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TGS Insurance » Blog 5 Must-Know Tips for Comparing Home InsuranceQuotes Choosing the right home insurancepolicy can sometimes feel like trying to find the perfect coffee order—it’s a delicate balance between what you need and what works best for your wallet. The same thing happens with insurance.
TGS Insurance » Blog What Is a Homeowners InsuranceQuote? A homeowners insurancequote is the proposed amount that you would pay an insurance carrier to cover your home. The quote will be based on many factors, including your home’s age, building features, location and size, as well as your insurance score.
TGS Insurance » Blog How to Choose the Right Auto InsuranceDeductible When it comes to auto insurance, one of the most important decisions you’ll make is selecting your deductible. But what exactly is a deductible, and how do you know which one is right for you?
TGS Insurance » Blog Do You Need to Tell Your Homeowners Insurance About Home Renovations? When taking on new home renovations, your homeowners insurancepolicy might not be the first thing on your mind. However, for many home renovation projects, you will need to inform your insurance agent.
The current average cost of an annual car insurancequote in California for minimum required liability is $670 for minimum required liability*. Many insurance professionals recommend taking steps now to handle a possible increase when you renew your insurancepolicy.
TGS Insurance » Blog Adding a Second Car to Insurance: What to Know Before You Drive Off Whether your family is growing, or you’re just tired of sharing one set of wheels, adding a second car to your insurancepolicy can bring about both benefits and a few challenges. Why Add a Second Car to an Existing InsurancePolicy?
Deductible Amount Your deductible is the amount you pay out of pocket before your insurance kicks in. Opting for a higher deductible can lower your monthly premium. However, it’s a bit of a balancing act—you don’t want to choose a deductible so high that it’s a financial strain if you ever need to file a claim.
While standard homeowners insurance or renters insurance may offer limited protection for personal belongings, these policies often fall short when it comes to high-value items like jewelry. Thats why standalone jewelry insurance existsto provide comprehensive protection for the items that mean the most to you.
Now, you might be wondering, what exactly does “agreed value” mean in the world of car insurance? It’s simple yet powerful: it’s an agreement between you and your insurance provider on the precise value of your car at the start of the policy. With an agreed value policy, you establish that number with your insurer from day one.
Now, you might be wondering, what exactly does “agreed value” mean in the world of car insurance? It’s simple yet powerful: it’s an agreement between you and your insurance provider on the precise value of your car at the start of the policy. With an agreed value policy, you establish that number with your insurer from day one.
Immediate Costs of an Auto Insurance Claim When you have to deal with an auto insurance claim, it can be surprising how quickly the bills add up. Right off the bat, you might have to pay your deductible, which is the amount you agreed to when you got your insurance. Think of it as a participation fee.
Beyond Credit: Other Ways to Save on Home Insurance Improving your credit score is one strategy, but it’s not the only one. Here are a few additional ways to lower your premiums: Bundle Your Policies: Combine your home and auto insurance for a discount. A Closer Look appeared first on TGS Insurance Agency.
With replacement cost coverage, a flood policy must also be active at the time of the damage, or else there will be actual cash value coverage. Your property must have a roof that is in good condition (determined by the insurance provider). Why Would I Have to Get South Carolina Wind Pool Insurance?
As they seek to secure the insurance they need to protect themselves, some companies’ decision-makers may get confused about E&O vs. EPLI policies. Both types of policies involve legal liabilities and are important. The policy extends coverage for a specified period, typically one year, and can be renewed annually.
Sponsored Post by GeoVera The Importance of Earthquake Insurance With home values skyrocketing since 2020, owning a home has become a critical way to build wealth and secure retirement plans. However, many California homeowners overlook a key aspect of protecting their equity: earthquake insurance.
Be sure to check your state’s policies. If you dock or park your boat at a marina, the marina may require you to insure your boat. Many banks will require insurance when financing, especially if the boat is being used as collateral. A common question is whether or not home insurancepolicies cover boats.
The Basics: Defining a No-Fault State At its core, a no-fault state is one where your car insurancepolicy takes care of your medical expenses and certain other costs, regardless of who caused the accident. Most PIP policies cap benefits at $10,000, which can be quickly exhausted in a serious accident.
They have the highest monthly premiums, but the lowest out-of-pocket expenses, including very low copayments and deductibles. While these plans come with high deductibles , they usually tend to have lower monthly premiums. million young adults nationwide gaining insurance coverage by way of their parents’ policies.
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