Insurance Journal

MARCH 20, 2025

A new report identifying commercial litigation waves likely to pick up steam in 2025 highlights one particular theme that could further lengthen the tail of general liability claims for insurers writing policies for contractors and builders. The 2025 “Commercial Litigation …

General Liability 147

General Liability Commercial Liability Insurance 147

Central Insurance

JULY 25, 2024

LRO insurance provides comprehensive protection against commercial property damage, liability claims, and income loss. In this article, we explore the key differences between LRO and general liability insurance and why commercial landlords need to have this coverage. The post What is LRO Insurance?

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General Liability Commercial Property Property Damage Commercial 130

Central Insurance

AUGUST 21, 2024

Explore key policies like general liability, property, and professional liability insurance, ensuring full coverage for your business. Learn why business insurance for LLCs is essential to protect your assets and operations. The post Business Insurance for LLCs: What Policies Do You Need for Full Coverage?

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Business Insurance Policy Professional Liability Insurance General Liability 182

Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

At Paragon Independent Insurance Agency, we provide businesses in the greater Plano, TX area with various commercial insurance products. So, how do you determine which commercial insurance products will best protect your business? The post How Do You Know What Commercial Insurance Products Your Business May Benefit From?

Commercial Insurance 40

Commercial Insurance Commercial Insurance Agency General Liability 40

Triple-I: Homeowners Insurance

FEBRUARY 13, 2025

The Georgia Office of Commissioner of Insurance and Safety Fire (“OCI”) reviewed all lines across personal and commercial auto, personal and commercial umbrella, and commercial general liability (homeowners liability was excluded). The five-year average count for liability claims increased 24.9

Commercial General Liability 89

Commercial General Liability Commercial Umbrella Claim Liability 89

Triple-I: Homeowners Insurance

OCTOBER 10, 2024

points year-over-year improvement, with commercial lines continuing to outperform personal lines. Commercial lines underwriting profitability remained mostly flat. Commercial lines underwriting profitability remained mostly flat. Commercial lines 2024 net combined ratio remained relatively flat at 97.1 represented a 2.3-points

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Commercial Underwriter Underwriting General Liability 68

LexisNexis

APRIL 1, 2025

Read now » Related Content Builders Risk Insurance and Its Use in Construction Projects Discover the unusual characteristics of builders risk insurance and how features of the coverage differentiate it from other commercial policies that can afford some, but not identical, protection to the policyholder.

Commercial General Liability 40

Commercial General Liability General Liability Commercial Liability 40

Mark Jackson Insurance Agency

SEPTEMBER 25, 2024

Business meeting at a conference table by Fauxels In the complex world of business operations, unforeseen events can lead to liabilities that exceed the limits of your existing insurance policies. Commercial umbrella insurance kicks in when those limits are reached, providing the extra coverage needed to handle high-cost liabilities.

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Commercial Umbrella Commercial Liability Liability Insurance 52

Protect Commercial Insurance

JULY 26, 2024

Welcome to our blog post on how to maximise your business growth by securing the right commercial tailors insurance. As a tailor, it is crucial to protect your business from potential risks and liabilities. General Liability Insurance General liability insurance is essential for any business, including tailors.

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Commercial Insurance Broker General Liability Business Interruption 52

Protect Commercial Insurance

NOVEMBER 8, 2024

Introduction Running a business comes with its fair share of expenses, and one of those is commercial insurance. This guide will teach you practical ways to save money on your commercial insurance. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries.

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Commercial Insurance Commercial Premium Deductible 52

Property Insurance Centre

FEBRUARY 24, 2025

How to Protect Your Business Get Comprehensive Insurance Ensure you have general liability insurance, professional indemnity insurance, and workers compensation if applicable. Incorporate Your Business Structure your business as a Limited Liability Company (LLC) or Corporation to protect personal assets.

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Liability Protection Claim Property Insurance 52

Protect Commercial Insurance

MAY 24, 2024

While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking. Additionally, general liability insurance typically does not cover claims related to professional services or cyber incidents.

Insurance Policy 52

Insurance Policy Protection Policy Business Interruption 52

Hunton Andrews Kurth

SEPTEMBER 2, 2021

Consumer Product Safety Commission enforcement, reporting obligations, and how companies can leverage recall insurance, commercial general liability, and directors and officers liability policies to execute a recall swiftly, minimize losses and maintain customer relationships in the wake of a recall. Continue Reading.

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Commercial General Liability General Liability Liability Commercial 52

Jackson & Jackson

NOVEMBER 16, 2024

Cyber liability insurance helps cover costs related to: Data breaches Ransomware attacks Notification of affected parties Legal fees and fines Why it’s critical in California : California’s strict data protection laws, like the California Consumer Privacy Act (CCPA), mean IT businesses face higher liability if customer data is compromised.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

Zywave

SEPTEMBER 25, 2024

But beyond just the employee benefits, the workers’ compensation and general liability markets are also feeling the pinch of increased medical costs. Social Inflation & Nuclear Verdicts Jury verdicts exceeding $10 million, also known as nuclear verdicts, have been plaguing several industries including the commercial auto market.

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Workers Compensation General Liability Commercial Commercial Property 52

LexisNexis

JANUARY 28, 2025

Insuring Construction Risks through Commercial General Liability Policies Scrutinize the risks covered by the commercial general liability (CGL) policy and how to specify in a construction contract the insurance to be obtained so that coverage for construction risks is maximized.

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Commercial General Liability General Liability Property Damage Injury 40

LexisNexis

JANUARY 28, 2025

Insuring Construction Risks through Commercial General Liability Policies Scrutinize the risks covered by the commercial general liability (CGL) policy and how to specify in a construction contract the insurance to be obtained so that coverage for construction risks is maximized.

Commercial General Liability 40

Commercial General Liability General Liability Property Damage Injury 40

Property Insurance Centre

JANUARY 4, 2024

Commercial properties: Business owners may face higher repair costs for their establishments, particularly if specialized equipment or materials are required. Factors Influencing the Commercial Property Market “We expect the commercial property market to experience significant rate increases as it adapts to evolving industry dynamics.”

Property Insurance 52

Property Insurance Commercial Property Liability Insurance 52

Distinguished

SEPTEMBER 10, 2024

This includes projects that involve: Betterments Renovations New Construction We also insure a variety of building types, including single-family homes , mixed-use buildings , and commercial properties. Our program also offers your clients general liability insurance, which can help cover legal costs that can occur on work sites. 

Risk 52

Risk General Liability Broker-Agent Insurance 52

Distinguished

MARCH 20, 2025

General liability : Covers the costs of fighting litigation plus covered damages that might come from it. Personal lines coverage : For owner-occupied properties with up to four units (where the owner lives in one of the units), we provide commercial insurance for the building along with optional personal coverages.

Building 52

Building Protection Damage Liability 52

Hunton Andrews Kurth

JULY 20, 2023

As reported on Hunton’s Insurance Recovery Blog , the Fifth Circuit recently held that Blue Bell Creameries’ commercial general liability (CGL) insurers do not have a duty to defend the ice cream company in a shareholder lawsuit, which arose from a Listeria outbreak.

Commercial General Liability 40

Commercial General Liability General Liability Injury Property Damage 40

Friendly Agent

SEPTEMBER 21, 2020

You may find various types of personal insurance and commercial insurance policies. Agents who sell insurance policies of the commercial type provide coverage to business owners with their property insurance, general liability insurance, and other kinds of coverage.

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Insurance Agent Insurance Agents Agents Broker-Agent 130

American Agents Alliance

SEPTEMBER 6, 2024

Work with the best in the business of commercial towing and garage insurance. Shield Commercial Insurance Services : Shield has delivered superior commercial and residential contractors insurance products for over 20 years.

Workers Compensation 40

Workers Compensation Insurance Insurer Insured 40

LexisNexis

FEBRUARY 18, 2025

states and the District of Columbia on the qualified pollution exclusion under commercial general liability (CGL) policies with respect to remaining potential claims involving pre-1986 policies or claims still in the litigation pipeline. Absolute Pollution Exclusion State Law Survey Analyze the laws in all 50 U.S.

Commercial General Liability 40

Commercial General Liability Liability General Liability Claim 40

LexisNexis

AUGUST 6, 2024

Insurance Coverage for PFAS Claims: Lawsuits, Government Investigations, and Nonparty Discovery Requests Get guidance on how insurance policies may provide coverage for PFAS-related liability in response to lawsuits, government investigations, and subpoenas for nonparty discovery, including practical pointers on how companies, government entities, (..)

Commercial General Liability 40

Commercial General Liability Liability General Liability Policy 40

Distinguished

AUGUST 26, 2024

Distinguished’s Builder’s Risk Program covers all kinds of buildings in Michigan, including single-family homes , mixed-use buildings , and commercial properties. Developers : In larger commercial projects, developers need to be included on the policy. What Kinds of Projects Will Distinguished Cover in Michigan?

Risk 52

Risk Broker-Agent Insurance Insurer 52

Triple-I: Workers Compensation

MARCH 21, 2023

“The lines of coverage written typically are those with more predictable losses, such as workers compensation, general liability, and automobile liability and physical damage.” With these benefits, the group captive model can help to control spiraling litigation costs.

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Workers Compensation Premium Liability General Liability 40

Protect Commercial Insurance

OCTOBER 25, 2024

Familiarising yourself with the various types can help you craft the most effective insurance package: – General Liability Insurance : Covers third-party bodily injury, property damage, and advertising injuries. Ask yourself: – Does having general liability insurance save me from costly lawsuits?

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Business Insurance Liability Insurance Liability Policy 52

Bankers Insurance

SEPTEMBER 12, 2023

By: Dwight West | Commercial Insurance Advisor dwest@bankersinsurance.net | (757) 591-3166 WHAT IS SUBROGATION? This concept is typically applied in automobile insurance, both personal and business, and is also found in property, general liability, and worker’s compensation insurance.

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Insurance Carrier Compensation Deductible Claim 52

Distinguished

AUGUST 12, 2024

We’ll explore the wide range of projects covered, from single-family homes to commercial buildings, and examine the comprehensive coverages that protect your clients’ investments. Broad appetite : Get coverage for single-family homes, commercial buildings, and mixed-use clients all in one place.

Risk 52

Risk Broker-Agent Insurance Insurer 52

LexisNexis

FEBRUARY 4, 2025

Trigger of Coverage for Laten Injury and Damage Claims State Law Survey Do a deep dive into the 50 states and District of Columbias laws on trigger of coverage for latent injury and damage claims under a commercial general liability policy, referring to the event or events that, under the terms of the insurance policy, determine whether an insurer (..)

Policy 40

Policy Commercial General Liability Injury Damage 40

Distinguished

SEPTEMBER 25, 2024

Whether it’s a construction project for a single-family home , a mixed-use building , or a commercial property, Distinguished’s Builder’s Risk Program has got it covered. Premises liability claims : Legal expenses and liability coverage related to any injuries, including trips and falls, that occur on the site.

Risk 52

Risk Broker-Agent Insurance Insurer 52

Triple-I: Workers Compensation

APRIL 20, 2021

“There are upwards of 30 surplus lines carriers and several managing general underwriters that currently service the cannabis industry across many lines of coverage,” the National Law Review reports. There also is a small handful of admitted carriers that operate in California, and most recently in Arizona.”

Risk 40

Risk Workers Compensation Commercial General Liability Liability 40

American Agents Alliance

SEPTEMBER 26, 2024

By the end, you’ll have a comprehensive understanding of how integrating surety bonds into your offerings can streamline your operations, open new markets, and solidify your role as a trusted advisor to your commercial clients. Clients who come to you for a surety bond may not have all the coverage they need.

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Agents Insurance Agent Insurance Agents General Liability 40

Hunton Andrews Kurth

MAY 16, 2023

In 2008, Illinois enacted the Biometric Information Privacy Act (BIPA) to protect individuals’ privacy rights in their biometric information, including retina or iris scans, fingerprint, voiceprint, hand scans, facial geometry, DNA and other unique, identifying biological information.

Protection 52

Protection Commercial General Liability General Liability Insurance 52

LexisNexis

DECEMBER 10, 2024

This survey covers state law on the issue of faulty workmanship as an occurrence for purposes of coverage determination under a commercial general liability (CGL) policy. Generally, an insured's work product is not covered, but defective workmanship that causes property damage is covered.

General Liability 40

General Liability Liability Commercial General Liability Liability Insurance 40

LexisNexis

SEPTEMBER 17, 2024

A disaster management and emergency response plan is essential for commercial real property owners, landlords, managers, and governing bodies. Commercial Property and Liability Insurance Dive into this practice note for an overview of commercial property insurance and commercial general liability (CGL) insurance.

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