Triple-I: Homeowners Insurance

FEBRUARY 13, 2025

Homeowners in Georgia’s most climate-risk-vulnerable counties , such as the coastal and most southern parts of the state, can face double-digit premium hikes or nonrenewals. Property damage liability claims per 100 insured vehicles are 15 percent higher, and relative body injury claims frequency is 60 percent higher.

Commercial General Liability 89

Commercial General Liability Commercial Umbrella Claim Liability 89

Insurance Journal

DECEMBER 16, 2024

(AP) The largest seafood distributor on the Mississippi Gulf Coast and two of its managers have been sentenced on federal charges of mislabeling inexpensive imported seafood as local premium fish, weeks after a restaurant and its co-owner …

Premium 246

Premium Commercial Liability Insurance Liability 246

Insurance Journal

NOVEMBER 20, 2024

AP) — A Mississippi Gulf Coast restaurant and its co-owner it were sentenced Monday on federal charges of mislabeling inexpensive imported seafood as local premium fish. GULFPORT, Miss. (AP) Mary Mahoney’s Old French House, founded in Biloxi in 1962 in a …

Premium 246

Premium Commercial Liability Insurance Liability 246

Insurance Marine News

OCTOBER 23, 2024

Join Us The post Marine insurance premiums up by nearly 6% in 2023: IUMI stats report appeared first on Insurance Marine News. You need to be logged in to view this content. Please Log In. Not a Member?

Premium 100

Premium Marine Insurer Insurance 100

Simply Insurance

SEPTEMBER 19, 2024

Discover the costs associated with aircraft mechanic liability insurance, including factors that influence premiums, coverage options, and tips for finding the best policy to protect your aviation business.

Liability Insurance 59

Liability Insurance Liability Premium Insurer 59

Protect Commercial Insurance

APRIL 11, 2025

– Environmental Liability Coverage : Particularly useful for businesses dealing with hazardous materials, covering clean-up costs from damage caused by pollution. Evaluating Potential Risks and Liabilities Every business is unique and so are the risks and potential liabilities it faces.

Commercial Property 52

Commercial Property Property Insurance Commercial Insurer 52

Distinguished

JANUARY 22, 2025

Distinguished offers a Renewal Certificate Endorsement , now available for eligible Contractor’s Pollution Legal Liability Plus (CPL) and Contractor’s Pollution & Professional Legal Liability Plus (CPPL) policies. increased limits), provides a new set of limits of liability and expiring coverage.

Policy 52

Policy Broker-Agent Inland Marine Liability 52

Freeway Insurance

JANUARY 3, 2025

Senate Bill 1107 , which increases minimum insurance requirements, is expected to further drive up premiums statewide. These drivers are often seen as higher risk by insurers, which can lead to higher premiums even before the 2025 hike. million uninsured drivers in the state.

Auto Insurance 98

Auto Insurance Premium Liability Insurer 98

Word & Brown

APRIL 1, 2025

Individual Health Insurance Tax Deductibility If you offer individual health insurance to your clients, they may be able to include their health insurance premiums in their medical expense calculation on their taxes. Other health care-related expenses may also be deductible for your clients, depending on their incomes.

Deductible 52

Deductible Premium Out-Of-Pocket Insurance Policy 52

Distinguished

FEBRUARY 24, 2025

Slip-and-fall incidents: High foot traffic in dining areas and restrooms increases the risk of customer or employee injuries, which can lead to costly liability claims. General liability insurance: Coverage for legal claims related to customer injuries or property damage. How Much Does Restaurant Insurance Cost in Charlotte?

Liability 52

Liability Liability Insurance Insurer Insurance 52

TGS

OCTOBER 3, 2024

TGS Insurance » Blog 10 Factors That Affect Homeowners Insurance Premiums in Florida When it comes to homeowners insurance premiums, several factors come into play, and understanding them can be the key to managing your costs. Let’s dig into the 10 factors that affect homeowners insurance premiums in Florida—and everywhere else, too.

Premium 52

Premium Deductible Out-Of-Pocket Insurer 52

Paragon Independent Insurance Agencies

FEBRUARY 14, 2025

You’ll pay for premiums covering liability, collision, comprehensive, and all the other major categories you would find in a standard auto insurance policy. Theft deterrent devices are another route to lower premiums. Many insurers offer coverage to owners of high-end vehicles as well as those who own less expensive cars.

Auto Insurance 40

Auto Insurance Insurance Agency Premium Insurance Policy 40

Distinguished

MARCH 20, 2025

Unlike single-family homes, apartment complexes face heightened risks damage from one unit can quickly spread to others, liability claims can stem from common areas, and evolving building codes can demand costly upgrades. General liability : Covers the costs of fighting litigation plus covered damages that might come from it.

Building 52

Building Protection Damage Liability 52

Distinguished

MARCH 20, 2025

Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. Landlord insurance which covers both liability and property damageis particularly sensitive to housing violations. Are there specific types of insurance that are more sensitive to these housing violations? Yes, indeed.

Broker 52

Broker License Insurance Broker Risk 52

Zywave

MARCH 3, 2025

He highlighted the bifurcated nature of the market, with profitability in workers’ compensation being offset by severe issues in general liability and auto lines. He noted that while the workers’ compensation market remains competitive, general liability, auto, and excess lines are increasingly difficult to place.

Casualty Insurance 52

Casualty Insurance Policyholder Liability General Liability 52

Property Insurance Centre

MARCH 21, 2025

This diversity in building age and structure affects insuranceolder buildings may face higher premiums due to maintenance risks, while newer developments may require higher coverage for cutting-edge amenities. Insurers view these uses as higher risk, which can lead to increased premiums or the need for specialist insurance policies.

Premium 52

Premium Insurer Insurance Insured 52

Insurance Marine News

FEBRUARY 25, 2025

Join Us The post London Club reports positive 2025 renewals strong growth in tonnage and premiums appeared first on Insurance Marine News. You need to be logged in to view this content. Please Log In. Not a Member?

Premium 52

Premium Marine Insurer Insurance 52

Distinguished

MARCH 6, 2025

Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. Landlord insurance which covers both liability and property damageis particularly sensitive to housing violations. Insurers view these violations as signs of deferred maintenance and increased risk. Yes, indeed.

Building 59

Building Damage Insurance Broker Underwriter 59

Distinguished

MARCH 19, 2025

Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. Landlord insurance which covers both liability and property damageis particularly sensitive to housing violations. Are there specific types of insurance that are more sensitive to these housing violations? Yes, indeed.

Building 52

Building Broker Damage Insurance Broker 52

Friendly Agent

SEPTEMBER 21, 2020

Agents who sell insurance policies of the commercial type provide coverage to business owners with their property insurance, general liability insurance, and other kinds of coverage. The commissions come from a percentage coming from the amount of the yearly premium, as well as the policy it is being offered for.

Insurance Agent 130

Insurance Agent Insurance Agents Agents Broker-Agent 130

Word & Brown

FEBRUARY 25, 2025

If youre a CaliforniaChoice broker, dont overlook the value-added benefits of a Premium Only Plan (POP) that allows employees to pay insurance premiums pre-tax, while also reducing the employers tax liability. For example, some carriers offer wellness or other programs that could help you seal the deal.

Premium 52

Premium Broker Insurance Broker Liability 52

TGS

MARCH 4, 2025

10,000 in Property Damage Liability (PDL): Pays for damage you cause to someone elses property in an accident. This often comes with higher premiums. Understand Your Needs: Beyond the minimum, consider adding bodily injury liability or collision coverage for extra protection.

Auto Insurance 52

Auto Insurance License Insurer Insurance 52

AMAXX

JANUARY 14, 2025

This arrangement, often referred to as the workers compensation bar, is designed to provide a fair resolution for both parties: For employees , it ensures a no-fault system where benefits are guaranteed without needing to prove the employers liability in court.

Workers Compensation 98

Workers Compensation Compensation Workers Comp Injury 98

Triple-I: Homeowners Insurance

OCTOBER 10, 2024

Much of the overall underwriting gain was due to growth in personal lines net premiums written. The line is expected to achieve underwriting profitability in 2026, with continued double-digit growth in net written premiums expected in 2025. The line’s 2024 net written premium growth rate of 14.5 points better than 2023.

Commercial 68

Commercial Underwriter Underwriting General Liability 68

Property Insurance Centre

MARCH 11, 2025

Higher Property Values and Rebuild Costs London property prices are significantly higher than the national average, which means higher rebuild costs and, consequently, higher insurance premiums. Many insurers require more detailed valuations and risk assessments due to the higher sums insured. Letting you give your eyes a break!!

Risk 52

Risk Insurer Insurance Insured 52

Distinguished

JANUARY 22, 2025

Distinguished offers a Renewal Certificate Endorsement , now available for eligible Contractor’s Pollution Legal Liability Plus (CPL) and Contractor’s Pollution & Professional Legal Liability Plus (CPPL) policies. increased limits), provides a new set of limits of liability and expiring coverage.

Policy 52

Policy Liability Premium Building 52

Distinguished

JANUARY 22, 2025

Distinguished offers a Renewal Certificate Endorsement , now available for eligible Contractor’s Pollution Legal Liability Plus (CPL) and Contractor’s Pollution & Professional Legal Liability Plus (CPPL) policies. increased limits), provides a new set of limits of liability and expiring coverage.

Policy 52

Policy Liability Premium Building 52

Property Insurance Centre

JANUARY 30, 2025

If you’re unsure, consult a broker or insurer experienced in property management to ensure you’re fully protected.

Property Insurance 52

Property Insurance Insurer Insurance Insured 52

Insurance Marine News

NOVEMBER 20, 2024

Join Us The post London Club seeks 5% rise in premiums across its P&I book for 2025/26 appeared first on Insurance Marine News. You need to be logged in to view this content. Please Log In. Not a Member?

Premium 40

Premium Marine Insurer Insurance 40

Property Insurance Centre

FEBRUARY 10, 2025

Businesses can purchase sewer backup coverage as an add-on.

Commercial Property 52

Commercial Property Property Insurance Commercial Boiler and Machinery 52

Property Insurance Centre

JANUARY 4, 2024

Inflation drives up property valuations , construction costs , and insurance premiums. This has resulted in higher premiums and limited coverage in catastrophe-exposed areas. The rising costs of building or repairing properties have a direct effect on insurance premiums.

Property Insurance 52

Property Insurance Commercial Property Liability Insurer 52

Property Insurance Centre

JANUARY 27, 2025

Shared Ownership Flats If youre in a shared ownership scheme, the housing association usually arranges insurance, but you should confirm this in your agreement.

Building 52

Building Broker-Agent Insurer Insurance 52

Distinguished

MARCH 21, 2025

Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. Landlord insurance which covers both liability and property damageis particularly sensitive to housing violations. Are there specific types of insurance that are more sensitive to these housing violations? Yes, indeed.

Building 52

Building Insurance Broker Broker Damage 52

Prof. Allan Manning

MARCH 11, 2024

To be fair to the Insurer they have to charge a fair premium for the extra risk passed to them by their granting the extension of coverage for Unabandoned Undamaged Portion of a Building. The rate charged like any insurance premium ought in fairness be based on the perceived risk to the Insurer.

Building 130

Building Damage Premium Risk 130

TGS

JANUARY 6, 2025

The previous minimum liability limits have been in place for years and are no longer sufficient to cover the average costs associated with auto accidents. Will These Changes Impact Insurance Premiums? Yes, raising minimum coverage requirements is likely to result in higher premiums for drivers.

Auto Insurance 52

Auto Insurance Insurer Insurance Insured 52

Distinguished

FEBRUARY 10, 2025

The minimum premium of $500 makes our program accessible, while our high capacity of $125 million ensures suitability for even the most extensive collections. Property and Liability products are distributed through a national network of agents and brokers.

Broker-Agent 52

Broker-Agent Insurer Insurance Insured 52

Protect Commercial Insurance

NOVEMBER 8, 2024

By understanding your policy needs, shopping around, and exploring available discounts, you can effectively manage insurance premiums and keep your business financially secure. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries.

Commercial Insurance 52

Commercial Insurance Commercial Premium Deductible 52