurance

SEPTEMBER 6, 2024

Emerging Trends in Commercial Insurance: What to Watch Out for in 2024 The landscape of commercial insurance is continually evolving, driven by technological advancements, changing regulations, and the fluctuating needs of businesses.

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Commercial Insurance Commercial Cyber Insurance 52

Jackson & Jackson

APRIL 10, 2024

Investing in commercial property is a significant step for any entrepreneur or business entity. Here are five critical considerations you should keep in mind regarding insurance when buying or investing in commercial property. Liability Insurance Liability insurance is essential for any commercial property owner.

Commercial Property 52

Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Zywave

FEBRUARY 10, 2025

WCL is the back-office software and systems integrator for large commercial insurance companies that creates greater process efficiencies. Web Connectivity Limited (WCL) has been providing Digital Transformation and Process Automation SaaS solutions to the Global (Re)Insurance market for more than 20 years.

Commercial Insurance 52

Commercial Insurance Commercial Insurance Companies Claim 52

Protect Commercial Insurance

OCTOBER 11, 2024

Introduction Climate change isn’t just an environmental buzzword; it’s rapidly becoming a pivotal factor in the world of insurance, especially for commercial properties. These disasters cause exponential damage to commercial properties. For commercial properties near these vulnerable zones, this is a looming nightmare.

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Commercial Property Commercial Insurance Policy Policy 52