Majesco

MARCH 27, 2025

The traditional insurance customer relationship is being re-examined and, in some cases, re-energized by the need to address higher risk and higher premiums. The tipping point mindset shift a toehold for insurers in a disrupted market. From a demographic perspective, it is helpful to track Gen Z/Millennials against Gen X/Boomers.

Auto Insurance 52

Auto Insurance Insured Insurance Insurer 52

Scott Insurance

JANUARY 28, 2022

Risk Management Considerations There are many factors that come into play when considering the environmental conditions that lead to the growth of mold. The primary area where there is opportunity to implement proactive risk management practices is related to moisture.

General Liability 52

General Liability Deductible Liability Property Damage 52

Distinguished

DECEMBER 16, 2024

Protecting these assets in the state requires specialized insurance solutions considering earthquake and wildfire risks. Our program provides all-risk worldwide coverage for direct physical damage like fire and theft of personal collections of any size.

Protection 52

Protection Underwriter Underwriting Risk 52

Risk Management Monitor

SEPTEMBER 21, 2021

Spotting problem areas and opportunities sooner makes it easier to develop and implement steps to reduce risk pre-loss and better control costs post-loss. This often includes the risk manager, and may also encompass employees from legal, human resources, safety, operations and even the CFO, in some cases.

Claim 75

Claim Injury Workers Compensation Risk 75

Distinguished

DECEMBER 16, 2024

Protecting these assets in the state requires specialized insurance solutions considering earthquake and wildfire risks. Our program provides all-risk worldwide coverage for direct physical damage like fire and theft of personal collections of any size.

Protection 52

Protection Broker-Agent Inland Marine Underwriter 52

Risk Management Monitor

AUGUST 9, 2022

In 2018, the 5 th Circuit Court of Appeals took things a step further in Certain Underwriters at Lloyd’s of London v. Depending on the amount of your deductible, this means recovery could be impossible as a practical matter. Lowen Valley View, L.L.C.

Damage 78

Damage Claim Commercial Property Deductible 78

Triple-I: Workers Compensation

APRIL 20, 2021

Without legislative change, banks and insurers can’t do business with business without risking running afoul of federal drug laws. The CLAIM Act would let these businesses obtain insurance to cover the same risks of theft, damage, injury, loss, and liability as all other businesses.

Risk 40

Risk Workers Compensation Commercial General Liability Liability 40

Distinguished

DECEMBER 2, 2024

However, they also face unique risks, from vandalism and weather damage to transport and installation challenges. One of the key reasons is lower deductibles, expert knowledge, and tailored coverage options specifically designed for the unique risks faced by public art installations.  How Much Does Public Art Insurance Cost?

Deductible 52

Deductible Broker-Agent Insured Insurance 52

Distinguished

JANUARY 28, 2025

In this brokers guide, we’ll explore what management liability insurance covers, why clients need it, the exposures that go into evaluating a risk, and the benefits of partnering with Distinguished. The cost of Management Liability Insurance is highly dependent on your clients specific risks and characteristics.

Liability Insurance 52

Liability Insurance Liability Broker-Agent Insured 52

Distinguished

JANUARY 28, 2025

In this brokers guide, we’ll explore what management liability insurance covers, why clients need it, the exposures that go into evaluating a risk, and the benefits of partnering with Distinguished. The cost of Management Liability Insurance is highly dependent on your clients specific risks and characteristics.

Liability Insurance 52

Liability Insurance Liability Broker-Agent Insured 52

Protect Commercial Insurance

OCTOBER 4, 2024

Changes in Underwriting Processes Interest rates can also shape the underwriting processes used by insurance companies. Underwriting involves evaluating risks and determining suitable premiums for policyholders. Moreover, alongside higher premiums, you may encounter an increase in out-of-pocket costs, such as deductibles.

Property Insurance 52

Property Insurance Out-Of-Pocket Premium Insured 52

Distinguished

JULY 22, 2024

However, the very qualities that make collectibles so precious also expose them to unique risks. Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. We understand the unique risks and how to best insure these special items. For most, this will mean a collectibles policy.

Insured 52

Insured Insurance Insurer Policy 52

Scott Insurance

SEPTEMBER 5, 2023

Nationwide, Cincinnati, State Auto, Liberty Mutual, Acuity, Auto Owners, EMC, Grand River, Travelers, Hartford, and Chubb cited heightened risks with call-for-aid systems and will not write insurance to cover any affordable housing elderly communities with installed pull cords.

Premium 52

Premium Liability Insured Insurance 52

TGS

NOVEMBER 20, 2024

So, from an insurer’s perspective, your credit score provides a glimpse into potential risk. Increase Your Deductible: Opt for a higher deductible to lower your monthly premium. Upgrade Your Home: Adding safety features like a security system or fire-resistant materials can reduce risk—and your rate. In most cases, yes.

Home Insurance 52

Home Insurance Premium Insured Insurance 52

Jackson & Jackson

MAY 22, 2024

However, with great opportunities come great risks. “Understanding Multi-Family Property Insurance” Commercial property insurance is a vital safeguard for property owners, protecting their assets against various risks. It protects against perils like fire, explosions, storms, and other risks outlined in the policy.

Property Insurance 52

Property Insurance Commercial Property Commercial Insured 52

TGS

SEPTEMBER 11, 2023

The South Carolina Wind and Hail Underwriting Association, also known as Wind Pool, is an association of insurance providers. The South Carolina Legislature required insurance to be available to at-risk coastal homes. The South Carolina Wind and Hail Underwriting Association has an eligibility checker.

Insured 52

Insured Insurance Insurer Out-Of-Pocket 52

Distinguished

NOVEMBER 7, 2024

Surety’s Defenses : The surety may invoke certain defenses against the obligee’s claim, such as contract modifications that increase the surety’s risk without consent or the obligee’s failure to comply with contractual conditions that mitigate the surety’s obligations.

Claim 52

Claim Compensation Risk Broker-Agent 52

Majesco

DECEMBER 5, 2024

Anything from quoting to underwriting, servicing, billing or claims may no longer operate at the level expected by customers, putting trust and loyalty at risk. In addition, other actions taken included raising deductibles, particularly for homeowners, and reducing coverage for both auto and homeowners.

Auto Insurance 40

Auto Insurance Insured Insurance Insurer 40

Majesco

JANUARY 9, 2025

Risk resilience, a key topic for an industry grappling with growing and intensifying risk, is more important than ever. Risk is changing and intensifying. At just the time when insurance purchase and use should be growing due to increased risk, it is underutilized because of perceived affordability issues.

Insured 45

Insured Insurance Insurer Risk 45

Majesco

APRIL 11, 2024

They are looking at their financials, growth, profitability, pace of technology change, increasing risk, and customer demands to determine next steps with their technology foundation. There are some positive things that emerged during 2023 regarding risk prevention. We have to prevent more risk from occurring.

Commercial Property 40

Commercial Property Risk Claim Deductible 40

Distinguished

MARCH 25, 2025

This kind of coverage ensures each piece is protected at its full appraised value and accounts for risks unique to collectible decoys, such as accidental damage, theft, and environmental factors like humidity and warping. A standard homeowner’s or renter’s policy isnt enough.

Deductible 52

Deductible Theft Insured Insurance 52

Distinguished

JANUARY 28, 2025

In this brokers guide, we’ll explore what management liability insurance covers, why clients need it, the exposures that go into evaluating a risk, and the benefits of partnering with Distinguished. The cost of Management Liability Insurance is highly dependent on your clients specific risks and characteristics.

Liability Insurance 52

Liability Insurance Liability Broker-Agent Insured 52