Shield Insurance Agency

MARCH 31, 2025

These risks can lead to significant financial losses if not properly managed. Warehouse Operations in Michigan: A Risk Landscape Warehouses face a unique set of risks, including damage to goods, equipment breakdown, and liability issues. This is where commercial insurance comes in.

Commercial Insurance 52

Commercial Insurance Commercial Insurance Agency Injury 52

AMAXX

MARCH 11, 2025

Without concrete proof of disability, substantial payments based merely on assertions or incomplete medical reports could lead to unwarranted financial losses. Sub-rosa investigationsundercover surveillance designed to discreetly document claimant activityprovide evidence to substantiate or challenge the severity of reported injuries.

Workers Comp 52

Workers Comp Claim Workers Compensation Injury 52

Distinguished

MARCH 6, 2025

The most unique thing I’ve been asked to insure is an artist’s hands, and the thought process behind that request was if the artist were to be injured, specifically their hands, and they were unable to produce new art, how would they be indemnified for their financial losses?

Underwriting 52

Underwriting Underwriter Financial Loss Claim 52

Simply Insurance

MARCH 8, 2025

Learn how to protect your organization from cyber threats and financial losses. Discover the essentials of cyber insurance, including how it functions, the coverage it provides, and why it's crucial for businesses in today's digital landscape.

Cyber 40

Cyber Financial Loss Insurance Insurer 40

ProWriters

FEBRUARY 23, 2025

Cyber Insurance war exclusions can leave businesses vulnerable to financial loss. As war is driving cyber security concerns around the globe, more organizations are turning to Cyber Insurance for protection. But these policies may not always offer the levels of protection purchasers think they do.

Cyber 53

Cyber Insurance Insurer Insured 53

Boyle Agency Insurance

DECEMBER 16, 2024

It is basically designed to protect you and your family from financial loss if you should suffer a catastrophic event and your other insurance policies don’t provide enough protection. With Umbrella Insurance you know you have greater protection from the financial losses that exceed your other insurance policies.

Financial Loss 52

Financial Loss Insurance Insurer Insured 52

Risk Management Monitor

JANUARY 5, 2022

It is not just about the financial loss; there are many reputational issues too. This may seem negligible, but when you consider that every purchase in an organization can include an element of fraud, the scale of the problem becomes clear. Why Procurement Fraud? There are two main reasons: greed and opportunity.

Crime 97

Crime Financial Loss Risk 97

Paragon Independent Insurance Agencies

SEPTEMBER 16, 2024

Protection against damage and theft shields you from financial losses that could affect your business sales. Enhance your insurance coverage to shield your business premises, equipment, and stored inventory and buffer yourself from financial losses. In essence, having comprehensive insurance coverage is indispensable.

Commercial Insurance 40

Commercial Insurance Commercial Protection Financial Loss 40

Cowbell

NOVEMBER 1, 2024

How Cybersecurity Impacts Small Businesses For small businesses, a cyberattack can have devastating effects: Financial Loss : Cyberattacks can result in immediate financial damage through stolen funds or extortion demands from ransomware attacks. Businesses may also face costly lawsuits if customer data is compromised.

Cyber 97

Cyber Protection Risk Financial Loss 97

Jackson & Jackson

NOVEMBER 16, 2024

Professional Liability Insurance protects your business against claims of negligence, errors, or omissions that result in financial losses for your clients. A misconfigured server or software bug might lead to downtime, costing your client thousands of dollars. One oversight could lead to costly lawsuits.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

ProWriters

NOVEMBER 13, 2024

The CrowdStrike outage highlights the potential for significant financial losses due to downtime. Understand Coverage Limits Businesses must closely examine their Cyber Insurance policies to understand what is covered in the event of an IT outage caused by third-party vendors.

Cyber 98

Cyber Insurance Insurer Insured 98

Distinguished

FEBRUARY 24, 2025

Equipment breakdown: A sudden breakdown of refrigeration units, ovens, or HVAC systems can result in both operational disruptions and financial losses for a restaurant. Employee-related risks: Claims of wrongful termination, discrimination, or harassment can arise, particularly in high-turnover environments like restaurants.

Liability 52

Liability Liability Insurance Insurance Insurer 52

Property Insurance Centre

FEBRUARY 24, 2025

From financial losses to reputational damage, legal battles, and even the risk of shutting down, the impact can be severe. How a Liability Claim Can Ruin Your Business And How to Protect Yourself No matter how well you run your business, a single liability claim can have devastating consequences.

Liability 52

Liability Protection Claim Property Insurance 52

Distinguished

MARCH 20, 2025

Ordinance or law coverage : Covers the cost of repairing or rebuilding structures to meet current building codes after a covered loss, even if the existing structure was not up to code. Crime insurance : Protects against financial losses caused by theft, burglary, or employee dishonesty, covering stolen money, securities, or property.

Building 52

Building Protection Damage Liability 52

ProWriters

NOVEMBER 30, 2024

Ascension suffered dangerous disruptions to patient care and significant financial losses. billion operating margin loss. At the same time, as cyber security consultant John Bambenek told SC Media , “many controls … are commonly available to prevent a mouse click from downing an entire healthcare conglomerate.”

Cyber 105

Cyber Protection Financial Loss Broker 105

ProWriters

SEPTEMBER 1, 2024

Analysts and observers expect cyber security threats will persist and increase, as will the risk of extreme financial losses from cyber attacks. Failing to do so jeopardizes not only the data they handle but also their operations, reputation, and continued viability.

Cyber 97

Cyber Liability Insurance Risk Liability 97

Mark Jackson Insurance Agency

FEBRUARY 18, 2025

If an AI-powered system makes an error that results in financial loss, discrimination, or harm, who is responsible—the business, the software provider, or the AI itself?

Business Insurance 52

Business Insurance Liability Cyber General Liability 52

ProWriters

OCTOBER 2, 2024

Sure, you’ll need to assess the compromised data and financial losses, but to truly understand the breach and protect against future risks, data breach forensics is essential. When a client experiences a data breach, the first move is obvious—find the entry point and stop the damage. But after the initial response , what’s next?

Cyber 92

Cyber Financial Loss Crime Damage 92

InsuredMine

DECEMBER 26, 2024

This is further compounded by the fact that many of the financial losses caused by these disasters are uninsured, leaving customers, businesses, and governments to pick up the bill. Of this, flooding accounted for approximately $82 billion in damages, yet only $13 billion was covered by insurance, as reported by insurance firm Aon.

Risk 105

Risk Claim Building Financial Loss 105

Frankenmuth Insurance

SEPTEMBER 19, 2024

They can cause significant damage to your property, disrupt your operations, and lead to substantial financial losses. Floods , hurricanes , tornados , and wildfires can be bad news for business. Implement these proactive measures now. Get the right coverage.

Risk 81

Risk Workers Compensation Protection Agents 81

Paragon Independent Insurance Agencies

DECEMBER 16, 2024

Protection From Financial Losses Dealing with business interruptions, disruptions, legal fees, and data breaches can quickly accumulate costs.

Commercial Property 40

Commercial Property Liability Insurance Cyber Liability 40

Paragon Independent Insurance Agencies

MAY 27, 2024

Commercial Insurance Information Commercial insurance consists of policies to safeguard businesses when financial losses are inevitable. Commercial insurance is vital for protecting business property, assets, and operations from various risks and liabilities around Plano, TX.

Commercial Insurance 40

Commercial Insurance Commercial Protection Business Interruption 40

Jackson & Jackson

APRIL 10, 2024

Business Interruption Insurance Unexpected events can disrupt your operations, leading to significant financial loss. This can include everything from a customer slipping on a wet floor to a faulty product causing harm.

Commercial Property 52

Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Cowbell

AUGUST 6, 2024

The aftermath of a social engineering attack can be devastating and result in financial loss, data breaches, malware infections, identity theft, operational disruption, reputational damage, and more. So, how do you prevent and protect yourself from these attacks?

Financial Loss 52

Financial Loss Cyber Theft Risk 52

Distinguished

JANUARY 28, 2025

Provide indemnity in case of financial loss or bankruptcy : In the event of a company’s complete financial loss or bankruptcy, management liability insurance can provide indemnity to directors and officers.

Liability Insurance 52

Liability Insurance Liability Broker-Agent Insurance 52

Distinguished

JANUARY 28, 2025

Provide indemnity in case of financial loss or bankruptcy : In the event of a company’s complete financial loss or bankruptcy, management liability insurance can provide indemnity to directors and officers.

Liability Insurance 52

Liability Insurance Liability Broker-Agent Insurance 52

Property Insurance Centre

OCTOBER 18, 2024

Flooding, storm damage, and subsidence were major contributors to these claims, with homeowners and businesses alike suffering significant financial losses​ CityAM AXA UK home page The Growing Cost of Flood Damage Flooding continues to be one of the most significant risks facing UK property owners.

Property Insurance 52

Property Insurance Premium Insurance Insurer 52

Neilson Marketing Services

OCTOBER 2, 2024

A single breach could lead to devastating consequences, including financial losses, legal liabilities, damage to your reputation, and the potential loss of client trust. For businesses in the insurance sector, which handles vast amounts of sensitive client data, this threat is especially menacing.

Cyber 104

Cyber Damage Protection Financial Loss 104

Distinguished

JULY 22, 2024

In the case of a catastrophic loss, art pieces worth thousands of dollars would only be covered up to that low per-item limit, leaving the collector with significant financial losses. For instance, many homeowners policies will insure collectible items only up to a certain amount per item, which could be as low as $200 each.

Insurance 52

Insurance Insurer Insured Policy 52

Distinguished

OCTOBER 15, 2024

Financial Interest and Named Insureds In a typical Builder’s Risk policy , the named insured is the entity that has a financial interest in the construction project. This could be the contractor, developer, or property owner, depending on who stands to suffer a financial loss if the property is damaged during construction.

Policy 52

Policy Risk Broker-Agent Liability 52

Protect Commercial Insurance

MAY 24, 2024

This policy can help cover the costs of notifying affected individuals, legal fees, public relations efforts, and even potential financial losses resulting from the breach. Cyber liability insurance provides coverage for expenses related to data breaches, cyberattacks, and other cyber incidents.

Insurance Policy 52

Insurance Policy Protection Policy Business Interruption 52

Hunton Andrews Kurth

APRIL 26, 2022

Specifically, SAB 121 asserts that a company is subject to “significant increased risks… including an increased risk of financial loss” when that company controls the cryptographic keys associated with a user’s digital assets.

Liability 52

Liability Risk Financial Loss 52

TGS

OCTOBER 3, 2023

You can always ask your insurance agent to clarify what perils, or causes of financial loss , are covered by your policy and fall under the All Perils deductible. Coverage: Section II When someone is injured or suffers damage to their belongings while on your property, you are responsible for paying for their financial losses.

Insurance Quotes 52

Insurance Quotes Deductible Home Insurance Out-Of-Pocket 52

Cowbell

DECEMBER 20, 2024

Effectively managing threats to employees is crucial, as an attack on an individual employee or family member is a potential vulnerability and attack surface for your organization that can result in reputational damage, IP theft, and financial loss. An employees digital footprint can present a significant risk.

Protection 52

Protection Cyber Risk Theft 52

Cover4LetProperty

OCTOBER 1, 2024

While it’s not included in every policy and if often an add-on to legal protection insurance (see above), it’s may be a valuable option if you want to protect yourself from potential financial losses due to tenant non-payment. How much does landlord insurance cost?

Insurance 60

Insurance Insurer Insured Injury 60

Protect Commercial Insurance

SEPTEMBER 6, 2024

Companies of all sizes are increasingly targeted by cybercriminals, and the consequences can be devastating—from financial losses to reputational damage. The Rise of Cyber Insurance As cyber threats become more sophisticated and frequent, the demand for cyber insurance has skyrocketed.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Insurance 52

ProWriters

MAY 28, 2024

Ransomware attacks, phishing scams, and other types of cyber attacks can result in data breaches and other incidents that cause financial loss, reputational harm, and legal consequences. Contractors in the construction industry are not immune to cyber attacks. Cyber Insurance for contractors is an essential safety net.

Cyber 52

Cyber Business Interruption Insurance Insurer 52