TGS

NOVEMBER 1, 2024

Immediately after the accident, check yourself and your passengers for injuries. It’s also important to remember that injuries aren’t always obvious right away—adrenaline can mask pain, so be cautious even if you feel okay at first. Plus, having a police report on file can help you later when dealing with insurance claims.

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Mark Jackson Insurance Agency

MAY 21, 2024

Home Office Desk by Ken Tomita The rise of home-based businesses has been one of the most significant shifts in the modern work landscape. While operating a business from home offers convenience and flexibility, it also necessitates careful consideration of insurance needs.

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Liability Business Interruption Professional Liability Insurance Home Insurance 52

TGS

SEPTEMBER 6, 2023

On top of that, you run the risk of having a lapse in your home insurance coverage, as some renovations call for a different insurance policy entirely. What Will a Standard Home Insurance Policy Cover During Renovations? For example, standard home insurance will not cover theft or vandalism during construction.

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TGS

JANUARY 6, 2025

At TGS Insurance Agency, we specialize in helping drivers find the right auto insurance coverage at competitive rates. Our team can guide you through your options and ensure you’re adequately protected under the new laws.

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TGS

NOVEMBER 18, 2024

In a no-fault state like Florida, every driver is required to carry Personal Injury Protection (PIP) coverage. This coverage is the backbone of the no-fault system, as it ensures that your insurance policy will cover: Medical Expenses: PIP typically covers a portion of your medical bills resulting from an accident, up to a certain limit.

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Cover4LetProperty

OCTOBER 1, 2024

Buy to let insurance is a specialised type of insurance that covers the unique risks faced by landlords. While it shares some similarities with standard home insurance, it includes additional protection tailored to rental properties and tenants. What does landlord insurance cover?

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Distinguished

MARCH 20, 2025

Brokers also help interpret legal precedents and case law, including issues of negligence, duty to maintain clauses, and the concealment or misrepresentation clauses found in insurance policies. These legal factors are critical when it comes to determining liability in cases where unresolved violations have led to damages or injuries.

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TGS

OCTOBER 3, 2023

To feel confident in your policy before you sign, make sure you understand how to read a homeowners insurance quote. How Do You Get a Quote on Home Insurance, and How Long Does it Take? You can get a free homeowners insurance quote by visiting the carrier website or by consulting an independent agency like TGS Insurance.

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Shield Insurance Agency

JUNE 11, 2024

The Red Cross | Thunderstorm | Home Insurance | Auto Insurance | Contact Us Need Help Now? Thunderstorms often bring powerful winds that can knock down trees, power lines, and mobile homes, intense rainfall that causes flash floods, tornadoes, lightning strikes that can spark fires, as well as damaging hail.

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Cover4LetProperty

DECEMBER 1, 2023

The main difference between home insurance and landlord insurance lies in the intended purpose and cover. The main difference between home insurance and landlord insurance lies in the intended purpose and cover. Landlord insurance: specifically tailored for properties that are being let to tenants.

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Distinguished

MARCH 19, 2025

Brokers also help interpret legal precedents and case law, including issues of negligence, duty to maintain clauses, and the concealment or misrepresentation clauses found in insurance policies. These legal factors are critical when it comes to determining liability in cases where unresolved violations have led to damages or injuries.

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Maritime Insurance International

JUNE 5, 2020

In this post, we’ll walk you through everything you need to know about whether or not homeowner’s insurance covers boats and the advantages of purchasing a dedicated boat insurance policy instead. What Does Homeowners Insurance Cover? You want more coverage options than your home policy provides.

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Distinguished

APRIL 21, 2025

What Distinguished’s Landlord Insurance Programs Cover in Chicago Our City Insurance program provides robust protection, covering: Property insurance: Covers fires, storms, vandalism, and tenant-related damage. General liability: Protects against tenant or visitor injuries, legal claims, and medical expenses.

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TGS

DECEMBER 18, 2024

Secure Your Setup Loose or poorly secured lights can cause all sorts of problems, from electrical hazards to physical injuries. Also, avoid daisy-chaining multiple extension cords together; this can overload the circuit and lead to overheating. Happy decorating, and may your season be merry and bright!

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Cover4LetProperty

JANUARY 21, 2023

So, why is specialist landlord insurance necessary? Why won’t standard home building and contents cover suffice, for example? The same might be said of standard homeowners’ insurance and landlords’ insurance – on the outside they appear fairly similar, but it is on the inside that the real differences start to emerge.

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Cover4LetProperty

JANUARY 2, 2024

To understand how you might get the most appropriate cover for your let property, it might be helpful to recap the difference between buy to let insurance and standard home insurance. Not only is standard home insurance insufficient, but if you rely upon it for a let property, any claim may be rejected by your insurer.

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Cover4LetProperty

NOVEMBER 3, 2024

The use to which the dwelling is put, determines the type of insurance required The distinction is very important to any property owner looking to safeguard his or her investment by arranging insurance cover. Can I use home insurance for my buy to let property? So, what is suitable landlord insurance – what does it cover?

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Frankenmuth Insurance

NOVEMBER 14, 2024

Help stop injuries or accidents by having ample lighting in your home. Dispose of any food that thaws or is exposed to heat for an extended period. If your power goes out during the winter, consider moving food to a cooler in the snow to keep it cold. Light the way. Choose flashlights or lanterns over candles to reduce fire risk.

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Maritime Insurance International

JUNE 5, 2020

A common question is whether or not home insurance policies cover boats. The fact is that some home policies do and some do not. If your boat is worth more than the coverage offered by your home insurance policy, purchasing a dedicated boat insurance policy is a good idea. Boat Value.

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TGS

DECEMBER 2, 2024

Florida’s Strict Insurance Requirements Florida is a no-fault state , meaning that drivers must rely on their own insurance to cover medical expenses after an accident, regardless of who caused it. Contact TGS Insurance Agency today, and let’s find the coverage you need to stay legal, safe, and stress-free on the road.

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Frankenmuth Insurance

JUNE 13, 2024

A vacation is meant to be carefree … which can sometimes mean accidents or injuries. If you’re traveling to a rental, ask if it has one before arriving or bring yours from home. Stock your first-aid kit. Keep a stocked first-aid kit on hand. Practice grilling and bonfire safety.

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Property Insurance Centre

JANUARY 30, 2024

Freehold Block of Flats Insurance: Top Cover Tips If you own a freehold block of flats , it’s crucial to have the right insurance coverage to protect your investment. Standard home insurance policies may not provide adequate protection for the unique risks associated with a block of flats.

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Jackson & Jackson

AUGUST 16, 2024

What is Homeowners Insurance? Homeowners insurance is a crucial financial safety net for homeowners, providing protection in the event of property damage, loss of personal belongings, or liability for injuries that occur on the premises.

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Cover4LetProperty

OCTOBER 10, 2022

If your lodger or tenant has a more or less self-contained space in your home, with no need to share any facilities whatsoever, he or she may be able to claim basic protection under the housing laws, and you will then need a court order to secure their eviction.

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Prof. Allan Manning

FEBRUARY 3, 2025

However, if a terrorist caused a flood and flood was not a defined peril covered by the policy there would be no coverage for the Insured. Some policies reviewed only exclude death and injury as a result of an Act of Terrorism. There are a few Policies with Optional Accidental Damage which do not have an Exclusion.

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TGS

APRIL 18, 2025

Insurance tip: Clutter can pose fire and injury risks. Keeping your home tidy and safe makes you a better insurance riskand can protect your family in an emergency. Review Your Insurance Coverage Why it matters: A lot can change over the winter. What to do: Wipe down baseboards, vents, and fan blades.

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Property Insurance Centre

JANUARY 4, 2024

Insureds may need to reassess their coverage needs and consider adjusting their limits to ensure sufficient protection in the face of rising risks and potential catastrophic events. However, insureds should stay vigilant and monitor any changes in their industry that could impact workers’ compensation costs.

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Property Insurance Centre

NOVEMBER 26, 2024

Essential Personal Protective Equipment (PPE) for Electrical Work Working with electricity can be dangerous, leading to shock, burns, and injuries. It can lead to serious injury or even death. Electrical accidents can cause serious harm, from minor burns to life-threatening injuries. It’s the law. This can save their life.

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Cover4LetProperty

AUGUST 23, 2022

It is no longer possible to rely on the owner-occupier home buildings and contents policy that previously offered you protection – you will need to get a fresh quote for specially formulated insurance for landlords. How is let property insurance different from home insurance?

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TGS

JANUARY 28, 2025

TGS Insurance Blog Home Insurance Tips for Renovations: Protect Your Investment Renovating your home is excitingwhether youre adding an extra bedroom, modernizing the kitchen, or installing your dream spa-like bathroom. Water damage is one of the most common home insurance claims, so taking preventive steps here is key.

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Mark Jackson Insurance Agency

FEBRUARY 6, 2025

For large or high branches, its best to contact a professional tree-trimming service to ensure the job is done safely and without risking injury or damage to your home. Beyond trimming, consider the types of trees near your home. Trimming branches that are too close to your roof is a simple but effective way to protect it.

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