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How Insurance Carriers Use Crime Scores to Assess Risk in the Affordable Housing Industry

Scott Insurance

Many insurance carriers use third-party crime scores to evaluate their exposure to criminal risk when underwriting general liability insurance policies. Thus, affordable housing providers are highly likely to experience a loss of coverage or relatively high insurance premiums.

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Restaurant Insurance in Charlotte, North Carolina: A Broker’s Guide

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Key coverages we offer include: Property insurance: Protection for buildings, equipment, and inventory against fire, theft, and natural disasters. General liability insurance: Coverage for legal claims related to customer injuries or property damage.

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Insurance for Apartment Building Owners: Protecting Your Client’s Investments With the Right Coverage

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This multimillion dollar payout goes far and above many apartment building liability insurance limits and highlights why having comprehensive umbrella insurance to fall back on can be so important for your clients. Employee Benefits Liability insurance steps in to cover the benefits as if the employee had been enrolled.

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Affordable Housing Insurance Challenges: Understanding the Market

Scott Insurance

The Hardening Property Insurance Market Since 2017, the property insurance market has been hardening, resulting in lower available limits, higher deductibles and increased premiums. suburban) and are more susceptible to the use of crime scores when underwriters rate their liability insurance.

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How To Save Money On Your Commercial Insurance

Protect Commercial Insurance

This guide will teach you practical ways to save money on your commercial insurance. By understanding your policy needs, shopping around, and exploring available discounts, you can effectively manage insurance premiums and keep your business financially secure.

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Landlord’s Insurance for Beginners

Cover4LetProperty

Contents insurance If you rent out a furnished or partly furnished property, contents insurance can cover the cost of replacing furniture, appliances, or other items that belong to you as the landlord. Note that tenant belongings are not covered under this policy—they will need their own tenants contents insurance for personal items.

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Block of Flats Insurance Glossary of Terms

Property Insurance Centre

Employers’ Liability Insurance Employers’ Liability Insurance protects the insured against claims made by an employee who is injured during the course of carrying out their work for the employer. cleaner or gardener). Who is Considered an Employee? tents, caravans) Land itself and landscaping (e.g.,