Insurance Journal

MARCH 25, 2025

Armchair analysts prognosticating the impending collapse of property & casualty insurance companies were proven wrong by recently released 2024 financial performance results. The 2024 combined ratio losses and expenses divided by premium, … The overall industry’s underwriting results were profitable.

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AMAXX

FEBRUARY 18, 2025

These rules not only influence the amount you pay in premiums but also help ensure that your company is correctly classified based on the work it performs. Misclassification can lead to costly errors, either by overpaying premiums or by facing penalties for underreporting risk. What Are Classification Rules?

Workers Compensation 103

Workers Compensation Compensation Workers Comp Premium 103

Redbird Agents

APRIL 3, 2025

It highlighted where the life insurance market is headed, what insurance products are winning, and how shifts in interest rates, consumer demand, and technology are redrawing the the growth landscape for your agency. This isnt just about higher premiums or record-setting IUL numbers. Whats Fueling Life Insurance Growth?

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Boyle Agency Insurance

DECEMBER 3, 2024

Auto insurance rates vary from person to person and vehicle to vehicle. That’s because several factors influence the cost of auto insurance premiums. Understanding these can help you make informed decisions about your coverage and potentially save on your auto insurance.

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Wren Insurance Agency

OCTOBER 23, 2024

Now that we are in the thick of the official hurricane season here in Florida, you may have noticed - if you recently tried to bind a new home insurance policy - that most carriers will stop writing up to a week or two prior to a named storm possibly impacting the state. The more damage, the more likely premiums will rise at renewal.

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Triple-I: Homeowners Insurance

JANUARY 20, 2025

As generative AI and other technological innovations help streamline the insurance value chain, such processes must continue to align with the human needs intrinsic to insurance, Kempton stressed. Insurance is a human business, Kempton said. In insurance, we talk about mitigating loss, Kempton said.

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Final Expense Brokerage

JUNE 7, 2024

June 5, 2024 5:22:33 PM Contact Us Discover how to handle the the most common objections clients make when selling life insurance. Share: The Sales Process When selling insurance, objections are an expected part of the process. Dealing with objections related to life insurance can be particularly tricky. I can't afford it."

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Final Expense Brokerage

MAY 15, 2024

May 15, 2024 11:34:08 AM Contact Us Uncover the secrets behind insurance agent commissions and learn how to maximize your earnings in this competitive field. Share: Exploring the Basics of Insurance Agent Commissions Insurance agent commissions are part of the reasons people are interested in becoming agents.

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Insurance Agent Insurance Agents Agents Insured 100

Redbird Agents

JULY 12, 2024

The “1,2,3,4,5 method” of presenting hospital indemnity insurance will change your life, I promise! Presenting hospital indemnity with every Medical insurance sale is a choice every agent has and most choose not to. Of course not, because eligibility hurdles exist with hospital indemnity insurance plans.

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TGS

OCTOBER 3, 2024

TGS Insurance » Blog 10 Factors That Affect Homeowners Insurance Premiums in Florida When it comes to homeowners insurance premiums, several factors come into play, and understanding them can be the key to managing your costs. Coverage Limits The amount of coverage you choose directly affects your premium.

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Freeway Insurance

JANUARY 3, 2025

New Legislation Means Many California Drivers Will Need More Coverage in 2025 Now that 2025 is here, many California drivers will face another significant auto insurance rate increase. Senate Bill 1107 , which increases minimum insurance requirements, is expected to further drive up premiums statewide. is $2,388*.

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Auto Insurance Premium Liability Insured 98

TGS

OCTOBER 25, 2024

TGS Insurance » Blog Top Reasons Your Home Insurance Premium Might Increase [2024] Owning a home is often a dream come true, but when that dreaded notice arrives in the mail—informing you that your home insurance premium has gone up—it can feel more like a nightmare.

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Leadsurance

NOVEMBER 19, 2024

How to Reduce Home Insurance Premiums without Compromising on Coverage Home insurance is many people’s key protector; it provides one with the needed cover once loss or damage occurs. The good news is that one can reduce home insurance premiums without necessarily sacrificing the cover that you get.

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Redbird Agents

JULY 18, 2024

When it comes to buying insurance of any type, there are a myriad of choices and variables you must wade through to find the policy that works best for you. That’s no different when it comes to final expense insurance, with dozens of options major insurers offer. Compare quotes available to you from up to 30 insurance companies.

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Friendly Agent

SEPTEMBER 21, 2020

The movie tackles the lives of stockbrokers and also talks about the life of their partners, insurance agents. The world of insurance selling can be overwhelming. Many articles talk about the basics and the obligations, but in our post, we give you the details that you may have not yet read about becoming a remarkable insurance agent.

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TGS

NOVEMBER 27, 2024

TGS Insurance » Blog Affordable Home Safety Improvements to Lower Your Insurance Premiums Owning a home is a dream come true—until those monthly bills remind you of the costs involved. From utilities to maintenance to insurance premiums, it adds up quickly. In return, they often reward you with discounts.

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Smart Insurance Agents

DECEMBER 9, 2024

Short Term Health Insurance Illinois: No longer available as of January 1, 2025. STLD Plans – As of January 1, 2025, Short-term Limited Duration Plans are no longer permitted to be sold in Illinois, helping to ensure that residents are not misled about whether they are purchasing comprehensive health insurance.

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TGS

NOVEMBER 12, 2024

TGS Insurance » Blog Unlocking a Smart Home Insurance Discount: How Your Gadgets Can Lower Your Premiums If you’ve recently dipped a toe into the world of smart home technology, you’re likely familiar with the benefits of convenience. To insurance providers, that’s a win. Yes, you read that right.

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Paragon Independent Insurance Agencies

FEBRUARY 14, 2025

Paragon Independent Insurance Agency can help determine if you need additional coverage for your expensive vehicle. You’ll pay for premiums covering liability, collision, comprehensive, and all the other major categories you would find in a standard auto insurance policy. Contact us today to get started on your policy.

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QuickQuote

JULY 29, 2023

Since life insurance companies pay out multiple claims per year, you may wonder how life insurance companies make money if claims sometimes eclipse the amount earned in premiums. The answer is that life insurance company profitability is based on more than just the amount it earns in premiums.

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Life Insurance Insurance Companies Premium Insured 40

Tosten Marketing

FEBRUARY 27, 2025

At Tosten Marketing, we often hear from business owners wondering about their insurance coverage for such incidents. Commercial property insurance water damage coverage is a complex topic with many nuances. What Water Damage Does Commercial Property Insurance Cover? What Water Damage Isn’t Covered?

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Boyle Agency Insurance

APRIL 27, 2024

Determinants Of Homeowners Insurance Premiums Certain factors have an effect on your homeowners insurance premium. When pursuing lower premiums in Homeowners Insurance, eliminating or reducing these considerations is essential. Below we offer some factors that may affect NJ Homeowners Insurance premiums.

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Triple-I: Homeowners Insurance

JANUARY 22, 2025

Reforms put in place in 2024 are a positive move toward repairing Louisianas insurance market, which has long suffered from excessive claims litigation and attorney involvement that drive up costs and, ultimately, premium rates. But more work is needed, Triple-I says in its latest Issues Brief.

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Smart Insurance Agents

OCTOBER 13, 2024

Introduction Finding your way through dental insurance can be confusing. Luckily, some dental insurance plans provide instant access to many dental services right away, without a waiting period. Understanding Dental Insurance With No Waiting Periods Dental insurance plans usually have waiting periods.

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Triple-I: Homeowners Insurance

JUNE 26, 2024

Homeowners insurance premium growth in Florida has slowed since the state implemented legal system abuse reforms in 2022, according to a Triple-I analysis. As shown in the chart below, average annual premiums climbed sharply after 2020. In 2022, average homeowners premium rates rose more than 17 percent, to $3,040.

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TGS

FEBRUARY 28, 2025

TGS Insurance Blog Imagine youve found your dream home. This is where a loss history report comes inits like a propertys report card for past insurance claims. This is where a loss history report comes inits like a propertys report card for past insurance claims. But what if theres more to the story?

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AMAXX

AUGUST 7, 2024

These rules not only influence the amount you pay in premiums but also help ensure that your company is correctly classified based on the work it performs. Misclassification can lead to costly errors, either by overpaying premiums or by facing penalties for underreporting risk. What Are Classification Rules?

Workers Compensation 102

Workers Compensation Compensation Workers Comp Premium 102

Bankers Insurance

SEPTEMBER 6, 2024

LIFE INSURANCE 101 If others rely on you for financial support, an essential part of your financial plan should include how to provide for them in the event of your death. THE BASICS OF LIFE INSURANCE If you’re married, it’s important for both spouses to have life insurance. However, rates typically increase with age.

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LexisNexis

FEBRUARY 11, 2025

The notice, which doesnt have the force of law, gave insurers until Feb. 28 to inform the Department of Insurance by Feb. 23 Lara issued a bulletin reminding insurers and adjusters that under the state of emergency declared by Gov. 28 whether they will comply with Laras request.

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Personal Property Policyholder Insured Insurer 40

AMAXX

JANUARY 13, 2025

Insurance Company: The Risk Bearer Often referred to as the underwriter, insurer, or carrier, the insurance company provides the workers’ compensation policy and assumes the employers risk. These external companies specialize in claims management, ensuring that each claim is handled efficiently.

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Redbird Agents

JUNE 14, 2024

Current Annuity News Getting Licensed to Sell Annuities Annuity Commissions How to Sell Annuities Annuity Basics and Sales Scenarios Top Annuity Companies Frequently Asked Questions We work with two types of life insurance agents Experienced life insurance agents. Life insurance agents that are new to selling annuities.

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License Life Insurance Agents Premium 130

Final Expense Brokerage

NOVEMBER 30, 2024

In final expense insurance, agents often deal with sensitive questions that touch on the client’s financial worries, family security, and end-of-life concerns. The Concern: When clients bring up the cost of final expense insurance, it’s often rooted in the worry of affording premiums on a fixed income. Why is it so expensive?”

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Shield Insurance Agency

AUGUST 20, 2024

Shield Insurance Blog | Small Insurance Claims | Contact Our Sales Team! Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. However, filing small insurance claims can have long-term financial consequences.

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AMAXX

JANUARY 14, 2025

Predictability in Costs Workers compensation insurance can transfer a portion of the financial risk associated with workplace injuries to the insurance company. Employers pay premiums for this coverage, enabling them to forecast and plan for these costs more effectively.

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Freeway Insurance

OCTOBER 8, 2023

Understanding how much car insurance claims typically cost involves taking a look at the complicated world of car insurance, where many things can affect the numbers. Freeway Insurance is a company well known for making sure that drivers across the United States have good insurance coverage.

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Protect Commercial Insurance

OCTOBER 4, 2024

But what does this mean for property owners and their insurance needs? As interest rates creep up, they can have a surprising ripple effect on property insurance costs. Recent years, however, have seen gradual rises, sparking concerns in many sectors, including real estate and insurance. However, there’s a flip side.

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R&R Insurance

APRIL 3, 2025

Buying insurance can be intimidating. Yet in today's world its expected you take the responsibility to purchase insurance. In an effort to help a first-time buyer simplify the process, I thought I would sit down and ask for guidance from an industry veteran, a Personal Lines Insurance Consultant from R&R Insurance, Don Charpentier.

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