Cowbell

MARCH 30, 2025

With each expansion, we refine our underwriting models in real-time, anchoring our promise to swiftly pay claimsover $250 million disbursed to datewhen policyholders need us most. New Products: Building on a Strong Foundation For five years, Cowbell has refined underwriting precision in cyber and established sweeping distribution channels.

Cyber 64

Cyber Underwriter Underwriting Policyholder 64

American Agents Alliance

FEBRUARY 21, 2025

Insurance agents and brokers can also follow this strategy to connect with policyholders. Learn ways to engage with customers and increase policyholder retention by leveraging social media. Policyholders want to work with an agent who understands their needs and educates them on insurance solutions.

Policyholder 52

Policyholder Broker-Agent Agents Broker 52

Property Insurance Centre

SEPTEMBER 25, 2024

Top Building Insurance Pitfalls Here are some common pitfalls to avoid when getting building insurance in the UK: – Underinsuring. Insure your building at the amount that it will cost to rebuild it and not at the current market value when securing block of flats insurance. – Not considering inflation.

Building 52

Building Insurance Insured Insurer 52

Zywave

NOVEMBER 13, 2024

We’re prepared to help you grow your distribution network, power your decision making with industry-leading data and insights and empower your teams and policyholders with industry knowledge and expertise. Policyholders are going to experience losses. And your own first-party data isn’t going to get you there.

Cyber 97

Cyber Policyholder Insurance Insured 97

PSM Brokerage

JANUARY 23, 2025

Flexibility: Medicare supplements allow policyholders to see any doctor or specialist who accepts Medicare, without network restrictions. Build long-term client relationships. Medicare supplements (or Medigap plans) offer: Predictable Costs: Clients appreciate the ability to budget for out-of-pocket healthcare expenses.

Out-Of-Pocket 77

Out-Of-Pocket Life Insurance Agents Policy 77

Distinguished

MARCH 6, 2025

Other notable issues include illegal conversions where garages, basements, or other spaces are converted into living areas without proper permitswhich are particularly common in older buildings. After a report is filed, an inspector from the Los Angeles Housing Department or Building and Safety is dispatched to evaluate the situation.

Building 59

Building Damage Insurance Broker Underwriter 59

American Agents Alliance

NOVEMBER 15, 2024

Collaborative partnerships with carriers improve service for policyholders, enhance an agency’s growth potential, and provide learning opportunities for agents. Offer feedback from policyholders and constructive thoughts when interacting with carrier partners. Every relationship is enhanced by clear, open communication.

Building 40

Building Agents Broker-Agent Policyholder 40

Distinguished

MARCH 19, 2025

For buildings constructed before June 13, 1979, strict rent control laws apply. These include unstable buildings, unsafe stairways, or poorly maintained common areas like balconies and porches. Once a report is filed, the Department of Building Inspection (DBI) conducts an inspection. First, there are Rent Control Violations.

Building 52

Building Broker Damage Insurance Broker 52

Distinguished

MARCH 21, 2025

If these conditions arent met, the building can be cited for a violation. Structural issues including unstable porches, broken stairs, damaged roofs, or cracked wallscan compromise the safety of a building. A housing inspectorusually from the Department of Buildings (DOB) or Public Healthwill then inspect the property.

Building 52

Building Insurance Broker Broker Damage 52

P&L Financial Services

AUGUST 29, 2024

This career is deeply rooted in building relationships and providing compassionate service. Myth 5: It’s All About Numbers, Not People While understanding numbers and policies is important, the heart of being a senior benefits agent lies in helping people.

Policyholder 52

Policyholder Risk Agents Insurance 52

Distinguished

MARCH 17, 2025

If a buildings indoor temperature falls below the legal minimum, it not only causes discomfort but also attracts fines. Then we have mold and water damage , often stemming from persistent leaks and damp conditions in older buildings. First, there are heating and hot water issues. Another common violation is pest infestations.

Broker 52

Broker Insurance Broker Building Underwriter 52

Distinguished

MARCH 20, 2025

For instance, problems with roofs and exterior wallssuch as cracks, leaks, or deteriorating materialscan weaken a buildings overall integrity, while foundation issues like uneven or shifting bases create serious safety hazards. In Philadelphia, housing code violations generally fall into a few key categories.

Broker 52

Broker License Insurance Broker Risk 52

American Agents Alliance

FEBRUARY 14, 2025

Policyholders benefit from their agents expertise and knowledge when cross-selling is done well. Learn more about the ethics of cross-selling and how to use it to help policyholders in this blog. It can be a very beneficial practice for agents and policyholders alike when done ethically.

Broker-Agent 52

Broker-Agent Insurance Agent Insurance Agents Broker 52

American Agents Alliance

JANUARY 17, 2025

Policyholders are looking for more than just the best rate for their insurance coverage. Agents who position themselves as risk resilience experts can help policyholders become more educated and aware of how to improve their risk exposure and reduce the potential of losses. Conduct personalized risk assessments.

Risk 52

Risk Policyholder Broker-Agent Agents 52

American Agents Alliance

JANUARY 11, 2025

As stories of resilience and courage emerge and the fires are contained, agents and brokers provide critical insurance support for policyholders. For agents serving this challenging market, this means developing a deep understanding of risk and proactive mitigation strategies to assist policyholders before, during, and after a wildfire.

Insurance Industry 52

Insurance Industry Risk Broker-Agent Policyholder 52

Property Insurance Coverage Law

JANUARY 14, 2025

I made similar warnings in Wildfires Leave Dangerous Health Risks In Surviving Buildings. John Putnam wrote an article warning about the dangers of smoke following wildfires, titled, Wildfire Smoke Claims: A Hidden Postwildfire Catastrophe. Putnams article gets right to the point: Where there is fire, there is smoke!

Property Insurance 100

Property Insurance Building Claim Risk 100

American Agents Alliance

MARCH 9, 2025

Here are three ways agents can better serve women policyholders: Focus on relationships and positioning yourself as a trusted advisor. An educational, consultative model that builds long-term loyalty may be a better fit. Provide holistic risk management services designed to manage all aspects of a policyholders life.

Agents 52

Agents Insurance Agent Insurance Agents Broker-Agent 52

Bankers Insurance

MAY 16, 2024

The homeowners insurance market is complicated and dynamic, and many policyholders have experienced increased rates in recent years despite no changes to their coverage or claims filed. Prices for building supplies, such as lumber, concrete, masonry and steel, have skyrocketed in recent years. Explore discounts. 3 or 5 years).

Home Insurance 52

Home Insurance Policyholder Insurance Insured 52

American Agents Alliance

JULY 17, 2024

Agents and brokers play important roles in the digital claims management process, from educating policyholders on loss mitigation to helping insureds file claims and work with their insurers. Knowing how to help these policyholders throughout their claim can be a helpful service agents can offer their insureds.

Broker-Agent 52

Broker-Agent Broker Agents Claim 52

Property Insurance Centre

MARCH 19, 2024

By understanding key terms, policy details, and the rights and responsibilities of policyholders, consumers can engage with insurers more effectively, ensuring better communication and ultimately achieving their desired outcomes. By exploring these guides, individuals can gain a comprehensive understanding of why insurance is essential.

Property Insurance 52

Property Insurance Policyholder Insurance Insured 52

Bankers Insurance

AUGUST 8, 2024

Market value is based on factors such as lot size, building condition and location desirability. Replacement value depends on factors such as material and labor expenses, architect services, debris removal needs and building permit requirements. dollars per square foot). 80%) of the property’s value. Consult other parties.

Commercial Property 59

Commercial Property Property Insurance Commercial Out-Of-Pocket 59

InsuredMine

DECEMBER 26, 2024

Climate change poses an extraordinary challenge for businesses, insurers, and governments alike, making the task of adapting and building resilience feel almost overwhelming. By combining these two approaches, we can tackle the climate challenge head-on and build a future thats both resilient and adaptive.

Risk 105

Risk Claim Building Financial Loss 105

InsuredMine

JULY 19, 2024

This innovative approach combines big data, machine learning, and advanced statistical techniques to forecast which policyholders are likely to discontinue their coverage. Acquiring new customers is often more expensive than retaining existing ones, and long-term policyholders tend to be more profitable.

Risk 59

Risk Policyholder Insurance Insured 59

Redbird Agents

NOVEMBER 1, 2023

Clear communication enhances understanding, builds trust and reduces mistakes and misunderstandings. Use the data your agency has to build a more complete picture of your customers and prospects and give your agents the ability to craft more creative solutions. Personalize to Build Relationships. Targeted Communications.

Agents 130

Agents Building Policy Insurance Carrier 130

Cowbell

NOVEMBER 26, 2024

He will work directly with the sales, product, and leadership teams to ensure alignment with business objectives, fostering broker and policyholder engagement, and spearheading innovative campaigns that reinforce Cowbell’s position as a leader in cyber insurance. The post Thomas Pytel, Jr.

Cyber 52

Cyber Policyholder Commercial Insurance Building 52

InsuredMine

SEPTEMBER 30, 2024

Today, for insurance agencies, the road from a prospective client to a loyal policyholder can often feel like a winding journey filled with uncertainties. This significant increase highlights the importance of consistent communication and relationship-building in the insurance industry.

Agents 80

Agents Insurance Agency Building Policy 80

Cowbell

DECEMBER 30, 2024

We remain steadfast in our commitment to fostering market innovation and to building a safer digital ecosystem. This investment is fueling our next chapter of growth, allowing us to innovate faster, expand our product offerings, and deepen partnerships with brokers and policyholders. Heres to more innovation and growth in 2025!

Cyber 52

Cyber Policyholder Risk Building 52

Cowbell

JULY 26, 2024

Zurich shares our passion for innovation and our commitment to building a more secure digital ecosystem. Strengthening Partnerships Our broker partners and policyholders are at the heart of everything we do, and we are committed to continuing to deliver unparalleled value and support for them.

Cyber 52

Cyber Policyholder Broker License 52

American Agents Alliance

NOVEMBER 17, 2024

Rising temperatures, extended periods of drought, and the increasing frequency and severity of wildfires and other severe storms are reshaping insurance coverage and policyholder needs. But this can leave policyholders without coverage when they need it. Review and update policies regularly as climate risks continue to evolve.

Agents 40

Agents Broker-Agent Policyholder Risk 40

Scott Insurance

JANUARY 31, 2024

According to Money.com , an independent publisher, recent year-over-year premium increases have averaged 20%, and policyholders should expect to see at least a 10-15% increase in 2024. Because of this, as the expenses of building a house increase, so will insurance premiums. Over the past few years, nearly every homeowner in the U.S.

Premium 52

Premium Deductible Insurance Insured 52

Property Insurance Centre

JULY 21, 2024

Their comprehensive approach, combining expert knowledge, personalised service, and a keen attention to detail, has earned them a stellar reputation among policyholders and insurers alike. We look forward to continuing our mission of helping policyholders navigate the complexities of property damage claims with confidence and ease.”

Claim 52

Claim Property Damage Property Insurance Building 52

American Agents Alliance

DECEMBER 8, 2024

Driven by rapid advancements in technology, shifting risks, and increasing policyholder expectations, the industry will likely have different products and services by the time 2025 draws to a close. The highly customizable nature of a UBI policy may appeal to cost-conscious policyholders or those who want more control over their premiums.

Broker-Agent 40

Broker-Agent Agents Broker Risk 40

Property Insurance Centre

JANUARY 4, 2024

The rising costs of building or repairing properties have a direct effect on insurance premiums. With the increased cost of materials, labour, and other construction-related expenses, building or repairing properties has become more expensive. “Underinsurance is a major concern in the property insurance industry.

Property Insurance 52

Property Insurance Commercial Property Liability Insurance 52

American Agents Alliance

DECEMBER 18, 2024

As policyholder expectations continue to evolve rapidly, insurance agents need to adapt quickly as well. Personalize communications and engagement with policyholders. Agents can send reminders of renewals, coverage updates, new product recommendations, and seasonal reminders targeting specific policyholder needs.

Broker-Agent 40

Broker-Agent Policyholder Agents Building 40

Cowbell

JANUARY 13, 2025

A special thank you goes to our exceptional employeesour Cowbellerswho dedicate themselves every day to not only providing outstanding service to our clients but also to building a safer and more resilient digital ecosystem for everyone. Looking to 2025, we are poised for exceptional growth and opportunity.

Cyber 52

Cyber Broker-Agent Commercial Insurance Underwriter 52

Cowbell

MAY 28, 2024

Simon has played a pivotal role in expanding our reach and building the robust foundation of our operational capabilities in the UK, aligned with a global vision. As we continue to build out our presence in the U.K. Simon Hughes has been appointed Senior Vice President of Global Distribution effective immediately.

Broker-Agent 40

Broker-Agent Cyber Broker Building 40

LexisNexis

APRIL 1, 2025

Learn how to specify the insurance to be obtained in a building contract so coverage for construction risks is maximized.

Commercial General Liability 40

Commercial General Liability General Liability Commercial Liability 40