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US High Court Declines Appeal, Upholds Coverage Ruling on Treated Wood

Insurance Journal

Insurance carriers may want to examine policy language – and what information they request from insureds – after the U.S. Supreme Court let stand a lower court’s ruling which could force Argo Group to cover claims that a wood-treating company …

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What is a "Surplus Lines" Insurance Carrier and Do I Need One?

Wren Insurance Agency

These "non-admitted" companies provide tailored solutions for unusual or high-risk needs, such as: For Individuals/Families: Golf carts/unique recreational Vehicles A desire for higher limits than admitted insurers are willing to provide Historical homes or homes with unique architecture For Companies/Associations: Large properties or complexes Garage (..)

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How Insurance Carriers Use Crime Scores to Assess Risk in the Affordable Housing Industry

Scott Insurance

Many insurance carriers use third-party crime scores to evaluate their exposure to criminal risk when underwriting general liability insurance policies. The post How Insurance Carriers Use Crime Scores to Assess Risk in the Affordable Housing Industry appeared first on Scott Insurance.

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How to become an insurance agent? Ultimate guide

Friendly Agent

Agents who sell insurance policies of the commercial type provide coverage to business owners with their property insurance, general liability insurance, and other kinds of coverage. How to get appointed by an Insurance Carrier? These fields are centered on covering families and individuals.

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How Partnering With a Cyber Insurance Broker Protects Your Clients

ProWriters

Wholesale Cyber Insurance brokers, like ProWriters, help retail insurance brokers like you find the right coverage for your clients in a complex insurance market. With our expertise and connections to top insurance carriers, we can help you offer specialized lines of coverage for your clients.

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Affordable Housing Insurance Challenges: Understanding the Market

Scott Insurance

suburban) and are more susceptible to the use of crime scores when underwriters rate their liability insurance. Additionally, insurance carriers are requiring higher deductibles, which often puts affordable housing owners at odds with their lending and syndicator partners.

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E&O vs. EPLI: What Coverage Do Your Clients Need?

ProWriters

E&O is a subset of Professional Liability Insurance. E&O typically covers claims related to professional services resulting in financial harm to a client, while Professional Liability covers a wider range of claims, such as bodily injury or property damage. An EPLI policy also offers guidance and resources to businesses.