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The state mandates that all registered vehicles carry minimum auto insurance coverage as the Florida Financial Responsibility Law outlines. Specifically, drivers need: $10,000 in Personal Injury Protection (PIP) : Covers medical expenses for you and your passengers, regardless of whos at fault.
Beyond monetary penalties, the Department of Licenses and Inspections (L&I) may also issue orders to cease operations or require the property to be vacated if the health or safety risks are deemed too severe. Insurance brokers are key in bridging the gap between property maintenance and insurance coverage.
One of the individuals who you will likely get to know in that scenario is an insurance adjuster (also known as a claims adjuster), whose job it is to investigate your claim and determine the possible payout by your insurance company to cover damages, injuries, etc. Read the full article at www.wreninsuranceagency.com
Immediately after the accident, check yourself and your passengers for injuries. It’s also important to remember that injuries aren’t always obvious right away—adrenaline can mask pain, so be cautious even if you feel okay at first. Plus, having a police report on file can help you later when dealing with insurance claims.
Insurance brokers are key in bridging the gap between property maintenance and insurance coverage. They can educate clients on which violations require immediate attention and direct them to reliable resourcessuch as lists of licensed contractors and repair servicesto ensure prompt resolution.
Florida’s Strict Insurance Requirements Florida is a no-fault state , meaning that drivers must rely on their own insurance to cover medical expenses after an accident, regardless of who caused it. Limited Mobility : Getting around legally without relying on others becomes nearly impossible without a valid license or registration.
Take photos of the damage for your insurance records. Hire a licensed contractor for major damage and repairs, if needed. Review your insurance policy. Talk to your insurance agent to evaluate your homeowners insurance policy and coverages. Emergency home repair #2: Frozen pipes. Reach out to professionals.
Essential Personal Protective Equipment (PPE) for Electrical Work Working with electricity can be dangerous, leading to shock, burns, and injuries. It can lead to serious injury or even death. Electrical accidents can cause serious harm, from minor burns to life-threatening injuries. It’s the law. This can save their life.
TGS Insurance Blog HomeInsurance Tips for Renovations: Protect Your Investment Renovating your home is excitingwhether youre adding an extra bedroom, modernizing the kitchen, or installing your dream spa-like bathroom. Hiring licensed plumbers can save you from future headaches. Ready to Renovate?
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