Insurance Journal

NOVEMBER 26, 2024

A commercial general liability policy with a pollution exclusion does not protect a Virginia homeowners association from lawsuits filed by swimmers alleging they were injured by chemicals discharged into the community pool. That is the argument made by Philadelphia Indemnity …

Commercial General Liability 241

Commercial General Liability General Liability Injury Commercial 241

Insurance Journal

JANUARY 21, 2025

Some wounds suffered by six Hawaii residents flown to Arizona for medical treatment after a deadly illegal fireworks explosion on New Year’s are comparable to battlefield injuries, the doctor overseeing their care said. Dr. Kevin Foster, the director of the …

Injury 242

Injury Liability Insurer Insured 242

TGS

MARCH 17, 2025

But heres the catch: while snagging a bargain feels great, going too leanlike with liability only auto insurancecan leave you vulnerable in ways you might not expect. So, lets break it down: what exactly is liability only auto insurance, and what risks are you signing up for if you roll with it? So, When Does Liability Only Make Sense?

Auto Insurance 59

Auto Insurance Liability Risk Out-Of-Pocket 59

Insurance Journal

MARCH 17, 2025

The Boston area’s public transportation agency is not immune from liability for injuries caused by an assault on a customer by one of its bus drivers who had a history that included anger management issues and a prior assault. The …

Injury 209

Injury Liability Claim 209

Insurance Journal

MARCH 3, 2025

Defending workers’ compensation claims from employees who have not disclosed previous injuries may have just become a little more complicated for employers and insurance carriers in Georgia. The Georgia Court of Appeals last week found that a long-standing defense against …

Injury 151

Injury Claim Insurance Carrier Compensation 151

Insurance Journal

AUGUST 13, 2024

million electric ranges used for stovetops after reports of 250 fires and dozens of injuries. Samsung is recalling more than 1.12 According to a last Thursday notice from the U.S. Consumer Product Safety Commission, these slide-in ranges have front-mounted knobs …

Injury 162

Injury Liability 162

Insurance Journal

DECEMBER 17, 2024

It’s a question that has cropped up in state courts only on rare occasions: If the owner or officer of a subcontractor firm opts out of workers’ compensation coverage for himself, can he then sue the general contractor for negligence …

Injury 245

Injury Compensation Workers Compensation Claim 245

AMAXX

AUGUST 27, 2024

Supervisors play a critical role in the management of workplace injuries. They are often the first to respond when an employee is hurt and are responsible for guiding both the injured employee and the organization through the post-injury process. First Responder Role: When an injury occurs, the supervisor is often the first to know.

Injury 105

Injury Workers Comp Workers Compensation Compensation 105

Triple-I: Homeowners Insurance

FEBRUARY 13, 2025

Injury claim severity in the state is slightly higher than in the rest of the country. Property damage liability claims per 100 insured vehicles are 15 percent higher, and relative body injury claims frequency is 60 percent higher. The five-year average count for liability claims increased 24.9

Commercial General Liability 89

Commercial General Liability Commercial Umbrella Claim Liability 89

Insurance Journal

AUGUST 5, 2024

A New Jersey Transit driver who suffered career-ending injuries from overheating after he was ordered to operate a train even though his cab’s temperature was 114 degrees can keep his $11.6 million jury award. Over objections by New Jersey Transit …

Injury 279

Injury Liability 279

Mark Jackson Insurance Agency

MARCH 19, 2025

From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical. Without the right coverage, unforeseen challenges—such as property damage, employee injuries, or legal issues—could put your investment at risk. This coverage is required in most states.

Workers Compensation 52

Workers Compensation Liability Property Damage Inland Marine Insurance 52

Insurance Journal

DECEMBER 30, 2024

ATLANTA (AP) A woman died and two other people were hospitalized with injuries after a fire at a Tyson Foods plant in southwest Georgia, state officials said Friday. A wall fell on the cab of an 18-wheel truck parked …

Injury 262

Injury Workers Comp Workers Compensation Commercial Property 262

Insurance Journal

AUGUST 13, 2024

Ford Motor and Mazda issued advisories to drivers of certain vehicles still affected by faulty Takata airbags and inflators that can cause potentially severe or fatal injuries. The National Highway Safety Administration has previously warned that air bag inflators could …

Injury 261

Injury Liability 261

Insurance Journal

SEPTEMBER 3, 2024

A Northeastern University student and her parents are suing a sorority, its chapter president and a landlord after the student fell from a window and suffered critical injuries at a party. Sarah Cox, then a junior at the university in …

Injury 245

Injury Liability 245

Insurance Journal

JANUARY 16, 2025

A Virginia student assistant who suffered injuries in both knees after being kicked 25 times over a period of 11 days is not entitled to workers’ compensation benefits. The Virginia Workers’ Compensation Commission (WCC) upheld a deputy commissioner’s denial of …

Workers Compensation 241

Workers Compensation Compensation Injury Liability 241

Wren Insurance Agency

AUGUST 14, 2024

If you've ever worked with Wren Insurance Agency to secure auto insurance, you may have noticed that we quote bodily injury liability starting at $100,000 per person and $300,000 per accident (also known as "100/300 coverage"), while Florida only requires $10,000/$20,000 for this coverage. Knowing this, we start quoting at 100/300.

Liability 80

Liability Out-Of-Pocket Injury Auto Insurance 80

Insurance Journal

FEBRUARY 19, 2025

personal injury law firm Morgan & Morgan sent an urgent email this month to its more than 1,000 lawyers: Artificial intelligence can invent fake case law, and using made-up information in a court filing could get you fired. A …

Injury 226

Injury Liability Risk 226

Shield Insurance Agency

MARCH 31, 2025

Running a warehouse in Michigan involves managing a variety of risks, from property damage to employee injuries. Warehouse Operations in Michigan: A Risk Landscape Warehouses face a unique set of risks, including damage to goods, equipment breakdown, and liability issues. This is where commercial insurance comes in.

Commercial Insurance 52

Commercial Insurance Commercial Insurance Agency Injury 52

Hunton Andrews Kurth

SEPTEMBER 6, 2022

The judge made clear that Walgreens’ liability rested on its consistent, 15 year violation of the CSA rather than any type of generalized, non-statutory “unreasonable misconduct.” This violation of the CSA served as the “unreasonable conduct” necessary to constitute a public nuisance ( see paragraph below).

Liability 98

Liability Injury Protection Risk 98

Boyle Agency Insurance

APRIL 4, 2025

It ensures that the contractor is financially equipped to handle damages or injuries that may occur on-site. Understanding Liability Coverage Contractors should have liability coverage, protecting against property damage or bodily injury occurring during the project.

Property Damage 40

Property Damage Injury Damage Liability 40

ProWriters

APRIL 17, 2024

Contingent bodily injury cyber attacks can cause physical harm, directly or indirectly. One key step is making sure clients have adequate coverage options for bodily injury in their Cyber Liability Insurance policies. Cyber Liability for Bodily Injury: Some Examples How might a cyber incident end up causing bodily harm?

Cyber 52

Cyber Injury Liability Liability Insurance 52

Protect Commercial Insurance

SEPTEMBER 20, 2024

Introduction to Liability Insurance for UK Tradespeople and Contractors If you’re a tradesperson or contractor in the UK, navigating the world of liability insurance can seem a bit daunting. Whether you’re fitting kitchens or fixing roofs, liability insurance provides a safety net.

Liability Insurance 52

Liability Insurance Liability Insurance Insurer 52

Insurance Journal

MARCH 10, 2025

Two people were critically hurt at the dealership in Inglewood, while the other six had minor injuries, Los … Eight people were injured over the weekened when a driver plowed a vehicle into a CarMax location in the Los Angeles area.

Injury 133

Injury Liability 133

Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

It helps cover accidents, repairs, and liability claims, ensuring your business isn’t financially burdened by unexpected incidents. Beyond vehicle coverage, you may also need general liability insurance, which protects against third-party claims for injuries or property damage during business operations.

Commercial Insurance 40

Commercial Insurance Commercial Insurance Agency General Liability 40

Distinguished

FEBRUARY 24, 2025

Slip-and-fall incidents: High foot traffic in dining areas and restrooms increases the risk of customer or employee injuries, which can lead to costly liability claims. General liability insurance: Coverage for legal claims related to customer injuries or property damage.

Liability 52

Liability Liability Insurance Insurance Insurer 52

Distinguished

MARCH 20, 2025

Unlike single-family homes, apartment complexes face heightened risks damage from one unit can quickly spread to others, liability claims can stem from common areas, and evolving building codes can demand costly upgrades. General liability : Covers the costs of fighting litigation plus covered damages that might come from it.

Building 52

Building Protection Damage Liability 52

Insurance Journal

OCTOBER 20, 2024

A federal workplace safety investigation has found the operator of three Massachusetts waterproofing contracting companies could have prevented an employee from suffering fatal injuries in February 2024 when part of a foundation broke and fell on the worker in a …

Injury 147

Injury Liability 147

TGS

MARCH 4, 2025

Specifically, drivers need: $10,000 in Personal Injury Protection (PIP) : Covers medical expenses for you and your passengers, regardless of whos at fault. 10,000 in Property Damage Liability (PDL): Pays for damage you cause to someone elses property in an accident. How to Avoid the Pitfalls of Driving Uninsured The good news?

Auto Insurance 52

Auto Insurance License Insurance Insurer 52

New Jersey Workers' Comp

JULY 19, 2024

The other part is referred to as the Employer’s Liability section of the policy and pertains to civil lawsuits arising from work injuries filed by employees against their employers. She filed both workers’ compensation claims for these injuries. 74 Industries argued that they conflicted.

Injury 52

Injury Claim Compensation Policy 52

Scott Insurance

FEBRUARY 10, 2023

Given the increasing number of projects, our team has determined the following liability considerations and risk management strategies. Contractual risk transfer shifts liabilities and associated costs from one party or its insurer to another party or its insurer. The insurer will require appropriate contractual risk transfer.

Liability 52

Liability Policy Risk Property Damage 52

Mark Jackson Insurance Agency

OCTOBER 16, 2024

Umbrella insurance is designed to offer an extra layer of liability protection, stepping in when your standard insurance coverage limits have been reached. Why You Might Need Umbrella Insurance The primary purpose of umbrella insurance is to protect your assets from large lawsuits or liability claims.

Liability 52

Liability Policy Insurance Policy Protection 52

Triple-I: Homeowners Insurance

APRIL 8, 2024

billion in dog-related injury claims in 2023, according to research by Triple-I and State Farm. It is important to recognize that any dog, including ones that are in the home, can bite or cause injury.” Not all illnesses and injuries are obvious, and dogs are more likely to bite if they are sick or in pain.

Injury 52

Injury Claim Liability Property Insurance 52

Insurance Marine News

OCTOBER 2, 2024

Join Us The post Broken automatic control caused ferry injuries, says Swedish Accident Commission appeared first on Insurance Marine News. You need to be logged in to view this content. Please Log In. Not a Member?

Injury 52

Injury Marine Insurer Insured 52

Insurance Journal

DECEMBER 9, 2024

All of the injured were taken to hospitals Saturday night for treatment of injuries … Ten people were injured after a police traffic officer on a motorcycle crashed into bystanders at a weekend holiday parade in Palm Springs, California, authorities said.

Injury 130

Injury Liability 130

Insurance Journal

JANUARY 9, 2025

The New Jersey Supreme Court recently ruled that an insurer had no duty to defend an insured employer against an injured employee’s personal injury lawsuit alleging negligence and intentional harm. The high court found that Hartford Underwriters Insurance Co. was …

Injury 130

Injury Underwriter Underwriting Insurance 130

Jackson & Jackson

JANUARY 10, 2024

In California’s vibrant technology sector, understanding the scope of your Cyber Liability Insurance and Data Breach Coverage is as crucial as having the coverage itself. The Gaps in Cyber Insurance: Cyber Liability Insurance and Data Breach Coverage are designed to protect against various cyber threats, but they have limitations.

Liability Insurance 52

Liability Insurance Cyber Liability Property Damage 52

AMAXX

JANUARY 14, 2025

While their primary purpose is to ensure employees receive medical and wage replacement benefits for work-related injuries, they also offer critical advantages to employers. Under this system, employees who accept workers compensation benefits for a work-related injury or illness forfeit the right to sue their employer for negligence.

Workers Compensation 98

Workers Compensation Compensation Workers Comp Injury 98