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Theft or vandalism: Restaurants can be common sites of burglary or vandalism, which can not only turn off customers but also lead to pricey repair bills. What Does Distinguisheds Restaurant Insurance Cover? General liabilityinsurance: Coverage for legal claims related to customer injuries or property damage.
This multimillion dollar payout goes far and above many apartment building liabilityinsurance limits and highlights why having comprehensive umbrella insurance to fall back on can be so important for your clients. Employee Benefits Liabilityinsurance steps in to cover the benefits as if the employee had been enrolled.
Employers’ LiabilityInsurance Employers’ LiabilityInsurance protects the insured against claims made by an employee who is injured during the course of carrying out their work for the employer. cleaner or gardener). Who is Considered an Employee?
Understanding Commercial Insurance Commercial insurance is an essential part of safeguarding your business against unforeseen events that could lead to financial loss. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries.
Our Builder’s Risk program is a comprehensive insurance solution that covers under-construction properties and their works sites against all the most common risk factors. Our program also offers your clients general liabilityinsurance, which can help cover legal costs that can occur on work sites.
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