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Court Differentiates Vandalism from Theft in First Party Insurance Policy

The Property Insurance Law Observer

The United States District Court for the Western District of Washington decided an insurance coverage case involving Plaintiffs Benny and Guangying Cheung and Defendant Allstate Vehicle and Property Insurance Company. Allstate Vehicle & Prop. C22-1174 TSZ, 2023 WL 9000432 (W.D.

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Prepare for the Unexpected — How to Help Policyholders With Disaster Planning

American Agents Alliance

That means considering the three basic priorities of life safety, property preservation, and incident stabilization in a disaster plan. Discuss how to inventory personal property with receipts, photos, and videos. Provide a checklist so your policyholders can easily keep track of personal property.

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How to Read Homeowners Insurance Quotes

TGS

A lot of factors go into calculating your home insurance premium. How to Read Your Homeowners Insurance Quote 1. Insurance Company 2. Name of Insured 4. Insured Address 6. Insurance Company The name of the carrier that will be insuring your home can be found at the top of your quote.

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Why Finding Homeowners Insurance in California is So Challenging in 2024:

Jackson & Jackson

These events can cause extensive damage to homes and properties, leading insurers to be more cautious in providing coverage. The increasing frequency and severity of natural disasters in recent years have made insurance companies more hesitant to take on the risks associated with insuring California homeowners.

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Discover the Added Value of Renter’s Insurance in Michigan

Shield Insurance Agency

Whether you’re renting a downtown apartment in Detroit or a cozy house in Ann Arbor, renters insurance offers valuable protection for your possessions and peace of mind for you as a tenant. With the right insurance plan, you can rest easy knowing that your valuables are covered. Visit the Shield Insurance Blog!

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Does Homeowners Insurance Cover Collectibles? 

Distinguished

Does Homeowners Insurance Typically Cover Art or Collectibles? While a standard homeowners policy often includes some coverage for personal property, which can extend to art and collectibles, it’s often not enough for most serious collectors.

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Do You Own a Townhome? If so, you may be over-insured!

Wren Insurance Agency

For example, if your bylaws state that your HOA covers roof replacement, it is likely you will only need to purchase condo insurance, or a "walls-in" HO6 policy to cover your personal property and items within the unit itself like walls and fixtures. If you're not exactly sure what you're looking for, just give us a call.