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Morgan & Morgan calls itself the nation’s largest injury law firm, with offices in most states. But perhaps the Orlando-founded firm has grown too big, too quickly, suggests a proposed class-action lawsuit that claims the firm has botched hundreds of …
Tort reform is discussed as a legislative solution to the challenge of legal system abuse excessive policyholder or plaintiff attorney practices that increase costs and time to settle insuranceclaims. Injuryclaim severity in the state is slightly higher than in the rest of the country.
At this time of year, typically due to Florida storms causing damage to our homes, there are a larger number of insuranceclaims than normal. Many adjusters investigate your claim by visiting your property; in person, viewing and documenting losses and damages personally. Read the full article at www.wreninsuranceagency.com
” Prompt Appointment Scheduling Time is of the essence when an injury occurs. Efficient Communication of Medical Records Communication is critical, especially when it comes to sharing medical records with insuranceclaims adjusters or your company. Contact: mstack@reduceyourworkerscomp.com.
Immediately after the accident, check yourself and your passengers for injuries. It’s also important to remember that injuries aren’t always obvious right away—adrenaline can mask pain, so be cautious even if you feel okay at first. Plus, having a police report on file can help you later when dealing with insuranceclaims.
One of the primary reasons for the 2025 California car insurance increase is legislative. On January 1, 2025, California raised its minimum liability insurance requirements, nearly doubling the mandatory coverage for bodily injury and property damage. 1, 2025 is here.
In a no-fault state like Florida, every driver is required to carry Personal Injury Protection (PIP) coverage. This coverage is the backbone of the no-fault system, as it ensures that your insurance policy will cover: Medical Expenses: PIP typically covers a portion of your medical bills resulting from an accident, up to a certain limit.
Read now » Related Content Allocation of Latent Injury and Damage Claims State Law Survey Examine the method used across the 50 states and the District of Columbia for allocating damages for latent bodily injury and property damage claims, sometimes called long-tail or continuous injury or damage claims.
This practice note discusses project delays due to defects or deficiencies, poor coordination or communication with the owner or other members of the design/construction team, or the discovery of defects during or after the project, as well as claims involving construction accidents or personal injuries that occur within the construction area.
This practice note discusses project delays due to defects or deficiencies, poor coordination or communication with the owner or other members of the design/construction team, or the discovery of defects during or after the project, as well as claims involving construction accidents or personal injuries that occur within the construction area.
Indemnity and Other Risk Allocation Mechanisms in Commercial Leases Examine common considerations concerning the use of indemnity provisions in a lease as a method to allocate among the parties the risk of claims for injury or damage to third parties related to the leased premises and adjacent areas.
When a High Wind, Severe Thunderstorm, or Tornado Watch, is issued, immediately secure these items to avoid damage or injury once the wind starts picking up. first appeared on Blog | Shield Insurance Agency. Secure objects that would be unsafe to bring inside, such as gas grills and propane tanks.
Workplace Violence Policies: Key Drafting Tips Review best practices for drafting workplace violence policies to inform employer's commitment to maintaining a safe working environment and to assist in defending against claims for workplace injuries caused by violence.
And while many states have fee schedules in place that help control medical cost categories, shifts in the type and volume of medical services provided, combined with increased injury and illness severity have impacted overall medical claim costs.
Relevant Facts of the Russell Case On 10/31/2017, Donate Russell, age 41, was performing his usual job duties, as an Environmental Services Technician (EVS) cleaning and disinfecting the employer’s premises, when he sustained an industrial injury requiring dental care. Earned the Self-insuranceClaims Examiner Certificate.
Claims History: Disclose any previous insuranceclaims made on the property, including the date, total cost, and details of the claim. This information helps insurers assess the risk profile of the property. This insurance protects you from legal action if someone sustains an injury on your property.
The disclosure requirements extend to various risk financing structures, including captives, self-insurance programs, risk retention groups and surplus lines insurers. Many claims may not reach the retentions, arguably rendering the insurance policies nonresponsive to the claim.
When buying boat insurance, you will have the opportunity to select your coverage options. Bundle discounts may be available when purchasing multiple lines of insurance through the same provider. Zero Claims. Some providers offer discounts for individuals who have not previously filed a boat insuranceclaim.
Myth 5: “Claims Process is Always Lengthy and Complex” Technological Advancements in Claims Gone are the days when filing an insuranceclaim was akin to navigating a labyrinth. Thanks to technological advancements, the claims process has become much more streamlined and user-friendly.
Insureds may need to reassess their coverage needs and consider adjusting their limits to ensure sufficient protection in the face of rising risks and potential catastrophic events. Underwriting profits and low claim frequency contribute to this stability. Underwriting profits and low claim frequency contribute to this stability.
This transformation brings with it new challenges in workforce training, job displacement, and the very definition of what constitutes a compensable injury in an AI-augmented workplace. As Baby Boomers delay retirement, working well into their 60s and 70s, they bring valuable experience but also increased risk of age-related injuries.
Specifically, the ATVs exceed mandatory maximum speed limits for youth ATVs, posing a risk of a high-speed crash that could lead to serious injury or death. These products do not meet the CPSC’s mandatory safety standards. The CPSC issued the same warning for another brand of youth ATVs a few months earlier.
Water damage is one of the most common home insuranceclaims, so taking preventive steps here is key. Trip hazards or misplaced nails can lead to injuries, which may not always be covered by your insurance if negligence is involved. Hiring licensed plumbers can save you from future headaches. Ready to Renovate?
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